The Risks of Filling Your Credit Balance to Fill Your Tank

Personal Finance

The Risks of Filling Your Credit Balance to Fill Your Tank

The Risks of Filling Your Credit Balance to Fill Your Tank

These days, gas prices are spiking significantly, leading many to put more money than they should on their credit cards. This is an all-too-common problem that can have a severe impact on a borrower’s credit score. With gasoline prices at sky-high levels across the country, many consumers are now being given no choice but to… Read More

High Interest Rates Still Plaguing Consumers

Credit Cards

High Interest Rates Still Plaguing Consumers

High Interest Rates Still Plaguing Consumers

While many of the nation’s top credit card lenders have made greater efforts to broaden their qualifications for opening new accounts, many consumers are still finding that the interest rates on those cards are higher than they may have been. In the past, it was not uncommon to see interest rates on credit cards in… Read More

Are 2 Rewards Cards Better Than 1?

Credit Cards

Are 2 Rewards Cards Better Than 1?

Are 2 Rewards Cards Better Than 1?

It’s human nature to be attracted to a rewards credit card that offers a large sign-up bonus. You spend a certain amount of money within a specified period of time—three months is common—and you get some cash. Ka-ching! But guess what feature makes people most likely to have a wandering eye when it comes to… Read More

How to Get a Credit Card Without a Credit History

Credit Cards

How to Get a Credit Card Without a Credit History

How to Get a Credit Card Without a Credit History

One of the biggest problems many consumers who don’t have a borrowing history but want to start establishing one may run into is that lenders simply aren’t willing to extend them credit. Even as the recession’s effects recede and lenders become more willing to extend credit to borrowers who had defaulted in the past, consumers… Read More

Hey, Get Out of My Face(book)

Identity Theft

Hey, Get Out of My Face(book)

Hey, Get Out of My Face(book)

Over the past few months there’s been a growing hue and cry over reports that some employers ask job applicants for their Facebook login and password information as part of the vetting process. They are hardly alone, though it’s not easy to know just who’s doing it and who’s not. But this is not new–some… Read More

Review: Gold Delta SkyMiles Credit Card From American Express

Credit Cards

Review: Gold Delta SkyMiles Credit Card From American Express

Review: Gold Delta SkyMiles Credit Card From American Express

When it comes to travel rewards credit cards, I tend to like the general cards that allow you to earn miles on a variety of airlines. But if you travel on a specific airline most of the time, using an airline-branded credit card can work out nicely for you. If you fly Delta frequently, the… Read More

Money Rules for Life: Borrow Less Than You Can Afford

Personal Finance

Money Rules for Life: Borrow Less Than You Can Afford

Money Rules for Life: Borrow Less Than You Can Afford

Mary Hunt, an author famous for her book and newsletter “Debt-Proof Living,” is known for helping people get out of debt. But that doesn’t mean Hunt believes debt is necessarily bad. It’s all about having the right amount: Enough to build a decent credit rating, but not so much that it swamps your monthly finances…. Read More

5 Credit Card Survival Strategies I Learned From The Walking Dead

Credit Cards

5 Credit Card Survival Strategies I Learned From The Walking Dead

5 Credit Card Survival Strategies I Learned From The Walking Dead

While watching the season finale of The Walking Dead last week, it occurred to me that a zombie apocalypse is similar to using credit cards for financial survival. And yes, I do know that I’m the only person in the entire freaking world that would make a connection between zombies and credit cards. If you have… Read More

Millenials Struggling With Massive Debt Load

Students

Millenials Struggling With Massive Debt Load

Millenials Struggling With Massive Debt Load

Though many young Americans may see their 20s as a time to gain some amount of financial independence, a large number are also struggling under the weight of significant debts on several lines of credit. The average American 20-something carries debt totaling $45,000, and that amount increases for millenials as they move toward their 30s,… Read More

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