Why You Should Get Your Kid an iPad for Christmas

Identity Theft

Why You Should Get Your Kid an iPad for Christmas

Why You Should Get Your Kid an iPad for Christmas

There isn’t a holiday season that goes by that most parents aren’t treated to the seasonal joy of caroling neighbors and cajoling children. There’s always something  your kids want that you don’t want to give them, whether because it’s too expensive, too mature or too hard to find. But this year, you should seriously consider... Read More

How to Buy & Sell a Home at the Same Time

Mortgages

How to Buy & Sell a Home at the Same Time

How to Buy & Sell a Home at the Same Time

In the past two years, many buyers purchased property with low down payment programs and have seen a substantial rise in their home equity, creating an opportunity to upgrade to a more desirable home and/or neighborhood. Perhaps the family is expanding, or the timing is right to trade up. As enticing as this sounds, due... Read More

Underwater Mortgages Fall in the Third Quarter

Mortgages

Underwater Mortgages Fall in the Third Quarter

Underwater Mortgages Fall in the Third Quarter

The percentage of homeowners underwater on their mortgages has dropped significantly during the past year, according to the quarterly Negative Equity Report from Zillow. Twenty-one percent of of homeowners with mortgages owed more than their homes were worth in the third quarter. That’s down from 28.2% in the same period of 2012, which is the... Read More

Retail Credit Cards Reach 4-Year High

Credit Cards

Retail Credit Cards Reach 4-Year High

Retail Credit Cards Reach 4-Year High

More consumers are opening both store- and bank-issued credit cards, according to the latest Equifax National Consumer Credit Trends Report. The number of open retail-issued cards exceeded 183 million in October, the most since September 2009. Bank-issued cards also hit a high: 312 million, the most since December 2009. In the first eight months of... Read More

The Best Airline Miles Credit Cards in America

Credit Cards

The Best Airline Miles Credit Cards in America

The Best Airline Miles Credit Cards in America

Credit cards and airline rewards can seem like a match made in heaven. The airline industry makes great money selling their miles to banks, which use these miles to attract valuable customers. This formula has been working for decades, and travelers are thrilled to enjoy award travel with the points and miles earned through their... Read More

3 Things You Need to Do Now to Buy a Home Next Year

Mortgages

3 Things You Need to Do Now to Buy a Home Next Year

3 Things You Need to Do Now to Buy a Home Next Year

With big changes coming to the mortgage industry at the beginning of next year, many consumers will want to evaluate their home-buying plans. Regulations drafted by the Consumer Financial Protection Bureau will change the definition of a qualified mortgage for any loan applications received on and after Jan. 10, and many consumers may find themselves... Read More

5 Unexpected Identity Thieves

Identity Theft

5 Unexpected Identity Thieves

5 Unexpected Identity Thieves

Most people know they shouldn’t trust emails from supposed Nigerian princes looking to share their fortune, but it’s understandable to give sensitive information to family without a second thought. Identity thieves can emerge from all corners of life: friends, family, salespeople, government workers — anyone who may take advantage of their access to your information.... Read More

How to Avoid Panic Buying on Black Friday

Personal Finance

How to Avoid Panic Buying on Black Friday

How to Avoid Panic Buying on Black Friday

While much of a America will be pushing back from the dinner table, rubbing a full belly and perhaps settling in for a night of football on Thursday evening, millions of other eaters will skip the pumpkin pie so they can race out to shopping malls. This raises an obvious question: Why? If you’ve never... Read More

4 Ways Debt Collectors Get You to Pay

Managing Debt

4 Ways Debt Collectors Get You to Pay

4 Ways Debt Collectors Get You to Pay

Nobody likes a debt collector. But debt collectors, and the companies they work for, serve a legitimate purpose in our economy. Have debt collectors used harassing, and illegal tactics? Absolutely, collection agents stepping over the line has led to how the industry at large is viewed today. But rather than warn you about how debt... Read More

5 Signs You’re Ready to Be a Homeowner

Mortgages

5 Signs You’re Ready to Be a Homeowner

5 Signs You’re Ready to Be a Homeowner

No one can tell you when you’re ready to become a homeowner. But it’s probably fair to say a lot of first-time buyers wish otherwise. Buying a home is often one of the biggest purchases you’ll ever make. It’s also among the most infrequent. Knowing you’re prepared to buy a couch or a car is... Read More

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