Will the JOBS Act Help Your Business Raise Money?

Personal Finance

Will the JOBS Act Help Your Business Raise Money?

Will the JOBS Act Help Your Business Raise Money?

The recently enacted JOBS Act (Jumpstart Our Business Startups) is a either terrific boost for small businesses looking to raise money, or an invitation to investor fraud, depending on whom you ask about it. To learn more about the potential upside of this legislation, I interviewed small-business attorney Garrett Sutton. He is a Rich Dad… Read More

Double Whammy: High Debt, Few Jobs for Class of 2012

Students

Double Whammy: High Debt, Few Jobs for Class of 2012

Double Whammy: High Debt, Few Jobs for Class of 2012

Memo to the class of 2012: Your life may be about to get very hard. Graduates will leave campus to discover the worst job market in more than a decade, according to a recent report by the Associated Press. Meanwhile, rising tuition, soaring student loan debt, and potentially serious problems with the government’s system of… Read More

The Mobile Banking User: Young, Wealthy, Risky

Personal Finance

The Mobile Banking User: Young, Wealthy, Risky

The Mobile Banking User: Young, Wealthy, Risky

While most people don’t like to put the words “risk” and “banking” together in the same sentence, one study shows that mobile banking users are risk-takers. A new study from mobile advertising platform company Millennial Media shows that consumers who access mobile finance content tend to be young and wealthy and consider themselves risk-takers. Commissioned… Read More

Orchard Bank Credit Cards Now Issued by Capital One: What’s Next?

Credit Cards

Orchard Bank Credit Cards Now Issued by Capital One: What’s Next?

Orchard Bank Credit Cards Now Issued by Capital One: What’s Next?

Update: Orchard Bank credit cards have been discontinued. Find credit cards to help you rebuild your credit here. Capital One’s acquisition of HSBC’s U.S. credit card unit was completed last week. HSBC was the issuer of the Orchard Bank credit cards, but now, Capital One is the official issuer of these cards. This move has… Read More

Credit Card Use, Other Borrowing Spiked in March

Credit Cards

Credit Card Use, Other Borrowing Spiked in March

Credit Card Use, Other Borrowing Spiked in March

The amount being carried on consumers’ credit cards has generally been falling for more than a year, but that trend may have been reversed in March, as balances increased sharply, as did borrowing on other types of credit. Consumer credit card balances rose 7.8 percent in March, the first time they’ve risen since the new… Read More

The Most Likely Victims of Credit Report Swaps: Your Family

Credit Score

The Most Likely Victims of Credit Report Swaps: Your Family

The Most Likely Victims of Credit Report Swaps: Your Family

It’s not Freaky Friday, but many consumers are finding their financial lives swapped by accident—and it’s having big consequences. A four-part series from the Columbus Dispatch called “Credit Scars” kicked off this week, examining the damage done when credit reporting agencies blend two credit reports together. The year-long investigation by the paper uncovered thousands of… Read More

Prepaid Fee Breakdown: Know What You’ll Owe

Credit Cards

Prepaid Fee Breakdown: Know What You’ll Owe

Prepaid Fee Breakdown: Know What You’ll Owe

When it comes to prepaid cards, most consumers expect some sort of fee structure. Monthly fees, transaction fees and reloading fees are all part and parcel of the prepaid card game. A recent survey by Bankrate.com looked at the fees of 18 cards and found some interesting trends. First off, no prepaid debit card was… Read More

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