The Easiest Way to Boost Your Retirement Income

Mortgages

The Easiest Way to Boost Your Retirement Income

The Easiest Way to Boost Your Retirement Income

Although many people work their entire lives so they can be financially secure during retirement, it doesn’t always work out that way.  Especially in today’s low-interest-rate environment, lots of retirees are finding that their fixed-interest investments, such as bonds and certificates of deposit, aren’t returning as much as they had hoped. So, many look for alternative... Read More

This Good Habit Could Stop You From Getting a Mortgage

Mortgages

This Good Habit Could Stop You From Getting a Mortgage

This Good Habit Could Stop You From Getting a Mortgage

Here’s a scenario that might surprise you: Your credit cards don’t have balances, yet your mortgage application can still be in jeopardy. Doesn’t make sense, right? Yet here’s an obstacle lenders encounter when trying to qualify you for a mortgage and you have credit card payments… Many consumers are responsible, paying in full their monthly... Read More

4 Home Upgrades That Could Save You Money This Winter

Mortgages

4 Home Upgrades That Could Save You Money This Winter

4 Home Upgrades That Could Save You Money This Winter

Now that fall has come and gone, we no longer get to see changing leaves when we look outside. Instead, those beautiful orange and red colors have been replaced by a desolate layer of white snow across much of the country. And with colder weather comes higher energy costs and additional expenses. But if you’re looking to... Read More

6 Gym Membership Gotchas

Personal Finance

6 Gym Membership Gotchas

6 Gym Membership Gotchas

Getting in shape can really make your bank account unhealthy. If you are among the millions of people making New Year’s resolutions who think January is the time to finally commit to an exercise plan, and you are considering joining a health club, know this: signing up for a gym membership can be just as... Read More

How to Pick the Right Credit Card for You

Credit Cards

How to Pick the Right Credit Card for You

How to Pick the Right Credit Card for You

Choosing a credit card can be difficult. There are dozens of issuers and hundreds of credit cards on the market. Each card has its own term, conditions, rewards, and benefits, so which ones are important to consider? Like most products, it depends on how you are going to use it and what you can get.... Read More

Can Paying Off Debt Hurt My Credit?

Managing Debt

Can Paying Off Debt Hurt My Credit?

Can Paying Off Debt Hurt My Credit?

Whether you recently repaid a loan or are starting a plan to reduce your debt, there are a few things you should know. First, do a happy dance for achieving or taking steps toward reaching a financial goal. (Pause for happy dance. OK, continue reading.) Second, understand what paying off debt means for your credit... Read More

3 Costly Credit Card Mistakes

Credit Cards

3 Costly Credit Card Mistakes

3 Costly Credit Card Mistakes

For those of us who use credit cards responsibly, there are lots of benefits to be had. Credit cards offer security and convenience that cash does not. But when you don’t use credit cards responsibly, you can rack up fees and easily damage your credit scores. Credit card debt is one of the biggest sources of consumer... Read More

How to Dig Out of Holiday Debt

Managing Debt

How to Dig Out of Holiday Debt

How to Dig Out of Holiday Debt

The holiday season is a wonderful time, but many families charge too much on their credit cards when they buy gifts, throw parties and travel to visit family. That leaves many of us waking up after New Year’s Day to a mountain of credit card debt. Rather than resign ourselves to paying high interest rates... Read More

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