Your Year-End Tax To-Do List

Personal Finance

Your Year-End Tax To-Do List

Your Year-End Tax To-Do List

We still have some time before income taxes need to be filed, but when the clock strikes midnight on Dec. 31, it will be too late to make these tax moves that just might save you some money. 1. Clean Out Your closet Got stuff? Spending your holiday vacation cleaning may not be fun but it... Read More

Holiday Weekend Spending: More Consumers, Fewer Dollars

Personal Finance

Holiday Weekend Spending: More Consumers, Fewer Dollars

Holiday Weekend Spending: More Consumers, Fewer Dollars

More people went shopping on Thanksgiving weekend compared to last year, however, average consumer spending declined, according to a report from the National Retail Federation. In 2012, 139 million unique customers shopped in stores or online from Thanksgiving Thursday through Sunday, and more than 141 million shopped during that same time period this year. There... Read More

How to Sell Your House in the Off-Season

Mortgages

How to Sell Your House in the Off-Season

How to Sell Your House in the Off-Season

It’s been said that spring and early summer are the best times to sell your house. Competition among buyers can be fierce during these warm months and for whatever reason, the data has consistently shown that homes sell for more in spring and early summer. Maybe there’s something psychological to warm weather that entices buyers... Read More

The 10 States Most Maxed Out on Credit Cards

Credit Cards

The 10 States Most Maxed Out on Credit Cards

The 10 States Most Maxed Out on Credit Cards

While plenty of Americans decided to kick off holiday shopping on Black Friday and Cyber Monday, the real spending has just begun. In December, Americans spend 40% more on their credit cards than they would in an average month, according to a report from TransUnion, and more spending can translate to a high credit utilization... Read More

How 6 Families Went Gift-Free for Christmas

Personal Finance

How 6 Families Went Gift-Free for Christmas

How 6 Families Went Gift-Free for Christmas

What are the holidays without the search for the perfect gift, the hunt for the rock-bottom best deal on the newest electronic gadget, piles of presents under the tree, or the Secret Santa gift exchange at work? Apparently it’s more Whoville — and less Grinch — than you might think. Here are six families who have... Read More

Most People Will Shop at Work on Cyber Monday

Personal Finance

Most People Will Shop at Work on Cyber Monday

Most People Will Shop at Work on Cyber Monday

Employers, beware: The vast majority of working Americans are planning to shop online during work hours on Cyber Monday, according to a survey from digital coupon site RetailMeNot. Put another way: Cyber Monday shopping could cost employers more than $2.5 billion per hour in lost productivity, based on a calculation from RetailMeNot using statistics from... Read More

5 Holiday Money Mistakes

Personal Finance

5 Holiday Money Mistakes

5 Holiday Money Mistakes

With the holiday season officially upon us, it is easy to overspend. Millions of people will head out in search of the perfect gift for the one they love, meandering aimlessly through every toy and department store, and equipped with nothing more than a list and a credit card. If that sounds all too familiar,... Read More

Short Sales Are Down as Home Prices Rise

Mortgages

Short Sales Are Down as Home Prices Rise

Short Sales Are Down as Home Prices Rise

Home sales and prices continue to rise on an annual basis, and as those numbers have climbed, the number of short sales going through the market has dropped. Short sales, which are home sales in which the sale price is less than the total of the outstanding mortgages secured by the property, made up 5.3%... Read More

How Big Should Your Car Down Payment Be?

Auto Loans

How Big Should Your Car Down Payment Be?

How Big Should Your Car Down Payment Be?

You have a sizable amount saved up to use toward a down payment for a car. The first instinct you have may be to put it all down so you can pay off the vehicle faster and try to negotiate a better interest rate to finance the remaining balance. However, using all of your money... Read More

Can Debt Collectors Call Your Workplace?

Managing Debt

Can Debt Collectors Call Your Workplace?

Can Debt Collectors Call Your Workplace?

You already know that potential employers can find out a bit about your debt when a credit report check is part of the application process. But can a debt collector call your employer to ask questions about your job? A reader, Kimmie, posed this question on our blog recently: Does a collection agency have the right... Read More

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