Watch Out for the Newest Credit Score Scam

Identity Theft

Watch Out for the Newest Credit Score Scam

Watch Out for the Newest Credit Score Scam

The Better Business Bureau warned consumers recently about an email scam promising free credit scores. The BBB has received more than 2,700 complaints about a company offering free credit scores for seven days, after which there is a charge, and emails have also said links in these emails lead to a phishing scam and malware.... Read More

How to Avoid Going Broke After an ER Visit

Managing Debt

How to Avoid Going Broke After an ER Visit

How to Avoid Going Broke After an ER Visit

The terrifying experience of visiting the emergency room often continues when you receive the bill. Medical costs can be high and one trip to the emergency room can have a serious (and often disastrous) impact on your finances. Here are four tips to avoid going broke from a medical emergency. 1. Think About It Ahead... Read More

8 Credit Card Problems You Can Avoid

Credit Cards

8 Credit Card Problems You Can Avoid

8 Credit Card Problems You Can Avoid

I’m almost certain you’ve received credit card offers in the mail with an alluring interest rate. Unfortunately, looks can be deceiving, because the lowest interest rates are reserved for consumers with the highest credit scores. Consumers can feel misled by these promotions, even when the credit card companies aren’t violating any laws. The CARD Act... Read More

4 Ways to Avoid Overspending

Personal Finance

4 Ways to Avoid Overspending

4 Ways to Avoid Overspending

The problem with creating a budget is that it’s just the first step. The next, and often more difficult, step is sticking to that budget. You know you only have a certain amount of money set aside to spend for the month but find yourself tempted to spend more. Overspending can bust your budget, leave... Read More

9 Golden Rules of Mortgage Shopping

Mortgages

9 Golden Rules of Mortgage Shopping

9 Golden Rules of Mortgage Shopping

With interest rates still low and the recession receding in the distance, plenty of people are window shopping the real estate listings and wondering, “Is now the time to finally buy a home?” 1. Check Your Credit Your first move — long before you start home shopping — is to find out where you stand... Read More

How to Prepare for a Possible Layoff

Personal Finance

How to Prepare for a Possible Layoff

How to Prepare for a Possible Layoff

The economy is getting better, companies seem to be hiring, and people are generally more optimistic about the future. You feel secure in your job so you can forget your worries, right? Wrong! Now is the best time to prepare for a possible layoff. If you wait until rumors swirl about your company’s financial hardship,... Read More

Credit.com in the News 3.21.14

Personal Finance

Credit.com in the News 3.21.14

Credit.com in the News 3.21.14

Have you heard about how your social media activity could impact your credit score? It’s a scary concept, said Credit.com’s Director of Consumer Education Gerri Detweiler, but it’s also not something to be too worried about at this point. She talked about the topic with a reporter from MarketWatch. Gerri and Adam Levin, chairman and... Read More

Does Anyone Think Their Credit Cards Are Secure?

Identity Theft

Does Anyone Think Their Credit Cards Are Secure?

Does Anyone Think Their Credit Cards Are Secure?

Consumers are less and less confident about using their credit cards to pay for things ever since some major retailers like Target reported security breaches, according to Retail Solutions Online. Even so, many consumers are still paying with their credit cards. A survey conducted by Balance Innovations found 59% of respondents haven’t made any changes to... Read More

The Most Debt-Free States in America

Managing Debt

The Most Debt-Free States in America

The Most Debt-Free States in America

Credit card spending typically spikes in the fourth quarter, and 2013 was no different, but it seems Americans were a little more conservative with their credit card spending than they were at the end of 2012. The average balance per cardholder declined in nearly every state, according to fourth-quarter data from the past two years.... Read More

Can Your Commute Impact Your Mortgage?

Mortgages

Can Your Commute Impact Your Mortgage?

Can Your Commute Impact Your Mortgage?

It’s the cornerstone cliché of the real estate business: Location, location, location. Most homebuyers make it past the banality to implicitly understand they may pay a premium based on a property’s location. But few prospective borrowers consider a more subtle way location could crimp their budget and possibly their purchasing power – commuting costs. Some... Read More

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