More Reasons Why Your Alma Mater Doesn’t Matter

Students

More Reasons Why Your Alma Mater Doesn’t Matter

More Reasons Why Your Alma Mater Doesn’t Matter

Recently, I wrote an article that asked: who cares where you went to college? It referenced two surveys: one that Gallup and the Lumina Foundation sponsored and the other by the Cooperative Institutional Research Program at UCLA. The Gallup/Lumina survey contrasted the views of 1,102 randomly selected American adults who said that school choice was... Read More

Are You a Financial Adult or a Toddler?

Personal Finance

Are You a Financial Adult or a Toddler?

Are You a Financial Adult or a Toddler?

Where are you in the financial life cycle? Financial maturity is developed in stages. As with all skills, you must begin at the beginning. Skipping ahead before mastering fundamentals will lead to glaring deficiencies, like the time I tried snowboarding a black diamond trail before taking any lessons. A permanently damaged knee proves this strategy... Read More

4 Credit Score Hacks

Credit Score

4 Credit Score Hacks

4 Credit Score Hacks

If you want to use credit or get a loan someday, you should work on raising your credit score. It can take a while to earn a good credit standing, and for the most part, that’s how the game is played: with patience and good behavior. But there are a few tricks to make it... Read More

What Is Credit Card Churning?

Credit Cards

What Is Credit Card Churning?

What Is Credit Card Churning?

Do you ever wonder how many times you can receive a bonus just for signing up for a credit cards? Among credit card reward enthusiasts, there is a popular technique for earning large quantities of points, miles and even cash back. The strategy of applying for numerous credit cards in order to earn multiple sign-up... Read More

The Best Premium Credit Cards in America

Credit Cards

The Best Premium Credit Cards in America

The Best Premium Credit Cards in America

Are you a power user of your credit cards? Do you maximize every feature and benefit of your cards while wearing out the magnetic strip by making charges all over town, or even the world? If so, then premium credit and charge cards that banks offer were created just for customers like you. What Makes... Read More

Women Less Likely to Lease Their Next Car

Auto Loans

Women Less Likely to Lease Their Next Car

Women Less Likely to Lease Their Next Car

When it comes to getting — and having — a car, men and women may approach the process differently. Men prefer longer leases and tend to make larger down payments than women, according to a survey conducted by Swapalease. Although about half of women surveyed thought they “definitely” or “probably” would lease their next car,... Read More

4 of 5 Payday Loans Are Rolled Over, Report Finds

Managing Debt

4 of 5 Payday Loans Are Rolled Over, Report Finds

4 of 5 Payday Loans Are Rolled Over, Report Finds

The newest report from the Consumer Financial Protection Bureau targets payday loans — in prepared remarks released ahead of a speech today in Nashville, Tenn., CFPB Director Richard Cordray referred to them as “debt traps.” Released today, the report found that four out of five payday loans (sometimes called cash advances or check loans) are... Read More

Debt Collectors Respond to Your Top Complaints

Managing Debt

Debt Collectors Respond to Your Top Complaints

Debt Collectors Respond to Your Top Complaints

Just because you don’t like something doesn’t mean it’s wrong. That’s pretty much the response debt collectors have to last week’s report from the Consumer Financial Protection Bureau that outlines the major complaints it receives from people who have dealt with debt collectors. ACA International, the largest trade group for the third-party debt collection industry,... Read More

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