Why the Police Want You to Upgrade to iOS 7

Identity Theft

Why the Police Want You to Upgrade to iOS 7

Why the Police Want You to Upgrade to iOS 7

The economics of petty theft is an interesting chicken-and-egg game. That’s how New York City police officers recently ended up imploring consumers to download the new iPhone operating system, iOS 7. They want you to be the egg. Last week, New York Attorney General Eric T. Schneiderman was among leading law enforcement officials calling on consumers... Read More

Does Getting Approved for a Credit Card Help Your Credit Score?

Credit Score

Does Getting Approved for a Credit Card Help Your Credit Score?

Does Getting Approved for a Credit Card Help Your Credit Score?

You’ve probably heard that applying for credit will likely create an inquiry on your credit report (or reports) reviewed as part of the application process. You also probably know that inquiries can lower your credit scores. Fortunately, the impact to your credit scores from an inquiry or two will usually be small, and is fairly... Read More

4 Money Mindsets: Which Is Yours?

Personal Finance

4 Money Mindsets: Which Is Yours?

4 Money Mindsets: Which Is Yours?

About 90% of Americans engage in some sort of personal financial planning, but few have a clear, well-rounded approach to reaching their goals. This month, the Certified Financial Planner Board of Standards and the Consumer Federation of America released the 2013 Household Financial Planning Survey and Index, which detailed the four categories of planners among... Read More

The Poorest Areas in America

Personal Finance

The Poorest Areas in America

The Poorest Areas in America

In the annual American Community Survey, the U.S. Census Bureau releases statistics on the population. Age, race, location, income — these and more are outlined in the report, and the 2012 survey, released this month, gave insight into the country’s wealth distribution. Last year, the median U.S. household income was $51,371. To determine which areas have... Read More

What to Do if an Authorized User Is Abusing Your Credit Card

Credit Cards

What to Do if an Authorized User Is Abusing Your Credit Card

What to Do if an Authorized User Is Abusing Your Credit Card

The idea of adding an authorized user to a credit card account is often considered to be as risky as cosigning a loan: many advise not to do it. There’s always the lingering fear that an irresponsible individual could ruin your credit profile if you give him or her the benefit of the doubt. Unlike... Read More

10 Gloomy Stats About Our Financial Future

Personal Finance

10 Gloomy Stats About Our Financial Future

10 Gloomy Stats About Our Financial Future

American adults, whether or not they had kids, aren’t very optimistic about young Americans’ futures, particularly when it comes to personal finance. Respondents were seemingly in a sour mood when they were surveyed for the quarterly Allstate/National Journal Heartland Monitor Poll. Of 1,000 Americans ages 18 and older, 64% said they believed the country is... Read More

Engaged? What You Need to Know About Buying a Home

Mortgages

Engaged? What You Need to Know About Buying a Home

Engaged? What You Need to Know About Buying a Home

They popped the question; you said “I do” and now you’re engaged. You’re now looking forward to getting married and settling down. However, when you say “I do,” you’re not just saying “I do” to that person, you’re also saying “I do” to their finances — for better or worse. And the finances will dictate... Read More

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