NYC Gets a New High-Tech Cybercrime Lab

Identity Theft

NYC Gets a New High-Tech Cybercrime Lab

NYC Gets a New High-Tech Cybercrime Lab

The Manhattan, New York, district attorney’s office recently received approval for funding of a new lab that would help it to more effectively fight cybercrime. The agency will receive $4.2 million from the New York City Council to improve its ability to effectively track down digital clues related to many of its cases, according to… Read More

Hurricane Isaac: 10 Tips to Keep Your Identity Safe

Identity Theft

Hurricane Isaac: 10 Tips to Keep Your Identity Safe

Hurricane Isaac: 10 Tips to Keep Your Identity Safe

Naming tropical storms has been around since 1950, largely to avoid confusion among forecasters when more than one storm is brewing. But Hurricane Isaac, which delayed the Republican National Convention this week and is now projected to hit the Gulf Coast, has taken this anthropomorphic practice to a new level. When Hurricane Isaac was initially… Read More

What You Should Know About Store-Brand Debit Cards

Credit Cards

What You Should Know About Store-Brand Debit Cards

What You Should Know About Store-Brand Debit Cards

It seemed to Jamie like a great deal. She had a large purchase to make at Target, so she signed up for the Target Debit Card, which gave her a 5 percent discount. “I was under the impression that the debit card worked like a debit card,” Jamie writes in response to a recent Credit.com… Read More

The Most-Liked Credit Card Issuers

Credit Cards

The Most-Liked Credit Card Issuers

The Most-Liked Credit Card Issuers

Consumers are once again feeling better about their overall finances as the effects of the recent recession fade, and that, in turn, may be what has led to another increase in satisfaction with their credit cards. Overall consumer approval of their credit cards has grown significantly in each of the last three years, according to… Read More

The 411 On Secured Credit Cards

Credit Cards

The 411 On Secured Credit Cards

The 411 On Secured Credit Cards

If you’re trying to establish or rebuild your credit, you’ve probably heard that a secured card is a good way to get started. With a secured card, you place a security deposit with the issuer and, in turn, get a major credit card — often quite easily. But is your security deposit safe? A reader… Read More

Paper or Plastic? Checks Aren’t Dead Yet, Merchants Say

Personal Finance

Paper or Plastic? Checks Aren’t Dead Yet, Merchants Say

Paper or Plastic? Checks Aren’t Dead Yet, Merchants Say

The check, as you may have heard, has lost its lofty place as a preferred method of payment. According to the Federal Reserve, checks constituted 30.5% of all noncash payments in 2006; just three years later, that figure had fallen all the way to 24.5%. And the numbers are far lower when it comes to… Read More

Getting a Home Loan Just Got Tougher

Mortgages

Getting a Home Loan Just Got Tougher

Getting a Home Loan Just Got Tougher

One of the nation’s two large government-sponsored backers of home loans recently revealed that it would tighten some of its lending restrictions for certain consumers. The company announced that it would change the requirements for both new borrowers and those who are refinancing existing home loans. Now the maximum loan to value ratios it will… Read More

In Missouri, Debtors’ Prison Is Alive and Well

Managing Debt

In Missouri, Debtors’ Prison Is Alive and Well

In Missouri, Debtors’ Prison Is Alive and Well

Debtors’ prisons may be illegal under the Missouri state constitution, but the practice of locking people up for unpaid debts is alive and well, according to recent reporting by the St. Louis Post-Dispatch. Using a little-known practice called “body attachments,” debt collectors, often working for payday lenders, regularly succeed in getting debtors thrown behind bars…. Read More

Durbin Pushing for New Student Loan Bill

Students

Durbin Pushing for New Student Loan Bill

Durbin Pushing for New Student Loan Bill

These days, student loan borrowers have a number of options available to them for financing their pursuit of higher education, and one well-known federal lawmaker is trying to give them a better understanding of those choices. U.S. Senator Richard Durbin, a Democrat from Illinois, recently called for the passage of a bill that is designed… Read More

The True Cost of Being Late on Credit Card Payments

Credit Cards

The True Cost of Being Late on Credit Card Payments

The True Cost of Being Late on Credit Card Payments

These days, millions of consumers are dealing with large amount of debt spread across their mortgages, student loans, auto financing and credit cards. Credit card debt can cause major problems for consumers who are not fully accustomed to handling it responsibly, especially if they are trying to pay down other debts as well. That’s because… Read More

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