Over 50 and Deep in Student Loan Debt

Students

Over 50 and Deep in Student Loan Debt

Over 50 and Deep in Student Loan Debt

While the common view of those who carry significant amounts of student loan debt as young adults who are just starting to become financially independent is still accurate, a growing number of people with student loan debt — and in default — are much closer to retirement. New data from Barclays shows that about 15.5… Read More

Experian: Credit Gap Continues to Widen

Credit Score

Experian: Credit Gap Continues to Widen

Experian: Credit Gap Continues to Widen

The credit gap continues to widen, and it’s showing up in Americans’ credit card limits. According to the latest Experian-Oliver Wyman Market Intelligence reports, a quarterly analysis of consumer credit trends, only people with top credit scores have watched their credit limits fully recover from the Great Recession. Everyone else, including people with perfectly good scores,… Read More

How Long Will a Bankruptcy Stay on Your Credit Report?

Credit Score

How Long Will a Bankruptcy Stay on Your Credit Report?

How Long Will a Bankruptcy Stay on Your Credit Report?

Mike from Buffalo lost his job and experienced financial difficulties in 2003 that resulted in his filing for bankruptcy.  Since that time, he has carefully managed his finances and has had steady employment for the last three years.  He is looking to purchase a home, but feels he is not being presented with the lowest… Read More

Lending Thaw Ahead for Subprime Borrowers?

Personal Finance

Lending Thaw Ahead for Subprime Borrowers?

Lending Thaw Ahead for Subprime Borrowers?

Consumers with low credit scores might have better chances of getting a loan soon thanks to the broadening of lending efforts by the nation’s largest institutions. Many industry experts now expect that lending to subprime borrowers for auto loans and credit cards will expand significantly for at least the remainder of the year, according to… Read More

How to Shop for the Best Low-Rate Credit Card

Credit Cards

How to Shop for the Best Low-Rate Credit Card

How to Shop for the Best Low-Rate Credit Card

These days, you might be receiving numerous offers for credit cards promising low interest rates, but are you being offered the lowest possible rates? How can you know? For starters, a low rate credit card for one person might not be so for another, and the best way for consumers to guarantee that they have… Read More

The 411 on Getting a Personal Loan

Personal Loans

The 411 on Getting a Personal Loan

The 411 on Getting a Personal Loan

These days, many consumers are looking for personal loans that can help them finance any number of things in their lives, but there are some things that they should keep in mind with this kind of financing. When consumers shop for a personal loan, they shouldn’t just look at the interest rate, but also all… Read More

Is Liquid Now the Best Prepaid Card?

Credit Cards

Is Liquid Now the Best Prepaid Card?

Is Liquid Now the Best Prepaid Card?

Chase’s prepaid debit card Liquid, unveiled back in May, is now available in the bank’s branches nationwide. The move is likely to put some pressure on existing prepaid providers since, in many respects, Liquid is the best of its breed.  Here’s why. Prepaid providers have long maintained their payment method is cheaper than traditional banking accounts… Read More

6 Tricks to Optimize Your Wallet

Personal Finance

6 Tricks to Optimize Your Wallet

6 Tricks to Optimize Your Wallet

Keeping your wallet organized isn’t a habit that just neat freaks should adopt. An organized and optimized wallet can help you save major money in two ways — limiting spending and optimizing your credit rewards. We put out the call to our readers for their best tips on how they keep their wallet in shape… Read More

Hackers Steal Info of 453,000 Yahoo Users

Identity Theft

Hackers Steal Info of 453,000 Yahoo Users

Hackers Steal Info of 453,000 Yahoo Users

The login credentials for more than 453,000 people who used the Yahoo Voices service have been stolen by a hacking collective, an act those responsible believe should serve as a wake-up call for the Web giant. The personal data, posted in plain text on the hacking site D33D Company, was supposedly garnered from Yahoo through… Read More

5 Credit Cards Not Made From Traditional Plastic

Credit Cards

5 Credit Cards Not Made From Traditional Plastic

5 Credit Cards Not Made From Traditional Plastic

Not all credit cards are “plastic” in the traditional sense. Here are a few cards comprised of alternate materials. American Express Centurion Card Amex is tight-lipped on the terms and conditions surrounding its ultra-exclusive Centurion card, reserved for high net worth consumers, but it is widely known that the card is made of anodized titanium…. Read More

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