What Really Happens If I Bounce a Check?

Managing Debt

What Really Happens If I Bounce a Check?

What Really Happens If I Bounce a Check?

Most people know they shouldn’t bounce checks: It can be embarrassing, not to mention expensive, because returned checks or bank account overdrafts often result in fees. That may not seem too bad, but if they’re not dealt with, bad checks can cause you a lot of problems. Bouncing Into Debt Checking accounts and credit usually... Read More

Why College Is Key to the American Dream

Students

Why College Is Key to the American Dream

Why College Is Key to the American Dream

In Epic of America, James Truslow Adams referred to the American Dream as “that dream of a land in which life should be better and richer and fuller for every man, with opportunity for each according to his ability or achievement.” Most Americans, myself included, perceive a college education as the gateway to that dream.... Read More

After the Big Data Breach, Has Target Learned Its Lesson?

Identity Theft

After the Big Data Breach, Has Target Learned Its Lesson?

After the Big Data Breach, Has Target Learned Its Lesson?

Peter Drucker, considered by some to be “the man who invented management,” usually gets credit for the phrase, “Culture eats strategy for breakfast.” Target’s woes following its historic data breach last November proves how true it is. It seems clear at this point that the breach was disastrous for the company. First-quarter sales figures following... Read More

P.F. Chang’s Investigating Possible Data Breach

Identity Theft

P.F. Chang’s Investigating Possible Data Breach

P.F. Chang’s Investigating Possible Data Breach

P.F. Chang’s China Bistro is investigating a possible data breach that may have resulted in the theft of credit and debit card information from its chain of restaurants across the country. Security blogger Brian Krebs reports thousands of cards went up for sale June 9 on underground store Rescator, which sold millions of cards stolen... Read More

President Obama to Students: Be Smart, Not Cynical

Students

President Obama to Students: Be Smart, Not Cynical

President Obama to Students: Be Smart, Not Cynical

President Barack Obama joined David Karp, the founder of Tumblr, for a live chat about student debt Tuesday. One-third of Americans who applied for an educational loan this year also have a Tumblr account, said Karp, who fielded questions about educational costs submitted by Tumblr users. Here’s what POTUS had to say to today’s students. My... Read More

The Newest Debt Collection Scam

Identity Theft

The Newest Debt Collection Scam

The Newest Debt Collection Scam

A debt collection scam in Illinois impersonates the state attorney general in emails threatening debtors with legal action if the debt continues to go unpaid, according to a warning on the office’s website. The scammers claim to be representing Attorney General Lisa Madigan in emails demanding payment. Attached to the emails, recipients will find a... Read More

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