Can You Force Your Ex to Pay a Loan You Co-Signed?

Credit Score

Can You Force Your Ex to Pay a Loan You Co-Signed?

Can You Force Your Ex to Pay a Loan You Co-Signed?

When you’re going through a divorce, protecting your credit is probably one of the last things on your mind. However, as the following question from one of our readers illustrates, it’s definitely something that couples should consider during divorce negotiations: I am a co-signer whose borrower (ex-wife) has left a $17,000 loan on me and... Read More

9 Household Items That Could Be Spying on You

Identity Theft

9 Household Items That Could Be Spying on You

9 Household Items That Could Be Spying on You

For Americans concerned about their privacy, the NSA data grabs are daunting, but what about the data grabs happening inside your own home, perpetrated not by the government, but by your coffee machine? Consider every appliance and every piece of home electronics that you own. Does it gather data about how you use it? Does... Read More

How Your Credit Can Drive Up the Cost of a Mortgage

Mortgages

How Your Credit Can Drive Up the Cost of a Mortgage

How Your Credit Can Drive Up the Cost of a Mortgage

Planning on getting a home loan anytime soon? Before you do, you should know that there are two types of loans that are inherently higher in cost than their traditional mortgage counterparts — and we’re not talking subprime or private money, either. Bottom line, if your credit score is below 680 or you have credit... Read More

Top 10 Credit Card Perks

Credit Cards

Top 10 Credit Card Perks

Top 10 Credit Card Perks

Reward credit cards are a great way to earn points, miles or cash back from your spending, but they have one fatal flaw: Cardholders only earn these rewards in proportion to what they spend, and that can encourage people to overspend and go into debt. Yet there is another credit card feature that often goes... Read More

Can You Really Monitor Your Credit For Free?

Credit Score

Can You Really Monitor Your Credit For Free?

Can You Really Monitor Your Credit For Free?

Most financial experts agree that it’s a good idea to check your credit reports and scores. But ask the same advisors whether you should pay for a credit monitoring service, and they’ll probably throw out different answers: “yes,” “no,” or “sometimes,” and then defend their responses. There’s really no need to get into a debate... Read More

Is Your 401(k) Plan Secure?

Personal Finance

Is Your 401(k) Plan Secure?

Is Your 401(k) Plan Secure?

Money deducted from your paycheck for retirement typically gets deposited quickly into your 401(k) plan. But this isn’t always the case. Sometimes this money ends up in another account. In most circumstances, the missing money is nothing more than an unintentional mistake; other times it is a case of embezzlement. Therefore, employees and executives need... Read More

5 Back-to-School Tips for Your Credit

Credit Score

5 Back-to-School Tips for Your Credit

5 Back-to-School Tips for Your Credit

It feels like summer just arrived, but now we’re shopping for calculators and new outfits and we’re only weeks away from getting back into the school year routine. Chances are, this is the only time of the year that your kids will be excited about school, eager to rekindle friendships and start using their shiny... Read More

9 Common Financial Frustrations & How to Handle Them

Personal Finance

9 Common Financial Frustrations & How to Handle Them

9 Common Financial Frustrations & How to Handle Them

There’s nothing worse than trying to stay on top of your finances, doing everything right, and keeping track of it all, only to be met with frustrations from the very financial institutions that are ostensibly there to serve you. These nuisances can put the brakes on your enthusiasm and momentum toward accomplishing financial goals. But... Read More

I Have Too Many Credit Cards. What Do I Do?

Credit Score

I Have Too Many Credit Cards. What Do I Do?

I Have Too Many Credit Cards. What Do I Do?

We recently received a question from a reader who wants to know if there’s any way she can close unused credit cards without hurting her credit scores and how taking this action could impact her credit overall: I have at least ten credit cards and I only use two of them — Amazon and a... Read More

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