I Want to Get My Credit Score for Free

Credit Score

I Want to Get My Credit Score for Free

I Want to Get My Credit Score for Free

If you want your credit score for free, there are several ways to get it. One is to apply for credit. If you are turned down or charged more for credit based on your score, the lender must tell you the score that was used in the decision. But that’s kind of complicated. What if... Read More

8 Things That Can Make or Break Your Budget

Personal Finance

8 Things That Can Make or Break Your Budget

8 Things That Can Make or Break Your Budget

The first step toward saving money is making a conscious decision to devote the time and energy required to focus on saving money. You can save a tremendous amount by creating a spending plan, making a list of what you really need and taking the time to shop and compare. It can take lot of... Read More

An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?

Auto Loans

An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?

An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?

One of our readers went car shopping, and had an unpleasant surprise when the dealer made a credit inquiry. Here’s the story: Recently my boyfriend and I went to look at vehicles for him. He saw one he was interested in but knew we weren’t ready to purchase yet. The auto dealership convinced him to... Read More

The Top Debt Ceiling Concern: Nothing

Personal Finance

The Top Debt Ceiling Concern: Nothing

The Top Debt Ceiling Concern: Nothing

Should Congress fail to reach a debt ceiling agreement and the government defaults on its debt, many Americans are concerned about mortgage rates rising and the potentially negative impact on their salaries and job security, according to a new Credit.com survey. The survey consisted of two questions — one pertaining to interest rates, the other... Read More

72% of Bankers Say Interest Rates Will Rise

Personal Finance

72% of Bankers Say Interest Rates Will Rise

72% of Bankers Say Interest Rates Will Rise

Experts expect consumer demand for credit to continue growing during the next six months, driven mostly by those in the 30- to 39-year-old age group. The quarterly survey of bank risk professionals conducted for FICO by the Professional Risk Managers’ International Association (PRMIA) also showed expectations for increased interest rates. The groups have conducted the... Read More

Privacy Policy Changes at Google: What You Need to Know

Identity Theft

Privacy Policy Changes at Google: What You Need to Know

Privacy Policy Changes at Google: What You Need to Know

Consumers could lose even more control over where their face and name end up online, and now, a U.S. senator is calling for an investigation. Last week, Google announced it would soon enter the borrow-your-profile-picture advertising business, with a product it calls “shared endorsements” — basically, Google’s version of Facebook’s sponsored stories. Meanwhile, Facebook said... Read More

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