10 Ways to Buy a Car for Less

Auto Loans

10 Ways to Buy a Car for Less

10 Ways to Buy a Car for Less

After a house, a vehicle is probably the biggest purchase you’ll make. Unfortunately, while your house might appreciate — that is, gain value over time — your car will eventually turn into a nearly worthless hunk of metal, plastic and upholstery. Rather than pour oodles of cash into something whose value is going to drop like a... Read More

10 Ways to Get Free Lodging

Personal Finance

10 Ways to Get Free Lodging

10 Ways to Get Free Lodging

It’s summertime, and vacations are in full swing. Unfortunately, the cost of travel isn’t getting any lower. And lodging is one of the more expensive items on the list. But wouldn’t it be nice to eradicate that hefty travel expense? This may sound like a stretch, but it’s totally possible. Here are some ways to do... Read More

5 Mistakes That Can Doom Your Budget

Personal Finance

5 Mistakes That Can Doom Your Budget

5 Mistakes That Can Doom Your Budget

Making a budget is a great idea, but requires some action to make it happen. Sticking to that budget is just as important to financial success and also requires work. But budgets with oversights can make your hard work useless. To ensure that your budget is realistic and worthwhile, be sure to avoid these common... Read More

How Some Divorced Parents Hurt Their Credit

Credit Score

How Some Divorced Parents Hurt Their Credit

How Some Divorced Parents Hurt Their Credit

When parents fall behind on their child support payments, they may be surprised to learn those delinquent payments can appear on their credit reports. What does that mean for their credit scores? A Credit.com reader asks: I recently pulled my reports and was shocked to see the State of MO is listing my child support... Read More

How to Find & Fix Your Budget Leaks

Personal Finance

How to Find & Fix Your Budget Leaks

How to Find & Fix Your Budget Leaks

Drip, drip, drip. If you have leaks in your finances, you could be wasting money and not even realize it. Even if you feel pretty on top of your finances, money could still be slipping away. It’s a good idea to review budgets, payments and financial choices every so often to look for places where... Read More

How Businesses Can Get Serious About Privacy & Security

Identity Theft

How Businesses Can Get Serious About Privacy & Security

How Businesses Can Get Serious About Privacy & Security

In May 2014, Gregg Steinhafel, Target’s President, CEO and Chairman of the Board, resigned following a 2013 data breach that resulted in the theft of 110 million credit and debit card transaction records. Seventy million of those records contained customers’ addresses and telephone numbers – putting those affected at risk of identity theft. Experts have... Read More

The Most Expensive Public Colleges in America

Students

The Most Expensive Public Colleges in America

The Most Expensive Public Colleges in America

Students who attend a four-year, in-state public college pay an average of $11,582 a year, according to new data from the Department of Education. Plenty of students pay a lot more than that, with some paying more than double the average. When considering the cost of college, prospective students and their families need to consider... Read More

5 Mistakes Car Buyers Make

Auto Loans

5 Mistakes Car Buyers Make

5 Mistakes Car Buyers Make

If you need a new set of wheels, the idea of a change (or at least reliable transportation) has undeniable appeal, but figuring out which car you want and can afford, whether to buy new or used, plus whether you’re getting the best deal, can quickly take the fun out of shopping. It’s easy to... Read More

This Kid Got Charged $300K for Pizza

Personal Finance

This Kid Got Charged $300K for Pizza

This Kid Got Charged $300K for Pizza

The world’s most expensive pizza costs $178 and is made of some rare, fine ingredients, according to the Guinness Book of World Records, so it’s fair to say the kid who was billed $300,000 for a Domino’s pie was seriously overcharged. Nathaniel Bolwell, a 19-year-old in the U.K., made a late-night pizza order to Domino’s... Read More

How My Student Loans Ballooned From $8K to $36K

Students

How My Student Loans Ballooned From $8K to $36K

How My Student Loans Ballooned From $8K to $36K

Confusion over student loan payments left an Arizona woman owing nearly five times the amount she took out to finance her education, though she insists she repaid the balances years ago, KTVK-3TV reports. Michelle Hudman took out three loans totaling $8,400 in the 1980s. As she explained to a local reporter, Hudman repaid one loan... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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- The Credit.com Editorial Team