These Kids Are Better With Money Than You Are

Personal Finance

These Kids Are Better With Money Than You Are

These Kids Are Better With Money Than You Are

Ryan Jerue has a job, a business, a bank account and has started investing. He also captains a team of students who recently took third place in a national competition where they fielded questions about personal finance, technology, health and safety, the environment as well as consumer rights and responsibilities. (He also placed third individually... Read More

How Much Does a $20K Car Loan Really Cost You?

Credit Score

How Much Does a $20K Car Loan Really Cost You?

How Much Does a $20K Car Loan Really Cost You?

Quick question: On a $20,000, 60-month auto loan, about how much more would a borrower with a low credit score pay than a borrower with a high score? Would you say… Under $1,000 $1,000-$3,000 $3,000-$5,000, or More than $5,000 The correct answer is more than $5,000. But in a new survey from the Consumer Federation of America... Read More

6 Credit Card Mistakes Students Make

Credit Cards

6 Credit Card Mistakes Students Make

6 Credit Card Mistakes Students Make

College students live in a sometimes-confusing world between childhood and adulthood. On one hand, young adults attending college away from home often live in supervised dormitories as they begin to take on some of the responsibilities of adulthood. On the other hand, those 18-year-olds (and older) are granted nearly all of the same rights and... Read More

3 Reasons You’re Still in Debt

Managing Debt

3 Reasons You’re Still in Debt

3 Reasons You’re Still in Debt

Whatever your source of debt (credit cards, student loans, etc.), it can feel crippling. Getting out of debt can seem difficult or impossible. While your reason for being in debt may be unique to you, there are likely some common reasons you’re staying in debt. Here are three big reasons you may feel stuck, along... Read More

What Happens If I Never Pay an Old Debt?

Managing Debt

What Happens If I Never Pay an Old Debt?

What Happens If I Never Pay an Old Debt?

Maybe you can’t pay. Or maybe you won’t pay. Either way you have an old debt hanging out there. What if you just decide to let it go, and do nothing about it? That’s what Credit.com reader Dave, who says he can’t afford to pay off the old debts he owes, asks: My credit card... Read More

Don’t Go Broke Paying for Your Kid’s College

Personal Finance

Don’t Go Broke Paying for Your Kid’s College

Don’t Go Broke Paying for Your Kid’s College

So here’s the squeeze for the “sandwich” generation: many Boomers are financing three big-ticket items at the same time. They’re helping support their aging parents, paying college (or prep school) tuition for their kids, and are trying to fund their own retirement accounts. All this in an iffy economy, when finding a job for the... Read More

How to Save $500 by Memorial Day

Personal Finance

How to Save $500 by Memorial Day

How to Save $500 by Memorial Day

Memorial Day is the opening to the summer season, and it’s quickly approaching. That’s a scary fact for many Americans who haven’t begun to save for all of the summer fun they’ve been planning. Millions of Americans hit the road for Memorial Day, spending money on hotels, gas and entertainment costs like theme park tickets... Read More

Credit.com in the News 5.9.14

Personal Finance

Credit.com in the News 5.9.14

Credit.com in the News 5.9.14

You’ve likely heard you can get your credit score for free. There are lots of sites and some financial institutions that offer scores, including Credit.com. CEO Ian Cohen and Director of Consumer Education Gerri Detweiler have taken some time to introduce the media to some new tools offered through Credit.com, like two free credit scores... Read More

Is It Too Late to Get College Scholarships?

Students

Is It Too Late to Get College Scholarships?

Is It Too Late to Get College Scholarships?

There are three ways to pay for college: save money, borrow money or hope someone gives you money. At this point, people attending college in the fall are past the point of being able to save much for tuition, and going into debt isn’t an attractive alternative. It would be pretty sweet to have someone... Read More

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