The Legality of Technology

Identity Theft

The Legality of Technology

The Legality of Technology

Technology outpaces the law every day. New features are being adopted much faster than law enforcement and the court systems can keep up. This is a given at the high-speed crossroads of hi-tech and capitalism. Last fall, the federal courts covered some of the escaping ground as it relates to GPS tracking. An October editorial… Read More

Financial News Roundup: Experian Includes Rent Payments, Ruling Changes Foreclosure Regulations

Personal Finance

Financial News Roundup: Experian Includes Rent Payments, Ruling Changes Foreclosure Regulations

Financial News Roundup: Experian Includes Rent Payments, Ruling Changes Foreclosure Regulations

Today’s top news headlines feature new unemployment data and a court ruling that will heavily impact mortgage lenders and foreclosure proceedings. Plus, find out why a consumer’s rent payments may soon affect his or her credit score. Rent Payments Listed On Experian Credit Report CNN Money One of the nation’s three largest credit bureaus, Experian,… Read More

Study: CARD Act Sheds Light on $12B in Hidden Fees

Credit Cards

Study: CARD Act Sheds Light on $12B in Hidden Fees

Study: CARD Act Sheds Light on $12B in Hidden Fees

New federal credit card rules mean American consumers are now aware of $12.1 billion a year in previously hidden fees and interest charges, without hurting consumers’ ability to access credit, according to a new study by Center for Responsible Lending. For years, credit card issuers used confusing language in their sales pitches to make it… Read More

How Much is Your FICO Score Costing You on Your Car? (Infographic)

Auto Loans

How Much is Your FICO Score Costing You on Your Car? (Infographic)

How Much is Your FICO Score Costing You on Your Car? (Infographic)

We recently profiled how your FICO score impacts how much you’ll pay on a home mortgage.  If you missed it, take a look here.  This week, our latest infographic takes a look at how this three digit number impacts how much you’ll pay on your next auto loan.  Not surprisingly, low scoring consumers will end… Read More

House Introduces New ‘Do Not Track’ Privacy Bill

Identity Theft

House Introduces New ‘Do Not Track’ Privacy Bill

House Introduces New ‘Do Not Track’ Privacy Bill

In much the same way the 2003 “Do Not Call” Registry helped consumers avoid a large number of telemarketing calls, the proposed “Do Not Track” bill would allow consumers to opt out of programs that allow advertisers to keep tabs on their browsing habits, according to a report from The Los Angeles Times. The law,… Read More

Is Your Child Vulnerable to Identity Theft?

Identity Theft

Is Your Child Vulnerable to Identity Theft?

Is Your Child Vulnerable to Identity Theft?

A Branson, Missouri couple couldn’t believe it when their seven-year-old daughter’s name appeared on an apartment lease several states away. But once they figured out her identity had been stolen, their shock turned to anger. Unfortunately, identity thieves have increasingly targeted children with Social Security numbers to pull off financial scams. The good news is… Read More

Rewards Cards: What’s Hiding in the Fine Print?

Credit Cards

Rewards Cards: What’s Hiding in the Fine Print?

Rewards Cards: What’s Hiding in the Fine Print?

Credit cards are often presented as the best thing since sliced bread. Go to the home page of any popular credit card and you’ll see a list of fabulous features. But dig deep into the fine print—the terms and conditions and other disclosures—and that’s where you might find out that this isn’t the right card… Read More

Build Your Credit: Pay Rent

Credit Score

Build Your Credit: Pay Rent

Build Your Credit: Pay Rent

For the first time, paying your rent on time may help you build better credit. Experian, one of the big three national credit unions, recently announced that it will include rent payments in credit reports. “Rent is the single largest monthly expenditure for approximately one-third of the U.S. population,” Experian says in a press release,… Read More

Poll: Americans Understand Online Tracking. And They Don’t Like It.

Identity Theft

Poll: Americans Understand Online Tracking. And They Don’t Like It.

Poll: Americans Understand Online Tracking. And They Don’t Like It.

Most Americans understand that their activities online are constantly being monitored. And they don’t like it one bit. New survey results detailing Americans’ aversion to being tracked online could help bolster support for new legislation in Congress to give consumers a “Do Not Track” option when it comes to online advertising. According to a recent… Read More

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