What’s the Best Debt Payoff Strategy for You?

Managing Debt

What’s the Best Debt Payoff Strategy for You?

What’s the Best Debt Payoff Strategy for You?

You know the old saying “failing to plan is planning to fail”? That doesn’t just apply to college tests and job applications. It also applies to paying off debt. So before you start throwing money at your debt haphazardly, see which of these three debt payoff methods will work best for you. The Debt Snowball... Read More

How to Build Credit Without a Credit Card

Credit Score

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

Unless you have a ton of cash at your disposal, you’ll probably need credit at some point in your life. Whether you’re buying a home, car or big-ticket luxury item, the first thing that most lenders typically look at are your credit scores. If you have limited or no credit history, you’ll need to begin... Read More

10 Ways to Jump-Start Your Frugal Life

Personal Finance

10 Ways to Jump-Start Your Frugal Life

10 Ways to Jump-Start Your Frugal Life

Being frugal is like learning to eat better. There are a new set of rules and you feel like you are being deprived. But it doesn’t have to be painful. As with changing your diet, the key is to look at it as a lifestyle change. You don’t want to make yourself crazy, you want... Read More

7 Ways to Protect Your Credit Card Number

Identity Theft

7 Ways to Protect Your Credit Card Number

7 Ways to Protect Your Credit Card Number

It’s an invasion of privacy that can affect you greatly, and you may not even know it’s happening. More than 13 million Americans fall victim to identity theft every year. One common way thieves steal from you is by accessing your credit card number. Here are seven ways to protect yourself from the threat. 1. Don’t... Read More

9 Ways to Harness Your Willpower to Save Money

Personal Finance

9 Ways to Harness Your Willpower to Save Money

9 Ways to Harness Your Willpower to Save Money

A renowned piece of behavioral science research took place at Stanford University in 1972. The Washington Post describes it: Stanford University’s Walter Mischel sat 600 children down at a table with a marshmallow and gave them a choice: They could eat one marshmallow now, or wait 15 minutes and get two marshmallows. The kids struggled... Read More

Credit.com in the News 2.7.14

Personal Finance

Credit.com in the News 2.7.14

Credit.com in the News 2.7.14

Consumers are becoming increasingly aware of identity theft and the threats it poses, and concerned with knowing how to protect themselves from it. In the last few days, media outlets reported on various privacy concerns, calling on the Credit Experts to explain the importance of a consumer’s role in keeping sensitive data out of reach... Read More

A New Mortgage Tool From the CFPB

Mortgages

A New Mortgage Tool From the CFPB

A New Mortgage Tool From the CFPB

Successful problem solving often depends on the tools you’re given: The better your information, the more equipped you are to identify and solve an issue. That’s the idea behind the Consumer Financial Protection Bureau’s new mortgage data tool and the new data-reporting requirements it plans to propose this year. The CFPB today announced the release... Read More

Leasing a Car Is Getting Cheaper

Auto Loans

Leasing a Car Is Getting Cheaper

Leasing a Car Is Getting Cheaper

The average monthly payment for leasing a car has been declining in recent months, according to data released by Swapalease.com, an online marketplace for auto leases. The drop — $572.42 now, versus down an average of $590.38 in August — stems from “aggressive lease deals and increased incentives offered on leases since 2012,” a news... Read More

5 Valentine’s Day Scams to Avoid

Identity Theft

5 Valentine’s Day Scams to Avoid

5 Valentine’s Day Scams to Avoid

Cupid has some competition this Valentine’s Day: Scammers are taking aim at your heart and pocketbook with scams that can lead to identity theft and more. Beware of these five sweetheart swindles and follow our expert tips to protect yourself: 1. Infected E-cards Online greeting cards are an easy way for scammers to infect your... Read More

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