How to Find More Room in Your Summer Budget

Personal Finance

How to Find More Room in Your Summer Budget

How to Find More Room in Your Summer Budget

Maybe you missed out on the New Year’s resolution craze, perhaps you skipped spring cleaning… but there’s still hope for your 2014 finances! Just as many people work to get into shape for summer, here are some tips for a summer budget makeover. Look at Where You Are The beginning numbers can be depressing, but... Read More

5 Credit Cards for Dads

Credit Cards

5 Credit Cards for Dads

5 Credit Cards for Dads

As Father’s Day approaches, families are thinking of the best way to celebrate the men in their lives. These cards are great options for dads who are looking to celebrate all year round with rewards. While some families manage their finances together, others have different family members use different cards for various reasons. Fathers may... Read More

What Happens If I Ignore Debt Collectors?

Managing Debt

What Happens If I Ignore Debt Collectors?

What Happens If I Ignore Debt Collectors?

In 2010, a Credit.com reader lost his condo to foreclosure, leaving an unpaid second mortgage of $40,000. “I ignored their letters, never signed any of their notices, etc.” he wrote. While he may have hoped that debt would just disappear, it recently resurfaced. “Now it came (through) a lawyer to pay the amount,” he wrote.... Read More

Why It’s Better to Lose Money Fast

Personal Finance

Why It’s Better to Lose Money Fast

Why It’s Better to Lose Money Fast

Most new things fail. Four of five new restaurants close within five years. Three quarters of venture capital-backed startups don’t return their money to investors. Most books don’t earn back the author’s advance. Failure is so common that Google executive Albert Savoia created a rule of thumb for it, called the “Law of Failure.” No... Read More

Burt Reynolds Faces Foreclosure

Mortgages

Burt Reynolds Faces Foreclosure

Burt Reynolds Faces Foreclosure

Burt Reynolds may need to find another place to keep his Golden Globes. A judge denied the award-winning actor’s request to throw out a foreclosure on his home in Hobe Sound, Fla., allowing Bank of America to continue the lawsuit against Reynolds, according to a report from the Associated Press. Reynolds, 78, allegedly fell behind... Read More

4 Ways Roommates Can Wreck Your Credit

Credit Score

4 Ways Roommates Can Wreck Your Credit

4 Ways Roommates Can Wreck Your Credit

Sharing a house or an apartment with a roommate or two can be a great way to save money. Just make sure to protect your credit, because an unscrupulous roommate can wreck your credit rating in a hurry. Here are four of the ways your roommates can wreck your credit, along with some tactics to... Read More

My $40K in Student Loans Are Worth It

Students

My $40K in Student Loans Are Worth It

My $40K in Student Loans Are Worth It

Alexis Moore couldn’t be happier about having student loans. To her, $40,000 isn’t debt; it’s a reasonable price to pay for pursuing her dreams. “I looked at it as being an investment in myself,” Moore said. “For me, it was very empowering.” Moore, 39, hasn’t entered repayment yet — she’s finishing law school at Northwestern... Read More

Are You Sabotaging Your Financial Future?

Personal Finance

Are You Sabotaging Your Financial Future?

Are You Sabotaging Your Financial Future?

Even the best-laid plans can go awry. Sometimes you have to step back and make sure that you are still on your way to meeting your financial goals and not actually working against them. Here are some ways you may be sabotaging your financial future without even knowing it. Waiting Until Later This first one... Read More

8 Numbers Identity Thieves Want to Steal From You

Identity Theft

8 Numbers Identity Thieves Want to Steal From You

8 Numbers Identity Thieves Want to Steal From You

The Star Wars Cantina of cybercriminals targeting your identity, healthcare, finances and privacy today might seem like a movie you’ve seen so many times you could lip sync the entire thing. Nevertheless, cybercrime and identity-related scams change faster than trending hashtags on Twitter, and the fact is nobody knows what’s going to happen next. Who... Read More

What Happens If You Ignore a Parking Ticket?

Credit Score

What Happens If You Ignore a Parking Ticket?

What Happens If You Ignore a Parking Ticket?

What would happen if you took the parking ticket you found under your windshield wiper and just shoved it in your glove compartment, never looking at it again? Jason Swett can tell you what happened to him; he had what he calls a “no pay” policy on parking tickets when he was a student at... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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- The Credit.com Editorial Team