What Makes Your Mortgage Credit Score Different

Mortgages

What Makes Your Mortgage Credit Score Different

What Makes Your Mortgage Credit Score Different

When is your credit score not actually your credit score? How about when you’re applying for a home loan. I can’t count how many times a frustrated veteran has come to me demanding to know why the credit score they paid to obtain doesn’t match what a lender is telling them. Prospective homebuyers are often… Read More

Retailers Ask Congress to Stop Swipe-Fee Settlement

Credit Cards

Retailers Ask Congress to Stop Swipe-Fee Settlement

Retailers Ask Congress to Stop Swipe-Fee Settlement

In the past few weeks, many major retail groups have gone to some lengths to try to stop the proposed settlement between a number of complainants and the world’s two largest payment processing firms over the swipe fees the latter charged for debit and credit transactions in the last several years. Now, a number of… Read More

CFPB: We’re Fixing the Credit Card ‘Stay-at-Home Parent’ Rule

Credit Cards

CFPB: We’re Fixing the Credit Card ‘Stay-at-Home Parent’ Rule

CFPB: We’re Fixing the Credit Card ‘Stay-at-Home Parent’ Rule

Many consumer groups have spoken out against rule that was designed to prevent borrowers from obtaining credit cards they can’t afford, but has also stopped stay-at-home parents from getting any such account. Now, the federal consumer watchdog is moving to fix that issue. One provision of the Credit Card Accountability, Responsibility and Disclosure Act of… Read More

What a Good Store-Brand Credit Card Looks Like

Credit Cards

What a Good Store-Brand Credit Card Looks Like

What a Good Store-Brand Credit Card Looks Like

The list of questions you get asked at the checkout counter seems to grow every year. In addition to the standard “Did you find everything you’re looking for?”, customers may be asked to donate a dollar to a charity or hand over their email address to sign up for newsletters. But the most important question… Read More

When a Prepaid Card is Worth the Fees

Credit Cards

When a Prepaid Card is Worth the Fees

When a Prepaid Card is Worth the Fees

Some people love their prepaid cards. They work great for Credit.com reader Jack Sauber, who says that “credit cards are great but it is like an open wallet for certain kids,” whereas “prepaid cards have … better control.” Meanwhile, other people allege that any prepaid cards come with hidden fees, which can severely hurt people… Read More

10 Cities That Survived the Credit Crunch

Personal Finance

10 Cities That Survived the Credit Crunch

10 Cities That Survived the Credit Crunch

While credit scores overall in the U.S. are down 0.6% since 2007, some cities have been working hard on their credit, despite the recession. Those cities have survived the credit crunch, coming out on the other side with an average credit score that is actually better than it was pre-recession. The Experian 2012 State of… Read More

Housing Market Bounces Back Nationwide

Mortgages

Housing Market Bounces Back Nationwide

Housing Market Bounces Back Nationwide

Many consumers across the country have been struggling with the housing market, either because they want to buy and can’t get a mortgage, or because they want to sell but home values aren’t high enough to cover their underwater mortgages. However, new trends in the market may be helpful to both buyers and sellers. During… Read More

Credit.com in the News 9/21/12

Personal Finance

Credit.com in the News 9/21/12

Credit.com in the News 9/21/12

This week the experts from Credit.com contributed to different media outlets on subjects including identity theft,  data protection and protecting your children and business against both. Check out the hits… Credit.com Co-Founder and Chairman, Adam Levin explains to Fox Business that no company can be too safe when it comes to data protection.  He also… Read More

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