Survey: ID Theft Isn’t Just About Credit Cards

Identity Theft

Survey: ID Theft Isn’t Just About Credit Cards

Survey: ID Theft Isn’t Just About Credit Cards

A stolen credit card is an obvious threat to a consumer’s identity, since a string of fraudulent purchases can swiftly undo someone’s good credit standing. But most identity-related fraud occurs outside the credit system, according to a recent survey by IdentityHawk, a company that sells identity protection services. The company found that 17% of American… Read More

Many Consumers Still Have Trouble Getting Best Rates

Mortgages

Many Consumers Still Have Trouble Getting Best Rates

Many Consumers Still Have Trouble Getting Best Rates

Interest rates for mortgages have hovered at or below 5 percent for several months now, but many consumers have not been able to take advantage of the low rates, according to a report from the Wall Street Journal. This is because many lenders, still stinging from the losses of the recession, have kept their elevated… Read More

Prilosec OTC Debit Card, We Hardly Knew Thee

Credit Cards

Prilosec OTC Debit Card, We Hardly Knew Thee

Prilosec OTC Debit Card, We Hardly Knew Thee

Call it another debit card that got away. We don’t know how we missed this, but Procter & Gamble was so gassed (oh, the puns!) about its heartburn medicine Prilosec OTC that it offered $25 prepaid debit cards to consumers who bought two big boxes of the stuff. The promotion ended in February. Perhaps the… Read More

More Mobile Payments May Trigger Less Savings

Personal Finance

More Mobile Payments May Trigger Less Savings

More Mobile Payments May Trigger Less Savings

Some worrisome news came out last week concerning the way we pay: a study from Juniper Research predicts more consumers will be using their phones to pay for goods and services. In fact, mobile payments are expected to nearly triple to $670 billion worldwide by 2015. That news coupled with the fact that the federal… Read More

Financial News Roundup: Government Dismisses Double-Dip Fears, New Money-Saving Methods

Personal Finance

Financial News Roundup: Government Dismisses Double-Dip Fears, New Money-Saving Methods

Financial News Roundup: Government Dismisses Double-Dip Fears, New Money-Saving Methods

Today’s top news headlines feature struggles faced by both Americans and businesses due to the unemployment market and reasons the government is rejecting claims of a double-dip recession. Plus, find out the most common ways Americans are saving money. Employment Market Affects Both Jobless And Businesses CNN Money Unemployed individuals and small companies continue to… Read More

Underwater On Your Home Option 2: Refinance

Mortgages

Underwater On Your Home Option 2: Refinance

Underwater On Your Home Option 2: Refinance

In this series, I detail six possible ways to deal with an “underwater” home—one that’s worth less than the amount of money owed on it. Here is the second part of my six-part series. Option #2: Refinance Homeowners who are underwater may be able to refinance into a low, fixed-rate loan under the Home Affordable… Read More

Tips to Improve and Rebuild Your Credit

Credit 101

Tips to Improve and Rebuild Your Credit

Tips to Improve and Rebuild Your Credit

There is little doubt that it has become more difficult to get approved for new credit in these challenging economic times.  In response to sluggish employment and a stagnant economy, most lenders are still operating in a risk-averse mode and only approving those applicants with the most stellar credentials (high credit scores, high incomes, large… Read More

Underwater On Your Home? Your Six Options

Mortgages

Underwater On Your Home? Your Six Options

Underwater On Your Home? Your Six Options

In this series, I detail six possible ways to deal with an “underwater” home—one that’s worth less than the amount of money owed on it. Here is the first part of my six-part series. Javier Gonzales is still legally a homeowner. But when people ask him if he owns a home, his first instinct is… Read More

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