Young Internet Users Don’t Understand Internet Risks

Identity Theft

Young Internet Users Don’t Understand Internet Risks

Young Internet Users Don’t Understand Internet Risks

A new study shows how many children are bullied online and how few understand the importance of Internet safety. The study, which will be published in the International Journal of Social Media and Interactive Learning Environments, includes a survey of more than 4,200 middle and high school students about the risks of child identity theft.... Read More

Back-to-School Reminder: Start a 529 Plan

Students

Back-to-School Reminder: Start a 529 Plan

Back-to-School Reminder: Start a 529 Plan

Notebooks, check. Pencil cases, check. Backpacks, check. 529 plan, whoops, forgot that one. September is a good time to think about all things educational. For those who have 529 plans, increase the monthly contribution. The little extra you contribute will surely add up over the years. For those of you who don’t, or are not... Read More

More Americans With Bad Credit Are Getting Auto Loans

Auto Loans

More Americans With Bad Credit Are Getting Auto Loans

More Americans With Bad Credit Are Getting Auto Loans

As the economy has improved, lenders are increasingly giving auto loans to consumers with low credit scores. In a review of second-quarter automobile financing, credit bureau Experian outlined year-over-year changes in the market. Overall, outstanding loan balances increased $69 billion from the second quarter of 2012 to about $751 billion. When looking at the year-over-year risk distribution... Read More

The Right Way to Pay Off Debt to Get a Mortgage

Mortgages

The Right Way to Pay Off Debt to Get a Mortgage

The Right Way to Pay Off Debt to Get a Mortgage

Trying to secure a mortgage right now? From higher mortgage rates, to rising home prices to the contraction in buying power — securing financing, for some, can be no easy endeavor. As prices, and rates rise simultaneously, lenders will still place the weighted emphasis on “real income,” or, the amount of monthly payment you can afford... Read More

Crowdfunding for Student Loan Debt?

Students

Crowdfunding for Student Loan Debt?

Crowdfunding for Student Loan Debt?

It’s easy for someone to say, “Follow your dreams” — they don’t have to pay for it. Then again, maybe they could. Piglt (pronounced “piglet”) is a platform for crowdfunding higher education expenses and student loan debt. Dreamers promote their campaigns, set a fundraising goal and hope to connect with people — Believers, as Piglt... Read More

Is Debt Collection About to Become Fairer?

Managing Debt

Is Debt Collection About to Become Fairer?

Is Debt Collection About to Become Fairer?

Billions of dollars of debts go unpaid every year. This fact is not surprising. But what may surprise you is that the majority of bills that go several months late will never get paid, and there is a huge market for these unpaid bills. Investors are willing to buy bad uncollected debts (already proven to... Read More

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