A ‘State of the Union’ for Your Finances?

Personal Finance

A ‘State of the Union’ for Your Finances?

A ‘State of the Union’ for Your Finances?

Leaders across the country present annual status reports to their communities as a way to measure progress and identify goals for the future. The president gives the State of the Union, a governor conducts a State of the State speech — what about compiling one for your finances? A lot of financial institutions and budget... Read More

5 Ways to Save Cash Before the Ball Drops

Personal Finance

5 Ways to Save Cash Before the Ball Drops

5 Ways to Save Cash Before the Ball Drops

The day after Christmas means a lot of different things to a lot of different people – obligatory gift returns, post-Christmas sales, pouring the last of the eggnog in your coffee, an end to holiday music in public spaces and on public airwaves. But it also means that 2014 is knocking on the door –... Read More

5 Signs You May Need a New Credit Card

Credit Cards

5 Signs You May Need a New Credit Card

5 Signs You May Need a New Credit Card

Americans enjoy a highly competitive market for credit cards. In fact, though we find that there are few alternatives to many services, we complain that too many credit card offers stuff our mailboxes each day. At the same time, choosing a new credit card is not the most enjoyable activity, and many cardholders remain loyal... Read More

How an Actor Organizes His Money

Personal Finance

How an Actor Organizes His Money

How an Actor Organizes His Money

Chet is a 30-something professional actor from British Columbia. Lily Nichol: First, can you tell me a little about yourself? Chet: Well, I’m originally from a town in the interior of B.C. I knew rather early on that I wanted to become an actor, so right out of high school I managed to get in... Read More

5 Reasons to Spend Less & Do More

Personal Finance

5 Reasons to Spend Less & Do More

5 Reasons to Spend Less & Do More

Life can seem really expensive — all the items we “need” add up. I needed that new smartphone, and I spent too much on a dress I wore once. I needed the coolest toaster oven even though I just make frozen pizzas. I need a new car, a big house and lots of things to... Read More

Should I Ask for a Credit Card Limit Increase?

Credit Cards

Should I Ask for a Credit Card Limit Increase?

Should I Ask for a Credit Card Limit Increase?

Sometimes, timing is everything. For instance, credit card issuers may be willing and eager to increase your credit limit, but only if the request is made at the right time. Why Increase Your Credit Limit? There are three main reasons to ask for a credit card limit increase. First, cardholders may regularly need the additional... Read More

Should You Give Your Kid a Credit Card?

Credit Cards

Should You Give Your Kid a Credit Card?

Should You Give Your Kid a Credit Card?

All parents want their kids to learn to manage money competently. There is clearly a benefit to learning financial responsibility from an early age. But how young is too young to have the freedom (and temptation) to use a credit card? A decision requires that you think of your child specifically. If you decide the time... Read More

The Cheapest Overnight Shipping Fees for Christmas

Personal Finance

The Cheapest Overnight Shipping Fees for Christmas

The Cheapest Overnight Shipping Fees for Christmas

If you’ve ever spent Dec. 23 standing in line to ship a last-minute Christmas gift, you know all about the crazy cost of sending packages by overnight mail. Sometimes the fees cost as much as the presents. What you may not know is that there’s a huge difference in fees for the same service among the big... Read More

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