The Holiday Spending Gender Gap: Men Opt for Credit Cards

Personal Finance

The Holiday Spending Gender Gap: Men Opt for Credit Cards

The Holiday Spending Gender Gap: Men Opt for Credit Cards

When it comes to holiday spending, it turns out men and women shop differently. Not just in what they buy, but in terms of how they pay for those purchases. Men are more likely than women to put holiday purchases on a credit card, and they plan to pay for more of their purchases that... Read More

Do Squatters Actually Have Rights?

Mortgages

Do Squatters Actually Have Rights?

Do Squatters Actually Have Rights?

Technically, you could walk into a home that isn’t yours and declare ownership without paying a cent. There are a lot more details that would need to play out in just the right way, but theoretically, it’s possible through a process called adverse possession. It’s the concept most people are referring to when they talk... Read More

Is Owning a Condo Different Than Owning a House?

Mortgages

Is Owning a Condo Different Than Owning a House?

Is Owning a Condo Different Than Owning a House?

Selecting the right home to fit your current and future needs can be challenging. One of the first decisions you’ll make is how you define “home.” There are many options including a single family residence, duplex, multiplex, condominium, modular or mobile homes. Two of the most common choices are single family homes and condominiums. While... Read More

5 Creative Ways to Give Cash for Christmas

Personal Finance

5 Creative Ways to Give Cash for Christmas

5 Creative Ways to Give Cash for Christmas

We know … just about everyone loves gift cards. Most people have them on their wish lists, and most of us plan to give them this holiday season. And yet, not everyone’s a fan. Consumer advocate and author Clark Howard hates them so much he designed a gift certificate to give with the cash to... Read More

5 Things That Won’t Hurt Your Credit Score

Credit Score

5 Things That Won’t Hurt Your Credit Score

5 Things That Won’t Hurt Your Credit Score

Plenty of things can help a consumer’s credit scores, and even more can hurt it. But not everything is positive or negative. Some things in the financial world just don’t matter when it comes to credit. This may be a relief to some people who are worried about hurting their credit because of issues relating... Read More

How to Cut Costs in the Homebuying Process

Mortgages

How to Cut Costs in the Homebuying Process

How to Cut Costs in the Homebuying Process

For nearly all of us, buying a home represents one of the biggest financial transactions of our lifetime. There’s really nothing that compares to buying a home, since not only do we have to put up thousands of dollars of our own money but we also (usually) have to borrow much more than that. There’s really no... Read More

6 Tips for Safer Passwords

Identity Theft

6 Tips for Safer Passwords

6 Tips for Safer Passwords

The recent hack attack that compromised nearly 2 million Internet passwords worldwide highlights consumer vulnerability online—and the need for users to get more sophisticated when it comes to security. Hackers stole nearly 2 million website log-in credentials from Facebook, Gmail, Twitter and other sites, according to the cybersecurity firm Trustwave. One reason for the widespread... Read More

The 25% Strategy to Budgeting

Personal Finance

The 25% Strategy to Budgeting

The 25% Strategy to Budgeting

For most people, balancing personal budgets is a tedious and time-consuming process. These days, though, the task has become even more challenging. According to the Federal Reserve, average household debt in the U.S. increased 5.25% during the quarter ending Sept. 30, which isn’t surprising given that annualized real (net of inflation) wage growth continues to... Read More

How to Use Your Credit Card for Charity

Credit Cards

How to Use Your Credit Card for Charity

How to Use Your Credit Card for Charity

Every year, charitable giving spikes toward the end of December as Americans celebrate the holidays and take advantage of their last opportunity to make a tax-deductible donation in the calendar year. Credit cards are typically part of this effort in one of two ways: Cardholders may use credit cards as a secure and convenient method... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.