I Got a Credit Card Offer in the Mail. Now What?

Credit Cards

I Got a Credit Card Offer in the Mail. Now What?

I Got a Credit Card Offer in the Mail. Now What?

Perhaps you just received a credit card offer in the mail, or were handed one in the airport, or at the cash register in your favorite store. So now that you have this offer, what should you do with it? You may not come by credit card offers every day, but there is no shortage of... Read More

The JPMorgan Hack: What Should You Do?

Identity Theft

The JPMorgan Hack: What Should You Do?

The JPMorgan Hack: What Should You Do?

JPMorgan Chase and at least one other bank were reportedly victims of a cyberattack, possibly orchestrated from Russia as retaliation for economic sanctions from the U.S. and European nations. Bloomberg first reported the breach based on sources familiar with the FBI investigation, which remains unconfirmed by the FBI and Chase. Requests for comment made by... Read More

Could Student Loans Cost You Your Social Security Benefits?

Students

Could Student Loans Cost You Your Social Security Benefits?

Could Student Loans Cost You Your Social Security Benefits?

Much like unemployment isn’t going to get you out of repaying student loans, retirement isn’t going to, either. Social Security recipients — whether they’re retired or disabled — can have up to 15% of their checks taken for defaulted federal student loans, and it’s a common problem. Joshua Cohen, a consumer law attorney who bills himself as... Read More

4 Reasons Not to Use Your Debit Card at a Bar

Identity Theft

4 Reasons Not to Use Your Debit Card at a Bar

4 Reasons Not to Use Your Debit Card at a Bar

You’ve watched enough Tarantino to know you should only bring a knife to a gunfight if you’re Uma Thurman. Bringing a debit card to a bar is like the proverbial knife at a gunfight: a shoot-ready script for getting killed by the bill. Bar = party, but you don’t want to run up debt and... Read More

8 Places to Retire Abroad & Save Big

Personal Finance

8 Places to Retire Abroad & Save Big

8 Places to Retire Abroad & Save Big

People dream of different things when considering retirement: relaxation, affordability, traveling or trying new things. For those who want to combine as many of those ideals as possible, retiring abroad can be an appealing option. If moving to a different country sounds exciting but expensive, that’s understandable, because picking a new place to live is... Read More

Was Dairy Queen Hacked?

Identity Theft

Was Dairy Queen Hacked?

Was Dairy Queen Hacked?

Even ice cream isn’t safe from hackers. Security watchdog Brian Krebs reported late Tuesday night that venerable summer-fun brand Dairy Queen may have been victimized by credit card thieves using techniques vaguely similar to the criminals who attacked Target stores last year. The news comes just days after the Secret Service issued a bulletin warning... Read More

800,000 Homeowners Are Missing Out on Lower Mortgage Payments

Mortgages

800,000 Homeowners Are Missing Out on Lower Mortgage Payments

800,000 Homeowners Are Missing Out on Lower Mortgage Payments

The 30-year fixed-rate mortgage hit a 2014 low last week at 4.1%, according to Freddie Mac’s weekly Primary Mortgage Market Survey, reinforcing the idea that now is a good time for homeowners to consider refinancing their home loans. Many homeowners had the opportunity to refinance during the Great Recession through the Home Affordable Refinance Program... Read More

Should a Retiree Ever Take Out a Mortgage?

Mortgages

Should a Retiree Ever Take Out a Mortgage?

Should a Retiree Ever Take Out a Mortgage?

Conventional wisdom says to time your mortgage to be paid off before you enter retirement, so you own your home free and clear. Maybe you’ve done that, but now you’re moving or buying a second home. Does that rule still apply, or with interest rates still so low, should you look at financing? Or perhaps... Read More

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