Can You Really Make Money With Your Smartphone?

Personal Finance

Can You Really Make Money With Your Smartphone?

Can You Really Make Money With Your Smartphone?

Smartphones don’t have to be just for communicating and having fun; they can also help make real money for your business. Mobile Web traffic is up 78% year over year. On Facebook alone, 37 million more people logged in through mobile than in 2012. Mobile is where people are — and where they’re engaged. Mobile... Read More

When Freezing Your Credit Is a Bad Idea

Identity Theft

When Freezing Your Credit Is a Bad Idea

When Freezing Your Credit Is a Bad Idea

Knowing when to place a security freeze on your credit reports may be almost as important as knowing when not to do so. We answer credit questions from our Facebook fans, and one of them recently asked: Will putting a freeze on my credit file be a good thing if I am trying to rebuild... Read More

California Law Lets Minors Erase Ill-Advised Online Posts

Identity Theft

California Law Lets Minors Erase Ill-Advised Online Posts

California Law Lets Minors Erase Ill-Advised Online Posts

California Gov. Jerry Brown signed a bill into law last month that allows minors to delete Web posts they may regret later. The law that improves data privacy and security allows young people to ask social media websites such as Facebook and Twitter to remove or hide information or photos they previously shared on the Internet, the... Read More

What You Should Know About Buying a Fixer-Upper

Mortgages

What You Should Know About Buying a Fixer-Upper

What You Should Know About Buying a Fixer-Upper

So you’re buying a fixer-upper? The house looks good, needs some work and is in a desirable neighborhood. But what might seem like a great fixer-upper property could actually be a money pit. Let’s look at some common potential issues with a home that could easily derail an appraisal and your mortgage. Here are some... Read More

Help! I’m Terrified of Quitting My Job to Go to Grad School

Students

Help! I’m Terrified of Quitting My Job to Go to Grad School

Help! I’m Terrified of Quitting My Job to Go to Grad School

I’m 24 and I quit my job as an assistant manager at a retail bank making decent money (especially for someone my age) in August to go back to school to pursue a master’s degree. I was really miserable at my old job, and I’m fairly confident that the degree I’ve chosen will lead to... Read More

What Is a Mortgage Hunter?

Mortgages

What Is a Mortgage Hunter?

What Is a Mortgage Hunter?

Homeowners everywhere know what it’s like to be a house hunter, searching for the best combination of curb appeal, space, schools and price. But mortgage hunters are something else entirely. A mortgage can be tough to get, depending on the housing market, economic climate and an applicant’s credit score, so it might seem that mortgage... Read More

Massive Adobe Breach: What You Need to Know

Identity Theft

Massive Adobe Breach: What You Need to Know

Massive Adobe Breach: What You Need to Know

Computer software company Adobe Systems announced last week that it had experienced a massive data breach, and attackers gained access to 2.9 million customer accounts. Adobe’s website says the breach is under investigation. “At this time, we do not believe the attackers removed decrypted credit or debit card numbers from our systems. We are also... Read More

The Hardest & Easiest Home Loans to Get

Mortgages

The Hardest & Easiest Home Loans to Get

The Hardest & Easiest Home Loans to Get

It seems the Great Thaw may be upon us. Credit score requirements have loosened in recent months, a sign that at least some mortgage lenders are starting to take a softer approach after years of tight lending. Nearly a third of all successful mortgage applications in August featured FICO scores below 700, according to mortgage... Read More

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