6 Things That Drive Up the Cost of Your Mortgage

Mortgages

6 Things That Drive Up the Cost of Your Mortgage

6 Things That Drive Up the Cost of Your Mortgage

Applying for a mortgage? Do your fees and rates appear to be a little higher than what you see advertised? If yes, there could be several key factors driving up the cost of your mortgage that you may not know about. These additional mortgage-pricing factors can make your mortgage cost more. Don’t be fooled by... Read More

4 Reasons to Be Obsessive About Identity Protection

Identity Theft

4 Reasons to Be Obsessive About Identity Protection

4 Reasons to Be Obsessive About Identity Protection

Identity theft is far more common than you may think. In fact, 16.6 million people experienced identity theft in 2012, according to the U.S. Bureau of Justice Statistics. That means 7% of people over the age of 16 have experienced identity theft. Protecting yourself from this crime is a serious matter and there’s no shame in being obsessive about... Read More

A New Hope for Student Loan Defaulters

Students

A New Hope for Student Loan Defaulters

A New Hope for Student Loan Defaulters

A change to the federal student loan program this month presents a huge opportunity to borrowers who have defaulted on their loans from the government. Loan rehabilitation allows borrowers to return to current repayment status, access the benefits offered to borrowers in good standing and have the default removed from their credit history. With changes... Read More

6 Easy Ways to Keep Your Credit Card Safe

Identity Theft

6 Easy Ways to Keep Your Credit Card Safe

6 Easy Ways to Keep Your Credit Card Safe

Credit card security has been in the news a lot lately, with high-profile data breaches at several major retailers. To be clear, there is nothing that credit card users could have done to prevent the loss of their credit card data after they used it to make a purchase. Nevertheless, there are several steps that... Read More

The Most Endangered Jobs

Personal Finance

The Most Endangered Jobs

The Most Endangered Jobs

The excitement of innovation tends to overshadow the plight of its victims, but for people whose jobs are becoming obsolete, technological advances can be a little terrifying. Many jobs that existed centuries or just decades ago seem like quaint pieces of history, but inventions like automated machinery, modern refrigeration and mouse traps also represent the... Read More

Possible Data Breach at Goodwill: What Should You Do?

Identity Theft

Possible Data Breach at Goodwill: What Should You Do?

Possible Data Breach at Goodwill: What Should You Do?

Goodwill Industries International is investigating a series of apparent data breaches at its stores across the country, KrebsOnSecurity reports. If confirmed, it would be the latest in a slew of credit-card data breaches at major U.S. companies in the last several months, including P.F. Chang’s, Michaels, Sally Beauty Supply, Neiman Marcus and Target. What We... Read More

The Surprising Reasons You Could Lose Out on Student Loans

Students

The Surprising Reasons You Could Lose Out on Student Loans

The Surprising Reasons You Could Lose Out on Student Loans

Here’s something you won’t hear often — or ever: “Student loans are a privilege.” (I Googled it: Six results.) Considering loans make it possible for millions of people to get a college education, they’re something to be thankful for. Yes, college can be ridiculously expensive, loans often don’t cover all the costs and unaffordable debt is a... Read More

Sen. Rubio Proposes New Student Loan Forgiveness Plan

Students

Sen. Rubio Proposes New Student Loan Forgiveness Plan

Sen. Rubio Proposes New Student Loan Forgiveness Plan

There’s a new bill in the Senate aimed at making student loan payments more affordable. Sens. Marco Rubio (R-Fla.) and Mark R. Warner (D-Va.) introduced the Dynamic Student Loan Repayment Act on July 16, which proposes an automatic income-based adjustment to monthly payments for loans exceeding $10,000. The effort follows last month’s unsuccessful attempt by... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Capital One Secured MasterCard. Disclosure: Cards from our partners are mentioned below.] In America, we believe that everyone deserves a second chance. If you’ve seen your credit suffer due to bankruptcy, joblessness, medical bills or just a pattern... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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