A National Standard for Short-Term Loans?

Managing Debt

A National Standard for Short-Term Loans?

A National Standard for Short-Term Loans?

Short-term loans are marketed under all kinds of labels: payday, bill-pay and deposit-advance loans. But no matter the name, the premise is always the same: consumers in need of a quick cash fix agree to swap next week’s deposit — whether in the form of a payroll check or some other recurring source of income... Read More

Can Twitter & Facebook Make Your Credit Card Better?

Credit Cards

Can Twitter & Facebook Make Your Credit Card Better?

Can Twitter & Facebook Make Your Credit Card Better?

For years, the Internet was a pretty boring place. People interacted with each other one on one via email, and visited corporate websites when they needed to make a purchase or view their accounts. When the concept of social media burst onto the scene, groups of individuals who had a common connection suddenly became empowered... Read More

How to Deal With Black Friday Buyer’s Remorse

Personal Finance

How to Deal With Black Friday Buyer’s Remorse

How to Deal With Black Friday Buyer’s Remorse

Let’s say you shopped the Black Friday and Cyber Week sales thinking prices were as low as they were going to go, and then they dropped. And now, instead of feeling brilliant for snagging a bargain, you wish you’d waited. Unfortunately, I know exactly how you feel. Some credit cards offer price protection (like Citi’s... Read More

Lower Student Loan Rates for Lawyers & Doctors?

Students

Lower Student Loan Rates for Lawyers & Doctors?

Lower Student Loan Rates for Lawyers & Doctors?

Sallie Mae, a corporation that services student loans, has announced lower loan rates on its postgraduate loans for students studying for the bar exam or starting a medical residency program or internship. The Bar Study Loan now offers a variable rate range from 3.74% to 12.74% and the Residency & Relocation Loan variable rate range... Read More

Is Foreclosure the End of Homeownership for You?

Mortgages

Is Foreclosure the End of Homeownership for You?

Is Foreclosure the End of Homeownership for You?

If your home was foreclosed upon during the recent housing crash, you might think there’s no chance for you to ever own a home again. But that couldn’t be further from the truth. Although lending standards are tighter than they were pre-recession, there are still a few steps you can take to put yourself on the... Read More

The States With the Highest Student Loan Debt

Students

The States With the Highest Student Loan Debt

The States With the Highest Student Loan Debt

The average student loan debt in the U.S. is just shy of $30,000, but several states have already passed that milestone. A report from the Institute for College Access & Success studied the debt loads of 2012 college graduates and found six states whose average student borrower carried more than $29,400 in education loans, which... Read More

10 Strategies for Saving Money on Amazon

Personal Finance

10 Strategies for Saving Money on Amazon

10 Strategies for Saving Money on Amazon

What’s not to love about Amazon? OK, I am sure someone can tell me why they don’t love Amazon, but I’ll be the first to raise my hand and say I am a fan. In fact, thanks to Amazon, my husband and I did 99% of our Christmas shopping for the kids last year while... Read More

7 Ways to Be More Productive in 2014

Personal Finance

7 Ways to Be More Productive in 2014

7 Ways to Be More Productive in 2014

Have you ever noticed that our to-do lists are getting longer, our distractions are getting more high-tech, but our days aren’t adding any more hours? Well, high demands require innovative solutions. If you need some creative strategies for getting more done in 2014, here are seven ways to power up and boost your productivity. 1. Create... Read More

The Pros & Cons of Living With a Roommate

Personal Finance

The Pros & Cons of Living With a Roommate

The Pros & Cons of Living With a Roommate

Housing is a huge financial and personal decision at any age. Most people imagine graduating from college and moving into our own space. But with a struggling economy accompanying a higher cost of living in many major cities, that’s not always possible. More and more people are moving back in with mom and dad or choosing to live with roommates. This... Read More

Student Loans Make Affording College Easier…at a Cost

Students

Student Loans Make Affording College Easier…at a Cost

Student Loans Make Affording College Easier…at a Cost

For many young adults, the transition to college is one of the biggest moments of their lives – bringing with it the first time they will live on their own, and the first time they take financial responsibility for their future. However, the cost of college is often beyond their reach, and their college dreams... Read More

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