Back to School: Getting the Most Credit Card Rewards

Credit Cards

Back to School: Getting the Most Credit Card Rewards

Back to School: Getting the Most Credit Card Rewards

By the end of each summer, students and their parents scramble to purchase supplies for the upcoming school year. These expenses can be significant, but thankfully, so can the rewards. The right credit card can offer points, miles, or cash back savings for purchasing school supplies from the right merchants. Here are a few examples... Read More

Why Do I Have Multiple Credit Scores?

Credit 101

Why Do I Have Multiple Credit Scores?

Why Do I Have Multiple Credit Scores?

Credit.com reader Lindsay recently asked us a question: “Why do I have more than one credit score?” Our Co-Founder and Chairman Adam Levin explains why you have multiple credit scores and how to understand every single one of them. Have more credit questions? Here are some great video answers our experts have given: How Can I... Read More

How to Budget as a Live-In Couple

Personal Finance

How to Budget as a Live-In Couple

How to Budget as a Live-In Couple

When my boyfriend and I first moved in together, we had a falling out over utensils. OK, maybe “falling out” is a little dramatic, but things started to get heated when we broached the topic of household furnishings. Almost as soon as I turned the latch on our new apartment, I began spouting off the... Read More

Is Your College Tuition Deposit Refundable?

Students

Is Your College Tuition Deposit Refundable?

Is Your College Tuition Deposit Refundable?

May 1 is the infamous decision deadline for most universities nationwide. Incoming college freshmen are required to commit to their future alma mater at this point, and along with that commitment comes a deposit. Typically, in order to hold your place in their incoming class, or to reserve your preference for student housing, universities require that... Read More

Paying With Cash Could Earn You a Discount at More Retailers

Credit Cards

Paying With Cash Could Earn You a Discount at More Retailers

Paying With Cash Could Earn You a Discount at More Retailers

Americans who prefer paying with cash, rather than credit cards, are likely to see a larger amount of discounts coming their way in the near future thanks to new rules that allow for greater flexibility among businesses in this regard. Already, many companies have started putting the new allowances to use. A settlement between Visa and... Read More

Will Higher Student Loan Rates Hurt the Housing Market?

Mortgages

Will Higher Student Loan Rates Hurt the Housing Market?

Will Higher Student Loan Rates Hurt the Housing Market?

Numerous borrowers nationwide carry student loan balances and know all too well how they can significantly restrict financial capabilities soon after graduation. Now, as that problem becomes even more pronounced in the coming years, some are wondering whether it might have a negative impact on the housing market as well. Federal student loan interest rates recently doubled as a result of inaction from... Read More

Help! I’m Afraid to Lower My Student Loan Payments

Students

Help! I’m Afraid to Lower My Student Loan Payments

Help! I’m Afraid to Lower My Student Loan Payments

If you are having trouble paying your federal student loans, you may be eligible for programs that will get you lower student loan payments. Under the Income-Based Repayment program (IBR) or Pay As You Earn (PAYE) programs your payments can be as little as $0 per month if you are unemployed. But not all borrowers... Read More

10 Common Credit Card Complaints

Credit Cards

10 Common Credit Card Complaints

10 Common Credit Card Complaints

Credit cards are not terribly complex products, but they can be terribly misunderstood. Although many cardholders are satisfied with their cards, some customers report endless frustration. Here are ten of the most common credit card complaints we hear from readers, and some simple suggestions to avoid these issues. 1. I have to pay an annual... Read More

The Other Federal Student Loan Problem

Students

The Other Federal Student Loan Problem

The Other Federal Student Loan Problem

You know how they say that getting to the bottom of a complicated problem is like peeling an onion? Well, the more we peel off the federal student loan crisis, the more tears we end up shedding. A couple of weeks ago, Sen. Elizabeth Warren (D-Mass.) sent a letter to the acting director of the... Read More

What Will Waiting to Buy a Home Cost You?

Mortgages

What Will Waiting to Buy a Home Cost You?

What Will Waiting to Buy a Home Cost You?

At the end of June, mortgage rates for a 30-year fixed-rate mortgage jumped to 4.5 percent, up from 3.9 percent on June 1 — and a notable jump from the historically low 3.35 percent monthly average rate toward the end of 2012. However, while higher rates do mean an increase in monthly mortgage payments, experts... Read More

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