More Than 76,000 American Express Accounts Breached

Identity Theft

More Than 76,000 American Express Accounts Breached

More Than 76,000 American Express Accounts Breached

About 76,000 American Express customers in California may be victims of a data breach, the company announced this week. The names and account numbers of 58,522 California residents may have been compromised, and more than 18,000 additional customers in the state may have other information stolen, not including their names, the Los Angeles Times reports.... Read More

3 Horrifying Moments in Credit History

Credit Score

3 Horrifying Moments in Credit History

3 Horrifying Moments in Credit History

If you’re struggling with bad credit, the credit system can seem like a towering deck of cards precipitously stacked against you. However, while the consequences for having poor credit are tough today, the truth is that in ages past they were much worse — for everyone. Borrowers were dealt with harshly, and lenders were, too.... Read More

Is Money More Important Than Sex in a Marriage?

Personal Finance

Is Money More Important Than Sex in a Marriage?

Is Money More Important Than Sex in a Marriage?

In relationships, money trumps looks, according to a new Experian survey of married people. It’s not how much money your partner has that makes or breaks the relationship, rather it’s how he or she manages it. The survey asked what people want in a potential spouse, and 95% of respondents said financial responsibility is important.... Read More

Why It Doesn’t Pay to Be a Perfectionist

Personal Finance

Why It Doesn’t Pay to Be a Perfectionist

Why It Doesn’t Pay to Be a Perfectionist

Do you dwell on small mistakes for hours, days or even weeks after they occur? Are you crushed when someone points out a small flaw in your work? Have you ever spent four hours fine-tuning a task that could have been completed in 10 minutes? Are you haunted by uncertainty when you finish a task,... Read More

62,000 Hospital Employees Exposed to Identity Theft

Identity Theft

62,000 Hospital Employees Exposed to Identity Theft

62,000 Hospital Employees Exposed to Identity Theft

A February data breach of a University of Pittsburgh Medical Center database was first said to affect only 20 employees. Then news broke that nearly 800 employees had been victims of tax return fraud, stemming from the attack. UPMC later confirmed the information of 27,000 employees had been compromised. Now they’re saying every employee —... Read More

A Slacker’s Guide to Paying Off Debt

Managing Debt

A Slacker’s Guide to Paying Off Debt

A Slacker’s Guide to Paying Off Debt

Want that debt gone with as little effort as possible?  Here are some fast and easy tips for paying down your credit card and other debt. Even a slacker can be debt-free. Here’s how. 1. Consolidate Your Debt Dealing with multiple due dates each month?  Who needs that hassle?  Consolidate your debt and simplify your... Read More

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Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team