CFPB Releases Consumer Complaints for Credit Cards

Credit Cards

CFPB Releases Consumer Complaints for Credit Cards

CFPB Releases Consumer Complaints for Credit Cards

Since gaining full regulatory power over the financial industry last July, the federal agency tasked with protecting consumers from predatory or troubling lending practices has received thousands of complaints from consumers. The federal Consumer Financial Protection Bureau recently published the full details of the complaints it received from Americans since taking power on July 21,… Read More

8 Surprising Things That Affect Your Credit

Credit 101

8 Surprising Things That Affect Your Credit

8 Surprising Things That Affect Your Credit

Learning the rules of credit isn’t always as straightforward as you might think. Sometimes, doing something you might think would be great for your credit score can actually have an unintentional negative impact. The first step in understanding what affects your score is to know where you stand by pulling your free credit report once… Read More

Surprise Medical Bill? Here’s How to Respond.

Managing Debt

Surprise Medical Bill? Here’s How to Respond.

Surprise Medical Bill? Here’s How to Respond.

What happens when you discover an unpaid medical bill after it’s already destroyed your credit rating? A reader of Credit.com using the screen name “Sarah” told us in a comment on our blog about her medical bill nightmare, wondering what she could to do fix such a problem. Sarah and her husband were excited to… Read More

How to Fix a Credit Report Mistake Fast

Credit Score

How to Fix a Credit Report Mistake Fast

How to Fix a Credit Report Mistake Fast

Increased scrutiny of loan applications means that getting a mortgage loan today can be a nail-biting experience. For some, there is that heart-stopping moment when the loan officer says, “There is a problem with your credit.” What if that “problem” is a mistake and you don’t have a lot of time to fix it? Reader… Read More

The Best Travel Rewards Credit Cards in America 2012

Credit Cards

The Best Travel Rewards Credit Cards in America 2012

The Best Travel Rewards Credit Cards in America 2012

Welcome to the sixth installment of our Best Credit Cards in America series. This time, we pored over dozens of offers for travel rewards cards to determine which ones give customers the best value. We looked at this category of cards since it’s the time of year when they’re most likely to be put to… Read More

Grieving Father Struggles to Pay Dead Son’s Student Loans

Students

Grieving Father Struggles to Pay Dead Son’s Student Loans

Grieving Father Struggles to Pay Dead Son’s Student Loans

A few months after he buried his son, Francisco Reynoso began getting notices in the mail. Then the debt collectors came calling. “They would say, ‘We don’t care what happened with your son, you have to pay us,’” recalled Reynoso, a gardener from Palmdale, Calif. Reynoso’s son, Freddy, had been the pride of his family… Read More

Can I Get Credit If I’m Unemployed?

Credit Score

Can I Get Credit If I’m Unemployed?

Can I Get Credit If I’m Unemployed?

Many people are surprised to learn that being unemployed does not directly impact one’s credit score as employment status is not a data element considered by a credit bureau risk score.  However, it may indirectly impact the credit score if a consumer’s credit behavior changes as a result of the loss of employment.  For example,… Read More

Does Bankruptcy Still Carry a Stigma?

Managing Debt

Does Bankruptcy Still Carry a Stigma?

Does Bankruptcy Still Carry a Stigma?

For Marilyn Kleinberg, the decision to file for bankruptcy was difficult, but dealing with what the bankruptcy said about her was even more trying. “It was a mental thing for me,” Kleinberg said. “I could not file bankruptcy. It meant that I had failed. But I came to the point that I had no other… Read More

3 Things You Should Be Charging This Summer

Credit Cards

3 Things You Should Be Charging This Summer

3 Things You Should Be Charging This Summer

As the summer heats up, banks and issuers are getting ready to switch the categories on their popular 5% cash back credit cards. Based on these revolving categories, here are the items you should absolutely be charging to your 5% cash back credit card this summer. Gas Both Discover More and Chase Freedom cardholders are… Read More

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