How I Paid Off $50K of Debt in Less Than 3 Years

Managing Debt

How I Paid Off $50K of Debt in Less Than 3 Years

How I Paid Off $50K of Debt in Less Than 3 Years

Graduating from college debt-free feels really good. When Ja’Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well for her. She got married. They bought a house. They bought a new car. They had their... Read More

8 Secrets to Making a Budget You Can Actually Live With

Personal Finance

8 Secrets to Making a Budget You Can Actually Live With

8 Secrets to Making a Budget You Can Actually Live With

Some people refer to budgets as a “money diet.” That’s an unfortunate choice of words given the negative connotations associated with dieting: reduced options, deprivation, maybe even pain. That’s not to say that diets aren’t important. And just as with budgeting, you feel optimistic: I will eat better, exercise more, lose weight and be able to... Read More

7 Money Mistakes That Can Wreck Your Marriage

Personal Loans

7 Money Mistakes That Can Wreck Your Marriage

7 Money Mistakes That Can Wreck Your Marriage

Are you wondering whether you and your betrothed will have a love that lasts a lifetime? Then you need to forget about the kids, the in-laws and the s-e-x for a minute. When it comes to whether you’ll remain together until death do you part, it’s all about the Benjamins. Yes, we’re talking money here,... Read More

Don’t Get Tricked: Identity Protection Tips You Need

Identity Theft

Don’t Get Tricked: Identity Protection Tips You Need

Don’t Get Tricked: Identity Protection Tips You Need

October is a really fun month. The weather is turning, fall is in the air, and, of course, there’s Halloween! But how can consumers make sure that October is full of treats, while not falling for any scammers’ tricks? By arming themselves with the facts and the resources to protect their personally identifiable information. Trick:... Read More

When Internet Ads Attack

Identity Theft

When Internet Ads Attack

When Internet Ads Attack

Malicious advertising, or malvertising, continues to pose a profound hazard, making visits to some of the Internet’s most popular websites a dicey proposition. Cisco researchers have identified a criminal ring, christened the “Kyle and Stan” Malvertising Network, that distributes sophisticated, mutating malware to Windows and even Mac computers. Malicious ads that come and go are... Read More

4 Things You Shouldn’t Overlook When Buying a Home

Mortgages

4 Things You Shouldn’t Overlook When Buying a Home

4 Things You Shouldn’t Overlook When Buying a Home

The process of homebuying can be overwhelming — from figuring out how much house you can afford to determining what you truly need in that home. Between all the numbers and logistics, it is easy to leave a few things off the checklist. Check out the below list of common things buyers overlook so you don’t. Environmental... Read More

Even Obama’s Credit Card Has Been Declined

Credit Cards

Even Obama’s Credit Card Has Been Declined

Even Obama’s Credit Card Has Been Declined

Following a speech Friday at the Consumer Financial Protection Bureau in which President Obama discussed an executive order that would require security upgrades to government-issued debit and credit cards, the commander in chief shared one of his own experiences with credit cards… and not a positive one. He discussed an awkward moment at a restaurant... Read More

How Soon Can I Buy a House After Bankruptcy?

Mortgages

How Soon Can I Buy a House After Bankruptcy?

How Soon Can I Buy a House After Bankruptcy?

Bouncing back from bankruptcy or foreclosure takes time. But that doesn’t mean you have to shelve your homebuying aspirations for some interminable stretch. They’re called “boomerang buyers” for a reason. Consumers may be able to close on a home loan just a couple years removed from one (or both) of these fiscal hiccups. A lot... Read More

5 Signs You Can Retire Early

Personal Finance

5 Signs You Can Retire Early

5 Signs You Can Retire Early

While you’re at work, it can be comforting to dream about the possibility of retirement — planning the activities, calculating how much savings you need to retire and beginning the countdown. But maybe you don’t have to wait as long as you thought. If you are willing to work hard and plan harder early in your... Read More

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