Use a Low APR Card to Consolidate Debt

Credit Cards

Use a Low APR Card to Consolidate Debt

Use a Low APR Card to Consolidate Debt

If you have a lot of credit card debt spread across a number of different accounts, you might be thinking about whether you should consolidate those balances onto one card. The benefits of doing so are obvious. First, you’ll essentially be taking the number of payments you have to worry about making every month and… Read More

More Banks Offering Clearer Credit Card Agreements

Credit Cards

More Banks Offering Clearer Credit Card Agreements

More Banks Offering Clearer Credit Card Agreements

Consumers may soon find that it’s easier to understand the agreements they sign when opening new checking accounts or credit cards, as many major financial institutions are now taking serious strides toward clarifying and shortening these documents. Many of the nation’s largest banks are now introducing simpler credit card agreements so that it’s easier for… Read More

Talk Credit Radio: Truth (and Myths) About Negotiating Debts

Personal Finance

Talk Credit Radio: Truth (and Myths) About Negotiating Debts

Talk Credit Radio: Truth (and Myths) About Negotiating Debts

This week on Talk Credit Radio: Friday January 27, 2012 Tune in to Talk Credit Radio this week with Credit.com’s personal finance expert Gerri Detweiler, live from 4-5 ET/1-2 PT. Ways to listen are listed below. Here’s a quick quiz: • True or False: There is a government program created by President Obama that requires… Read More

How Credit Card Balances Impact Your Score

Credit Score

How Credit Card Balances Impact Your Score

How Credit Card Balances Impact Your Score

A reader, Dylan, recently wrote in with a question for us. He has three credit cards and wants to know if it is better (results in higher points) to carry similar balances across all three cards or to carry a large balance on one of his cards and zero or very low balance on the… Read More

BofA Tests Credit Card-Tied Social Couponing

Personal Finance

BofA Tests Credit Card-Tied Social Couponing

BofA Tests Credit Card-Tied Social Couponing

A new social couponing plan is being launched by the nation’s largest lender as a means of incentivizing more use of both debit and credit cards. Bank of America is currently testing a new program called BankAmeriDeals with its employees in North Carolina, South Carolina and Nevada, according to a report from The Associated Press…. Read More

How Your Credit Score is Calculated

Credit Score

How Your Credit Score is Calculated

How Your Credit Score is Calculated

As you’re probably well aware, your credit score makes up a huge part of your ability to qualify for things like credit cards and other loans, but most people probably don’t know exactly how it’s calculated. Your credit score is based on your borrowing history, but do you know what aspects are valued more than… Read More

Cash Still King for Everyday Purchases

Personal Finance

Cash Still King for Everyday Purchases

Cash Still King for Everyday Purchases

During the recent national recession, millions of consumers across the country drastically changed their purchasing habits to avoid credit card use. But even as credit card use has regained popularity in recent months, it turns out many still prefer to use cash. A recent study by Javelin Strategy and Research found that the vast majority… Read More

5 Reasons Why Capital One is the Most Searched-For Credit Card

Credit Cards

5 Reasons Why Capital One is the Most Searched-For Credit Card

5 Reasons Why Capital One is the Most Searched-For Credit Card

In the past month, consumers who were searching for a new credit card on Yahoo! typed this phrase most often: “Capital One credit card.” Based on our review of Yahoo! Search data, they weren’t looking for a specific card from Capital One, they just wanted to see what cards from that bank were available. This tells… Read More

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