3 Mistakes Young Professionals Make

Personal Finance

3 Mistakes Young Professionals Make

3 Mistakes Young Professionals Make

Entering the real world is exciting. For young professionals this often means getting your first career-track job, moving into your own place and taking full control of your finances. While everyone wants to get started on the right foot, there are some common mistakes young professionals make that can have long-lasting impact. 1. Figuring It... Read More

Can You Use a Peer-to-Peer Loan to Pay Your Taxes?

Personal Loans

Can You Use a Peer-to-Peer Loan to Pay Your Taxes?

Can You Use a Peer-to-Peer Loan to Pay Your Taxes?

As the April 15 income tax deadline draws nearer, it’s increasingly risky to put off thinking about how you’re going to come up with the money to pay your taxes. If the money hasn’t magically materialized in your checking account, it’s time for a Plan B.  Or maybe you owe quarterly taxes, and a big... Read More

The Debt Tax: What Owing Money Costs You

Managing Debt

The Debt Tax: What Owing Money Costs You

The Debt Tax: What Owing Money Costs You

If you’re carrying debts — from student loans, credit cards, a car note or a mortgage — you could probably tell me roughly how much you owe and at what interest rates you owe it. Thanks to the CARD Act, those of us who carry credit card debt now see how long it will take... Read More

What to Do With a Financial Windfall

Personal Finance

What to Do With a Financial Windfall

What to Do With a Financial Windfall

Maybe you purchase a lottery ticket every once in a while and dream of your life after winning the jackpot. If only you had millions and millions of dollars… The odds of winning the lottery may be minuscule, but there are a number of other times when you may receive a more modest financial windfall.... Read More

Does Getting a Free Credit Report Hurt Your Credit?

Credit Score

Does Getting a Free Credit Report Hurt Your Credit?

Does Getting a Free Credit Report Hurt Your Credit?

There are plenty of things you may worry about when checking your credit: Will I be able to understand my reports? Will I find mistakes or problems? Is my credit as good (or bad) as I think it is? But one thing you don’t need to worry about is whether checking your credit reports or... Read More

3 Ways Your Cost of Living Could Drop in Retirement

Personal Finance

3 Ways Your Cost of Living Could Drop in Retirement

3 Ways Your Cost of Living Could Drop in Retirement

Whether retirement is a distant dream or fast approaching, planning now can help. One of the first steps in planning is thinking about what kind of retirement you desire. Do you anticipate taking on a second career or pursuing part-time work? Do you hope to travel extensively or start expensive hobbies? Will you downsize your... Read More

More Reasons Why Your Alma Mater Doesn’t Matter

Students

More Reasons Why Your Alma Mater Doesn’t Matter

More Reasons Why Your Alma Mater Doesn’t Matter

Recently, I wrote an article that asked: who cares where you went to college? It referenced two surveys: one that Gallup and the Lumina Foundation sponsored and the other by the Cooperative Institutional Research Program at UCLA. The Gallup/Lumina survey contrasted the views of 1,102 randomly selected American adults who said that school choice was... Read More

Are You a Financial Adult or a Toddler?

Personal Finance

Are You a Financial Adult or a Toddler?

Are You a Financial Adult or a Toddler?

Where are you in the financial life cycle? Financial maturity is developed in stages. As with all skills, you must begin at the beginning. Skipping ahead before mastering fundamentals will lead to glaring deficiencies, like the time I tried snowboarding a black diamond trail before taking any lessons. A permanently damaged knee proves this strategy... Read More

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