Marketing Credit Cards to College Students: How the CARD Act Changed the Game

Students

Marketing Credit Cards to College Students: How the CARD Act Changed the Game

Marketing Credit Cards to College Students: How the CARD Act Changed the Game

It’s fall and students are back at college soaking up vast amounts of knowledge. At least that’s what the parents think, right? One thing we can be sure of, though, thanks to the Credit CARD Act of 2009, is that students now enjoy more consumer protections. The Act restricts credit card issuers from giving a credit card to… Read More

Hurry Up and Wait: Google Wallet is Coming (Eventually)

Personal Finance

Hurry Up and Wait: Google Wallet is Coming (Eventually)

Hurry Up and Wait: Google Wallet is Coming (Eventually)

Swipe your phone, make a purchase. That’s the idea behind Google’s new Google Wallet payment system, which the technology hydra unveiled in demo form late last week (click here, and scroll down to the first video to see it in action). To use the system, consumers pick which credit card they want to use by… Read More

What Google Advisor Can Do For You

Personal Finance

What Google Advisor Can Do For You

What Google Advisor Can Do For You

In case you missed the news in May, Google has a tool designed to make the tedious and sometimes bewildering task of comparing financial products like mortgages, CDs, checking accounts, savings accounts and, of course, credit cards, a bit easier on consumers (full disclosure, Credit.com offers many of the same products and services on its… Read More

Did Bank Kickback Scam Increase Your Mortgage Bill?

Mortgages

Did Bank Kickback Scam Increase Your Mortgage Bill?

Did Bank Kickback Scam Increase Your Mortgage Bill?

Major American banks engaged in a decade-long kickback scheme that allegedly netted them $6 billion in fraudulent profits, and increased the cost of homeownership for millions of families, according to an investigation by federal regulators. The investigation has not been made public, and a spokesman with the department of Housing and Urban Development declined to… Read More

BillGuard: We are Smarter than Me

Personal Finance

BillGuard: We are Smarter than Me

BillGuard: We are Smarter than Me

What do you do when you notice an unusual transaction on your credit card? If you’re like most people, you call the credit card company to complain. If you’re really worked up about it you might also post a rant on one of those bitch board web sites where people complain about fraudulent or otherwise… Read More

Quick and Easy Ways to Cut Your Household Bills

Personal Finance

Quick and Easy Ways to Cut Your Household Bills

Quick and Easy Ways to Cut Your Household Bills

When it comes time to save up some money, your first instinct might be to cut spending by eating out less often, paring down your shopping budget or kicking your coffee habit. But cutting costs doesn’t necessarily mean giving up your favorite things. These tips will help you trim down your household bills without tightening… Read More

A Groupon AmEx? Research Says It’s a No Brainer.

Credit Cards

A Groupon AmEx? Research Says It’s a No Brainer.

A Groupon AmEx? Research Says It’s a No Brainer.

Are you a Groupon groupie? You may be a perfect candidate for a Groupon-branded credit card. While such a product has yet to hit the market, researchers say customers of daily deal web sites—a group of 20 million strong and growing—are a great target audience for co-branded credit cards. [Article: Bizarre World of Business Credit… Read More

Credit Score Q&A: Satisfied Judgments and Credit Scores

Credit Score

Credit Score Q&A: Satisfied Judgments and Credit Scores

Credit Score Q&A: Satisfied Judgments and Credit Scores

Matt from Annapolis had a challenging year back in 2007 that severely impacted his credit. At that time he was late on several of his credit cards, almost had his car repossessed and had a judgment placed on his credit report. While there are several circumstances that drove this behavior, Matt takes responsibility for his… Read More

In First Public Speech, Consumer Watchdog Lays Out His Plans

Personal Finance

In First Public Speech, Consumer Watchdog Lays Out His Plans

In First Public Speech, Consumer Watchdog Lays Out His Plans

The new interim director of the nation’s first consumer protection agency for financial products gave his first public speech on Thursday, laying out far-reaching plans to regulate an array of credit services. Speaking in Philadelphia, Raj Date announced the bureau’s top priorities, including everything from mortgages to credit cards and checking accounts. And he did… Read More

The Dos and Don’ts of Paying a Debt Collector

Managing Debt

The Dos and Don’ts of Paying a Debt Collector

The Dos and Don’ts of Paying a Debt Collector

Photo by sleepyneko — Slide 1 of 10 Editor’s note: This story was updated February 28, 2014 When you’re trying to put a collection account behind you, the biggest hurdles are coming up with the money to pay the debt and negotiating a payment plan or settlement that you can afford. Once you’ve accomplished that,… Read More

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