The Smart Way to Make an Offer on a Home

Mortgages

The Smart Way to Make an Offer on a Home

The Smart Way to Make an Offer on a Home

Deciding to buy a home is a huge decision — and the price is not something to take lightly. When you find a property you love within your budget, you want to be sure you are making a good offer to beat out other buyers without overpaying. 1. Conduct Research Looking at this transaction objectively will... Read More

iOS 8 Wants to Get to Know You Better

Identity Theft

iOS 8 Wants to Get to Know You Better

iOS 8 Wants to Get to Know You Better

My phone is at rest on my desk, charging. I’ve enabled the new “Hey Siri” feature, which was part of the iOS 8 update. Now, the famous concierge feature that offers the world at the touch of a button is always-already on, listening (as long as it is plugged in). Somehow I’m feeling a bit... Read More

How a Grocery Store Cashier Saved a Couple From a $4K IRS Scam

Identity Theft

How a Grocery Store Cashier Saved a Couple From a $4K IRS Scam

How a Grocery Store Cashier Saved a Couple From a $4K IRS Scam

A Maryland grocery store employee reportedly saved a couple $4,000 when she talked them out of loading money onto prepaid debit cards. “I said, ‘Don’t buy it, it’s a scam,’” Patricia Keller told ABC7 News in Washington, which first reported the story. “They had a whole wad of money like you wouldn’t believe. And they... Read More

Buy This, Not That: 4 Money-Saving Substitutions

Personal Finance

Buy This, Not That: 4 Money-Saving Substitutions

Buy This, Not That: 4 Money-Saving Substitutions

Have you ever thought of a great plan just to be deflated by calculating a costly price tag? Sometimes it can be for something as big as whether you can afford to buy a house or as little as whether you can afford to buy that daily cup of coffee. There are plenty of ways... Read More

Is This Malware ‘South Park’-Inspired?

Identity Theft

Is This Malware ‘South Park’-Inspired?

Is This Malware ‘South Park’-Inspired?

Malicious advertising, or malvertising, continues to pose a profound hazard, making visits to some of the Internet’s most popular websites a dicey proposition. Cisco researchers have identified a criminal ring, christened the “Kyle and Stan” Malvertising Network (a likely reference to two of the main characters on “South Park”), that distributes sophisticated, mutating malware to... Read More

8 Credit Card Terms Everyone Should Know

Credit Cards

8 Credit Card Terms Everyone Should Know

8 Credit Card Terms Everyone Should Know

When we think about credit cards, we think of a simple, small piece of plastic. In fact, these cards represent complex financial instruments. And to understand them, we need to know the lingo. If you use a credit card, or are thinking about applying for one, then you need to know these eight terms. 1. APR A... Read More

43% of Companies Had a Data Breach in the Past 2 Years

Identity Theft

43% of Companies Had a Data Breach in the Past 2 Years

43% of Companies Had a Data Breach in the Past 2 Years

Data breaches have become an increasingly common part of doing business in the digital age. This probably doesn’t surprise you, but even the headline-grabbing breaches you’ve heard about in the past year — like at retailers Target and Home Depot — are only a fraction of the issue. Companies have reported an uptick in data breaches,... Read More

5-Star Hotels You Can Actually Afford

Personal Finance

5-Star Hotels You Can Actually Afford

5-Star Hotels You Can Actually Afford

Luxurious vacations tend to have the unfortunate quality of being very expensive. Plenty of people don’t need to fly first class or stay in a fancy hotel in order to have a wonderful trip, but still, it would be nice to enjoy an exceptionally comfortable suite on the occasional excursion, without paying an obscene amount... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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