Talk Credit Radio: Establishing Credit and Stretching Your Dollars

Personal Finance

Talk Credit Radio: Establishing Credit and Stretching Your Dollars

Talk Credit Radio: Establishing Credit and Stretching Your Dollars

Today, Friday April 8th, Talk Credit Radio host Gerri Detweiler interviews Farnoosh Torabi about the best way for young people to establish credit. And for parents, she’ll explain the pros and cons of cosigning versus adding your kids onto your credit cards as an authorized user. Farnoosh is Credit.com’s Personal Finance Contributor and the author… Read More

What You Should Know About “Introductory” APRs

Credit Cards

What You Should Know About “Introductory” APRs

What You Should Know About “Introductory” APRs

An introductory interest rate is often called a “teaser” rate. The promise of 0% interest for a period of time can be very enticing and might “tease” you into applying for the card. A lot of cards these days offer introductory APRs. Some credit cards are even offering them on both purchases and balance transfers. When… Read More

Obama Declares April National Financial Literacy Month

Personal Finance

Obama Declares April National Financial Literacy Month

Obama Declares April National Financial Literacy Month

Because many consumers, regardless of the demographics into which they fall, faced severe financial hardship during the recent recession, the Obama administration has redoubled efforts to get Americans clued in on how to properly handle their finances. In addition to having already set up a number of agencies and initiatives designed to keep consumers safe… Read More

Buried By Letters, Fed Needs More Time on Debit Fees

Personal Finance

Buried By Letters, Fed Needs More Time on Debit Fees

Buried By Letters, Fed Needs More Time on Debit Fees

Federal regulators say there’s no way they’ll be able to sift through the avalanche of letters they’ve received in time to implement new rules that could change how millions of Americans use their debit cards. The Federal Reserve was supposed to implement new rules regarding debit card fees starting April 21. But in a letter… Read More

Today Show: Student Loans v. Retirement?

Managing Debt

Today Show: Student Loans v. Retirement?

Today Show: Student Loans v. Retirement?

On the Today Show yesterday morning, I joined personal finance all-stars Jean Chatzky and David Bach to answer viewers’ financial questions. We have the video below, in case you missed it, as well as a recap of my answer to one young woman who was curious as to whether she should allocate extra money toward… Read More

Home Loan Applications Fell Last Week

Mortgages

Home Loan Applications Fell Last Week

Home Loan Applications Fell Last Week

The total number of applications for new home loans declined 2 percent in the week ending April 1, as refinances tumbled significantly, according to the latest statistics from the Mortgage Bankers Association. Overall, the number of consumers who sought refinances for their existing home loans fell 6.2 percent as interest rates rose once again. It… Read More

FHA Keeps Charging Interest Even After a Mortgage is Paid

Mortgages

FHA Keeps Charging Interest Even After a Mortgage is Paid

FHA Keeps Charging Interest Even After a Mortgage is Paid

A controversial practice by the nation’s largest mortgage lender may force homeowners to pay hundreds of dollars extra in fees after they’ve already paid off their loans. Critics recently introduced legislation to make the practice illegal. People who receive a mortgage from the Federal Housing Administration have the option of making their mortgage payments early… Read More

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