IRS Exposed Hundreds of Social Security Numbers

Identity Theft

IRS Exposed Hundreds of Social Security Numbers

IRS Exposed Hundreds of Social Security Numbers

Data breaches are becoming quite common, especially for government agencies. The latest such incident involved the Internal Revenue Service, and could potentially leave tens of thousands of people exposed. The breach itself was discovered by nonprofit watchdog group Public.Resource.Org, and could have lasted less than 24 hours, but potentially much longer, according to a report from the... Read More

Younger Generations More Likely to Buy a Home

Mortgages

Younger Generations More Likely to Buy a Home

Younger Generations More Likely to Buy a Home

The economic recovery has brought with it significant improvements in the national housing market. And now many consumers are in a better position to buy a home after dealing with many financial problems just a few years ago. But with that change comes shifting demographics of who homebuyers generally are, according to the inaugural Home Buyer... Read More

Free Trials & Subscription Services: What You Need to Know

Personal Finance

Free Trials & Subscription Services: What You Need to Know

Free Trials & Subscription Services: What You Need to Know

We’ve all been enticed by “free trials” at one point or another — with a month of a subscription service offered at no initial cost, it’s hard to pass up an offer like that. But businesses have tested this model, and let’s face it: they wouldn’t use it if they were going to lose money.... Read More

What’s Used to Determine My Credit Score?

Credit Score

What’s Used to Determine My Credit Score?

What’s Used to Determine My Credit Score?

Credit scoring can be a mystery, but it doesn’t have to be. While there are many different types of credit scores that lenders use, there are some basic guiding principles to what determines your credit score. By knowing these factors, you can be more proactive in working toward having better credit and a stronger credit... Read More

5 Coolest Travel Share Websites

Personal Finance

5 Coolest Travel Share Websites

5 Coolest Travel Share Websites

Travel is expensive, no doubt about that. From airfare to hotel packages, dining out to souvenirs, a vacation can set you back thousands of dollars. Sometimes that added financial stress can even negate the relaxation of time away from home. But while many Americans have been opting for staycations to save money, there are a... Read More

JPMorgan Admits Debt Collection Mistakes

Managing Debt

JPMorgan Admits Debt Collection Mistakes

JPMorgan Admits Debt Collection Mistakes

One of the nation’s largest financial institutions seems poised to be hit with massive regulatory charges from state and federal agencies over allegations that it improperly pursued what it said were delinquent and defaulted debts, and now the company, through an internal study, has admitted as much. JPMorgan Chase recently acknowledged that it made a number of... Read More

When a Student Debt Fix Makes a Bigger Mess

Students

When a Student Debt Fix Makes a Bigger Mess

When a Student Debt Fix Makes a Bigger Mess

If the road to hell is paved with good intentions, the Oregon Legislative Assembly put the pedal to the metal when it approved House Bill 3472. The legislation proposes to address the student debt problem by offering state residents a free ride at participating higher education institutions for as long as they remain in school.... Read More

This Week in Credit News: Homebuyer Frenzy

Personal Finance

This Week in Credit News: Homebuyer Frenzy

This Week in Credit News: Homebuyer Frenzy

The biggest credit news this week is all about mortgages, as house hunting season heats up and rates are on the rise. Mortgage rates reach highest level in 2 years If you’ve been waiting to buy a home, now may be the time to act. Not only are mortgage rates hitting the highest level they’ve... Read More

Are You Charging More? Credit Card Debt Surges 9.3%

Credit Cards

Are You Charging More? Credit Card Debt Surges 9.3%

Are You Charging More? Credit Card Debt Surges 9.3%

The improving economy has led some consumers to behave in ways they may not have in the past few years, and this change was recently reflected by a significant uptick in nearly all types of borrowing in May. The total amount of credit card debt held nationwide surged 9.3 percent in May, rising to $856.5 billion from the previous... Read More

Will Using a Credit Card at a Casino Hurt My Credit Score?

Credit Score

Will Using a Credit Card at a Casino Hurt My Credit Score?

Will Using a Credit Card at a Casino Hurt My Credit Score?

We recently received a great reader question about whether where you use your credit card can hurt your credit score: I was told that if you use a credit or debit card to withdraw cash from an ATM machine inside a casino or race track, it automatically lowers your credit score by 100 points or... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.