Learning From Experience: My Favorite Student Loan Tips

Students

Learning From Experience: My Favorite Student Loan Tips

Learning From Experience: My Favorite Student Loan Tips

When you are 18 years old and on the verge of starting your college experience, you often have no way of understanding the impact that student loan debt will have on your life (once you graduate from college). In the eyes of the 18 year old, the numbers are abstract and don’t convey what it’s… Read More

The 12 Days of Christmas Are Getting More Expensive

Personal Finance

The 12 Days of Christmas Are Getting More Expensive

The 12 Days of Christmas Are Getting More Expensive

Most people are familiar with the old holiday classic “The 12 Days of Christmas,” but the actual cost of buying all the many gifts listed in the song is growing more expensive every year, and has exploded over the last three decades or so. From a partridge in a pear tree to 12 drummers drumming,… Read More

Shocking Stat: 10,000 Identity Theft Rings Operating in U.S.

Identity Theft

Shocking Stat: 10,000 Identity Theft Rings Operating in U.S.

Shocking Stat: 10,000 Identity Theft Rings Operating in U.S.

Identity theft is a very real problem affecting millions of Americans every year, but in a shocking number of cases, it seems that these crimes might be the work of organized fraud rings. Today, there are more than 10,000 organized identity theft groups operating in the U.S. alone, according to new data from the security… Read More

Help! My Credit is Dismal. What Can I Do?

Credit Score

Help! My Credit is Dismal. What Can I Do?

Help! My Credit is Dismal. What Can I Do?

A lot of credit advice is written to help people whose credit is somewhere between the “good” and “not-so-good” range. But what about if your credit has been completely damaged? It’s easy for it to happen, especially after a divorce, bankruptcy, job loss or some other stressful event. At rock bottom, things can feel bleak…. Read More

Consumers’ Default Rates Climbed Last Month

Managing Debt

Consumers’ Default Rates Climbed Last Month

Consumers’ Default Rates Climbed Last Month

The rate at which consumers fall behind on their various credit accounts ticked upward in October after several months of declines, indicating that borrowers might be struggling a bit more these days. The total default rate across four major types of credit rose slightly last month, to 1.55 percent of all outstanding balances from 1.46… Read More

The 7 Essential Cyber Monday Tips

Identity Theft

The 7 Essential Cyber Monday Tips

The 7 Essential Cyber Monday Tips

Cyber Monday is the online equivalent of Black Friday for shoppers and retailers alike. And if the trend of early teasers and web-only pre-sales are any indication, retailers are getting a head start and shifting their holiday marketing efforts to entice more online shoppers this year. According to the National Retail Federation, holiday sales are… Read More

Credit.com in the News 11/24/12

Personal Finance

Credit.com in the News 11/24/12

Credit.com in the News 11/24/12

This week the experts from Credit.com contributed to a wide range of publications on subjects including debt collect, identity theft, Hurricane Sandy and the pitfalls of Black Friday. Check out the hits… Credit.com Co-Founder and Chairman Adam Levin was on The Daily Ticker to discuss cybersecurity and how to prevent it. He brings up the… Read More

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