The Best Travel Rewards Credit Cards in America

Credit Cards

The Best Travel Rewards Credit Cards in America

The Best Travel Rewards Credit Cards in America

Travel rewards credit cards continue to become more popular every year. These are not the cards that offer points and miles with airline and hotel programs, but cards that offer rewards points issued by the banks that can be used for nearly any travel reservation. While those who collect rewards from airlines and hotels are... Read More

Can I Get a Loan for a Laptop?

Credit Cards

Can I Get a Loan for a Laptop?

Can I Get a Loan for a Laptop?

Whether you prefer to haul your schoolwork to the local coffee joint, or enjoy telecommuting privileges for work, a laptop might be essential for your lifestyle. Unfortunately, even the more affordable laptops cost several hundred dollars. And if you need tons of memory, excellent processing speeds, and other bells and whistles, you could pay $1,000... Read More

7 Wedding Costs You May Not See Coming

Personal Finance

7 Wedding Costs You May Not See Coming

7 Wedding Costs You May Not See Coming

First comes love, then comes marriage, then come the bills. Nuptials come with plenty of emotions, planning, and often a hefty price tag. Despite efforts to keep wedding costs down, weddings can get expensive. Even the most budget-conscious bride should be prepared for unexpected costs. Here are some costs that often go un-budgeted for in... Read More

21 Ways to Save $100 This Week

Personal Finance

21 Ways to Save $100 This Week

21 Ways to Save $100 This Week

Every month you set a goal to save a small portion of your income, only to end up failing miserably. Sound familiar? Wouldn’t it be nice if we could all save money in the blink of an eye? Unfortunately, it’s a task that requires some effort, discipline and, most importantly, some sort of income. 1.... Read More

What Does a Real Estate Agent Actually Do?

Mortgages

What Does a Real Estate Agent Actually Do?

What Does a Real Estate Agent Actually Do?

Nearly 90% of all homebuyers use the services of a property expert for help. To get through this exciting yet potentially stressful process of homebuying, it is important to evaluate if you need a real estate agent and what type of agent to use. While the Internet is a great place to begin preliminary research,... Read More

Should You Get an Energy-Efficient Mortgage?

Mortgages

Should You Get an Energy-Efficient Mortgage?

Should You Get an Energy-Efficient Mortgage?

If you want to make your home weather-tight and super efficient but don’t know where to find the money for the improvements, a “green” mortgage may be the thing for you. These mortgages let you add extra money to the balance of a mortgage loan or refinance for making energy-saving improvements. Or you can use... Read More

Revenge of the Nerds: Gamers Get Athletic Scholarships

Students

Revenge of the Nerds: Gamers Get Athletic Scholarships

Revenge of the Nerds: Gamers Get Athletic Scholarships

Every young video-game addict’s dream just came true: There’s now a college athletic scholarship for exceptionally talented “League of Legends” players. Robert Morris University Illinois announced June 11 the addition of an eSports varsity lineup and a new collegiate-gamer recruiting effort. RMU will join the Collegiate Star League, a group of 103 colleges and universities,... Read More

The Credit Cards of the Credit Elite

Credit Cards

The Credit Cards of the Credit Elite

The Credit Cards of the Credit Elite

While some credit cards users struggle to control their debt and make their minimum payments on time, others have responsible credit card use down to a science. They treat credit cards only as a convenient method of payment, and pay every statement balance in full and on time. Not only do these super users avoid... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team