Talk Credit Radio: What You Need to Know About Annuities

Managing Debt

Talk Credit Radio: What You Need to Know About Annuities

Talk Credit Radio: What You Need to Know About Annuities

Today on Talk Credit Radio: Friday, July 8, 2011 Across the country, many older Americans are struggling with low rates of return on traditional savings accounts and CDs that make it difficult to pay their bills without draining their retirement savings. For some, an annuity would make it possible to turn those savings into a… Read More

Treasury Printing Less Money as Card Use Rises

Credit Cards

Treasury Printing Less Money as Card Use Rises

Treasury Printing Less Money as Card Use Rises

The amount of bills being printed by the federal government has declined steadily in recent years, and has now hit all-time lows in many cases, according to a report from the New York Times. In 2010, the number of $1 bills dropped to a low not seen in modern times, $5 bill production hit its… Read More

S&P Data: Home Prices Increase Slightly in Major Cities

Mortgages

S&P Data: Home Prices Increase Slightly in Major Cities

S&P Data: Home Prices Increase Slightly in Major Cities

For the first time in eight months, home prices in major U.S. cities increased slightly during the first quarter of 2011, according to new data from Standard & Poor’s. But this is no return to the boom years of the housing bubble. More people buying homes locked in fixed rates rather than gamble with interest… Read More

Missing Morgan Stanley Data: Who’s to Blame?

Identity Theft

Missing Morgan Stanley Data: Who’s to Blame?

Missing Morgan Stanley Data: Who’s to Blame?

Two CD-ROMs containing the private information of 34,000 investment clients of Morgan Stanley Smith Barney still have not been found, but the controversy over who’s to blame for the data breach continues to grow. In statements to Credit.com, Morgan Stanley and the New York State Department of Taxation and Finance blame each other for the… Read More

Financial News Roundup: Regulators Investigate Mortgage Lawsuits, Hiring For Graduates Increases

Mortgages

Financial News Roundup: Regulators Investigate Mortgage Lawsuits, Hiring For Graduates Increases

Financial News Roundup: Regulators Investigate Mortgage Lawsuits, Hiring For Graduates Increases

Today’s top news headlines feature the details of new investigations into a number of mortgage lawsuits brought against lenders and figures that reveal more college graduates may see new jobs come their way. Plus, find out how small businesses are faring in the economy. FDIC Investigates Banks’ Mortgage Lawsuits The Huffington Post The Federal Deposit… Read More

Fixed-Rate Private Student Loans – Worth It?

Students

Fixed-Rate Private Student Loans – Worth It?

Fixed-Rate Private Student Loans – Worth It?

There’s a new kind of private student loan in town, with pros and cons that should be weighed before signing up. Wells Fargo and U.S. Bank have recently rolled out fixed-rate student loans to attract more consumers, as the private loan market continues to lose ground to the federal government, which is currently offering subsidized loans… Read More

Government Working In Opposition with Itself on Housing

Mortgages

Government Working In Opposition with Itself on Housing

Government Working In Opposition with Itself on Housing

Fannie Mae and Freddie Mac – the mortgage backing giants controlled by the federal government – have repeatedly increased lending standards for financial institutions in an attempt to stem losses from defaulted and foreclosed-upon properties. The problem is that this has served to stymie federal attempts to kickstart a housing industry that has flagged since… Read More

Keeping Up with Long-term Financial Goals

Credit 101

Keeping Up with Long-term Financial Goals

Keeping Up with Long-term Financial Goals

Americans could use a bit more discipline when it comes to saving money for their long-term goals, especially with all the distractions that arise day to day.About three out of four Americans say that the pace of society today makes it harder for them to stay focused on their long-term financial goals, according to a… Read More

Equifax Study: Repo Man Hits Big, And He’s Not Going Away

Personal Finance

Equifax Study: Repo Man Hits Big, And He’s Not Going Away

Equifax Study: Repo Man Hits Big, And He’s Not Going Away

Banks repossessed $304 billion worth of homes in 2010, and they’re just getting started. Equifax, a national credit bureau, sees no end in sight to a housing recession that’s already dragged on for more than four years, according to the company’s latest housing study. “Until these foreclosures are processed, the mortgage market will continue to… Read More

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