Monday Was the Biggest Online Shopping Day in US History

Personal Finance

Monday Was the Biggest Online Shopping Day in US History

Monday Was the Biggest Online Shopping Day in US History

Cyber Monday spending went way up this year, with online spending jumping 18% from last year to $1.74 billion. That total includes purchases made on computers, not mobile devices, but it represents the most online spending recorded for a single day, according to data released by analytics company comScore. Last year, Cyber Monday sales totaled $1.47 billion. Nearly... Read More

The Hidden Costs of Buying a Home

Mortgages

The Hidden Costs of Buying a Home

The Hidden Costs of Buying a Home

Most of us have a basic understanding of what goes into buying a home. After saving enough for a down payment and getting pre-approved for a mortgage you can start your home search and make an offer once you’re ready. But before you ever set foot in that new house of yours, there are going... Read More

How to Get a Credit Card If You Are a Student

Credit Cards

How to Get a Credit Card If You Are a Student

How to Get a Credit Card If You Are a Student

Wanting or needing credit isn’t always as simple as filling out an application. Even college students, who have a lot of financial services marketed to them, may face obstacles when trying to get a credit card. Why? A lot of it comes down to their credit history — or lack thereof. The length of your credit history has... Read More

The States With the Angriest Customers

Personal Finance

The States With the Angriest Customers

The States With the Angriest Customers

Customer service representatives shouldn’t be too surprised to hear salty language if they are dealing with Ohio residents. Buckeyes were most likely to drop curse words into customer phone calls with a variety of businesses, according to data from the Marchex Institute, and Ohio was also among the least courteous states. The report was released... Read More

5 Myths About Late Payments & Your FICO Scores

Credit Score

5 Myths About Late Payments & Your FICO Scores

5 Myths About Late Payments & Your FICO Scores

Recently I had the opportunity to interview Tom Quinn on my weekly podcast.  Tom is the credit expert for Fair Isaac Corporation, the creator of the FICO credit score, and he also is a former contributor to Credit.com. There are few people who know more about FICO scores than Tom. The interview yielded a number... Read More

Why Are Credit Scores So Wicked High in Boston?

Credit Score

Why Are Credit Scores So Wicked High in Boston?

Why Are Credit Scores So Wicked High in Boston?

Most major U.S. cities battle over who has the better sports team, the best atmosphere, the superior food and so on. When it comes to personal finances, Boston has some bragging rights. Boston metro-area residents possessed the highest average credit score when compared to some the largest metro areas in the country, according to a... Read More

In the New Economy, You Are the Product

Identity Theft

In the New Economy, You Are the Product

In the New Economy, You Are the Product

How much would you pay to secure your personal information from data farmers and marketers – and anyone that might be able to hack their servers? $100? $1,000? More? What if I told you that you gave it to them for $5 off your next $100 purchase? Because every time you gave your ZIP code... Read More

Auto Loan Interest Rates At All-Time Low

Auto Loans

Auto Loan Interest Rates At All-Time Low

Auto Loan Interest Rates At All-Time Low

Interest rates for new-car loans were at a record low last quarter, according to Experian Automotive. The rates fell to 4.27%, the lowest rate seen since Experian first started publicly reporting the data in 2008. Not only did interest rates go down in the third quarter, the average credit score of a new-car loan borrower... Read More

A Guide to Gifting Prepaid Cards

Credit Cards

A Guide to Gifting Prepaid Cards

A Guide to Gifting Prepaid Cards

Alongside the joys of the holiday season comes the perplexing feeling when you have no idea what to give someone. Perhaps you don’t know the recipient well, or maybe you are just trying to please a person who has everything. At these times, it can be tempting to purchase a prepaid gift card and let... Read More

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