Biggest Regrets: What Homebuyers Would Do Differently

Mortgages

Biggest Regrets: What Homebuyers Would Do Differently

Biggest Regrets: What Homebuyers Would Do Differently

You live and learn. The old saying sums up new homebuyers’ thoughts after they completed the process to buy a house. According to a new survey from Chase, recent homebuyers said they have some regrets and would make different choices if they had an opportunity for a real estate purchase do-over. Chase said that although most... Read More

How to Leave a Job You Hate

Personal Finance

How to Leave a Job You Hate

How to Leave a Job You Hate

Like so many Americans, Seth Rubin was a victim of the recession of 2009. He was laid off as a project manager for a construction company when the construction business plummeted near his home in Denver. An avid cyclist, he had always dreamed of opening up a coffee and biscuit shop, but the huge upfront... Read More

What a Data Breach Really Costs

Identity Theft

What a Data Breach Really Costs

What a Data Breach Really Costs

Dealing with a data breach costs a lot of money, and it’s getting more expensive. That’s certainly bad news for the companies that suffer such attacks, but it hurts consumers, too, because companies may try to recoup financial losses by charging customers more for their goods and services. This year, companies have paid an average... Read More

Is a Credit Card a Good Graduation Gift?

Credit Cards

Is a Credit Card a Good Graduation Gift?

Is a Credit Card a Good Graduation Gift?

As spring turns into summer, many students are anticipating graduating and moving on to the next stage of their lives. At this time, parents may be considering giving their children a credit card as a graduation gift, but is this a good idea? Of course, friends and family cannot actually open an account in a... Read More

5 Simple Ways to Save Cash Fast

Personal Finance

5 Simple Ways to Save Cash Fast

5 Simple Ways to Save Cash Fast

The car breaks down. The roof starts leaking. The kids have a school activity. There are times in our lives when we need money quickly. Before you raid your emergency fund (or if you are simply looking to pump up your emergency fund), try cutting these costs for fast cash. 1. Eat at Home Start... Read More

Planning to Move? Don’t Get Scammed

Personal Finance

Planning to Move? Don’t Get Scammed

Planning to Move? Don’t Get Scammed

A lot of people choose to move into a different apartment or house during spring and summer, and while a change of scenery can be fun and exciting, it can also be hectic and expensive. It’s smart to search for ways to save money when relocating, but don’t let your quest for a deal compromise... Read More

How to Pick a Good Credit Counseling Agency

Managing Debt

How to Pick a Good Credit Counseling Agency

How to Pick a Good Credit Counseling Agency

When unexpected bills wipe out your savings or force you to max out your credit cards, you may be tempted to sign up with a credit counseling agency that promises to help you out of a financial jam. After all, many ads from credit counseling companies say they can eliminate your debts, stop creditor calls,... Read More

The New Proposal to Cut Student Loan Payments

Students

The New Proposal to Cut Student Loan Payments

The New Proposal to Cut Student Loan Payments

A group of 24 Senate Democrats, led by Sen. Elizabeth Warren (D-Mass.), introduced legislation Tuesday that would allow borrowers with outstanding student loans to refinance at the lower interest rates offered to new borrowers. The Bank on Students Emergency Loan Refinancing Act calls for undergraduate student loan borrowers to be able to refinance at the... Read More

Who Owns Your Credit Data?

Credit Score

Who Owns Your Credit Data?

Who Owns Your Credit Data?

At this point, we’re used to the idea that companies collect information about us and use it to tailor advertising and all sorts of things we see in our social media feeds. It’s difficult to characterize how much data Internet users generate and how all that information is used, but there’s one thing of which... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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