What Would You Give Away for a Cookie?

Identity Theft

What Would You Give Away for a Cookie?

What Would You Give Away for a Cookie?

Whether or not you think privacy exists (and plenty of people think it’s dead), you probably value it. Think about it: What would you do if a stranger came up to you on the street and asked, “Hi. Can I have your name, address, mother’s maiden name and last four digits of your Social Security... Read More

Can You Cancel a Credit Card & Avoid the Annual Fee?

Credit Cards

Can You Cancel a Credit Card & Avoid the Annual Fee?

Can You Cancel a Credit Card & Avoid the Annual Fee?

[Update: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Rewards credit card users love earning valuable points, miles and cash back with their cards, but they hate the annual fees that... Read More

6 Ways to Boost Your Car’s Trade-in Value

Auto Loans

6 Ways to Boost Your Car’s Trade-in Value

6 Ways to Boost Your Car’s Trade-in Value

You’re finally in tip-top financial shape to purchase a new car, but there’s one problem. How will you get your existing set of wheels off your hands? You don’t have the time to deal with the hassle of a private sale, and you have no desire to auction it off. You decide a dealer trade is the... Read More

How to Put Your Finances First

Personal Finance

How to Put Your Finances First

How to Put Your Finances First

Money can’t buy happiness, right? But it can buy experiences that make us happy. So it’s easy to rationalize not letting cost hold us back when we decide what to spend on. And then we find out our supposed happiness is making us broke. It’s so much more fun to dream of the next vacation or electronic device than... Read More

3 Signs You Shouldn’t Buy a Home

Mortgages

3 Signs You Shouldn’t Buy a Home

3 Signs You Shouldn’t Buy a Home

Buying a home will be one of the biggest purchases of your life. When you’re ready to make the commitment, it can be an incredibly rewarding experience. But timing is important. Purchasing before you are financially and emotionally ready can lead to tough financial choices in the future. Instead, choose the path of responsible homeownership... Read More

6 Ways to Make Some Extra Cash

Personal Finance

6 Ways to Make Some Extra Cash

6 Ways to Make Some Extra Cash

There are times in your life you may be looking to bring in some extra money on top of your regular salary. Or maybe you don’t have a regular salary. Perhaps you are always looking for more money! Whether you are trying to fund a weekend getaway or save a bundle to put toward your... Read More

Is Dental Insurance Worth It?

Personal Finance

Is Dental Insurance Worth It?

Is Dental Insurance Worth It?

You need medical insurance, if only to protect against the cost of an accident or illness so expensive that you could be ruined financially. But do you really need dental insurance? It’s an interesting question, because you can avoid the most likely causes and expenses of dental problems, decay and gum disease, by brushing your teeth and flossing... Read More

The JPMorgan Breach Is One Part of a Larger Crisis

Identity Theft

The JPMorgan Breach Is One Part of a Larger Crisis

The JPMorgan Breach Is One Part of a Larger Crisis

JPMorgan’s disclosure that hackers compromised the data of more than 76 million of its consumer patrons — and 7 million small business clients — may seem stunning. But it reflects just a sliver of the withering bombardment the U.S. financial services sector has endured for at least the past three years. Criminals go where the... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team