A New Push to Make College Debit Cards Fee-Free

Students

A New Push to Make College Debit Cards Fee-Free

A New Push to Make College Debit Cards Fee-Free

Some members of Congress are trying to stop banks and colleges from aggressively marketing debit cards as a way for college students to receive their financial aid. The use of debit cards isn’t itself problematic, but the cards carry high fees that can chip away at the student’s aid, and students often aren’t aware of... Read More

How to Stop a Landlord From Ruining Your Credit

Credit Score

How to Stop a Landlord From Ruining Your Credit

How to Stop a Landlord From Ruining Your Credit

Lori seems to have had bad luck with landlords. When she left her first apartment, she says she cleaned it thoroughly but her landlord charged her $1,200 for a cleaning fee. They kept her $500 security deposit toward that cost, then charged her another $675, which they turned over to a collection agency. In the... Read More

The Mortgage Closing Process Will Get Simpler for Borrowers

Mortgages

The Mortgage Closing Process Will Get Simpler for Borrowers

The Mortgage Closing Process Will Get Simpler for Borrowers

A new report from the Consumer Financial Protection Bureau outlines the biggest challenges consumers face when finalizing a mortgage: They’re confused, frustrated and feeling pressured to sign documents they haven’t had a chance to read. While the CFPB is working to improve the closing process and, as a result, reduce stress on borrowers, consumers can... Read More

How to Get Your Debt Unstuck

Managing Debt

How to Get Your Debt Unstuck

How to Get Your Debt Unstuck

Feeling stuck. It might be the most frustrating of all human experiences. Stuck under a glass ceiling, stuck in a relationship, stuck in a creative rut, stuck in your career, stuck in debt. We all get stuck, and we all hate it. It’s human nature to feel like you want to believe whatever you are... Read More

4 Ways to Save More Money for Summer Fun

Personal Finance

4 Ways to Save More Money for Summer Fun

4 Ways to Save More Money for Summer Fun

With warmer temperatures finally replacing the winter cold, families may be thinking about and even planning summer vacations. Creating a savings plan to pay for that vacation can require some forethought. Here are some tips to help you save enough. 1. A Special Account Whether you are planning a staycation where you explore local sights... Read More

7 Ways to Get Credit When You Don’t Have Any

Credit Score

7 Ways to Get Credit When You Don’t Have Any

7 Ways to Get Credit When You Don’t Have Any

Credit is one of those things you don’t want to be without. But, as we all know, the credit game is definitely a Catch-22. You need a good credit history to snag the best deals on loans, yet it’s very difficult to get credit without a borrowing history. 1. Become an Authorized User If a friend... Read More

6 Ways to Dump Your Debt

Managing Debt

6 Ways to Dump Your Debt

6 Ways to Dump Your Debt

Making the decision to dump your debt is a noble one. But there are many ways to go about accomplishing this task. Some moves can actually cost you more in the long run. It’s important to do some research and create a plan that fits your financial situation. If you are carrying too much debt,... Read More

10 Ways Being Frugal Can Actually Cost You Money

Personal Finance

10 Ways Being Frugal Can Actually Cost You Money

10 Ways Being Frugal Can Actually Cost You Money

It pays to spend less whenever you can, right? Well, not necessarily. There are some cases where the “less is more” principle doesn’t work. Being cheap cuts costs for the moment, but may cause you to incur additional expenses in the long run. That ends up being the antithesis of frugality. Here are a few instances... Read More

3 Refinancing Mistakes You Can Avoid

Mortgages

3 Refinancing Mistakes You Can Avoid

3 Refinancing Mistakes You Can Avoid

One of the negative impacts of historically low mortgage interest rates (at least for me) is hearing friends brag about what a great deal they got on a mortgage refinance. But instead of being jealous, you can look into a refinance yourself. With rates still close to historic lows, it’s not too late to get... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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