4 Ways to Eat Healthy on a Budget

Personal Finance

4 Ways to Eat Healthy on a Budget

4 Ways to Eat Healthy on a Budget

While less healthful food often seems like the cheaper or easier option, it’s a good idea to factor in the value of your health when deciding what to eat. Making meals at home is often more economical than eating out. Plus, it gives you greater control to create healthy, delicious, budget-friendly meals. This may seem easy... Read More

No, There Actually Is a Student Loan Crisis

Students

No, There Actually Is a Student Loan Crisis

No, There Actually Is a Student Loan Crisis

The Brown Center on Educational Policy at the Brookings Institution published yet another report on student loan debt. This time, its researchers are challenging the popularly held view that we are at the dawn of a financial crisis to rival the one we experienced just a few short years ago. Their determination? That broad-based policy... Read More

9 Impulse Purchases You Instantly Regret

Personal Finance

9 Impulse Purchases You Instantly Regret

9 Impulse Purchases You Instantly Regret

A new survey conducted by Bankrate.com reported that a quarter of Americans had no savings to weather financial hard times. It didn’t matter if the respondents were relatively higher earners: Folks are spending pretty much what they make. Impulse purchases are definitely a culprit here, along with the refusal to make saving a priority. The... Read More

How to Build Credit Without a Credit Card

Credit Score

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

If you’re looking to build or rebuild credit, some of the first suggestions you’ll hear is to apply for a regular or secured credit card or ask to become an authorized user on someone else’s card. But there’s often little said about how to do it if you want to stay away from plastic. What... Read More

Can I Really Get a 0% Car Loan?

Auto Loans

Can I Really Get a 0% Car Loan?

Can I Really Get a 0% Car Loan?

Is 0% auto financing just a scam? That’s the question that popped in my mind recently when my mother-in-law, who is fastidious about her finances, was turned down for that rate when she bought a new car. If someone like her, who has a history of no missed payments on any of her bills and... Read More

12-Year-Old Used Stolen Credit Cards to Fund Puppet Show

Identity Theft

12-Year-Old Used Stolen Credit Cards to Fund Puppet Show

12-Year-Old Used Stolen Credit Cards to Fund Puppet Show

People are passionate about weird things, and if anything proves that, it’s Kickstarter (see: World’s Largest Jockstrap). A 12-year-old American boy was so into a U.K. puppet/animation video series called “Don’t Hug Me I’m Scared,” he used hacked credit card information he found online to donate 35,000 pounds (nearly $60,000) to help the series reach... Read More

What Type of Home Is Right for You?

Mortgages

What Type of Home Is Right for You?

What Type of Home Is Right for You?

With all the different types of homes in the marketplace, it can be hard to decide what is best for you. Whether it’s maintenance, privacy, space or custom-built features, each dwelling type comes with its own set of advantages and drawbacks. Determining what type of home is best for you requires an understanding of the... Read More

4 Ways to Cut This Cost From Your Mortgage Payment

Mortgages

4 Ways to Cut This Cost From Your Mortgage Payment

4 Ways to Cut This Cost From Your Mortgage Payment

Buying a primary home? The 20% down rule is yesterday’s news. More down payment options exist now, including both government and private sector alternatives, allowing more flexible choices for homebuyers. Don’t be fooled however, as most of the programs that allow for less than 20% down include private mortgage insurance (PMI) — which is an... Read More

Are You Drinking Your Way Into Debt?

Managing Debt

Are You Drinking Your Way Into Debt?

Are You Drinking Your Way Into Debt?

It’s fun to unwind with friends after work, but handing a bartender your credit card to open up a tab can do considerable damage to your finances. While most consumers are aware that going out to eat is a common budget breaker, many underestimate the impact alcohol has on their monthly budget. Even in areas... Read More

3 Things That Change the Moment You Get Married

Personal Finance

3 Things That Change the Moment You Get Married

3 Things That Change the Moment You Get Married

Long-term relationships are about more than love and fidelity — they’re also a financial commitment. Often, when couples move in together or get married, they combine most or all of their money, which has a huge impact on the big financial picture. In relationships where finances get some version of the “yours, mine and ours”... Read More

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