How to Plan for Retirement When Your Spouse Won’t

Personal Finance

How to Plan for Retirement When Your Spouse Won’t

How to Plan for Retirement When Your Spouse Won’t

There are few things more frustrating than having a partner who won’t partner up and take care of business when it comes to retirement planning. When they live their lives without thinking about the future or doing anything about it, you are left holding the bag and in a world of worry. No bueno. You... Read More

How to Avoid Paying Too Much for a New Home

Mortgages

How to Avoid Paying Too Much for a New Home

How to Avoid Paying Too Much for a New Home

We all know buying a home is a big decision with its own set of challenges. The most difficult part usually comes first — calculating how much house you can afford. You will want to take a look at your free annual credit reports and credit scores too, since your credit scores are a major factor in the interest... Read More

Strange But True Stories of Debt Collection

Managing Debt

Strange But True Stories of Debt Collection

Strange But True Stories of Debt Collection

In 2005, our reader who goes by the screen name “frustrated in California” stopped paying on one of his credit cards. Now, nearly 10 years later, a collection agency is suing him and claims he made a payment of $200 in October 2010. He wrote: I know I did not make any payment, and under pressure, (the... Read More

13 Retailers Where You Can Use Apple Pay Today

Uncategorized

13 Retailers Where You Can Use Apple Pay Today

13 Retailers Where You Can Use Apple Pay Today

Apple Pay is now available to some iPhone and iPad users, with Monday marking the start of Apple’s new mobile payment system many have dubbed “the credit card killer.” CEO Tim Cook announced the program launch at a company event Oct. 16, about a month after unveiling the newest iPhones and the Apple Watch. The... Read More

How One Marine Is Getting Out of Debt Before Retirement

Managing Debt

How One Marine Is Getting Out of Debt Before Retirement

How One Marine Is Getting Out of Debt Before Retirement

MSgt Rachel Gause knows a bit about discipline and focus from her military career, but when it came to finance, something was going wrong, and she knew it. She wants to be debt-free when she is eligible to retire (that will be August 2016), so when she realized a few years ago that retirement was on the horizon,... Read More

The Right Way to Remove Someone From Your Credit Card

Credit Cards

The Right Way to Remove Someone From Your Credit Card

The Right Way to Remove Someone From Your Credit Card

There are plenty of reasons why you may want to add someone to your credit card account, either as a joint account holder or as an authorized user. But later, you might change your mind, or have a good reason to revoke that person’s access to your account. For example, an authorized user may be abusing his... Read More

How to Make Your Home Stand Out on the Market

Mortgages

How to Make Your Home Stand Out on the Market

How to Make Your Home Stand Out on the Market

If you are looking to buy a home, it’s nice to have a lot of options. During a buyer’s market, there are more homes for sale than people to buy them. This puts buyers somewhat in control of the negotiation. And it means as the seller, you have to do something to stand out to... Read More

How I Paid Off $50K of Debt in Less Than 3 Years

Managing Debt

How I Paid Off $50K of Debt in Less Than 3 Years

How I Paid Off $50K of Debt in Less Than 3 Years

Graduating from college debt-free feels really good. When Ja’Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well for her. She got married. They bought a house. They bought a new car. They had their... Read More

8 Secrets to Making a Budget You Can Actually Live With

Personal Finance

8 Secrets to Making a Budget You Can Actually Live With

8 Secrets to Making a Budget You Can Actually Live With

Some people refer to budgets as a “money diet.” That’s an unfortunate choice of words given the negative connotations associated with dieting: reduced options, deprivation, maybe even pain. That’s not to say that diets aren’t important. And just as with budgeting, you feel optimistic: I will eat better, exercise more, lose weight and be able to... Read More

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