Who Cares Where You Went to College?

Students

Who Cares Where You Went to College?

Who Cares Where You Went to College?

Some 15 years ago, my wife and I attended a barbecue fundraiser for a local nonprofit. As we made our way through the crowd, I bumped into a friend I hadn’t seen in a while. Jack (not his real name) was the CFO of a good-sized public company. After catching up on work, family and... Read More

Buying a Condo? Here’s What You Need to Know

Mortgages

Buying a Condo? Here’s What You Need to Know

Buying a Condo? Here’s What You Need to Know

Condominiums make an affordable alternative to purchasing a single-family home. As prices continue to rise in many markets, purchasing a lower-priced condo makes for an attractive choice in pursuing home ownership. Important Lending Terms for Condo Buyers Buying a condo is different than buying a traditional single-family home. Here are some terms that are important... Read More

Help! Someone Else Is Getting My Tax Docs

Identity Theft

Help! Someone Else Is Getting My Tax Docs

Help! Someone Else Is Getting My Tax Docs

Tax fraud is one of the most common forms of identity theft. You don’t want tax season to be any more complicated than it has to be, and you also don’t want someone messing with your personal information. Sometimes you have no control over the situation: Perhaps your Social Security number was stolen in a... Read More

What’s a Credit Freeze?

Credit Score

What’s a Credit Freeze?

What’s a Credit Freeze?

Looking for ways to shield your credit from fraud? A credit, or security, freeze is an option you may want to consider, but there are some caveats. Credit freezes enable you to prohibit third parties from accessing your credit profile. This can help prevent new credit – including loans, mortgages, credit cards, auto loans and... Read More

The Slacker’s Guide to Facebook Privacy

Identity Theft

The Slacker’s Guide to Facebook Privacy

The Slacker’s Guide to Facebook Privacy

If you are really concerned about privacy, then you probably shouldn’t use Facebook. But if you are like a billion people on the planet, you’ve decided that Facebook’s tradeoff between sharing and privacy is worth it. That’s certainly reasonable.  Plenty of non-Facebookers today complain that they miss out on a lot of social activity —... Read More

How to Budget When You Hate Budgeting

Personal Finance

How to Budget When You Hate Budgeting

How to Budget When You Hate Budgeting

Budgeting doesn’t have to be so mind-numbingly tedious. It’s as if everything we now know about budgeting was written by accountants for people who think like accountants. The rest of us need intuitive tools fit for English majors. I must confess that I have never, not once, balanced my checkbook. A recent survey of Bogleheads... Read More

The CyberScams You Need to Worry About in 2014

Identity Theft

The CyberScams You Need to Worry About in 2014

The CyberScams You Need to Worry About in 2014

Cyber criminals are expected to have a banner year in 2014 by continuing to exploit vulnerabilities in computer devices—and the people who use them. Securing these devices will continue to be a challenge for industry as well as consumers. Business leaders must focus on assessments to evaluate and identify possible exposures from weak processes or... Read More

5 Ways to Keep Your Passport Safe

Identity Theft

5 Ways to Keep Your Passport Safe

5 Ways to Keep Your Passport Safe

If you’ve had to go get a new passport lately, you have learned (like me) it’s no longer the easiest thing to prove that you’re you. If you’re a first-timer, you must show up in person with a birth certificate, at least one government-issued ID (two if it’s out of state), photocopies, forms and fees,... Read More

3 Health Myths That Cost You Money

Personal Finance

3 Health Myths That Cost You Money

3 Health Myths That Cost You Money

At the start of a new year, many of us make resolutions. Often, these resolutions can seem to contradict each other. For example if getting healthy was on your list, you might have joined a gym. But that added cost is cutting into your goal of saving more money in 2014. The two resolutions don’t... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team