Is That Credit Report Really Free?

Credit Score

Is That Credit Report Really Free?

Is That Credit Report Really Free?

You know you’re supposed to review your credit, and you’ve even heard that you can do so for free. But is anything in life really free? Turns out, your credit reports are. Yes, that’s right, you really can get your credit reports from the three major credit reporting agencies — Experian, Equifax and TransUnion —... Read More

How Long Does a Credit Dispute Actually Take?

Credit Score

How Long Does a Credit Dispute Actually Take?

How Long Does a Credit Dispute Actually Take?

If you find inaccurate or unverified information on one of your credit reports, you can dispute that information. And, under the Fair Credit Reporting Act (FCRA), bureaus generally have 30 days to investigate the dispute and remove any items proven to be inaccurate. (More on that later.) But how long does it take from start... Read More

9 Items New Parents Might Not Actually Need

Personal Finance

9 Items New Parents Might Not Actually Need

9 Items New Parents Might Not Actually Need

Expecting a child is an exciting time in a couple’s life. It is fun to plan and get everything ready in anticipation of the little one’s arrival. Of course, if you are on a tight budget, that can make planning more difficult or even sometimes stressful. While you will register and hopefully receive some of... Read More

Which Credit Card Is Dead Weight in Your Wallet?

Credit Cards

Which Credit Card Is Dead Weight in Your Wallet?

Which Credit Card Is Dead Weight in Your Wallet?

Do you have too many credit cards? Perhaps you are having trouble managing all of your open accounts, or are unable to pay the annual fees for all the cards that you have. If you’ve decided that you don’t need some of your credit card accounts, then you should carefully consider which are the best... Read More

Do the New Student Loan Servicing Rules Go Far Enough?

Students

Do the New Student Loan Servicing Rules Go Far Enough?

Do the New Student Loan Servicing Rules Go Far Enough?

Last month, the Department of Education announced a new set of directives to target systemic problems that have plagued federal loan servicing for years. Will the new recommendations help, or will they end up being just another stack of papers piled on to an already labyrinthine federal loan bureaucracy? How Borrowers Are Shortchanged One of the main... Read More

1 in 5 Customers Are Carrying the Wrong Credit Card

Credit Cards

1 in 5 Customers Are Carrying the Wrong Credit Card

1 in 5 Customers Are Carrying the Wrong Credit Card

Maybe you’re paying for an airline miles card, but not flying, or your credit card interest rate is too high, so you’re afraid to use the card at all. About one in five credit card users are carrying the wrong card, according to a J.D. Power study released Thursday. “More than 20% of customers have a card... Read More

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