4 Signs You’re in Real Financial Trouble

Managing Debt

4 Signs You’re in Real Financial Trouble

4 Signs You’re in Real Financial Trouble

Sometimes it’s not so easy to tell how bad things are until you are in real trouble. When it comes to your personal finances, there are some telltale signs it’s time to take action. The sooner you take action, the less likely you’ll encounter long-term damage down the road. But the first step is identifying... Read More

Am I Too Old to Buy a Home?

Mortgages

Am I Too Old to Buy a Home?

Am I Too Old to Buy a Home?

Like it or not, there are certain things in life that have an age limit. Joining the Army, playing professional football and being a runway model, for example. But what about buying a house? Here’s this week’s reader question: Should I purchase a home if I am over 45 years old? I have never owned... Read More

Credit.com in the News 3.28.14

Personal Finance

Credit.com in the News 3.28.14

Credit.com in the News 3.28.14

It’s not a matter of if you’ll be a victim of a data breach, but when — and Adam Levin says that’s the reason why consumers need to stay alert and know what to watch out for. Adam, the chairman and co-founder of Credit.com, discussed the implications of the massive breach Target experienced last year,... Read More

When Should I Dip Into My Emergency Fund?

Personal Finance

When Should I Dip Into My Emergency Fund?

When Should I Dip Into My Emergency Fund?

It’s fun to think of the things you can buy with savings — a car, an education, new furniture, a down payment on a house — so when you’re working on your budget, it’s unlikely you’ll start the process by enthusiastically saying, “Let’s set aside a huge chunk of money for when something terrible happens.... Read More

How to Protect Your Finances in a Divorce

Personal Finance

How to Protect Your Finances in a Divorce

How to Protect Your Finances in a Divorce

Divorce is costly. It can take a lot from you emotionally and, of course, financially. We can’t offer advice on how to protect your heart, but there are some steps you should take to protect your finances.  Separate Yourself Even if you harbor hopes of reconciliation, as soon as a divorce is decided, you want to... Read More

How to Get a Jump Start on House Hunting Season

Mortgages

How to Get a Jump Start on House Hunting Season

How to Get a Jump Start on House Hunting Season

Depending on the day and location, spring either feels right around the corner or the furthest thing from your current weather. But as temperatures climb, the housing market heats up. If you plan on shopping for a home this spring, take these steps now to be ready to strike when listings hit the market. Get... Read More

The Data Breach Factor So Many Companies Forget: Emotion

Identity Theft

The Data Breach Factor So Many Companies Forget: Emotion

The Data Breach Factor So Many Companies Forget: Emotion

Smart business people know that they must secure their systems to withstand the most determined and persistent physical, as well as cyber, attacks. They must minimize their risk of exposure by deploying the most sophisticated security and anti-malware software, using outside firms to frequently penetration-test their cyber defenses, continuously training their employees to comply with... Read More

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