The Great iPhone ID Caper: What Really Happened?

Identity Theft

The Great iPhone ID Caper: What Really Happened?

The Great iPhone ID Caper: What Really Happened?

If you’re someone who cares about your privacy, these are indeed strange times. When everything from your iPhone to your iPad (and every derivation in between) is secretly tracking your every move from behind its colorful screen, when advertisers gather enough information about you to know you’re pregnant even before your parents do, it’s clear… Read More

This Week in Credit News: New iPhone, Stimulus

Personal Finance

This Week in Credit News: New iPhone, Stimulus

This Week in Credit News: New iPhone, Stimulus

The biggest stories this week revolve around the Federal Reserve’s decision to go all-in on QE3 and the release of the new iPhone 5 by Apple. Fed Launches Big Stimulus, to Buy Bonds Until Jobs Rebound The Federal Reserve announced Thursday a plan to buy $40 billion in mortgage-related debt each month until the unemployment… Read More

IPhone 5 Won’t Have Mobile Wallet Capabilities

Credit Cards

IPhone 5 Won’t Have Mobile Wallet Capabilities

IPhone 5 Won’t Have Mobile Wallet Capabilities

There are many new features that come with the latest version of the Apple iPhone, but one highly-anticipated option was left out, much to the confusion of a number of experts. Apple unveiled its iPhone 5 on Wednesday and it features a number of high-quality, enticing upgrades. In particular, the smartphone now comes with a… Read More

Can Your Credit Score Save You Money on a New Car?

Auto Loans

Can Your Credit Score Save You Money on a New Car?

Can Your Credit Score Save You Money on a New Car?

Many consumers find the early fall an ideal time to shop for a new car, as the automakers are bringing in the next year’s new models and often have attractive incentives and special financing terms both on last year’s leftover stock and the new models. If you are considering purchase and financing an automobile in the… Read More

Homeowners Are Refinancing Again… Again

Mortgages

Homeowners Are Refinancing Again… Again

Homeowners Are Refinancing Again… Again

During the mortgage boom, Teresa Aiello was a typical home refinancer. After getting her initial mortgage, she refinanced in 2005, and then got a second mortgage in 2006. The multiple mortgages were common, as was the result: Aiello owes more than her house is worth. Her second mortgage has a 10-percent interest rate. She’s only… Read More

Moody’s Says U.S. Credit Rating Contingent on Federal Budget

Personal Finance

Moody’s Says U.S. Credit Rating Contingent on Federal Budget

Moody’s Says U.S. Credit Rating Contingent on Federal Budget

In recent years, partisan politics has led to a number of issues, one of the largest being the downgrade of the United States’ credit rating. Now, one of the top credit rating organizations in the world says further political posturing could result in another downgrade. In August 2011, the credit rating agency Standard and Poor’s… Read More

Retailers May Challenge Swipe Fee Settlement

Credit Cards

Retailers May Challenge Swipe Fee Settlement

Retailers May Challenge Swipe Fee Settlement

A recent settlement between the world’s two largest payment processors and a number of merchant groups has drawn the ire of perhaps the most influential retail organization in the U.S., and it is now considering potential legal action to stop it. The National Retail Federation recently received the approval of its board of directors to… Read More

4 ‘Frenemies’ Leading You Into Debt

Managing Debt

4 ‘Frenemies’ Leading You Into Debt

4 ‘Frenemies’ Leading You Into Debt

For those of you unfamiliar with the term “frenemy,” here’s a quick crash course. A frenemy is a friend who secretly sabotages you. When it comes to your money, frenemies can have a major impact since spending is not always as private as you may think. Take an online purchase — the most private of… Read More

How to Pay Off Wedding Debt

Managing Debt

How to Pay Off Wedding Debt

How to Pay Off Wedding Debt

On TLC’s reality show “Say Yes to the Dress,” women come to a tony New York boutique to shop for the perfect wedding gown. I used to catch episodes with my daughter, who probably got sick of my comments about how much money they were spending on their dream dresses they’d wear just once. (Hey,… Read More

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