‘I Don’t Care About My Credit Score’

Credit Score

‘I Don’t Care About My Credit Score’

‘I Don’t Care About My Credit Score’

Several years ago, my father received a letter from his auto insurer saying he didn’t get the highest discount due to his credit score. Until then, he had no interest in checking his credit. After all, he pays his bills on time and rarely has a need to borrow. Why bother? He’s not alone. Some... Read More

11 Really Dumb Things You Do With Your Email

Identity Theft

11 Really Dumb Things You Do With Your Email

11 Really Dumb Things You Do With Your Email

As political battle lines are drawn over the case of Edward Snowden and the NSA’s sophisticated program of electronic surveillance, it’s easy to forget our simplest and most common vulnerability to spying eyes: email. Just in the past few months, databases at LivingSocial and Evernote were hacked, exposing roughly 100 million email addresses to identity... Read More

6 Million Exposed in Facebook Data Breach

Identity Theft

6 Million Exposed in Facebook Data Breach

6 Million Exposed in Facebook Data Breach

Many major companies suffer data breaches over the course of the year, but now one of the most recognizable names on the Web has revealed that it too was victimized by an incident that took nearly a year to recognize. Facebook recently revealed that it suffered a data breach for a period of several months or more that... Read More

Will Cosigning Hurt My Credit?

Credit Score

Will Cosigning Hurt My Credit?

Will Cosigning Hurt My Credit?

If you’ve ever been asked by a friend or family member to cosign on a loan, you might have wondered whether it could hurt your credit. This is a very important question to ask, and it’s a decision you have to weigh carefully, as the effect of cosigning a loan can vary with each situation.... Read More

The Best Travel Rewards Credit Cards in America

Credit Cards

The Best Travel Rewards Credit Cards in America

The Best Travel Rewards Credit Cards in America

We are all familiar with credit cards that offer rewards in the form of airline miles, as they are some of the oldest and most popular reward cards on the market. Later, hotels offered similar products that rewarded customers with points in their loyalty programs. Although we have awarded Best Credit Card in America honors... Read More

Small Businesses Prefer Checks, Cash Over Credit Cards

Credit Cards

Small Businesses Prefer Checks, Cash Over Credit Cards

Small Businesses Prefer Checks, Cash Over Credit Cards

Relying upon credit or debit cards regularly in their everyday lives is something numerous Americans have learned to do in recent years, and it may therefore come as a bit of a shock when some smaller businesses do not accept this payment method. However, the disconnect between consumer sentiment about this refusal and the way businesses see it is particularly... Read More

How to Get the Most Out of Free Credit Reports

Credit Score

How to Get the Most Out of Free Credit Reports

How to Get the Most Out of Free Credit Reports

You’ve heard the advice countless times: check your free credit reports each year. You may have also heard the advice commonly suggested by financial advisers to stagger your requests for these reports so that you get one every four months; for example, request your free report from Equifax the first month, Experian four months later,... Read More

Is the Senate’s Student Loan Plan Fundamentally Flawed?

Students

Is the Senate’s Student Loan Plan Fundamentally Flawed?

Is the Senate’s Student Loan Plan Fundamentally Flawed?

Mark Twain had it right when he said, “No man’s life, liberty, or property are safe while the legislature is in session.” The latest wretched manifestation of this truth is courtesy of Sens. Richard Burr (R-N.C.), Tom Coburn (R-Okla.), Angus King (I-Maine) and Joe Manchin (D-W.Va.). Their bipartisan proposal would index student loan rates to... Read More

Will Rising Interest Rates Hurt the Housing Market?

Mortgages

Will Rising Interest Rates Hurt the Housing Market?

Will Rising Interest Rates Hurt the Housing Market?

Mortgage rates have been extremely low for some time now. However, with rates on the rise once again, some worry that the declining affordability could be harmful to the recovery of the market as a whole. The number of homes currently on the market remains relatively constrained and that in turn is leading to higher prices every month, as... Read More

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