The IRS Phone Call You Can Ignore

Identity Theft

The IRS Phone Call You Can Ignore

The IRS Phone Call You Can Ignore

The most recent IRS phone scam is raking in some big numbers: 90,000 complaints to the Treasury Inspector General’s Office and more than $5 million bilked from 1,100 victims. Consumers were first warned of the IRS scam in October, CNN Money said. Unfortunately, the con artists have continued to be wildly successful in cheating taxpayers out... Read More

How to Find the Perfect Apartment

Mortgages

How to Find the Perfect Apartment

How to Find the Perfect Apartment

Finding an apartment to call home can sometimes seem overwhelming. Between finding the right neighborhood, cost considerations, property types and design specificities, there are plenty of factors to go into your search and decision process. To help you begin, here are some steps and tips to follow in your hunt for a new place to... Read More

3 Things to Do Before Buying a Home

Mortgages

3 Things to Do Before Buying a Home

3 Things to Do Before Buying a Home

You might feel you are ready to buy a home, but are you prepared with the financial knowledge you need? Whether you are a first-time homebuyer or an experienced one, it’s a good idea to have a checklist and follow the appropriate steps to ensure a pleasant experience that leaves you in a position of financial... Read More

Are You Driving a Lemon?

Auto Loans

Are You Driving a Lemon?

Are You Driving a Lemon?

You purchase a brand-new vehicle to avoid the issues that sometimes accompany older models. With a new car, you know exactly what you’re getting into. That’s unless your new car is a lemon. It’s what the car industry calls a new vehicle riddled with problems from top to bottom, with no apparent solutions. According to Nolo,... Read More

Mortgage Rates Are The Lowest They’ve Been All Year

Mortgages

Mortgage Rates Are The Lowest They’ve Been All Year

Mortgage Rates Are The Lowest They’ve Been All Year

Mortgage rates hit to their lowest point of the year this week, with the 30-year fixed-rate mortgage falling to 4.1% from 4.12% last week, according to Freddie Mac’s weekly Primary Mortgage Market Survey. This time last year, those rates exceeded 4.5%, but they haven’t spiked above 4.2% since May. A weekly report from the Mortgage... Read More

When Going Out to Eat Gets You Hacked

Identity Theft

When Going Out to Eat Gets You Hacked

When Going Out to Eat Gets You Hacked

Going out to eat can have a significant impact on your finances, not only because it can suck the life out of your budget, but also because restaurants are popular data-breach targets. Patrons may have their payment information compromised in a couple of ways: There’s the smash-and-grab style of hackers, who infiltrate point-of-sale systems and... Read More

How Your Celebrity Obsession Could Get You Scammed

Identity Theft

How Your Celebrity Obsession Could Get You Scammed

How Your Celebrity Obsession Could Get You Scammed

We all have our areas of interest — make that obsession — and when something related to them crops up online, we can be instantly transformed into monster click-machines. The problem here: Many of those clicks can either lead to your victimization or becoming an unwitting co-conspirator in cybercrime. To make matters worse, once your... Read More

4 Ways to Reward Yourself for Being Frugal

Personal Finance

4 Ways to Reward Yourself for Being Frugal

4 Ways to Reward Yourself for Being Frugal

When you are working hard to be financially responsible, you may find you need some sort of reward to stay motivated. If you finish paying off a large debt or significantly increase your savings for retirement, you may feel like you deserve to enjoy a weekend activity or take a day to relax and treat yourself.... Read More

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