Using Credit Card Rewards to Plan a Ski Trip

Credit Cards

Using Credit Card Rewards to Plan a Ski Trip

Using Credit Card Rewards to Plan a Ski Trip

Credit card rewards seem to exist to allow us to splurge on the most desirable activities. This winter, cardholders can use their accumulated points and miles to take a ski vacation. Let’s take a look at the major expenses involved in taking a typical ski trip. Airfare Other than those who are lucky enough to… Read More

The Impact of a Debit Card on Your Credit Score

Credit Score

The Impact of a Debit Card on Your Credit Score

The Impact of a Debit Card on Your Credit Score

When it comes to the payment of choice, plastic reigns supreme. Gone are the days of carrying wads of cash in our wallets, replaced instead with the choice to pay by “debit or credit” — an automatic decision we rarely give a second thought. For most of us, the decision to pay by credit or… Read More

More Banks Adopting Checking Disclosures

Personal Finance

More Banks Adopting Checking Disclosures

More Banks Adopting Checking Disclosures

Federal law now requires greater disclosure of terms, such as fees and rates, for credit cards, but the same is not necessarily true for the checking accounts that consumers may rely on more often in their everyday lives. In recent years, more attention has been paid to the costs associated with traditional banking, as many… Read More

Shoppers Getting Smarter About Holiday Spending

Personal Finance

Shoppers Getting Smarter About Holiday Spending

Shoppers Getting Smarter About Holiday Spending

The holiday season can be a very stressful time for many consumers simply because they often feel they have to make more purchases than can fit comfortably within their usual monthly budget. As such, many consumers say they are stressed when it comes to their holiday spending, and plan to be more conservative this year… Read More

Credit.com in the News 12/8/12

Personal Finance

Credit.com in the News 12/8/12

Credit.com in the News 12/8/12

This week the experts from Credit.com contributed to a wide range of publications on subjects including identity theft, tax fraud, personal data exposure, credit profile mishaps and DIY savings dos and don’ts. Check out the hits… Credit.com co-founder, Adam Levin spoke to WTOP about the startling rise in tax refund fraud. He attributes this troubling… Read More

Some Debt Expert Advice You Probably Shouldn’t Follow

Credit Score

Some Debt Expert Advice You Probably Shouldn’t Follow

Some Debt Expert Advice You Probably Shouldn’t Follow

The Credit.com Forum recently saw this post about how credit scores consider authorized users on credit cards: Is Dave Ramsey right about authorized users? “I saw that this was published through several sources within the last week. I thought being an authorized user could at times be beneficial to the authorized user….” Nationally known author,… Read More

This Week in Credit News: A Wintry Mix

Personal Finance

This Week in Credit News: A Wintry Mix

This Week in Credit News: A Wintry Mix

The news this week was a mix of naughty and nice, as Fannie Mae and Freddie Mac announced they would not be evicting homeowners over the holidays, but the fiscal cliff still looms large. Fiscal Cliff Deal Down to Wrangling Over Details Let’s start with the bad news first: We’re still headed toward the fiscal… Read More

Should You Take on a Part-Time Holiday Job?

Personal Finance

Should You Take on a Part-Time Holiday Job?

Should You Take on a Part-Time Holiday Job?

December has arrived, which means the holidays are in full swing. In a perfect world, we all would have set a holiday budget and saved for it all year long. But this isn’t a perfect world and most of us are spending this month scrambling to find gifts and the money to pay for them…. Read More

The Secret Decoder Ring for FICO Scores

Credit Score

The Secret Decoder Ring for FICO Scores

The Secret Decoder Ring for FICO Scores

People love good spy stories! That’s why spies like James Bond and Jason Bourne have such enduring popularity. Spies rely on their wits but they also rely on cool tools like exploding pens and secret decoder rings to help them do their job. You might not be an international spy that jets from one exotic… Read More

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