How Your Credit Card Can Help You In a Disaster

Credit Cards

How Your Credit Card Can Help You In a Disaster

How Your Credit Card Can Help You In a Disaster

From this summer’s forest fires in the rural west, to Hurricane Sandy’s recent impact on the most populated region of our country, Americans have come to understand that disasters can strike anywhere. In times of trouble, the last thing that disaster victims might think about is their credit cards. But actually, this is one of… Read More

MasterCard’s Newest Creation: A Credit Card With a Keypad

Credit Cards

MasterCard’s Newest Creation: A Credit Card With a Keypad

MasterCard’s Newest Creation: A Credit Card With a Keypad

Many companies have been trying to make credit card transactions safer for consumers in recent years, and one of the world’s largest payment processors might just have a new solution. MasterCard, the world’s second-largest processor of debit and credit transactions, recently unveiled a new “display card” technology that could make it far easier for users… Read More

11 Tips to Rebuild Your Credit

Credit Score

11 Tips to Rebuild Your Credit

11 Tips to Rebuild Your Credit

Looking for tips to build your credit? Here’s a slew of them to help you get your credit back on track. Set a date night with your credit. Think of it as your monthly check-up, or weigh in. Or add it to your to-do list when you pay your bills. Just be sure to take… Read More

Most Banks Now Offering Prepaid Cards

Personal Finance

Most Banks Now Offering Prepaid Cards

Most Banks Now Offering Prepaid Cards

In the past few years, the fastest-growing type of card-related transaction came on prepaid accounts, and now more banks seem to see the opportunity that offering such a payment option provides. These days, most financial institutions are offering prepaid cards of some kind, either the general purpose reloadable accounts most commonly associated with this kind… Read More

Refinancing Helps Consumers Considerably in 3rd Quarter

Mortgages

Refinancing Helps Consumers Considerably in 3rd Quarter

Refinancing Helps Consumers Considerably in 3rd Quarter

Many consumers may have sought to refinance their existing home loans in the last several years as a means of making their monthly payments more affordable, and it seems their efforts have largely paid off. During the third quarter, 83 percent of consumers who took the time to refinance their home loans either maintained the… Read More

Don’t Let a Natural Disaster Hurt Your Credit Score

Credit Score

Don’t Let a Natural Disaster Hurt Your Credit Score

Don’t Let a Natural Disaster Hurt Your Credit Score

Many people affected by Hurricane Sandy have reached out with questions about the potential impacts this natural disaster can have on their credit scores, as the storm has severely impacted “normal” daily living activities we all take for granted — including mailing a mortgage payment or paying a credit card bill online. The fact that… Read More

What the Obama Victory Means for America’s Wallet

Personal Finance

What the Obama Victory Means for America’s Wallet

What the Obama Victory Means for America’s Wallet

Now that the election is over, one of the things on consumers’ minds is what another term for President Obama could mean for their wallets. Before we try to answer this question, first we need to understand where President Obama stands on five important issues — the Dodd-Frank Act, the Credit Card Accountability, Responsibility and… Read More

AmEx Membership Rewards Points Go Mobile

Credit Cards

AmEx Membership Rewards Points Go Mobile

AmEx Membership Rewards Points Go Mobile

American Express’s Membership Rewards program has been renowned for offering one of the most flexible rewards programs. Cardmembers can redeem their points for travel reservations, airline miles, or statement credits. And today, American Express has just added the option of mobile gift cards that can be redeemed for in-store purchases at select retailers. How Mobile… Read More

This Week in Credit News: Election Reaction

Personal Finance

This Week in Credit News: Election Reaction

This Week in Credit News: Election Reaction

It’s hard to ignore the biggest news event of the week — the U.S. Presidential election. This week’s biggest credit news revolves around what’s next for Congress and President Obama — the fiscal cliff. Before the election was even called, pundits were discussing the next big obstacle facing the White House — the fiscal cliff…. Read More

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