The Best Store Credit Card: The One You Use Correctly

Credit Cards

The Best Store Credit Card: The One You Use Correctly

The Best Store Credit Card: The One You Use Correctly

When people ask me about store credit cards, I usually say there are better choices for a credit card. The reason? High interest rates. The May 2012 issue of Consumer Reports Money Advisor compared 15 store credit cards and also concluded that the downside is the high interest rates. But as with everything in life,… Read More

Consumers Are Getting Smarter About Credit Scores

Credit Score

Consumers Are Getting Smarter About Credit Scores

Consumers Are Getting Smarter About Credit Scores

These days, many consumers are becoming more conscious about the role their credit scores play in their everyday lives, but at the same time, they may not know exactly what goes into it, and what they can do to improve it. About 42 percent of consumers have checked their credit scores in the past 12… Read More

The Case for “Alternative Credit”

Personal Finance

The Case for “Alternative Credit”

The Case for “Alternative Credit”

Unless they are in trouble, most people don’t wake up in the morning thinking about credit. Not even me, and I’ve spent much of my career immersed in it. But for most people, credit is an afterthought, and that’s unfortunate given the impact it has on our lives. Credit is now at a crossroads. It’s… Read More

Protect Your Elderly Relative From Credit Card Fraud

Credit Cards

Protect Your Elderly Relative From Credit Card Fraud

Protect Your Elderly Relative From Credit Card Fraud

Since May is Older Americans Month, I decided to write about a topic that’s become a real issue in America. It makes me sad to say this, but unfortunately, we live in a world where senior citizens are often the target of financial fraud — elder abuse is a serious problem to watch out for…. Read More

Lenders Still Want Great Credit Scores for Mortgages

Credit Score

Lenders Still Want Great Credit Scores for Mortgages

Lenders Still Want Great Credit Scores for Mortgages

These days, many consumers are likely finding it easier to obtain many types of credit, as lenders have significantly slackened requirements for most loans and credit cards. However, the qualifications to obtain a good mortgage rate remain stubbornly high across the country. Even as credit conditions improve significantly nationwide and many financial institutions are once… Read More

Students Know Little About Their Own Debt, Study Finds

Managing Debt

Students Know Little About Their Own Debt, Study Finds

Students Know Little About Their Own Debt, Study Finds

Student loan debt has been in the news a lot lately as federal lawmakers grapple with the possibility of extending the current lower interest rates on government-issued education financing, which are set to double this summer. However, many students may have limited knowledge of what they owe on these accounts. A new study from Iowa… Read More

Credit.com in the News: 5.20.12

Personal Finance

Credit.com in the News: 5.20.12

Credit.com in the News: 5.20.12

This week the experts from Credit.com contributed to a wide range of publications on subjects including identity theft, credit scores, credit cards and debt. Check out some of the highlights… Adam Levin on Identity Theft Credit.com co-founder and chairman Adam Levin spoke to WABC’s Stacy Sager about what people can do to protect themselves if… Read More

The Mobile Wallet System That Phone Companies Love Is Gaining Traction

Credit Cards

The Mobile Wallet System That Phone Companies Love Is Gaining Traction

The Mobile Wallet System That Phone Companies Love Is Gaining Traction

Ahead of its planned test run in two major U.S. cities later this year, the mobile wallet system being developed by the nation’s top mobile phone service providers recently announced it had struck deals with many major retail chains. Isis — the mobile wallet program from AT&T, T-Mobile and Verizon Wireless — will begin testing… Read More

Crowdsourcing the Student Loan Mess

Students

Crowdsourcing the Student Loan Mess

Crowdsourcing the Student Loan Mess

For the record, I am not now, nor have I ever been, a member of the Hitler Youth. I point this out because based on the comments to my last few columns (which focused on the idea that a National Service Corps could help solve our student debt crisis) it would seem that some of you… Read More

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