How Much Should an Office Holiday Party Cost?

Personal Finance

How Much Should an Office Holiday Party Cost?

How Much Should an Office Holiday Party Cost?

Mini Snickers Bars and Kit Kats are selling like hotcakes, which can only mean that Halloween is just over the orange-and-black horizon. And right after that is Thanksgiving and right after that is already the winter holidays. Questions and strong opinions arise: What are we doing for the break? Do we need to fly anywhere?... Read More

What Is a Qualified Mortgage?

Mortgages

What Is a Qualified Mortgage?

What Is a Qualified Mortgage?

Big changes are ahead in the mortgage world, particularly for homebuyers who take out  “qualified mortgages.” Those home loans are insured by the Federal Housing Administration and are generally extended to consumers who could not otherwise afford a home. (FHA loans helped fill the gap created by the collapse of the subprime mortgage market; as... Read More

How to Create a Credit Emergency Kit

Identity Theft

How to Create a Credit Emergency Kit

How to Create a Credit Emergency Kit

Unfortunate events seem to come when we least expect them.  While we can’t control the timing, we can be prepared for when they do come. Just like we inventory our possessions in our homes in case of fire or theft, and have our auto insurance card handy in case of an accident, we can create... Read More

The Most and Least Affordable Places to Live

Mortgages

The Most and Least Affordable Places to Live

The Most and Least Affordable Places to Live

Only in eight of the largest 25 U.S. metropolitan areas can a median-income household afford a median-price home, according to a review by Interest.com. Last year, 14 of the 25 were affordable for middle-income homeowners. Salaries have not kept up with rising home prices across the nation, particularly in coastal cities, with San Francisco ranking... Read More

5 Secrets to a Quick Home Sale

Mortgages

5 Secrets to a Quick Home Sale

5 Secrets to a Quick Home Sale

Forget the Great Recession. Old-school real estate agents are probably what killed any possible home sale for Michelyn Petersen in 2009. The Alpena, Mich., resident was trying to unload her Grand Rapids home and listed it with real estate agents she had located through the grapevine. First, it was an agent who had sold a... Read More

7 Things Every Homebuyer Should Know

Personal Finance

7 Things Every Homebuyer Should Know

7 Things Every Homebuyer Should Know

It seems like everyone gets new-house fever in the spring, but if you’re serious about buying, prime time for making a purchase may be right around the corner instead. Real estate site Trulia says house searches cool off in the fall and slow to a crawl in December. What does that mean for you? Less... Read More

Is Your Debt Outpacing Your 401K?

Personal Finance

Is Your Debt Outpacing Your 401K?

Is Your Debt Outpacing Your 401K?

Americans are piling up debt faster than they are stashing money away for retirement, according to an analysis of consumer data  by HelloWallet. This means many pre-retirees — workers ages 50 to 65 — are not financially prepared to live without paychecks. The typical defined contribution plan — usually a 401(k) — has a balance... Read More

Credit.com in the News 10.26.13

Personal Finance

Credit.com in the News 10.26.13

Credit.com in the News 10.26.13

Personal finance is an everyday responsibility, but just like anything, practices and priorities change over time. Whether it’s explaining fundamentals or responding to current events, the experts at Credit.com work diligently to provide consumers with the most timely, educational personal finance information. This week, Credit.com Director of Consumer Education Gerri Detweiler commented for a story... Read More

How to Spot Apartment Rental Scams

Identity Theft

How to Spot Apartment Rental Scams

How to Spot Apartment Rental Scams

Rental scams have exploded in recent years, typically preying on vacationers looking for a week or two of R&R — only to get a “ruse” and “ripoff” in paying upfront for unavailable properties that don’t exist, are actually for sale (not rent), or are currently occupied. But there’s a more sinister — and troublesome —... Read More

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