5 Simple Ways to Save Cash Fast

Personal Finance

5 Simple Ways to Save Cash Fast

5 Simple Ways to Save Cash Fast

The car breaks down. The roof starts leaking. The kids have a school activity. There are times in our lives when we need money quickly. Before you raid your emergency fund (or if you are simply looking to pump up your emergency fund), try cutting these costs for fast cash. 1. Eat at Home Start... Read More

Planning to Move? Don’t Get Scammed

Personal Finance

Planning to Move? Don’t Get Scammed

Planning to Move? Don’t Get Scammed

A lot of people choose to move into a different apartment or house during spring and summer, and while a change of scenery can be fun and exciting, it can also be hectic and expensive. It’s smart to search for ways to save money when relocating, but don’t let your quest for a deal compromise... Read More

How to Pick a Good Credit Counseling Agency

Managing Debt

How to Pick a Good Credit Counseling Agency

How to Pick a Good Credit Counseling Agency

When unexpected bills wipe out your savings or force you to max out your credit cards, you may be tempted to sign up with a credit counseling agency that promises to help you out of a financial jam. After all, many ads from credit counseling companies say they can eliminate your debts, stop creditor calls,... Read More

The New Proposal to Cut Student Loan Payments

Students

The New Proposal to Cut Student Loan Payments

The New Proposal to Cut Student Loan Payments

A group of 24 Senate Democrats, led by Sen. Elizabeth Warren (D-Mass.), introduced legislation Tuesday that would allow borrowers with outstanding student loans to refinance at the lower interest rates offered to new borrowers. The Bank on Students Emergency Loan Refinancing Act calls for undergraduate student loan borrowers to be able to refinance at the... Read More

Who Owns Your Credit Data?

Credit Score

Who Owns Your Credit Data?

Who Owns Your Credit Data?

At this point, we’re used to the idea that companies collect information about us and use it to tailor advertising and all sorts of things we see in our social media feeds. It’s difficult to characterize how much data Internet users generate and how all that information is used, but there’s one thing of which... Read More

When a Second Job Won’t Help You Buy a Home

Mortgages

When a Second Job Won’t Help You Buy a Home

When a Second Job Won’t Help You Buy a Home

You have a great credit score, manageable debts, solid income, cash ready to go, but you still can’t get a mortgage. You even have a second job – shouldn’t that help you?  Not necessarily. A lender may not allow the use of the income you generate from your second job unless you meet certain criteria. If... Read More

Free Credit Scores: What’s the Catch?

Credit Score

Free Credit Scores: What’s the Catch?

Free Credit Scores: What’s the Catch?

Consumers often check their credit scores for the first time when they’re about to apply for a loan or have been denied one. If you’re proactively checking your credit, it’s sometimes difficult to know where to start, because many websites and companies offer credit scores, some for purchase and others for free. What’s the Best... Read More

Do You Have Enough Credit?

Credit Score

Do You Have Enough Credit?

Do You Have Enough Credit?

Most people worry about having too much credit: too many accounts, for example, or too much debt. But rarely do they worry about whether they have enough credit. Sometimes they should. One of the five main factors in most credit scores is “account mix,” which looks at the different types of accounts listed on a... Read More

Can Corporate America Protect Us From Hackers?

Identity Theft

Can Corporate America Protect Us From Hackers?

Can Corporate America Protect Us From Hackers?

Gregg Steinhafel’s ouster at Target this week was a major C-Suite casualty in corporate America’s war on hackers. Sales took a major nosedive after the retailer’s big breach hit the news last December, with fourth-quarter profits down 46%. So what’s a CEO to do? First of all, if it seems a little overblown to blame... Read More

Will Student Loan Forgiveness Programs Be Capped?

Students

Will Student Loan Forgiveness Programs Be Capped?

Will Student Loan Forgiveness Programs Be Capped?

The Brookings Institution just threw another log on the smoldering student loan problem. In a recently published report by its Brown Center on Education Policy, the institution sets out to estimate what the various government relief strategies for student loans might end up costing taxpayers. The news isn’t good. The BCEP estimates that the price... Read More

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