Equifax Ordered to Pay $18.6M for Credit Report Mistakes

Credit Score

Equifax Ordered to Pay $18.6M for Credit Report Mistakes

Equifax Ordered to Pay $18.6M for Credit Report Mistakes

Julie Miller’s long battle to fix her credit report ended Friday, when a jury awarded her $18.6 million in her civil suit against credit reporting agency Equifax. Miller says her troubles started in late 2009, when she was denied credit at Hubbard Bank due to her credit report. In 2009, she requested her credit report... Read More

How to Make the Most of a Financial Windfall

Personal Finance

How to Make the Most of a Financial Windfall

How to Make the Most of a Financial Windfall

This post originally appeared on Money Talks News. It’s happened to all of us, at least in our dreams: a lottery win, a big inheritance, a streak of luck at the gaming tables, paying $7 for a $75,000 Renoir at a yard sale. It can happen. Sooner or later a financial windfall is likely to fall in... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

Every month, we choose the Best Credit Cards in America that are ideal for a specific purpose. We choose reward cards for people who pay their balance in full every month, and low interest rate cards for those who need to carry a balance. Yet all of these comparisons assume that the applicant has good,... Read More

8 Money Tools You Should Try

Personal Finance

8 Money Tools You Should Try

8 Money Tools You Should Try

Managing your personal finances can be tough. With income, expenses, budgets, bills, and so much more, keeping track of everything gets complex sometimes. Luckily, we have technology right at our fingertips to help organize and destress our lives. Here are some of the best money tools that can help you keep up with your finances.... Read More

How to Get Out of Debt: The Real Secret

Personal Finance

How to Get Out of Debt: The Real Secret

How to Get Out of Debt: The Real Secret

In my time working at a company called ReadyForZero that helps people get out of debt, I’ve come to a realization: while there are many actions that you can take to get out of debt, there is only one overarching secret to it, and that secret is … break the large problem (your debt) down... Read More

Should the Govt Be Allowed to Charge You a Credit Card Fee?

Credit Cards

Should the Govt Be Allowed to Charge You a Credit Card Fee?

Should the Govt Be Allowed to Charge You a Credit Card Fee?

The big news in the credit card industry this year has been the settlement between credit card payment networks and retailers that has opened the door to merchants charging credit card surcharges. Although this agreement is largely meaningless in the ten states that currently prohibit these credit card surcharges, there are exceptions to these agreements... Read More

Beyond FICO: 6 Credit Scores You Should Know About

Credit Score

Beyond FICO: 6 Credit Scores You Should Know About

Beyond FICO: 6 Credit Scores You Should Know About

When you get your credit score, you may be surprised to learn that the score you receive is not a FICO score. That doesn’t mean that the score you received is “wrong,” or somehow inferior, though. There are a variety of credit scores that lenders can use to make credit decisions, and the ones they... Read More

How Not To Get Rejected For a Credit Card

Credit Cards

How Not To Get Rejected For a Credit Card

How Not To Get Rejected For a Credit Card

I distinctly remember getting turned down the first time I applied for a major credit card soon after I graduated from college. To add insult to injury, my sister — who was a year younger than me and still in school — already had a couple of cards in her wallet. Being rejected for anything — a date,... Read More

Junk Mail Poses Identity Theft Risks

Identity Theft

Junk Mail Poses Identity Theft Risks

Junk Mail Poses Identity Theft Risks

Junk mail: It seems like it never stops. From various credit card application forms to coupons to a local pizzeria, these pieces of mail that are often tossed straight into the trash are not only an annoyance but a threat to your personal information. Pre-approved credit card offers are especially dangerous, as they are an... Read More

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