Breaking Down Your FICO Credit Score

Credit Score

Breaking Down Your FICO Credit Score

Breaking Down Your FICO Credit Score

The struggling economy has made millions of Americans more aware of their credit scores, and many are now taking the chance to learn more about their three-digit number. You may already know the credit score basics. Your credit score will generally range from 300 to 850, and the higher the score, the better. Your rating… Read More

Consumers Continue to Make More On-Time Credit Card Payments

Credit Cards

Consumers Continue to Make More On-Time Credit Card Payments

Consumers Continue to Make More On-Time Credit Card Payments

Since 2007, all of the 30 largest metropolitan statistical areas in the country have shown improvements in the rate of 60-day credit card delinquencies, but the cities of Cleveland, San Antonio, Cincinnati, Dallas and Houston took the largest strides, according to a new report from the credit monitoring bureau Experian. The former three cities all… Read More

Powerful Republican Warns of Another Debt Crisis

Personal Finance

Powerful Republican Warns of Another Debt Crisis

Powerful Republican Warns of Another Debt Crisis

In an unusually blunt letter, Senator Orrin Hatch (R-UT) warned that the United States could face more debt crises and credit-rating downgrades in the future. And unlike many of his fellow Republicans in the Senate, who argued that America defaulting on its debt would have little real-world effect, Hatch believes that another crisis could have… Read More

Mortgage Rates Approaching, Hitting Record Lows

Mortgages

Mortgage Rates Approaching, Hitting Record Lows

Mortgage Rates Approaching, Hitting Record Lows

The government-controlled mortgage backing giant Freddie Mac recently announced that interest rates for both 30- and 15-year fixed mortgages continued to fall in the wake of the U.S. credit downgrade, according to a report from USA Today. Currently, 30-year loans carry average rates of 4.32 percent, down from 4.39 percent the previous week but still… Read More

Method to Make Purchases with Phone Called Unsecure

Personal Finance

Method to Make Purchases with Phone Called Unsecure

Method to Make Purchases with Phone Called Unsecure

The new system from T-Mobile that allows consumers to purchase digital goods online and have the cost applied to their phone bill at the end of the month may pose some problems for consumers because there is very little in the way of fraud protection with the payment method, according to a report from Consumers… Read More

Report: Big Drop in Foreclosures is Only Temporary

Mortgages

Report: Big Drop in Foreclosures is Only Temporary

Report: Big Drop in Foreclosures is Only Temporary

Here’s the good news: The number of new foreclosures last month was a whopping 35% lower than it was the same time a year ago. Here’s the bad news: The drop is mostly meaningless, because it doesn’t signal any real economic rebound, according to a report by RealtyTrac, a company that specializes in classified ads… Read More

Financial News Roundup: Wealthy Parents Make Kids Pay Tuition, Unemployment Discrimination Prevalent

Students

Financial News Roundup: Wealthy Parents Make Kids Pay Tuition, Unemployment Discrimination Prevalent

Financial News Roundup: Wealthy Parents Make Kids Pay Tuition, Unemployment Discrimination Prevalent

Today’s top news headlines feature the impact tax increases would have on affluent Americans and a report that shows many employers are still discriminating against the jobless. Plus, find out why some wealthy parents will not pay for their children’s college education. Tax Increases Would Only Affect Small Part of U.S. Population CNN Money President… Read More

Follow Friday: Weekly Web Roundup (8/12/11)

Personal Finance

Follow Friday: Weekly Web Roundup (8/12/11)

Follow Friday: Weekly Web Roundup (8/12/11)

In these uncertain times we have to be vigilant about protecting our assets and we have some tips for making it through the forest. This week the art of negotiation can be the key to your success, whether it’s using the right ammunition when speaking to credit card companies or downgrading your toddlers credit score,… Read More

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