What Can I Get Removed From My Credit Reports?

Credit 101

What Can I Get Removed From My Credit Reports?

What Can I Get Removed From My Credit Reports?

In the Disney classic “The Lion King,” the ever-wise meerkat Timon tells the troubled Simba: “You got to put your past behind you.” Timon has obviously never had to deal with credit reports. If you have negative information in your credit history, you probably want to move on from it a lot faster than the... Read More

4 Credit Cards for Foodies

Credit Cards

4 Credit Cards for Foodies

4 Credit Cards for Foodies

There are few pleasures in life that can be savored like a fine meal. And those who love food can spend a significant portion of their income discovering new restaurants or cooking something special at home. Therefore, it only makes sense that foodies use a credit card that offers the most rewards and benefits when... Read More

5 Ways to Avoid Bad Credit After a Breakup

Credit Score

5 Ways to Avoid Bad Credit After a Breakup

5 Ways to Avoid Bad Credit After a Breakup

Forget the “till death do us part” mantra — cohabitation has become the new normal in the U.S. Most millennials will move in with a significant other before marriage, and a high percentage of them will end up packing their boxes to leave. A National Center for Health Statistics report found that of those who... Read More

Adventures in Budgeting

Personal Finance

Adventures in Budgeting

Adventures in Budgeting

A little while back, I decided to try making a budget, thinking the experiment would either result in smug success or hilarious failure. Those are my two favorite outcomes of any situation. My first step was to ignore my boyfriend when he suggested I use Mint.com. Although pretty much all my work/entertainment/happiness stems from the... Read More

Can You Get Out of a Loan You Co-Signed?

Managing Debt

Can You Get Out of a Loan You Co-Signed?

Can You Get Out of a Loan You Co-Signed?

Many financial experts advise against co-signing a loan. At the very least, it’s a decision to approach with extreme caution, because if the borrower makes late payments or can’t repay the debt, you and your credit are on the hook. Getting out of a co-signed loan isn’t easy, and it is not always possible, which... Read More

Help! I’m In Debt… Again

Managing Debt

Help! I’m In Debt… Again

Help! I’m In Debt… Again

You hate debt. You got out of debt once and vowed you’d never let it happen again. But here you are – stuck in debt again. It’s not fair! How did it happen so quickly? And what can you do to create a permanent debt solution so that you never repeat the pattern again? The... Read More

How I Went from $50K in Credit Card Debt to $50K in Savings

Credit Score

How I Went from $50K in Credit Card Debt to $50K in Savings

How I Went from $50K in Credit Card Debt to $50K in Savings

When Julie Berry’s personal and professional lives were falling apart, if someone had told her that everything would be OK — better than before, even — she probably wouldn’t have believed it. Her world had been turned upside down and it was hard to imagine it would ever be right again. A dressage instructor and... Read More

How to Budget on a Roller Coaster Income

Personal Finance

How to Budget on a Roller Coaster Income

How to Budget on a Roller Coaster Income

Are you a freelancer or a commission-based worker? Maybe you have a second job with variable hours? Or perhaps some months you get a ton of overtime, while other months you get none? In any of these situations, creating a budget can seem impossible. Most zero-based budgeting tutorials have you start out with your income... Read More

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