Auto Loan Balances Are at an All-Time High

Auto Loans

Auto Loan Balances Are at an All-Time High

Auto Loan Balances Are at an All-Time High

Auto loan balances increased more than $100 billion in the past year, with outstanding loan balances reaching $782.9 billion in the third quarter of 2013. That’s a new high for auto loan balances, according to Experian Automotive, which started reporting the data seven years ago. Not only are consumers increasingly taking on car loans, they... Read More

American Homeownership Took a Dive Post-Recession

Mortgages

American Homeownership Took a Dive Post-Recession

American Homeownership Took a Dive Post-Recession

Median home values took a hit across the U.S. following the recession, particularly in the most populated areas of the country. In fact, only four of the 50 least populous counties saw significant slides in median home values in the years following the recession, compared to 43 of the 50 most populated counties that experienced... Read More

Is There a Best Time to Buy a Home?

Mortgages

Is There a Best Time to Buy a Home?

Is There a Best Time to Buy a Home?

Timing is critical when it comes to buying a home. There are myriad sites, seminars and real estate sages out there offering the inside scoop on how to land the best deal. You could spend hours combing through articles and talking to experts. Or you could save yourself a lot of time and trouble and... Read More

What’s the Future of Fraud?

Identity Theft

What’s the Future of Fraud?

What’s the Future of Fraud?

What do you get when you bring together a roundtable of experts who’ve got their finger on the pulse of fraud trends in the U.S.? A room full of people empowered to protect their identities — and spread the word among friends and colleagues. Herb Weisbaum, The Consumerman on NBCnews.com, led the “Fast Forward: 2013... Read More

Giving Gifts? You May Get a Tax Bill

Personal Finance

Giving Gifts? You May Get a Tax Bill

Giving Gifts? You May Get a Tax Bill

Did you know that when you give gifts to your family, friends, and loved ones that the IRS has an interest in it? It’s true. While the IRS doesn’t care a lot about the sweater you gave to your cousin or the cheese-of-the-month club membership for your granddad, these gifts are always potentially subject to... Read More

5 Gifts Almost Everyone Will Love

Personal Finance

5 Gifts Almost Everyone Will Love

5 Gifts Almost Everyone Will Love

Gift shopping can be complicated. First, you have to know what people like, and for some friends and family, it’s trickier to find a store or product that suits their style. Then you have to find a good gift, which often leads to frantic Internet browsing, calling every shop within driving distance, scouring department store... Read More

Credit Card Spending Drops Before the Holidays

Credit Cards

Credit Card Spending Drops Before the Holidays

Credit Card Spending Drops Before the Holidays

Americans curtailed their credit card spending in the third quarter, according to the latest consumer credit report from the Federal Reserve. Overall, outstanding consumer credit increased at an annual rate of 5.2% in the third quarter, no thanks to credit cardholders. Revolving account balances — credit that can be re-used after it is repaid, as... Read More

5 Ways to Find Money in Your Budget

Personal Finance

5 Ways to Find Money in Your Budget

5 Ways to Find Money in Your Budget

If you are really serious about taking your financial situation to the next level, start by taking a good hard look at what you spend on average each month. That’s because you have more control over your spending than any other part of your financial life. No matter how much money you make, if your... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.