Help! 2 Debt Collectors Are Calling About the Same Debt

Managing Debt

Help! 2 Debt Collectors Are Calling About the Same Debt

Help! 2 Debt Collectors Are Calling About the Same Debt

Receiving a notice from a debt collector is generally unpleasant. Getting two such notices is even less enjoyable. Getting two collections letters from different companies regarding the same debt? Not only is that frustrating, it can be extremely confusing. If multiple companies contact you about a single debt, there are a few things you should... Read More

Black Students More Likely to Graduate With Student Loan Debt

Students

Black Students More Likely to Graduate With Student Loan Debt

Black Students More Likely to Graduate With Student Loan Debt

Black college graduates are not only more likely to have student loan debt than their white classmates but also significantly less likely to be financially thriving in their postgraduate years, shows an analysis of the Gallup-Purdue Index. For decades, black students have more frequently borrowed than white students to finance a higher education, historical data... Read More

IRS Lost $5.2 Billion to Identity Theft Last Year

Identity Theft

IRS Lost $5.2 Billion to Identity Theft Last Year

IRS Lost $5.2 Billion to Identity Theft Last Year

Identity theft cost the Internal Revenue Service more than $5 billion in tax year 2013, according to an analysis from the U.S. Government Accountability Office. While the IRS estimates it prevented $24.2 billion in fraudulent refunds, there are still thousands of taxpayers whose tax refunds were delayed because a criminal beat them to the joyous... Read More

The Best Business Rewards Credit Cards in America

Credit Cards

The Best Business Rewards Credit Cards in America

The Best Business Rewards Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Ink Bold & Chase Ink Plus, American Express Business Platinum and Capital One Spark Cash Business Credit Card. Disclosure: Cards from our partners are mentioned below.] The market for small business cards is generally split between two... Read More

The Struggle to Make the Checkout Lane Safer

Identity Theft

The Struggle to Make the Checkout Lane Safer

The Struggle to Make the Checkout Lane Safer

Data breaches have the financial security spotlight right now, as they should: In less than a year, more than 100 million consumer payment cards have been compromised in massive attacks on companies like Target, Neiman Marcus, Michaels, Sally Beauty Supply, P.F. Chang’s and, most recently, Home Depot. If you haven’t felt the data breach fatigue... Read More

Are Joint Credit Cards a Good Idea?

Credit Cards

Are Joint Credit Cards a Good Idea?

Are Joint Credit Cards a Good Idea?

It’s exciting for a couple to move in together. All of the sudden, their facilities and utilities are being shared, and it is not uncommon for couples to explore sharing their finances. While most joint bank accounts are a straightforward arrangement, a joint credit card account can be much more complicated. What Are Joint Credit Card Accounts?... Read More

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Students

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Why Private Student Loans Could Be a Better Deal Than Federal Loans

There’s a consensus in the student loan world that students and their families should consider taking out federal loans before applying for private ones, and there are sound reasons behind that logic: Many federal student loans have benefits like a repayment grace period, the option of applying for income-based repayment and loan-forgiveness programs. Federal loans... Read More

How to Keep a Money Talk From Becoming a Money Fight

Credit 101

How to Keep a Money Talk From Becoming a Money Fight

How to Keep a Money Talk From Becoming a Money Fight

Talking about money with a partner can be difficult. Partly because if things are going great and everyone’s in harmony, there’s no urgency about it. And when you’re dreaming about what you’d do if you wins the lottery, nobody is seriously worried about what will happen if you don’t. But when decisions need to be... Read More

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