Study Shows Consumers Benefitting from CARD Act

Credit Cards

Study Shows Consumers Benefitting from CARD Act

Study Shows Consumers Benefitting from CARD Act

A recent study from the Center for Responsible Lending found that consumers have not been harmed by increased regulation of the banking industry brought by the Credit CARD Act. In fact, many of the changes enacted by the law have worked as intended and made it easier for consumers to deal with their outstanding credit… Read More

TweetChat: Join Credit.com’s Gerri Detweiler Tomorrow Morning

Personal Finance

TweetChat: Join Credit.com’s Gerri Detweiler Tomorrow Morning

TweetChat: Join Credit.com’s Gerri Detweiler Tomorrow Morning

Join Credit.com and personal finance expert, Gerri Detwieler, for a discussion on the debit card swipe fee hearings –tomorrow morning, February 17th at 10:00am (EST). Gerri will be tweeting live during the hearing for the Federal Reserve’s Proposed Rule on Interchange Fees, filling us in on how this proposed rule will impact consumers and businesses… Read More

Consumer Guide: Army of Assistance Available for GIs and Veterans

Managing Debt

Consumer Guide: Army of Assistance Available for GIs and Veterans

Consumer Guide: Army of Assistance Available for GIs and Veterans

Serving in the military is rarely an easy task, especially for those who endure combat duty and suffer injuries seen or unseen. Fortunately, there are many programs available to assist active-duty service members, veterans and their families, should they run into financial or credit problems. Based in Radcliff, Kentucky, USA Cares assists post-9-11 military personnel… Read More

Chase Offers Big Mea Culpa Over Illegally Foreclosed Soldiers

Mortgages

Chase Offers Big Mea Culpa Over Illegally Foreclosed Soldiers

Chase Offers Big Mea Culpa Over Illegally Foreclosed Soldiers

A week after JP Morgan Chase admitted to Congress that it broke the law at least 4,500 times by foreclosing on active-duty soldiers and charging members of the military high interest rates and fees, the bank announced Wednesday that it will create a new mortgage program to protect soldiers from abusive practices. Beginning in April,… Read More

The Legality of Technology

Identity Theft

The Legality of Technology

The Legality of Technology

Technology outpaces the law every day. New features are being adopted much faster than law enforcement and the court systems can keep up. This is a given at the high-speed crossroads of hi-tech and capitalism. Last fall, the federal courts covered some of the escaping ground as it relates to GPS tracking. An October editorial… Read More

Financial News Roundup: Experian Includes Rent Payments, Ruling Changes Foreclosure Regulations

Personal Finance

Financial News Roundup: Experian Includes Rent Payments, Ruling Changes Foreclosure Regulations

Financial News Roundup: Experian Includes Rent Payments, Ruling Changes Foreclosure Regulations

Today’s top news headlines feature new unemployment data and a court ruling that will heavily impact mortgage lenders and foreclosure proceedings. Plus, find out why a consumer’s rent payments may soon affect his or her credit score. Rent Payments Listed On Experian Credit Report CNN Money One of the nation’s three largest credit bureaus, Experian,… Read More

Study: CARD Act Sheds Light on $12B in Hidden Fees

Credit Cards

Study: CARD Act Sheds Light on $12B in Hidden Fees

Study: CARD Act Sheds Light on $12B in Hidden Fees

New federal credit card rules mean American consumers are now aware of $12.1 billion a year in previously hidden fees and interest charges, without hurting consumers’ ability to access credit, according to a new study by Center for Responsible Lending. For years, credit card issuers used confusing language in their sales pitches to make it… Read More

How Much is Your FICO Score Costing You on Your Car? (Infographic)

Auto Loans

How Much is Your FICO Score Costing You on Your Car? (Infographic)

How Much is Your FICO Score Costing You on Your Car? (Infographic)

We recently profiled how your FICO score impacts how much you’ll pay on a home mortgage.  If you missed it, take a look here.  This week, our latest infographic takes a look at how this three digit number impacts how much you’ll pay on your next auto loan.  Not surprisingly, low scoring consumers will end… Read More

House Introduces New ‘Do Not Track’ Privacy Bill

Identity Theft

House Introduces New ‘Do Not Track’ Privacy Bill

House Introduces New ‘Do Not Track’ Privacy Bill

In much the same way the 2003 “Do Not Call” Registry helped consumers avoid a large number of telemarketing calls, the proposed “Do Not Track” bill would allow consumers to opt out of programs that allow advertisers to keep tabs on their browsing habits, according to a report from The Los Angeles Times. The law,… Read More

Is Your Child Vulnerable to Identity Theft?

Identity Theft

Is Your Child Vulnerable to Identity Theft?

Is Your Child Vulnerable to Identity Theft?

A Branson, Missouri couple couldn’t believe it when their seven-year-old daughter’s name appeared on an apartment lease several states away. But once they figured out her identity had been stolen, their shock turned to anger. Unfortunately, identity thieves have increasingly targeted children with Social Security numbers to pull off financial scams. The good news is… Read More

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