How I Saved Money By Taking Out a Car Loan

Auto Loans

How I Saved Money By Taking Out a Car Loan

How I Saved Money By Taking Out a Car Loan

A few years ago, I walked into a car dealership to buy my first new car. I saved enough money to pay full cash. Two hours later, I walked out of the dealership with a car loan. Some people might call me crazy, but I think I made a smart financial decision. Here’s why: I... Read More

3 Credit Cards That Let You Give Points to Charity

Credit Cards

3 Credit Cards That Let You Give Points to Charity

3 Credit Cards That Let You Give Points to Charity

Toward the end of every year, charitable giving always picks up. Partly because the holidays get people in the giving spirit. Other times, it’s because they are doing some end-of-year tax planning. No matter what the reason, charitable giving is a great thing because it helps so many people. But did you know that giving... Read More

5 Ways to Jumpstart Your Credit Score in 2017

Credit Score

5 Ways to Jumpstart Your Credit Score in 2017

5 Ways to Jumpstart Your Credit Score in 2017

Improving your credit score is usually considered a lengthy project. Many factors that contribute to a good credit score — such as payment history and age of accounts — take time to establish. And if you have no credit history or a poor credit score, your best bet for credit improvement may be to establish a... Read More

5 Ways to Scam-Proof Your Charitable Giving

Identity Theft

5 Ways to Scam-Proof Your Charitable Giving

5 Ways to Scam-Proof Your Charitable Giving

The holiday season is a time for giving, but it is also a time to get ready to pay your taxes, and for those who are fortunate enough to have more than they need, it is time for some end-of-year charitable giving. Even if you don’t have a big surplus budget, you may want to... Read More

New FHA Loan Limits May Help You Buy a Home

Mortgages

New FHA Loan Limits May Help You Buy a Home

New FHA Loan Limits May Help You Buy a Home

Just before Thanksgiving, the Federal Housing Finance Agency released the conforming loan limits change for 2017. This change resulted in higher loan limits beginning in January for many counties across the country. The FHA has now followed suit. Here is what to know about the FHA Loan Limits changes. The Federal Housing Administration is insuring... Read More

Chase Freedom or Chase Freedom Unlimited? Here’s How to Choose

Credit Cards

Chase Freedom or Chase Freedom Unlimited? Here’s How to Choose

Chase Freedom or Chase Freedom Unlimited? Here’s How to Choose

Picking the perfect credit card can be tricky. Everyone is pushing their high signup bonuses and flashy benefits, and it can get a little overwhelming. However, one card that has stood the test of time is the Chase Freedom card. For years, it has been one of the most popular cash back credit cards available.... Read More

5 Store Credit Cards Worth Considering in 2017

Credit Cards

5 Store Credit Cards Worth Considering in 2017

5 Store Credit Cards Worth Considering in 2017

How many times have you gone to check out at your favorite retail store and been asked if you’d like to save 10% on your purchase? Just about every time, right? Retailers sometimes use special promotions as a way to get you to sign up for their store-branded credit card, and while these promotions can... Read More

How to Pitch Your Business Like the Pros on Shark Tank

Personal Finance

How to Pitch Your Business Like the Pros on Shark Tank

How to Pitch Your Business Like the Pros on Shark Tank

For the last few years, Shark Tank has been a hit among the nation’s TV viewers, and it’s easy to see why. Every week, hardworking entrepreneurs go before a panel of business moguls in the hopes of taking their venture to the next level. Each success story leaves the audience with that “anything is possible”... Read More

3 Credit Cards for People Who Love the Nightlife

Credit Cards

3 Credit Cards for People Who Love the Nightlife

3 Credit Cards for People Who Love the Nightlife

Many credit cards provide a few built-in advantages for nightlife fanatics who love great restaurants, live events and nights out on the town. In addition to rewarding you for spending and getting you exclusive access to events, credit cards (when used responsibly) can help you track your spending while you’re out. They also provide extra fraud... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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- The Credit.com Editorial Team