I have a confession to make. And coming from a personal finance writer, this one’s a biggie. I don’t usually check my credit report. I know how bad this is! If you told me you never checked your credit report, I’d probably go into full lecture mode convincing you to change your ways. So why... Read More
Identity theft and data breaches have become two major problems for consumers in recent years as more information is digitized, and more chances to expose it come along. But now new research suggests that businesses still aren’t taking these significant risks into account when outsourcing data. Nearly half of all businesses that handle information about... Read More
These days, more experts are starting to point out just how bad the student debt problem in the U.S. has become, and as a consequence, the federal watchdog agency tasked with helping consumers safeguard their finances wants to see what it can do for Americans carrying these often massive balances. The Consumer Financial Protection Bureau... Read More
It is “perhaps one of the most powerful and private databases of American’s personal information ever created, containing 190 million employment and salary records, covering more than one-third of US adults.” That comes from the opening paragraph of a recent story by Bob Sullivan, author of the very popular blog The Red Tape Chronicles. I... Read More
No matter what time of year it is, it’s never too late to dust off your credit reports and learn exactly where you stand. Especially these days when the average boomer is swimming in debt and the long-term unemployed are relying on credit just to make ends meet. Worse still, a recent study found it... Read More
Identity theft is a significant problem for consumers nationwide throughout the year, but may become even more of a consideration during filing season. Tax identity theft is on the rise and has been for several years now, and now the federal government is trying to enlist the help of financial institutions in attempting to stamp... Read More
Your mail carrier may soon get Saturdays off, but identity thieves never rest. The U.S. Postal Service has announced that it will cease Saturday mail delivery beginning in August. So now is a good time to take steps to protect yourself against mail fraud. More than 12.6 million Americans were victims of identity theft in... Read More
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