Americans Slashed Their Debt in Early 2013

Managing Debt

Americans Slashed Their Debt in Early 2013

Americans Slashed Their Debt in Early 2013

Millions of Americans have been working to reduce their debt loads since the end of the recession, and have largely been successful. That trend also continued into the first quarter of this year. The total amount of household debt carried nationwide slipped $110 billion in the first three months of the year, largely due to... Read More

5 Credit Card Fees You Should Never Pay

Credit Cards

5 Credit Card Fees You Should Never Pay

5 Credit Card Fees You Should Never Pay

Mark Twain once said “Everybody talks about the weather, but nobody does anything about it.” But when it comes to credit card fees, there is actually a lot that credit card users can do to reduce or eliminate them. In fact, conscientious cardholders can avoid paying these fees altogether when they choose the right cards... Read More

This Week in Credit News: Credit Know-How

Personal Finance

This Week in Credit News: Credit Know-How

This Week in Credit News: Credit Know-How

The biggest news this week is all about what consumers don’t know about their credit. 40% of Americans Don’t Know Credit Scores Impact Credit Card Rates A new study by the Consumer Federation of America and VantageScore Solutions shows that many Americans don’t understand the full impact of their credit scores. The study revealed that... Read More

Double Whammy: Mortgage Settlement Payments Will Be Taxed

Mortgages

Double Whammy: Mortgage Settlement Payments Will Be Taxed

Double Whammy: Mortgage Settlement Payments Will Be Taxed

If you are one of the more than 1.8 million people who have received a check from the Independent Foreclosure Review (IFR) settlement — or if you have one coming — don’t spend it all in one place. These payments are considered taxable income for state and federal income tax purposes and come tax time,... Read More

5 Housing Markets Making a Comeback in 2013

Mortgages

5 Housing Markets Making a Comeback in 2013

5 Housing Markets Making a Comeback in 2013

The housing market recovery is showing signs of getting stronger, as many markets nationwide have had significant home price gains in the last year or so. That trend is expected to continue through the end of this year. The national average home price is expected to increase some 2.5 percent between the end of 2012... Read More

Data Breach in Washington Could Expose Thousands to ID Theft

Identity Theft

Data Breach in Washington Could Expose Thousands to ID Theft

Data Breach in Washington Could Expose Thousands to ID Theft

The number of data breaches suffered every year seems to be rising all the time, and this can affect millions of people nationwide every year. Unfortunately, such an incident recently impacted the state government in Washington. The Washington state Administrative Office of the Courts recently revealed that it had been hacked at some point between... Read More

Roth IRA vs. 401k: What’s Right for You?

Personal Finance

Roth IRA vs. 401k: What’s Right for You?

Roth IRA vs. 401k: What’s Right for You?

When you are driving down the road to retirement, it’s critical to choose the best vehicle. And for many savers, it may be time for an upgrade. Those who have made the savvy commitment to save at least 10% of their salary should consider the features and benefits of Roth IRAs and 401ks described here.... Read More

The AARP Credit Card: Not Just for Retirees

Credit Cards

The AARP Credit Card: Not Just for Retirees

The AARP Credit Card: Not Just for Retirees

Credit cards are kind of like cars. Most drivers stick to popular models like the Honda Accord or the Toyota Camry, while others seek out high performance cars that are more exotic. Likewise, the market for credit cards is so vast, that it is worth considering some cards that you might not be aware you... Read More

How to Protect Yourself at the ATM

Identity Theft

How to Protect Yourself at the ATM

How to Protect Yourself at the ATM

What would life be without the 2.2 million automated teller machines (ATMs) that give millions of Americans ready access to their bank accounts every day ...

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