What Is a Short Sale?

Mortgages

What Is a Short Sale?

What Is a Short Sale?

The world of real estate can be confusing, and sometimes, even with careful planning, mortgage payments can be difficult to make. If you find yourself faced with options like foreclosure, bankruptcy or a short sale, it’s important to understand your choices. A short sale is for those who do not qualify or do not want... Read More

5 Ways to Save Money on a Gluten-Free Diet

Personal Finance

5 Ways to Save Money on a Gluten-Free Diet

5 Ways to Save Money on a Gluten-Free Diet

Almost three years ago, I gave up foods with gluten. I wasn’t diagnosed with celiac disease, but I had heard that gluten could be triggering my migraine headaches, so I gave it a shot. It didn’t do much for my headaches, unfortunately, but I felt much better overall, and as a result decided to ditch... Read More

Can You Get a Debt Collection Account Off Your Credit Report?

Managing Debt

Can You Get a Debt Collection Account Off Your Credit Report?

Can You Get a Debt Collection Account Off Your Credit Report?

Sometimes life happens – late payments, overdue bills and credit mishaps can hurt even those with excellent credit scores. Even the smallest issue can cause your credit score to take a hit and leave a debt collection account on your credit report. Waiting to see credit scores bounce back, or late payments and collections from... Read More

America’s Favorite Budget Hotels

Personal Finance

America’s Favorite Budget Hotels

America’s Favorite Budget Hotels

Traveling and frugality are often at odds with each other. As much as you want to get away, planning a trip can quickly become stressful as you search for affordable options. Everyone wants to save money, but few people want to stay in a dumpy motel. It’s difficult to determine a hotel’s quality based on... Read More

The 2.9% Mortgage Rate: How to Get It

Mortgages

The 2.9% Mortgage Rate: How to Get It

The 2.9% Mortgage Rate: How to Get It

A 2.9% mortgage rate sound great, but is it too good to be true? Anyone looking for a home loan knows they want to get the best interest rate possible, but getting a great deal has a lot more to it than comparing rates at face value. The current rate for a 5-year adjustable-rate mortgage is... Read More

3 Ways Student Loan Scammers Seduce You

Students

3 Ways Student Loan Scammers Seduce You

3 Ways Student Loan Scammers Seduce You

Millions of Americans dream of the day they’ll be free from student loan debt, but for so many, it feels like that day will never come. Even with President Barack Obama’s recent executive order capping student loan payments at 10% of monthly income, former college students across the nation struggle to afford their loan bills, and... Read More

The Ambulance Loophole That Could Cost You Big

Managing Debt

The Ambulance Loophole That Could Cost You Big

The Ambulance Loophole That Could Cost You Big

When Jo-Anne deLeon called 911 last month because her husband Jimmy was having a heart attack, two ambulances showed up at her house. Then, a $750 bill showed up. The bill wasn’t for the ambulance, or the ride. It was for the paramedic inside ambulance No. 2, after he jumped into ambulance No. 1. The... Read More

How I Repaid $5K of Debt While Making $21K a Year

Managing Debt

How I Repaid $5K of Debt While Making $21K a Year

How I Repaid $5K of Debt While Making $21K a Year

Kim Mathis couldn’t seem to catch a break. Almost 16 years ago, shortly after she gave birth to her youngest daughter, Dantina, Kim’s brother asked her if she could help take care of her parents, both in failing health. They were divorced and living in different parts of Philadelphia; her father had terminal lung and... Read More

5 Ways Your Kids Can Bust Your Summer Budget

Personal Finance

5 Ways Your Kids Can Bust Your Summer Budget

5 Ways Your Kids Can Bust Your Summer Budget

If you’re a parent, summertime can mean trips to the beach (along with parking fees, ice cream runs, boardwalk arcade games, funnel cakes, cotton candy, gaily painted hermit crabs, etc.), setting up camp on some far-away stunning vista (and all the must-have sundries and amenities) and, of course, hours of mindless — not necessarily inexpensive... Read More

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