Subprime Borrowers Get More Access to Credit

Credit Score

Subprime Borrowers Get More Access to Credit

Subprime Borrowers Get More Access to Credit

During and even in the wake of the recent economic downturn, many consumers fell behind on their various credit payments and banks responded by severely tightening lending restrictions. However, as the effects of the recession continue to fade for some consumers and the broader economy as a whole, lenders are now allowing subprime borrowers whose… Read More

Credit.com in the News 4/9/12

Personal Finance

Credit.com in the News 4/9/12

Credit.com in the News 4/9/12

This week the experts from Credit.com contributed to a wide range of publications on subjects including taxes, identity theft, credit scores, credit cards and debt. Check out the hits… Credit.com co-founder, Adam Levin spent last week on the west coast and stopped by some of his favorites news outlets to talk credit and identity theft…. Read More

Lenders See Dollar Signs in Your Data

Credit Score

Lenders See Dollar Signs in Your Data

Lenders See Dollar Signs in Your Data

In the past, lenders have seen a considerable amount of value in convincing consumers to take on credit card debt and carry it from one month to the next. But now, as borrowers shift their habits, lenders are looking for new ways to find value in those accounts. One way in which one of the… Read More

Georgia Mortgage Recovery Plan Not Working As Hoped

Mortgages

Georgia Mortgage Recovery Plan Not Working As Hoped

Georgia Mortgage Recovery Plan Not Working As Hoped

Early in 2011, a number of states most affected by the recent housing market crisis received as much as hundreds of millions of dollars in federal money to help stem the flow of consumers losing their homes to foreclosure. But in one of those states, many problems still persist. HomeSafe Georgia, the program launched in… Read More

The Biggest Factor in the Future of Mobile Payments: You

Personal Finance

The Biggest Factor in the Future of Mobile Payments: You

The Biggest Factor in the Future of Mobile Payments: You

Many consumers may be looking forward to a day when mobile payment technology becomes available and usable on a widespread basis, but for the companies developing these platforms, there is some concern about the way current spending habits might shape the future of mobile wallets. While there is a sufficient buzz about the various mobile… Read More

Don’t Use Credit to Live Beyond Your Means

Managing Debt

Don’t Use Credit to Live Beyond Your Means

Don’t Use Credit to Live Beyond Your Means

There are many different ways to use a credit card, but some behaviors may be putting consumers at greater financial risk than others. Consumers who only use their cards sparingly, such as in the event of a financial emergency or only to make larger purchases, will typically not face the same kinds of financial risks… Read More

Bankruptcy Filings Continue to Decline in 2012

Managing Debt

Bankruptcy Filings Continue to Decline in 2012

Bankruptcy Filings Continue to Decline in 2012

Economic conditions are improving significantly nationwide, and because of this, fewer consumers are in such dire financial straits that they need to seek protection from their creditors. The first three months of the new year lent a lot of credence to earlier predictions that bankruptcy filings would fall considerably throughout 2012, according to new data… Read More

Government Student Loan Rates to Double

Students

Government Student Loan Rates to Double

Government Student Loan Rates to Double

Rising student loan balances and concerns about young adults’ ability to fit those bills within their budgets have been of particular concern in recent months, and now experts worry that those problems may be exacerbated further this summer. On July 1, the interest rate on student loans issued by the federal government will double unless… Read More

3 Scary Personal Finance Stats

Personal Loans

3 Scary Personal Finance Stats

3 Scary Personal Finance Stats

Welcome to April, which is National Financial Literacy Month. It’s a good thing we have an official month for this because, according to the results of the 2012 National Financial Literacy Survey, many of us could use a little more literacy when it comes to our finances. The report, released by the National Foundation for… Read More

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