What Is a Mortgage Tax?

Mortgages

What Is a Mortgage Tax?

What Is a Mortgage Tax?

When you buy a home, you enter into a new world with its own language. The language of real estate can be scary, but not if you do some research. One of the things you will notice is a number of fees and taxes you have probably never heard of before. One of these is... Read More

3 Ways to Save on Your Next Rental Car

Auto Loans

3 Ways to Save on Your Next Rental Car

3 Ways to Save on Your Next Rental Car

Whether you are going on a vacation or a business trip, when you find yourself renting a car, there are some quick and easy ways to save money. A rental car can be one of the biggest expenses for any trip (often third after airfare and hotel stays). But you don’t have to break the... Read More

8 Quick Ways to Slash Holiday Debt

Personal Finance

8 Quick Ways to Slash Holiday Debt

8 Quick Ways to Slash Holiday Debt

Were you in the giving spirit this past holiday season? It’s hard not to be, especially when you have the magic plastic at your disposal, available to cover the tab. But when the holiday cheer is long gone, the credit card bills will still be there, lingering over your head and eating away at your... Read More

Credit.com in the News 2.21.14

Personal Finance

Credit.com in the News 2.21.14

Credit.com in the News 2.21.14

Whether it’s dealing with data breaches, budgets or credit card terms, it’s often up to the consumer to know their rights and act to protect themselves. Here’s what experts Adam Levin, chairman and co-founder of Credit.com, and Gerri Detweiler, Credit.com’s director of consumer education, had to say on those topics this week: [View the story... Read More

The Tax Scams That Could Cost You Your Refund

Identity Theft

The Tax Scams That Could Cost You Your Refund

The Tax Scams That Could Cost You Your Refund

You may dread tax season, but scammers love it. From stealing people’s personal information to trying to pull the wool over the eyes of the Internal Revenue Service, some people go to extraordinary lengths to make money by cheating the tax system. In a recent post to its website, the IRS listed its Dirty Dozen... Read More

4 Money Differences Between Married and Divorced People

Managing Debt

4 Money Differences Between Married and Divorced People

4 Money Differences Between Married and Divorced People

People make dating decisions based on dozens of factors: shared interests, friendliness, clever online dating profiles, attractiveness and so on. What people don’t do: “Our personal finance habits complement each other, and we have similar debt levels — let’s date!” That would be a little ridiculous. But personal finance should factor into long-term relationships, because... Read More

Is Wells Fargo Getting Back Into Subprime Mortgages?

Mortgages

Is Wells Fargo Getting Back Into Subprime Mortgages?

Is Wells Fargo Getting Back Into Subprime Mortgages?

Wells Fargo is once again setting sail on subprime mortgage waters, despite how choppy they were several years ago. The bank will consider mortgage applicants with credit scores as low as 600, announced Franklin Codel, a Wells Fargo mortgage executive. Previously, the minimum was 640, and this change applies to purchase mortgages to be guaranteed... Read More

How to Build Credit With Your Monthly Expenses

Credit Score

How to Build Credit With Your Monthly Expenses

How to Build Credit With Your Monthly Expenses

If you play your cards right, small, recurring expenses can win you better credit scores. Ever had a credit card you used to love but now feel “meh” about? You may now have a card that suits you better, so the old card just never gets used anymore. And if it doesn’t get used, your... Read More

How Being a Little Crazy Can Help You Get Out of Debt

Managing Debt

How Being a Little Crazy Can Help You Get Out of Debt

How Being a Little Crazy Can Help You Get Out of Debt

Have you ever been to a financial seminar or workshop? The presenter no doubt tried to project an aura of financial savvy and confidence, likely dressing the part in a suit or similar business attire. But if you were to attend one of Michael Finley’s seminars, you would see him wearing something a little different:... Read More

5 Rules That Credit Experts Live By

Credit Score

5 Rules That Credit Experts Live By

5 Rules That Credit Experts Live By

We’ve been over this before: Minimize your debt, pay your bills on time and only borrow what you can afford to repay. Those are some of the basics of good credit management, but there’s more to it than that. There’s a lot of personality in your credit history. You have different circumstances, priorities and strengths... Read More

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