Credit Cards that Help You Save on Back-to-School Expenses

Credit Cards

Credit Cards that Help You Save on Back-to-School Expenses

Credit Cards that Help You Save on Back-to-School Expenses

It’s hard to believe that it’s almost time for school to start. That means it’s also time to think about how you’re going to financially survive all those back-to-school expenses. Really, no matter how old your kids are, it costs plenty to get them dressed and properly supplied for school. My advice is to be… Read More

The Impact of Alternative Credit Reporting Agencies

Credit Score

The Impact of Alternative Credit Reporting Agencies

The Impact of Alternative Credit Reporting Agencies

While many consumers have specific questions about how the credit system works, how credit scores are derived and how the credit reporting system operates, most people today generally understand that their debt (such as car and mortgage loans, credit cards, student loans, etc.) repayment history is reported. Additionally, most of us are aware of the… Read More

Bad Credit? Here are Some Credit Card Options

Credit Score

Bad Credit? Here are Some Credit Card Options

Bad Credit? Here are Some Credit Card Options

The past few years have been financially challenging for many consumers. If your credit took a beating during the Great Recession, you can take a little comfort in knowing that you’re not alone. Those who have bad credit are often referred to as “subprime” borrowers. Generally, if your FICO score is 650 or below, you… Read More

Stronger Credit Education Needed for College Kids

Credit 101

Stronger Credit Education Needed for College Kids

Stronger Credit Education Needed for College Kids

While a number of laws have been put in place in recent years that will prevent consumers under the age of 21 from obtaining new credit cards, many may still be able to obtain them, according to a report from Forbes Magazine. As a result, many parents and students are concerned about the damage caused… Read More

This Weekend, Visit a Museum on Bank of America

Personal Finance

This Weekend, Visit a Museum on Bank of America

This Weekend, Visit a Museum on Bank of America

If you’re a museum lover and you have a credit card with Bank of America or Merrill Lynch, this weekend you’re in luck.  The megabanks will pay your admission to over 150 museums across America. The offer is good at institutions as diverse as New York’s Metropolitan Museum Art to the NASCAR Hall of Fame… Read More

California Businesses Charging Fee for Credit Card Use

Credit Cards

California Businesses Charging Fee for Credit Card Use

California Businesses Charging Fee for Credit Card Use

Companies will typically tack on a fee ranging from anywhere between 45 cents to $2 onto purchases made with credit cards, particularly if the transaction’s value is less than a predetermined amount, according to a report from Visalia, California, television station KMPH. This practice is illegal in the state. However, the state does allow for… Read More

Profits Climb for MasterCard on More Spending

Credit Cards

Profits Climb for MasterCard on More Spending

Profits Climb for MasterCard on More Spending

Profits for MasterCard rose 33 percent to $608 million during the second quarter of the year, up from $458 million in the same period last year, as consumers used the company’s branded debit and credit cards more frequently, according to a report from the Wall Street Journal. During this period, revenues increased 22 percent to… Read More

Score Disclosure Notices: Not Viable for Tracking Your Score Over Time

Mortgages

Score Disclosure Notices: Not Viable for Tracking Your Score Over Time

Score Disclosure Notices: Not Viable for Tracking Your Score Over Time

As I recently blogged, lenders are now required to supply potential borrowers with their credit scores if they are denied credit or offered less favorable terms because of those scores, thanks to credit score disclosure rules that became effective July 21st. If you’ve applied for credit since then, you may have already received a letter… Read More

The Credit Line: Medical Bill Nightmares and Your Credit

Managing Debt

The Credit Line: Medical Bill Nightmares and Your Credit

The Credit Line: Medical Bill Nightmares and Your Credit

Tune in to this week’s installment of The Credit Line, hosted by Credit.com’s chairman and co-founder Adam Levin on Los Angeles’ KFWB 980 AM this Saturday, August 6, at 9 a.m. PST/Noon EST. The show is co-hosted by L.A. radio personality Jeff Levy. Are Medical Bills Ruining Your Credit? Nicholas Newsad, author of The Medical… Read More

How Would A Double-Dip Impact Credit Card Rates?

Credit Cards

How Would A Double-Dip Impact Credit Card Rates?

How Would A Double-Dip Impact Credit Card Rates?

After a big stock market decline on Thursday, and smaller but continued dip in stock values Friday morning, many people are wondering whether our long-struggling economic recovery may actually be headed for a double-dip recession. (Some people doubt whether the recovery ever really started.) What does all this mean for your credit? If you’ve had… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to Our Experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.