The Charity That’s Taking On Debt Collectors

Managing Debt

The Charity That’s Taking On Debt Collectors

The Charity That’s Taking On Debt Collectors

The Samaritan Center in Jefferson City, Missouri cares for the poor by providing groceries, free medical and dental care, Christmas gifts and Halloween costumes for kids….and lawyers to fight off debt collectors. It might seem strange that what started as a food bank for that state’s capital city has turned into a pseudo law firm,... Read More

5 Ways to Cut Pet Care Costs

Personal Finance

5 Ways to Cut Pet Care Costs

5 Ways to Cut Pet Care Costs

Having a pet can add so much to your life — companionship, joy, comfort, aide, vitality… and bills. Aside from all the time and energy pets require, they can also be very costly. The upfront costs of getting a pet, along with ongoing cost of food, medical care, grooming and toys can lead to a... Read More

Help! I Lost My Job While I Was Buying a Home

Mortgages

Help! I Lost My Job While I Was Buying a Home

Help! I Lost My Job While I Was Buying a Home

Losing a job is tough enough. But what do you do if you find yourself out of work when you’re weeks or even days from closing on your dream home? Brutal. But it happens. Employment isn’t a requirement for getting a home loan – just ask retirees. The issue is ensuring there’s stable, reliable income... Read More

What’s Your Credit Score IQ?

Credit 101

What’s Your Credit Score IQ?

What’s Your Credit Score IQ?

Most people know a good credit score is crucial to getting an affordable loan or credit card, but there are a lot of misconceptions out there about credit scoring. If you want to boost your score, you first need to understand a few basics. Do you think you know them? Find out by taking this short... Read More

What Really Happens After Your Credit Card Is Stolen

Identity Theft

What Really Happens After Your Credit Card Is Stolen

What Really Happens After Your Credit Card Is Stolen

After a hacker steals your credit card number, you may receive an email, text or phone call from your bank to alert you of criminal or fraudulent activity with your credit card. This is a helpful and necessary measure implemented by financial institutions to help protect your accounts. However, sometimes the alert is too late and... Read More

CFPB Targets Payday Lender’s ‘Cash-Grab Scam’

Personal Loans

CFPB Targets Payday Lender’s ‘Cash-Grab Scam’

CFPB Targets Payday Lender’s ‘Cash-Grab Scam’

A new, brazen fraud begins with a twist: Instead of losing money, consumers get money, which is unexpectedly deposited into their checking account. But the surprise windfall turns into a big headache, and even bigger bills, the CFPB says in a lawsuit disclosed Wednesday. The cash comes from a payday lender owned by a firm... Read More

U.S. Ranks Only 12th in Well-Being Survey

Personal Finance

U.S. Ranks Only 12th in Well-Being Survey

U.S. Ranks Only 12th in Well-Being Survey

Here’s another reason you might feel a slight unease, or restlessness – a topic I am exploring in depth right now. People who live in the U.S. enjoy a standard of well-being that is below that of countries including Panama, Canada, Denmark and Brazil, according to a survey published Tuesday by Gallup and Healthways, which provides wellness services... Read More

6 Things Debt Collectors Wish You Knew

Managing Debt

6 Things Debt Collectors Wish You Knew

6 Things Debt Collectors Wish You Knew

I’m a debt collector whose job it is to work on behalf of creditor clients to recover rightfully owed debts from consumers. The work debt collectors do is not popular, and has become increasingly derided by those who don’t like what we do or simply don’t know the facts about debt collection. Too often, debt... Read More

It’s Time for a Data Breach Warning Label

Identity Theft

It’s Time for a Data Breach Warning Label

It’s Time for a Data Breach Warning Label

The breach at Home Depot is only the most recent in a torrent of high-profile data compromises. Data and identity-related crimes are at record levels. Consumers are in uncharted territory, which raises a question: Is it time to do for data breaches and cybersecurity what the nutritional label did for food? I believe we need... Read More

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