Travel Rewards Credit Cards Are Taking Off

Credit Cards

Travel Rewards Credit Cards Are Taking Off

Travel Rewards Credit Cards Are Taking Off

These days, many consumers are looking for ways to increase the value of their credit card accounts in various ways, and one method that has grown increasingly popular is the use of these cards to rack up miles or points that can be used to make travel more affordable. Credit cards that grant consumers airline… Read More

Why a Rewards Credit Card Might Not Be Right for You

Credit Cards

Why a Rewards Credit Card Might Not Be Right for You

Why a Rewards Credit Card Might Not Be Right for You

Since the end of the recession, millions of consumers have tried to get a toe back in the water when it comes to dealing with their credit cards, and the way in which many may choose to do so is through rewards accounts that incentivize their purchases. Rewards credit cards can be extremely beneficial to… Read More

How to Buy a House Without Using a Bank

Mortgages

How to Buy a House Without Using a Bank

How to Buy a House Without Using a Bank

As you probably already know, it can be almost impossible to obtain a bank mortgage with bad credit. If you otherwise can’t get a loan because you have a troubled credit history, one alternative to a traditional bank mortgage is to obtain one from the seller. Seller financing has its benefits, as well as its… Read More

The Stages of Debt: Which One Are You In?

Managing Debt

The Stages of Debt: Which One Are You In?

The Stages of Debt: Which One Are You In?

Many years ago I wrote my original Seven Stages of Debt, as modified from the Five Stages of Death and Dying by Dr. Elisabeth Kubler-Ross. Both experiencing the emotional loss of a loved one and the emotional loss of your financial life are similar in some distinct ways. However, the emotional stages of debt also… Read More

7 Serious Tuition Saving Tips

Students

7 Serious Tuition Saving Tips

7 Serious Tuition Saving Tips

There was a time that getting a college degree was considered a necessity for a financially successful life, and while it may hold true that college graduates earn more than high school graduates, skyrocketing tuition, the accompanying student loan bubble  and an anemic economy means that higher education can pose a financial risk. A big one…. Read More

2 More Student Loan Rate Hike Bills Hit Wall

Students

2 More Student Loan Rate Hike Bills Hit Wall

2 More Student Loan Rate Hike Bills Hit Wall

There has been much discussion in recent months about the coming increase in interest rates on federal student loans, and lawmakers’ attempts to keep that jump from happening have largely stalled. Last week, two more attempts on the part of Republicans and Democrats in the U.S. Senate to freeze the interest rates on federally-issued student… Read More

Consumer Credit Getting Back On Track

Personal Finance

Consumer Credit Getting Back On Track

Consumer Credit Getting Back On Track

Americans have made considerable strides in getting their finances and credit ratings back on track in the wake of the recession, resulting in better quality credit histories, particularly where credit cards are concerned. At the end of April, the amount of money owed on all bank-issued credit cards slipped to $531 billion, down 28 percent… Read More

8 Rules of an Effective Credit Report Dispute Letter

Credit 101

8 Rules of an Effective Credit Report Dispute Letter

8 Rules of an Effective Credit Report Dispute Letter

Discovering and resolving mistakes on credit reports can be complicated. We often hear from users of our Credit Report Card who’ve noticed a sudden drop in their credit score accompanied by an unexplained delinquency. That leads to more digging and finding an error on one or more of their three bureau credit reports. That’s where… Read More

How Student Loan Debt Can (Gasp!) Help Your Credit

Credit 101

How Student Loan Debt Can (Gasp!) Help Your Credit

How Student Loan Debt Can (Gasp!) Help Your Credit

There’s an understandable backlash against student loan debt, which these days is often paired with words like “bubble,” “epidemic,” or “crisis.” Yes, for some students today, this debt is completely crushing their homes and dreams for the future and something’s got to give. On the other hand, there are plenty of students who graduate with… Read More

What’s in Don Draper’s Wallet?

Credit Cards

What’s in Don Draper’s Wallet?

What’s in Don Draper’s Wallet?

It’s sizzling times at Sterling Cooper Draper Pryce, the fictional ad agency on Mad Men. With all the drinking, dining and carousing going on every week, you just know the characters have to be packing some powerful plastic. Here’s a look at what’s in each character’s wallet. Don Draper: Chase Sapphire Preferred Credit Card You… Read More

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