Wells Fargo Is Now Offering a Free Credit Score

Credit Score

Wells Fargo Is Now Offering a Free Credit Score

Wells Fargo Is Now Offering a Free Credit Score

Wells Fargo customers will have free access to one of their credit scores and credit reports until Nov. 16, in conjunction with the American Bankers Association’s annual campaign “Get Smart About Credit.” It’s the third year of this promotion, according to a news release from Wells Fargo, and it requires customers to visit a local... Read More

Help! I Bought a Car & I Shouldn’t Have

Auto Loans

Help! I Bought a Car & I Shouldn’t Have

Help! I Bought a Car & I Shouldn’t Have

While you shouldn’t buy anything you can’t afford, plenty of people will tell you things don’t always work out that way. Perhaps you hadn’t calculated your ability to absorb the item’s cost, or maybe your financial situation changed shortly after making a large purchase — regardless of what got you into this pickle, you have... Read More

The States Where Homeowners Are Still Struggling

Mortgages

The States Where Homeowners Are Still Struggling

The States Where Homeowners Are Still Struggling

The realms of home loans and home ownership have undergone many challenges during the past several years. The foreclosure crisis wiped out hundreds of thousands of homeowners, credit dried up and many who remained in possession of their homes faced plummeting property values, sometimes struggling to keep up with mortgage payments along the way. Even as... Read More

A 14% Student Loan Default Rate Isn’t ‘Good News’

Students

A 14% Student Loan Default Rate Isn’t ‘Good News’

A 14% Student Loan Default Rate Isn’t ‘Good News’

The Department of Education just published its latest report on cohort default rates for student loans that entered repayment in 2011, which officials characterized as “good news” because the rate declined to 13.7% versus 14.7% for the prior year. Despite what the officials say, perhaps it would be wise to keep the champagne on ice... Read More

FBI Chief: China Has Hacked Every Major U.S. Company

Identity Theft

FBI Chief: China Has Hacked Every Major U.S. Company

FBI Chief: China Has Hacked Every Major U.S. Company

In a “60 Minutes” interview, Federal Bureau of Investigation Director James Comey bluntly answered questions about cybersecurity threats to the U.S. and its citizens. Perhaps his most shocking statement came on the topic of foreigners’ attempts at breaking digital security barriers: “I mean, there are two kinds of big companies in the United States. There... Read More

How to Freeze Your Spending Now to Save for the Holidays

Personal Finance

How to Freeze Your Spending Now to Save for the Holidays

How to Freeze Your Spending Now to Save for the Holidays

Editor’s Note: Inspired by this article, several Credit.com staffers are tracking their own personal spending freeze on social media. You can follow their progress as they stop spending and start preparing for the holidays using the hashtag #spendingfreeze on Facebook and Twitter. We’re all aware that “the most wonderful time of the year” is also typically... Read More

Will States Lead the Way on Data Breach Requirements?

Identity Theft

Will States Lead the Way on Data Breach Requirements?

Will States Lead the Way on Data Breach Requirements?

California enacted the first data loss disclosure law in 2003, requiring companies and organizations that lose personal information to inform the individuals whose data has gone missing. Since then, 46 other states have passed similar laws. On Sept. 30, California Gov. Jerry Brown signed into law an amendment that toughens the Golden State’s pioneering legislation in several ways.... Read More

5 Tips for Writing Your Own Will

Personal Finance

5 Tips for Writing Your Own Will

5 Tips for Writing Your Own Will

Thinking about your death may seem morbid, but planning ahead can help you rest assured your finances will be in place for those you leave behind when the time does come … eventually. As unpleasant as it may seem, planning your estate now will ensure you have a say in what happens to your assets.... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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