The Best Business Rewards Credit Cards in America

Credit Card Reviews

The Best Business Rewards Credit Cards in America

The Best Business Rewards Credit Cards in America

The market for small business cards is generally split between two types of products. On one hand, there are the basic business cards that have no annual fee and offer modest rewards and benefits. These cards are ideal for business users who are much more focussed on their bottom line than they are with receiving... Read More

The Credit Building Trick That Won’t Help You Buy a Home

Credit 101

The Credit Building Trick That Won’t Help You Buy a Home

The Credit Building Trick That Won’t Help You Buy a Home

Planning to apply for a mortgage? If yes, an authorized credit card can be a double-edged sword. An authorized user credit card is opened for many reasons. For example, maybe your parents add you to one of their credit cards as an authorized user to help build your credit score. While this might improve your credit... Read More

The Struggle to Make the Checkout Lane Safer

Identity Theft

The Struggle to Make the Checkout Lane Safer

The Struggle to Make the Checkout Lane Safer

Data breaches have the financial security spotlight right now, as they should: In less than a year, more than 100 million consumer payment cards have been compromised in massive attacks on companies like Target, Neiman Marcus, Michaels, Sally Beauty Supply, P.F. Chang’s and, most recently, Home Depot. If you haven’t felt the data breach fatigue... Read More

Are Joint Credit Cards a Good Idea?

Credit 101

Are Joint Credit Cards a Good Idea?

Are Joint Credit Cards a Good Idea?

It’s exciting for a couple to move in together. All of the sudden, their facilities and utilities are being shared, and it is not uncommon for couples to explore sharing their finances. While most joint bank accounts are a straightforward arrangement, a joint credit card account can be much more complicated. What Are Joint Credit Card Accounts?... Read More

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Student Loans

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Why Private Student Loans Could Be a Better Deal Than Federal Loans

There’s a consensus in the student loan world that students and their families should consider taking out federal loans before applying for private ones, and there are sound reasons behind that logic: Many federal student loans have benefits like a repayment grace period, the option of applying for income-based repayment and loan-forgiveness programs. Federal loans... Read More

How to Keep a Money Talk From Becoming a Money Fight

Personal Finance

How to Keep a Money Talk From Becoming a Money Fight

How to Keep a Money Talk From Becoming a Money Fight

Talking about money with a partner can be difficult. Partly because if things are going great and everyone’s in harmony, there’s no urgency about it. And when you’re dreaming about what you’d do if you wins the lottery, nobody is seriously worried about what will happen if you don’t. But when decisions need to be... Read More

The States With the Least Credit Card Debt

Credit 101

The States With the Least Credit Card Debt

The States With the Least Credit Card Debt

Midwestern states have some of the lowest costs of living in the U.S., so it makes sense that most of the states with the least credit card debt are in that region. At the same time, consumers who live in states with low costs of living tend to have lower credit limits — when it... Read More

Does Your Credit Score Care Where You Shop?

Credit 101

Does Your Credit Score Care Where You Shop?

Does Your Credit Score Care Where You Shop?

With all the information our actions generate — from websites we visit, places we travel to and things we buy — it’s no wonder why people worry about Big Data affecting their finances. So you may wonder: Does what you buy affect your credit score? Credit reports and credit scores, two major components of your... Read More

3 Smart Ways to Use a Personal Loan

Personal Loans

3 Smart Ways to Use a Personal Loan

3 Smart Ways to Use a Personal Loan

All things being equal, most of us would prefer not to carry debt. But there are times when it may be unavoidable. When that happens, you want to make sure you try to pick the best way to borrow. Sometimes that may be a low rate credit card, but at other times a personal loan... Read More

How to Keep Track of Your Spending on Multiple Credit Cards

Personal Finance

How to Keep Track of Your Spending on Multiple Credit Cards

How to Keep Track of Your Spending on Multiple Credit Cards

There are some good reasons that credit card users may want to have multiple accounts open at the same time. Often, cardholders are trying to take advantage of the unique benefits of different cards, such as bonus rewards for certain categories of spending. Some earn tremendous amounts of points and miles through generous sign-up bonuses. Others choose... Read More

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