Will Obama’s Student Loan Plan Really Help Borrowers?

Students

Will Obama’s Student Loan Plan Really Help Borrowers?

Will Obama’s Student Loan Plan Really Help Borrowers?

It seems that the Obama administration is finally ready to put its money where its mouth has been on the student-loan crisis. The president announced that he will be taking certain executive actions to expand the relief programs the government has in place. One action would eliminate the absurdly limited eligibility standard that currently exists... Read More

Should Data Breaches Scare You Away From Online Shopping?

Identity Theft

Should Data Breaches Scare You Away From Online Shopping?

Should Data Breaches Scare You Away From Online Shopping?

After the recent data breaches of high-profile companies, it seems many shoppers view online shopping as more risky. A new USA Today poll says that 24% of Americans have curbed their buying online because of these recent incidents. Unfortunately, even if you’re a careful online shopper (or even a careful in-store shopper), you’re not guaranteed to... Read More

How to Sweet-Talk Your Credit Card Issuer

Credit Cards

How to Sweet-Talk Your Credit Card Issuer

How to Sweet-Talk Your Credit Card Issuer

Is there something that you need from your credit card issuer, but you can’t figure out the best way to ask? Perhaps you are looking for some additional rewards or for a painful fee to be waived. Here are some techniques that you can use to sweet-talk your way into getting your credit card issuer... Read More

Why a Car Costs You 157 Weeks of Work

Auto Loans

Why a Car Costs You 157 Weeks of Work

Why a Car Costs You 157 Weeks of Work

That car that’s supposed to provide you with the freedom to get you where you want to go may also be one of the many chains tying you down to a job you’d rather ditch. That’s because the average person will spend years at their job just to pay for a set of wheels. The... Read More

I Have $520K in Student Loans. Where Do I Start?

Students

I Have $520K in Student Loans. Where Do I Start?

I Have $520K in Student Loans. Where Do I Start?

It will take many Americans more than a decade to earn $520,000 (before taxes), so the idea that someone can have that much in student loan debt before starting a career is astounding. The guy who posted to Reddit about his half-million dollars in student loan debt went to dental school. And while dentists earn... Read More

Hackers Target the World Cup

Identity Theft

Hackers Target the World Cup

Hackers Target the World Cup

Hackers are planning to attack the FIFA World Cup, according to a report by Infosecurity Magazine. The article cited two hackers. One called Che Commodore spoke with Reuters and explained that the infamous hacker group Anonymous has already begun to look for weaknesses in World Cup-related websites it can exploit. Commodore said the group plans to execute Denial of Service attacks on high-profile sponsors... Read More

Are These Emotions Driving You Into Debt?

Personal Finance

Are These Emotions Driving You Into Debt?

Are These Emotions Driving You Into Debt?

Many factors go into your financial health: saving habits, spending habits, debt, income, monthly payments and, believe it or not, your emotions and attitude. Many of us look for emotional satisfaction by purchasing new items. Most commonly, a new purchase brings excitement and happiness, while the resulting bills bring a different set of emotions. Because... Read More

Are You in Denial About Your Debt?

Managing Debt

Are You in Denial About Your Debt?

Are You in Denial About Your Debt?

Between housing and car payments, student loans, credit card spending, medical expenses or a lack of financial literacy, getting into debt is easy, common, and likely keeping you from getting rich. Getting out of debt may seem tricky, but the key step to remember is coming clean about what you owe.  Here are the important... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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