Dead Teen Becomes Victim of Identity Theft

Identity Theft

Dead Teen Becomes Victim of Identity Theft

Dead Teen Becomes Victim of Identity Theft

When a Virginia Beach couple lost their 18-year-old son to a car accident, checking his credit report understandably wasn’t a priority. It wasn’t a thought at all. But when Virginia and Kenneth Welch went to file Gregory’s taxes shortly after he died in February, they were surprised to see someone already had. “It was just... Read More

Does the iPhone 5S Fingerprint Tech Make You Safer?

Identity Theft

Does the iPhone 5S Fingerprint Tech Make You Safer?

Does the iPhone 5S Fingerprint Tech Make You Safer?

Apple’s biggest contribution to the technology world has been its ability to bring order to chaos. The iTunes music service is the best example of this: before iTunes, the world of music downloads was the Wild West. There were outlaws, like Napster and its rivals, who ran clunky attempts to commercialize the rogue industry out... Read More

4 Ways Joint Accounts Can Ruin Your Credit

Credit Score

4 Ways Joint Accounts Can Ruin Your Credit

4 Ways Joint Accounts Can Ruin Your Credit

It may seem like a good idea at the time, but sharing a joint bank or credit card account can hurt your credit if you run into one of several common problems. Here are stories from four Credit.com blog readers who learned this the hard way. 1. They Don’t Pay & Your Credit Suffers I... Read More

Young Internet Users Don’t Understand Internet Risks

Identity Theft

Young Internet Users Don’t Understand Internet Risks

Young Internet Users Don’t Understand Internet Risks

A new study shows how many children are bullied online and how few understand the importance of Internet safety. The study, which will be published in the International Journal of Social Media and Interactive Learning Environments, includes a survey of more than 4,200 middle and high school students about the risks of child identity theft.... Read More

Back-to-School Reminder: Start a 529 Plan

Students

Back-to-School Reminder: Start a 529 Plan

Back-to-School Reminder: Start a 529 Plan

Notebooks, check. Pencil cases, check. Backpacks, check. 529 plan, whoops, forgot that one. September is a good time to think about all things educational. For those who have 529 plans, increase the monthly contribution. The little extra you contribute will surely add up over the years. For those of you who don’t, or are not... Read More

More Americans With Bad Credit Are Getting Auto Loans

Auto Loans

More Americans With Bad Credit Are Getting Auto Loans

More Americans With Bad Credit Are Getting Auto Loans

As the economy has improved, lenders are increasingly giving auto loans to consumers with low credit scores. In a review of second-quarter automobile financing, credit bureau Experian outlined year-over-year changes in the market. Overall, outstanding loan balances increased $69 billion from the second quarter of 2012 to about $751 billion. When looking at the year-over-year risk distribution... Read More

The Right Way to Pay Off Debt to Get a Mortgage

Mortgages

The Right Way to Pay Off Debt to Get a Mortgage

The Right Way to Pay Off Debt to Get a Mortgage

Trying to secure a mortgage right now? From higher mortgage rates, to rising home prices to the contraction in buying power — securing financing, for some, can be no easy endeavor. As prices, and rates rise simultaneously, lenders will still place the weighted emphasis on “real income,” or, the amount of monthly payment you can afford... Read More

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