5 Myths About Credit Scores and Insurance

Credit Score

5 Myths About Credit Scores and Insurance

5 Myths About Credit Scores and Insurance

Apply for auto or homeowner’s insurance and chances are you’ll find an inquiry on your credit report from the insurance company. Why and how do insurance companies use your credit information? Lamont Boyd, FICO’s director of global scoring solutions for the insurance market, joined me for an interview on Talk Credit Radio to explain how… Read More

A Secure Credit System is Key to Economic Prosperity

Identity Theft

A Secure Credit System is Key to Economic Prosperity

A Secure Credit System is Key to Economic Prosperity

The national economy continues to be stalled in a pattern of slow growth, as many Americans unfortunately know from personal experience. This is evident in a stubborn unemployment rate, discouraged workers, business challenges, and state and local government revenue shortfalls. Leading economists agree that the housing sector — one of the nation’s principle economic engines… Read More

The Rewards Card Catch Everyone Forgets: Annual Fees

Credit Cards

The Rewards Card Catch Everyone Forgets: Annual Fees

The Rewards Card Catch Everyone Forgets: Annual Fees

When consumers are on the lookout for new credit card offers, they may be enticed by those for rewards accounts, which can give them some small benefits for their everyday spending habits. But one thing that is becoming increasingly common for most rewards cards is that they now come with annual fees, and these can… Read More

The Secret to Credit Card Deals: Shopping Around

Credit Cards

The Secret to Credit Card Deals: Shopping Around

The Secret to Credit Card Deals: Shopping Around

When consumers are on the lookout for a credit card account, whether it’s their first one or their third, there are a number of aspects of opening such an account that they’ll need to consider if they’re going to use it responsibly. The fact is that when it comes to credit cards, there is no… Read More

Five Freedoms Debt Denies You

Managing Debt

Five Freedoms Debt Denies You

Five Freedoms Debt Denies You

Independence Day is our nation’s day to celebrate freedom. But if you’re one of the millions of Americans up to your eyeballs in debt, you may not feel very free — at least not financially free.  Getting out of debt feel like a monumental struggle. But if you can accomplish that goal, becoming debt-free can… Read More

The Obamacare Scare: Medical Debt Collectors in Scrubs?

Managing Debt

The Obamacare Scare: Medical Debt Collectors in Scrubs?

The Obamacare Scare: Medical Debt Collectors in Scrubs?

Do you remember where you were last Thursday morning when every network interrupted its regular programming to announce the most anticipated Supreme Court decision since Bush v. Gore? It was not in the same category as the Kennedy assassination or Neil Armstrong’s “giant leap for mankind” moment, but when it was reported that Chief Justice… Read More

What @NeedaDebitCard Says About Our Credit Knowledge

Identity Theft

What @NeedaDebitCard Says About Our Credit Knowledge

What @NeedaDebitCard Says About Our Credit Knowledge

The financial Twitter-sphere exploded with the news Monday that someone had created a handle to expose the many Americans that tweet pictures of their debit and credit cards. The account, @NeedaDebitCard, started retweeting status updates in late May with the message of “Please quit posting pictures of your debit cards, people.” So far, the feed… Read More

Lawmakers to AIG: Don’t Block Mortgage Refis

Mortgages

Lawmakers to AIG: Don’t Block Mortgage Refis

Lawmakers to AIG: Don’t Block Mortgage Refis

One of the nation’s largest mortgage lenders currently has policies in place that may work to prevent some borrowers from refinancing their existing home loan, and top lawmakers are calling them out on it. Three U.S. Senators recently wrote a letter regarding the American International Group’s mortgage insurance unit, the United Guaranty Corp, to say… Read More

Paying at the Register Getting Easier, More Secure

Credit Cards

Paying at the Register Getting Easier, More Secure

Paying at the Register Getting Easier, More Secure

In an effort to help meet what it expects to be quickly increasing consumer demand for new types of payment technology, one of the nation’s largest credit card issuers is now rolling out a new type of point of sale terminal. Chase Paymentech, a subsidiary of JPMorgan Chase, recently unveiled its new Future Proof point… Read More

Did the Founding Fathers Have Bad Credit?

Credit Score

Did the Founding Fathers Have Bad Credit?

Did the Founding Fathers Have Bad Credit?

They may have written the most fundamental document for our nation, but some of the founding fathers weren’t that great with basic personal finance. We talked to the experts about what the founding fathers’ financial flubs and successes can teach you about minding your money. Thomas Jefferson Jefferson’s famous financial flaw was his large debt… Read More

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