My Year in Parenting Expenses

Personal Finance

My Year in Parenting Expenses

My Year in Parenting Expenses

Sometimes I read things — like in The New York Times — that say children cost millions of dollars. I have two kids, and I always think, that can’t be right. This is for people who live in Manhattan. But I’ve never taken a hard look at the numbers. So I thought I’d celebrate the... Read More

The 5 Most Confusing Things on Your Credit Report

Credit 101

The 5 Most Confusing Things on Your Credit Report

The 5 Most Confusing Things on Your Credit Report

You know that you should review your credit reports. So you do. But when you do, you find yourself confused, wondering if it was worth it. It definitely is. Here are five things about credit reports consumers often find confusing, and how to find some clarity. 1. Boxes and More Boxes The first thing you... Read More

Should You Ask Your Boss for a Loan?

Managing Debt

Should You Ask Your Boss for a Loan?

Should You Ask Your Boss for a Loan?

As if high-rate, short-term loans don’t mess with enough household budgets, the financial services industry has come up with a new way to mess with even more. According to a recent Wall Street Journal article, a growing number of nonbank consumer-lending institutions have been busy signing up legions of new borrowers in the most obvious,... Read More

How to Trick Yourself Into Saving More

Personal Finance

How to Trick Yourself Into Saving More

How to Trick Yourself Into Saving More

Whatever your reason for saving money — whether you are hoping to buy a home, start an emergency fund or get a new pair of shoes — you need a plan. It can be hard to sacrifice now in order to spend later. Often that invitation to have dinner out with friends is so tempting... Read More

What Am I Doing Wrong With My Credit?

Credit 101

What Am I Doing Wrong With My Credit?

What Am I Doing Wrong With My Credit?

If you want to improve your credit, you need to look at your finances from a different point of view: a lender’s. Credit histories and scores are designed to give financial institutions an idea of what kind of borrower you are; the data help them decide whether taking you on as a customer is worth... Read More

5 Ways to Save on Last-Minute Vacations

Personal Finance

5 Ways to Save on Last-Minute Vacations

5 Ways to Save on Last-Minute Vacations

For many of us across the country, the cold weather is settling in. Some people crave the winter season, but for others it gets old quickly. The first snowfall is magical, the second is pretty, the third barely tolerable. After that the freezing temps, blustery winds and icy precipitation just bring daydreams of warmer locales.... Read More

Americans Worry More About Hacking Than Tracking

Identity Theft

Americans Worry More About Hacking Than Tracking

Americans Worry More About Hacking Than Tracking

When it comes to safety on the Internet, many people may be worried about who is looking at their data. From data brokers to the federal government, there are a number of organizations that have access to consumer information. Although breaking privacy laws is a major concern for users of the Web, keeping their personal and financial information... Read More

5 Small Things That Are Killing Your Budget

Personal Finance

5 Small Things That Are Killing Your Budget

5 Small Things That Are Killing Your Budget

It’s easy to ignore small expenses. We don’t often think of the small things when we look at spending, then we wonder why the budget seems so out of control. Yet it’s often the small daily expenses that add up to a lifetime of financial frustration. The Rule of 752 can add so much needed... Read More

Can Your Old Sofa Hurt Your Credit?

Credit Score

Can Your Old Sofa Hurt Your Credit?

Can Your Old Sofa Hurt Your Credit?

It is such a well-known phenomenon that credit counselors have a name for it: “Old Sofa Syndrome.” And if you’re not careful, it can wreak havoc on your budget — and your credit scores. New homeowners are particularly vulnerable, but so are those who have lived in the same place or with the same furniture... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.