How to Learn From Your Friends’ Money Mistakes

Personal Finance

How to Learn From Your Friends’ Money Mistakes

How to Learn From Your Friends’ Money Mistakes

There are chances to increase your financial knowledge all around you. Once you decide to work to get your finances in order, you can learn lots from looking at others. For example, you can look to your family and friends or even strangers and fictional characters. This can help you get a glimpse of successful... Read More

What Happens If I Stop Paying My Rent?

Managing Debt

What Happens If I Stop Paying My Rent?

What Happens If I Stop Paying My Rent?

Rent is one of the largest monthly expenses for most people and, as a result, dictates the budgeting process. It’s common knowledge you can get kicked out of your place if you fail to pay (that’s usually spelled out pretty clearly in rental agreements), but eviction is only one of the negative repercussions delinquent tenants... Read More

Should You RSVP to That Wedding?

Personal Finance

Should You RSVP to That Wedding?

Should You RSVP to That Wedding?

As Vince Vaughn’s “Wedding Crashers” character famously asks, “Which do you like better? Christmas or wedding season?” Better question: Which is more expensive? If you’re attending more than one this year, weddings can be more costly than the holidays. It doesn’t have to be that way, but you need to take time to set aside... Read More

How I Paid Off $117K In Student Loans

Students

How I Paid Off $117K In Student Loans

How I Paid Off $117K In Student Loans

When Richard Kline graduated from law school in 2003, he had $117,000 in debt and jobs in the legal field were scarce so he took a job as a mortgage loan officer. Despite his hard work and a housing market that was just starting to boom, he was barely making a dent in his balances.... Read More

3 Ways 20-Somethings Can Get Debt-Free

Managing Debt

3 Ways 20-Somethings Can Get Debt-Free

3 Ways 20-Somethings Can Get Debt-Free

Getting debt-free in your 20s can be more than just a dream. It can become your reality if you are willing to work hard, pay your debt obligations as agreed and spend less than you make. With planning and willpower, following these guidelines can help see you through to your goal. Know Your Budget Before... Read More

Most Homebuyers Don’t See This Cost Coming

Mortgages

Most Homebuyers Don’t See This Cost Coming

Most Homebuyers Don’t See This Cost Coming

Buying a house is expensive. Everybody knows that, but even people who work very hard to prepare for the cost of owning a home are often surprised by how much they end up paying. That’s particularly true among consumers whose loans require private mortgage insurance (PMI): A study released May 29 by TD Bank showed... Read More

6 Recurring Expenses That Don’t Help Your Credit Score

Credit Score

6 Recurring Expenses That Don’t Help Your Credit Score

6 Recurring Expenses That Don’t Help Your Credit Score

Isn’t it ironic how you can have an excellent payment history but poor credit? Your credit score is one of the most prized possessions in your financial profile, and a low score can be very detrimental to your financial well-being when you need to borrow money. It doesn’t help when you desperately want to improve your score, but are in... Read More

4 Ways to Save Money on a Road Trip

Personal Finance

4 Ways to Save Money on a Road Trip

4 Ways to Save Money on a Road Trip

For vacations, driving was usually our family’s method of transportation. If we could get there on roads, we’d pile into the car whether it meant two or 22 hours in close quarters. It was economical and it appealed those who feared flying (in my family that’s pretty much everyone). Here are some tips we learned... Read More

3 Money Mistakes Couples Make

Personal Finance

3 Money Mistakes Couples Make

3 Money Mistakes Couples Make

Everyone makes mistakes. And almost everyone has made mistakes when it comes to finances. Once you start sharing your life with another person, sometimes those mistakes can be magnified or more mistakes materialize. Here are some common money mistakes couples make and how you can sidestep them. Avoiding the Topic A reluctance to talk about... Read More

Why Does My Credit Score Change So Often?

Credit Score

Why Does My Credit Score Change So Often?

Why Does My Credit Score Change So Often?

If you monitor your credit score, you may be like this reader — scratching your head wondering why it changes so often. Here’s this week’s reader question: My Discover card started providing my credit score free each month. What I don’t understand is why it was 814 one month, then 794 the next and now it... Read More

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