Should I Ask for a Credit Card Limit Increase?

Credit Cards

Should I Ask for a Credit Card Limit Increase?

Should I Ask for a Credit Card Limit Increase?

Sometimes, timing is everything. For instance, credit card issuers may be willing and eager to increase your credit limit, but only if the request is made at the right time. Why Increase Your Credit Limit? There are three main reasons to ask for a credit card limit increase. First, cardholders may regularly need the additional... Read More

Should You Give Your Kid a Credit Card?

Credit Cards

Should You Give Your Kid a Credit Card?

Should You Give Your Kid a Credit Card?

All parents want their kids to learn to manage money competently. There is clearly a benefit to learning financial responsibility from an early age. But how young is too young to have the freedom (and temptation) to use a credit card? A decision requires that you think of your child specifically. If you decide the time... Read More

The Cheapest Overnight Shipping Fees for Christmas

Personal Finance

The Cheapest Overnight Shipping Fees for Christmas

The Cheapest Overnight Shipping Fees for Christmas

If you’ve ever spent Dec. 23 standing in line to ship a last-minute Christmas gift, you know all about the crazy cost of sending packages by overnight mail. Sometimes the fees cost as much as the presents. What you may not know is that there’s a huge difference in fees for the same service among the big... Read More

Credit.com in the News 12.21.13

Personal Finance

Credit.com in the News 12.21.13

Credit.com in the News 12.21.13

Holiday spending has been an appropriate recurring theme in the financial media recently, and the Credit.com experts have added their knowledge to the conversations. (@LGers) People spend a lot of money during the holidays — everyone knows this, including fraudsters, which is why consumers have to be extra vigilant about scams this time of year.... Read More

The Craftiest Credit Card Thief Ever?

Identity Theft

The Craftiest Credit Card Thief Ever?

The Craftiest Credit Card Thief Ever?

Some thieves are major overachievers. Seriously, there has to be an easier way to commit fraud than building a working replica of an ATM in order to steal debit card information. Who knows if the extra effort was worth it, but fraudsters in Brazil went that route and built an impressive card-skimming facade to go... Read More

How to Find Last-Minute Flights

Personal Finance

How to Find Last-Minute Flights

How to Find Last-Minute Flights

It’s no secret that airfare during the holidays is sky high and continues to steadily climb as the years progress. The Wall Street Journal reported in October that Christmas week fares were 7.3% higher than they were in 2012. With such bloated rates, how in the world are you supposed to go home for the holidays without going... Read More

3 Real-Life Money Miracles

Personal Finance

3 Real-Life Money Miracles

3 Real-Life Money Miracles

Most of us have experienced a cash crunch at one time or another, and thought, “I need a miracle.” For these three people, a money miracle is exactly what they got. The 12 Days of Christmas When he heard a knock on the door that night in mid-December 2008, Chris Miles wasn’t sure if he... Read More

Consumer Watchdog Announces Largest Discriminatory Auto Lending Case Ever

Auto Loans

Consumer Watchdog Announces Largest Discriminatory Auto Lending Case Ever

Consumer Watchdog Announces Largest Discriminatory Auto Lending Case Ever

The Consumer Financial Protection Bureau announced Friday the largest auto loan discrimination case to date, in which Ally Financial Inc. and Ally Bank has been ordered to pay $80 million in damages to 235,000 minority borrowers impacted by their discriminatory pricing system. The enforcement action stems from an investigation started in 2012, through which the... Read More

5 Ways to Make a Mortgage Move Faster

Mortgages

5 Ways to Make a Mortgage Move Faster

5 Ways to Make a Mortgage Move Faster

Good lenders try to make the mortgage process more of a sprint than a marathon. They also try to impart on prospective homebuyers how much power they have in moving that finish line. You can generally go from contract to loan closing in 30 to 45 days, depending on the loan type, the property and... Read More

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