5 Holiday Money Mistakes

Personal Finance

5 Holiday Money Mistakes

5 Holiday Money Mistakes

With the holiday season officially upon us, it is easy to overspend. Millions of people will head out in search of the perfect gift for the one they love, meandering aimlessly through every toy and department store, and equipped with nothing more than a list and a credit card. If that sounds all too familiar,... Read More

Short Sales Are Down as Home Prices Rise

Mortgages

Short Sales Are Down as Home Prices Rise

Short Sales Are Down as Home Prices Rise

Home sales and prices continue to rise on an annual basis, and as those numbers have climbed, the number of short sales going through the market has dropped. Short sales, which are home sales in which the sale price is less than the total of the outstanding mortgages secured by the property, made up 5.3%... Read More

How Big Should Your Car Down Payment Be?

Auto Loans

How Big Should Your Car Down Payment Be?

How Big Should Your Car Down Payment Be?

You have a sizable amount saved up to use toward a down payment for a car. The first instinct you have may be to put it all down so you can pay off the vehicle faster and try to negotiate a better interest rate to finance the remaining balance. However, using all of your money... Read More

Can Debt Collectors Call Your Workplace?

Managing Debt

Can Debt Collectors Call Your Workplace?

Can Debt Collectors Call Your Workplace?

You already know that potential employers can find out a bit about your debt when a credit report check is part of the application process. But can a debt collector call your employer to ask questions about your job? A reader, Kimmie, posed this question on our blog recently: Does a collection agency have the right... Read More

5 Credit Tips for College Students

Students

5 Credit Tips for College Students

5 Credit Tips for College Students

There’s a lot to worry about when you’re in college. There are classes, friends, internships and parties to worry about. But what many of us probably should have been thinking about a lot more was our credit. In fact, now that we’re older and wiser, there are a lot of things we wish we would have... Read More

A College-Level Course on Personal Finance

Personal Finance

A College-Level Course on Personal Finance

A College-Level Course on Personal Finance

Credit.com Contributor Mitch Weiss recently released a book to help readers become better informed on basic personal finance issues. The Life Happens Course Book delivers nitty-gritty financial know-how on everything from student loans to mortgage loans, and auto leases to apartment leases. It explains the difference between credit cards and debit cards, budget plans and career plans.... Read More

12 Tips for a Hoax-Free Holiday

Identity Theft

12 Tips for a Hoax-Free Holiday

12 Tips for a Hoax-Free Holiday

In song, the 12 days of Christmas include partridges, turtle doves, French hens, calling birds, geese and swans. In reality, scammers fly high on unsuspecting pigeons vulnerable to their holiday hoaxes. To avoid getting plucked, follow these tips for safe spending and a hoax-free holiday: 1. Pay attention to website URLs. Online searches can lead... Read More

A Cellphone Gotcha That Can Wreck Christmas

Personal Finance

A Cellphone Gotcha That Can Wreck Christmas

A Cellphone Gotcha That Can Wreck Christmas

Buying a cellphone today means buying data. That’s not easy: consumers must make judgments about how reliable the data service is where they will most likely use it, and on how much data they will use. For the most part, consumers are woefully under-informed on those two critical criteria. Before you go out and get... Read More

4 Credit Tips to Help You Survive Black Friday

Credit Score

4 Credit Tips to Help You Survive Black Friday

4 Credit Tips to Help You Survive Black Friday

Black Friday: At the best of times, it’s a highly anticipated party-like atmosphere in which you get some or all of your holiday season shopping done at ridiculously low prices. At the worst of times, it’s a spaghetti mess of mile-long line-ups and frenzied grabbing of the last item on a shelf, and then hours... Read More

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