Older Americans Finding More Equity in Their Homes

Mortgages

Older Americans Finding More Equity in Their Homes

Older Americans Finding More Equity in Their Homes

In the past few years, millions of homeowners across the country have been able to enjoy positive equity on their homes for the first time as a result of rising prices and falling debt, and this is certainly true of those who are 62 years old or more. The amount of equity held by homeowners within... Read More

My Bipolar Disorder Wrecked My Finances

Personal Finance

My Bipolar Disorder Wrecked My Finances

My Bipolar Disorder Wrecked My Finances

Ten years ago I was a successful middle-aged professional with substantial savings and investments, an enviable real estate portfolio, and happily on track to my first million. Today, I am a 51-year-old woman with little set aside for retirement, living paycheck to paycheck, and a very long way from financial independence. Am I just another... Read More

The Credit Report You Haven’t Seen Yet

Credit Score

The Credit Report You Haven’t Seen Yet

The Credit Report You Haven’t Seen Yet

Have you struggled to maintain good credit? Or do you avoid credit, and try to pay for everything in cash? Or perhaps your credit took a dive during the recession. If so, you may find getting credit frustrating and difficult. You may have even given up on trying to get a credit card or auto... Read More

Are Businesses Able to Protect Your Information?

Identity Theft

Are Businesses Able to Protect Your Information?

Are Businesses Able to Protect Your Information?

Many companies are now looking to big data to increase their business, but this may also leave them just as vulnerable to data breaches as they were before, raising the question of how well they can protect your information. Today, just 35 percent of companies believe they have the ability to detect a data breach... Read More

Big Hurdles for Student Loan Rate Agreement

Students

Big Hurdles for Student Loan Rate Agreement

Big Hurdles for Student Loan Rate Agreement

The interest rates on student loans issued by the federal government is set to double at the start of July if lawmakers cannot come to an agreement to extend the current rates. However, with just weeks until the deadline, federal officials say a number of obstacles still remain that would prevent the plan from going... Read More

When Disaster Strikes, Your Insurance May Not Cut It

Credit Score

When Disaster Strikes, Your Insurance May Not Cut It

When Disaster Strikes, Your Insurance May Not Cut It

In recent weeks, we’ve seen some pretty devastating weather disasters around the U.S. In fact, we’ve seen devastating ecological events globally during the past decade — tornadoes, tsunamis, hurricanes, floods, earthquakes; the list goes on and on. For some of these potential disasters, we have insurance available to help us rebuild. When we do have... Read More

Is Divorce Keeping You From Buying a Home?

Mortgages

Is Divorce Keeping You From Buying a Home?

Is Divorce Keeping You From Buying a Home?

Getting a mortgage is challenging enough — with strict underwriting requiring detailed explanations, sourcing of monies and debt ratios — but adding a divorce to the picture makes it even more technical for the divorced borrower. The good news is despite most divorce situations, many can still successfully get a mortgage. What to Plan For... Read More

How to Save More Money This Month

Personal Finance

How to Save More Money This Month

How to Save More Money This Month

We all want to save more money. After all, none of us like the feeling of looking at our bank account (or under our mattress) and realizing that we have no money left and our next paycheck is still a week away. By saving a few dollars here and there, we can get some breathing... Read More

How to Stop a Neverending Student Loan Nightmare

Students

How to Stop a Neverending Student Loan Nightmare

How to Stop a Neverending Student Loan Nightmare

Last month, the U.S. Department of Education’s Office of the Inspector General lobbed a grenade at the federal student aid program. In a harshly critical memorandum to the Federal Student Aid’s Chief Operating Officer, the assistant inspector general condemned the agency’s repeated failure to validate the accuracy of certain subcontractor invoices before authorizing payment. These... Read More

6 Ways to Prepare for a Medical Emergency Now

Managing Debt

6 Ways to Prepare for a Medical Emergency Now

6 Ways to Prepare for a Medical Emergency Now

Michelle wants to buy a home but can’t get a loan. The problem? An emergency room bill from six years ago that is listed on her credit reports as severely past due. John is fighting a $406 bill he received after being seen in the ER for what the doctor diagnosed as a case of... Read More

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