BillGuard: We are Smarter than Me

Personal Finance

BillGuard: We are Smarter than Me

BillGuard: We are Smarter than Me

What do you do when you notice an unusual transaction on your credit card? If you’re like most people, you call the credit card company to complain. If you’re really worked up about it you might also post a rant on one of those bitch board web sites where people complain about fraudulent or otherwise… Read More

Quick and Easy Ways to Cut Your Household Bills

Personal Finance

Quick and Easy Ways to Cut Your Household Bills

Quick and Easy Ways to Cut Your Household Bills

When it comes time to save up some money, your first instinct might be to cut spending by eating out less often, paring down your shopping budget or kicking your coffee habit. But cutting costs doesn’t necessarily mean giving up your favorite things. These tips will help you trim down your household bills without tightening… Read More

A Groupon AmEx? Research Says It’s a No Brainer.

Credit Cards

A Groupon AmEx? Research Says It’s a No Brainer.

A Groupon AmEx? Research Says It’s a No Brainer.

Are you a Groupon groupie? You may be a perfect candidate for a Groupon-branded credit card. While such a product has yet to hit the market, researchers say customers of daily deal web sites—a group of 20 million strong and growing—are a great target audience for co-branded credit cards. [Article: Bizarre World of Business Credit… Read More

Credit Score Q&A: Satisfied Judgments and Credit Scores

Credit Score

Credit Score Q&A: Satisfied Judgments and Credit Scores

Credit Score Q&A: Satisfied Judgments and Credit Scores

Matt from Annapolis had a challenging year back in 2007 that severely impacted his credit. At that time he was late on several of his credit cards, almost had his car repossessed and had a judgment placed on his credit report. While there are several circumstances that drove this behavior, Matt takes responsibility for his… Read More

In First Public Speech, Consumer Watchdog Lays Out His Plans

Personal Finance

In First Public Speech, Consumer Watchdog Lays Out His Plans

In First Public Speech, Consumer Watchdog Lays Out His Plans

The new interim director of the nation’s first consumer protection agency for financial products gave his first public speech on Thursday, laying out far-reaching plans to regulate an array of credit services. Speaking in Philadelphia, Raj Date announced the bureau’s top priorities, including everything from mortgages to credit cards and checking accounts. And he did… Read More

The Dos and Don’ts of Paying a Debt Collector

Managing Debt

The Dos and Don’ts of Paying a Debt Collector

The Dos and Don’ts of Paying a Debt Collector

Photo by sleepyneko — Slide 1 of 10 Editor’s note: This story was updated February 28, 2014 When you’re trying to put a collection account behind you, the biggest hurdles are coming up with the money to pay the debt and negotiating a payment plan or settlement that you can afford. Once you’ve accomplished that,… Read More

To Prevent More Bailouts, Big Banks Must File Living Wills

Personal Finance

To Prevent More Bailouts, Big Banks Must File Living Wills

To Prevent More Bailouts, Big Banks Must File Living Wills

Nearly three years after Wall Street firms brought the world economy to its knees, a government regulator passed new rules this week that it hopes will end the phenomenon of “Too Big to Fail” by giving taxpayers the option of liquidating giant banks instead of bailing them out. The rules, approved Wednesday by the Federal… Read More

Credit Line Radio Question: Retirement, Credit Card Use and Credit Scores

Credit Cards

Credit Line Radio Question: Retirement, Credit Card Use and Credit Scores

Credit Line Radio Question: Retirement, Credit Card Use and Credit Scores

On The Credit Line, a weekly radio show hosted by Adam Levin, Credit.com’s chairman and co-founder, caller Maurice from Surprise, Ariz., asked if a drastic decrease in credit card use due to layoff, retirement, etc., would negatively affect his credit score. The answer is no. Using your card less frequently does not change your credit… Read More

Should All Student Loans Be Forgiven?

Students

Should All Student Loans Be Forgiven?

Should All Student Loans Be Forgiven?

Liberal blogger Robert Applebaum has an interesting idea: Let’s forgive everybody’s student loan debt. All of it. According to a petition that Applebaum recently sent via the MoveOn activist network, erasing student loan debt would do a lot more to stimulate the economy than further tax cuts to corporations and billionaires. “How do we ever… Read More

The Amish Bernie Madoff?

Personal Finance

The Amish Bernie Madoff?

The Amish Bernie Madoff?

An Amish man who promised guaranteed investment returns to thousands of Amish families actually lost half the money, and covered up the losses using a Ponzi scheme that ran for more than a decade, according to a lawsuit filed this week in federal court. The man, Monroe L. Beachy, 77, allegedly raised $33 million from… Read More

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