Why Buy a Christmas Tree When You Can Rent One?

Personal Finance

Why Buy a Christmas Tree When You Can Rent One?

Why Buy a Christmas Tree When You Can Rent One?

It’s getting a little late for chopping down a Christmas tree. But if you suddenly find yourself tree-less and overcome by the Christmas spirit, you might not need to cut anything at all. That’s because California entrepreneur Scott Martin has created a different model: Instead of buying a dead Christmas tree, why not rent a… Read More

Thanks to Gridlock, Tax Prep Loans Live to Fight Another Day

Personal Finance

Thanks to Gridlock, Tax Prep Loans Live to Fight Another Day

Thanks to Gridlock, Tax Prep Loans Live to Fight Another Day

A political standoff in Washington is creating a loophole for lenders looking for new ways to continue offering loans that many consumer advocates say are predatory. After years of work by federal regulators to prevent companies like H&R Block from selling costly tax anticipation loans, at least one company appears to have figured out a… Read More

The Best Credit Cards of 2011

Credit Cards

The Best Credit Cards of 2011

The Best Credit Cards of 2011

No doubt about it, this has been a very good year for credit cards. Sure, interest rates are still a little high, but in the past few months, banks have loosened the purse strings a little. This led to some really exceptional credit card offers during the past year. In fact, the sign-up bonuses got… Read More

Fannie, Freddie, the Feds & Freud… FUBAR

Mortgages

Fannie, Freddie, the Feds & Freud… FUBAR

Fannie, Freddie, the Feds & Freud… FUBAR

As a citizen, a voter, and a consumer, what do you think this country needs? Less partisanship in Congress? Less Congress? Easier credit? Lower taxes? Higher taxes? There are about 307 million Americans and given the state of the American economy, perhaps there are as many answers to that question. Here’s my take: We need… Read More

4 Ways to Avoid Panic Shopping

Managing Debt

4 Ways to Avoid Panic Shopping

4 Ways to Avoid Panic Shopping

I’d like to make a confession. I’m only half-way done with my Christmas shopping. Misery loves company so I guess this nugget should make me feel better: A Visa, Inc. survey shows that 77 percent of consumers haven’t finished their holiday shopping. According to Visa’s press release, this can lead to rampant “panic shopping” over… Read More

The Debt Diva: No Need to Fear the Holidays

Managing Debt

The Debt Diva: No Need to Fear the Holidays

The Debt Diva: No Need to Fear the Holidays

I had to overcome fear in order to start down the path of becoming debt free.  I did not know why my credit card interest rates were so high.  I did not know if I could get my rates lowered.  I did not know if I could transfer my balances to a lower interest card…. Read More

How Your Credit Card’s Return Protection Can Help You

Credit Cards

How Your Credit Card’s Return Protection Can Help You

How Your Credit Card’s Return Protection Can Help You

You bought a dress for a holiday party that looked great when you tried it on in the fitting room. But in better lighting, it’s an icky color that you wouldn’t be caught dead in. Or maybe you bought an HDTV for your family room and discovered (too late) that it’s way too big for… Read More

Elizabeth Warren Gains on Republican Opponent for Senate

Personal Finance

Elizabeth Warren Gains on Republican Opponent for Senate

Elizabeth Warren Gains on Republican Opponent for Senate

With the squalls surrounding the filibuster of Richard Cordray’s nomination for director of the Consumer Financial Protection Bureau, it was easy to miss what was going on with Elizabeth Warren, the creator of the Consumer Financial Protection Bureau. Ms. Warren had so infuriated Republicans in Congress that although she was the logical choice for director,… Read More

How to Make Sure You Don’t Waste Credit Card Rewards

Credit Cards

How to Make Sure You Don’t Waste Credit Card Rewards

How to Make Sure You Don’t Waste Credit Card Rewards

Here’s a startling statistic: The average consumer earns $622 per year in rewards and leaves $205 of that on the table. According to a 2011 study by COLLOQUY, Americans accumulate miles and points that are worth about $48 billion annually. But a third of the rewards—roughly $16 billion—go unredeemed. In a way, I’m not surprised…. Read More

10 Tips to Stay Safe While Holiday Shopping Online

Identity Theft

10 Tips to Stay Safe While Holiday Shopping Online

10 Tips to Stay Safe While Holiday Shopping Online

With more holiday shoppers turning away from the mall and turning toward their laptops and mobile devices, make sure you’re armed with the know-how to keep your personal information safe. More from Identity Theft 911: Google Yourself: Ego-Surfing Can Help Protect Your Identity The Credit Score Ripple Effect on Your Identity Teen Tips for Safe… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to Our Contributors

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.