10 Apps That Will Help You Manage Your Debt

Personal Finance

10 Apps That Will Help You Manage Your Debt

10 Apps That Will Help You Manage Your Debt

Debt isn’t always a bad thing, and there are smart ways to use debt to your advantage. If you accumulate too much of it, however, debt can become overwhelming. Paying off debt can seem almost impossible if you don’t know how to manage your finances. Not to mention you most likely have other expenses to... Read More

Top 10 Health Insurance Considerations

Managing Debt

Top 10 Health Insurance Considerations

Top 10 Health Insurance Considerations

Quality health insurance consistently ranks as the most desired employee benefit. According to the Harvard Business Review, 88 percent of employees ranked employee health insurance as a the top employee benefit consideration. Which makes sense considering that you can’t put a price on a clean bill of health. Whether covered by an employer, or shopping... Read More

How to Use a Savings-Secured Loan to Rebuild Your Credit

Personal Loans

How to Use a Savings-Secured Loan to Rebuild Your Credit

How to Use a Savings-Secured Loan to Rebuild Your Credit

A bad credit score can cost you hundreds, if not thousands, of dollars a year, according to a study by the Consumer Federation of America (CFA). The CFA found, for example, that a poor credit score would increase your interest charges on a typical auto loan by more than $5,000. For the average consumer without... Read More

5 Tips for How to Use Your Tax Refund

Taxes

5 Tips for How to Use Your Tax Refund

5 Tips for How to Use Your Tax Refund

For many Americans, tax season is windfall season. And long before the refund has even arrived, the money is already mentally spent in countless different ways. Tax refunds, however, present an opportunity to make some savvy financial moves and to also give back. The money for instance, could be used to make a socially responsible... Read More

15 Steps You Can Take to Prevent Identity Theft

Identity Theft

15 Steps You Can Take to Prevent Identity Theft

15 Steps You Can Take to Prevent Identity Theft

While identity theft now gets its own category as a crime, it contributes to the most common type of crime in the U.S.: theft. Millions of Americans (and people all over the world) fall victim to identity theft every year, and it seems there’s little we can do to stop it. However, that type of... Read More

What to Do If You’re the Victim of Student Loan Identity Theft

Student Loans

What to Do If You’re the Victim of Student Loan Identity Theft

What to Do If You’re the Victim of Student Loan Identity Theft

Identity theft is a real problem with long-lasting consequences. Over 15.4 million people were victims of identity theft in 2016, up 16 percent from the previous year, according to a Javelin Strategy & Research study. Identity theft can take many forms. Criminals can open up credit cards in your name, apply for car loans, and... Read More

The Grandparents Scam: How It Works

Identity Theft

The Grandparents Scam: How It Works

The Grandparents Scam: How It Works

A few months ago, a relative of mine in Sacramento received a call from his granddaughter. She was calling from a jail in Florida after having crashed her car, broken her nose, and getting arrested. She was sobbing, and pleaded with him to not tell her parents or anyone else, and to send money along... Read More

Medical Debt and Health Insurance

Personal Finance

Medical Debt and Health Insurance

Medical Debt and Health Insurance

One of the most common questions we get asked is, “my health insurance was supposed to cover a procedure, but it didn’t. Now I’m in collections. Is this legal?” The short answer: yes, it is legal, though you may be able to fight back. The long answer, however, requires a bit of context about how... Read More

15 Reasons to Plan for Retirement in Your 20s

Personal Finance

15 Reasons to Plan for Retirement in Your 20s

15 Reasons to Plan for Retirement in Your 20s

If you’re in your 20s, fresh out of school, and just starting your career, retirement is probably the furthest thing from your mind. That’s understandable. You have at least 40 years until you can actually retire, and that may change as medical advancements continue to help people live increasingly longer lives. Seniors are now healthier... Read More

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