How to Handle the Debts of a Deceased Loved One

Managing Debt

How to Handle the Debts of a Deceased Loved One

How to Handle the Debts of a Deceased Loved One

Although it is a time that may be difficult for many, it’s worthwhile to pay attention to debt, in particular credit card debt, upon the passing of a loved one. The Credit CARD Act of 2009 attempted to provide some assistance in terms of the speedy and fair settlement of estate-related debt. The law requires… Read More

Four Steps to a Healthier Credit File

Credit Score

Four Steps to a Healthier Credit File

Four Steps to a Healthier Credit File

Keeping your credit clean is essential to your overall financial health, and taking a proactive approach can help you stay on top of mistakes or behaviors that may dragging down your credit score. There are four primary steps you can take to give your credit a boost and protect your financial reputation. 1. Examine Your… Read More

How Removing A Tax Lien Affects Your Credit

Credit Score

How Removing A Tax Lien Affects Your Credit

How Removing A Tax Lien Affects Your Credit

We received two questions about tax liens recently, and it give me the opportunity to check in and see how the IRS’s initiative to give taxpayers a “fresh start” after they’ve paid off tax liens is working. My credit scores are 730, 723 and 728 but I have a tax lien filed against me. If… Read More

Senate Republicans Block New Consumer Watchdog

Personal Finance

Senate Republicans Block New Consumer Watchdog

Senate Republicans Block New Consumer Watchdog

Senate Republicans made good on their promise to block Richard Cordray from becoming the first permanent director of the Consumer Financial Protection Bureau Thursday morning, in a vote that promises to keep consumers’ rights in limbo at least through the 2012 elections. Cordray, formerly the attorney general of Ohio and now the bureau’s enforcement chief,… Read More

Balance Transfer Day: Not a Slam Dunk for Consumers

Credit Cards

Balance Transfer Day: Not a Slam Dunk for Consumers

Balance Transfer Day: Not a Slam Dunk for Consumers

You know, when I first heard that December 11 was Balance Transfer Day, I applauded the spirit of the day. I want consumers to get the lowest interest rates possible when they’re in debt. And just to be clear, the best balance transfer offers involve a zero percent introductory APR (interest rate) for a specific… Read More

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