5 Ways to Stop Robocalls Now

Personal Finance

5 Ways to Stop Robocalls Now

5 Ways to Stop Robocalls Now

Would you like to know how to stop robocalls; those annoying automated phone calls that interrupt you at home or work with a recorded message? So would some 17,000 consumers who live in Indiana who took the time to file a complaint with the state. And so would the Federal Trade Commission, which is offering… Read More

Swipe-Fee Settlement Sent to Judge for Final Approval

Personal Finance

Swipe-Fee Settlement Sent to Judge for Final Approval

Swipe-Fee Settlement Sent to Judge for Final Approval

A proposed settlement between the world’s two largest processors of debit and credit card payments, and a number of merchant groups and major chains, is now awaiting two stages of approval from a federal judge. The settlement, reached between 19 parties representing both merchant groups and major national retail chains, and both Visa and MasterCard,… Read More

Student Loan Woes Worse Than Ever

Students

Student Loan Woes Worse Than Ever

Student Loan Woes Worse Than Ever

A lot of attention has been paid in recent years to the affordability of college and the amount of debt graduates are now leaving school with, and a new study shows just how dire the situation may be for many students. Today, about two in every three college students now graduate with some amount of… Read More

Banks, Military Respond to Wave of Cyber Attacks

Identity Theft

Banks, Military Respond to Wave of Cyber Attacks

Banks, Military Respond to Wave of Cyber Attacks

If you have a checking account or a credit card with a major bank, chances are good that you’ve experienced some trouble accessing your online accounts in the past month. A host of major banks, including the three largest in America, have been the victims of cyber attacks that fully or partially shut down sites… Read More

5 Simple Ways to Cut Your Monthly Expenses

Personal Finance

5 Simple Ways to Cut Your Monthly Expenses

5 Simple Ways to Cut Your Monthly Expenses

At the beginning of this year, I decided to pay off my credit card and stick to a serious monthly budget. I was excited to pursue this goal, but I was also nervous. After all, we all want to spend less money, right? But the problem is that finding new ways to save money is… Read More

States Not Utilizing Foreclosure Settlement Funding?

Mortgages

States Not Utilizing Foreclosure Settlement Funding?

States Not Utilizing Foreclosure Settlement Funding?

About six months after 49 states’ attorneys general agreed to a massive settlement with the nation’s largest mortgage lenders over their practices in foreclosing on consumers, many of those states haven’t put their payouts to proper use. The national mortgage settlement, which totaled $25 billion in all, was supposed to have been allocated to helping… Read More

The Meaning Behind Your Credit Score Range

Credit Score

The Meaning Behind Your Credit Score Range

The Meaning Behind Your Credit Score Range

Your credit score is typically represented as a three-digit number that lenders use to help them understand your future credit risk. To understand what that three-digit score means, you need to review it in the context of where it resides in the overall credit score scale. A score of 350 can have a drastically different… Read More

Why Privatization Won’t Solve the Student Loan Problem

Students

Why Privatization Won’t Solve the Student Loan Problem

Why Privatization Won’t Solve the Student Loan Problem

The cost of financing higher education has long been a sticking point among lawmakers. In fact, the unnecessary fight over the continuation of the government’s subsidized Stafford Loan program rates spilled onto the campaign trail this summer, culminating in pledges of support from both candidates and a 12-month extension. Earlier this month, Christopher Maag published… Read More

The High-Tech Evolution of Prepaid Cards

Personal Finance

The High-Tech Evolution of Prepaid Cards

The High-Tech Evolution of Prepaid Cards

What is a bank account? Is it a physical place to store money, a financial product that exists only in the virtual world, or perhaps both? When American Express and Walmart recently announced their new Bluebird prepaid card, it seemed like the answer may now be more confusing than ever. With a prepaid card like… Read More

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