Americans Are More in Love With Prepaid Cards

Credit Cards

Americans Are More in Love With Prepaid Cards

Americans Are More in Love With Prepaid Cards

American consumers have grown increasingly fond of reloadable prepaid cards, putting about $65 billion of their money on them in 2012 — double the amount loaded in 2009. And the cards are much more user-friendly and have fewer fees than when they arrived on the scene several years ago, says a new report from The Pew... Read More

Would You Give Up Some of Your Salary for Free Tuition?

Students

Would You Give Up Some of Your Salary for Free Tuition?

Would You Give Up Some of Your Salary for Free Tuition?

Legislation introduced in the Michigan State Senate and House of Representatives would provide an alternative to student loans for residents seeking degrees from the state’s public community colleges and four-year institutions. It’s an investment strategy of sorts: The state would pay for students’ educations, and in return the students agree to pay the state a... Read More

Auto Loan Delinquencies Edge Up Slightly

Auto Loans

Auto Loan Delinquencies Edge Up Slightly

Auto Loan Delinquencies Edge Up Slightly

Late payments on car loans remain low, but there has been a shift in momentum. After several quarters of consecutive year-over-year declines, delinquency rates ticked up in the fourth quarter of 2013 to the highest levels in a few years, according to data from the Experian-Oliver Wyman Market Intelligence Reports and Experian’s IntelliView tool The delinquency rate is... Read More

5 Tips for Renting a Home With Bad Credit

Credit Score

5 Tips for Renting a Home With Bad Credit

5 Tips for Renting a Home With Bad Credit

If you’ve recently found yourself in search of a new place to live and your credit is less than stellar, you may have encountered some difficulty. As with most things in life, how much difficulty you face will depend on your specific circumstances. Let’s say you’re shopping when the demand is high for rental properties... Read More

Credit.com in the News 2.14.14

Identity Theft

Credit.com in the News 2.14.14

Credit.com in the News 2.14.14

The conversation about data breaches and credit card security doesn't show signs of disappearing anytime soon. In the past week, Credit.com chairman and co-founder Adam Levin made the media rounds to discuss consumers' exposure to attacks on retailer and other information systems.

A Simple Guide for First-Time Homebuyers

Mortgages

A Simple Guide for First-Time Homebuyers

A Simple Guide for First-Time Homebuyers

Taking the leap into home ownership is a big deal. Long considered the American Dream, it signals an entry into adulthood that some people crave. Millennials are joining the party — the average first-time homebuyer in the U.S. is 31 years old. Before you join the ranks, here are some things to do. 1. Assess... Read More

What Is the Best Way to Consolidate Debt?

Managing Debt

What Is the Best Way to Consolidate Debt?

What Is the Best Way to Consolidate Debt?

Debt consolidation often seems like the perfect way to conquer your debt: consolidate your balances into a single loan and make one monthly payment until you are debt-free. While there may not be a single best way to consolidate debt, it is possible to narrow down the top options for your situation. Personal Loan A... Read More

What to Do When the Loan You Co-Signed Defaults

Managing Debt

What to Do When the Loan You Co-Signed Defaults

What to Do When the Loan You Co-Signed Defaults

Whether you co-signed a student loan for your child, a car lease for your father or a mortgage for a friend, you are now responsible for that debt. Unfortunately, if the borrower is not able or willing to pay back the loan, you must step up or face the consequences. Here are some steps to... Read More

My Budget Travel Tip: Luxury Hostels

Personal Finance

My Budget Travel Tip: Luxury Hostels

My Budget Travel Tip: Luxury Hostels

I had never stayed in a hostel before and thought that because I was in my 30s, I might be past the hostel phase. But after my husband and I quit our jobs to write children’s books, our travel budget was severely reduced. I wanted to visit my sister, who was studying abroad in Prague,... Read More

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