Why a Perfect Credit Score Doesn’t Matter

Credit Score

Why a Perfect Credit Score Doesn’t Matter

Why a Perfect Credit Score Doesn’t Matter

There are some people in life for whom an A on a report card was never good enough, who idly wondered why they were never above the 99th percentile on standardized tests and relentlessly beat themselves up whenever they came in second. In adulthood, some of those same people are relentlessly pursuing the highest possible... Read More

What a $200,000 Mortgage Will Cost You

Mortgages

What a $200,000 Mortgage Will Cost You

What a $200,000 Mortgage Will Cost You

Mortgages aren’t one-size-fits-all products. Loan types and lenders all have different requirements, benefits and drawbacks. Some require sterling credit and sizable down payments. Others have looser standards but limit where you can purchase, or come with higher fees. Heck, one loan program is open to only about 1% of the population – the veterans and... Read More

Bank of America to Refund $727 Million to Customers

Credit Cards

Bank of America to Refund $727 Million to Customers

Bank of America to Refund $727 Million to Customers

If you’re worried about how you would pay your bills if you lost your job or could no longer work, you may have signed up for a “credit protection” plan offered by your credit card company. And if you were concerned about identity theft, you may have signed up for a service to monitor your... Read More

Are Your Employees Putting Your Company at Risk?

Identity Theft

Are Your Employees Putting Your Company at Risk?

Are Your Employees Putting Your Company at Risk?

Hackers may dominate conversations about data security, but many data breaches have more humble beginnings: A laptop is stolen at an airport; sensitive information is emailed to the wrong address; a retired employee has network access because IT wasn’t notified. These garden-variety risks can become your company’s greatest points of exposure. But employees don’t need... Read More

6 Credit Card Tips for the Unemployed

Credit Cards

6 Credit Card Tips for the Unemployed

6 Credit Card Tips for the Unemployed

So you recently lost your job? Becoming unemployed is scary, to say the least. You’re not sure when you’ll find employment, and you may not receive unemployment insurance payments for weeks — or even months — after you first apply. It’s easy to mishandle your credit cards during this stormy season. You may be tempted to keep... Read More

What Is My Real Credit Score?

Credit Score

What Is My Real Credit Score?

What Is My Real Credit Score?

If you care about your credit, then you know your credit score can have a huge impact on what you pay in interest for credit cards, mortgages, personal loans and more. Beyond that, a credit score will likely determine whether or not you qualify for a loan to begin with. It’s no wonder that more... Read More

Cold Weather Stopped Everything But Student Loans

Students

Cold Weather Stopped Everything But Student Loans

Cold Weather Stopped Everything But Student Loans

It just keeps growing. Federal student loans drove outstanding consumer debt in January and February, as semesters started and tuition payments came due for millions of students across the country. Total student debt isn’t reported monthly, but the Federal Reserve puts nonrevolving debt (the kind where your balance goes down as you repay it, such... Read More

1 in 3 Mobile Phone Users Bank, Despite Security Concerns

Identity Theft

1 in 3 Mobile Phone Users Bank, Despite Security Concerns

1 in 3 Mobile Phone Users Bank, Despite Security Concerns

People are increasingly shifting financial activity to their mobile phones, whether it’s shopping, using budgeting apps or managing bank accounts. But the increased popularity of mobile banking hasn’t assuaged concerns about security, especially in this age of frequent data breaches. The vast majority (87%) of adults in the U.S. have cellphones, and 33% of them... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.