12 Times You Can Sue a Debt Collector

Managing Debt

12 Times You Can Sue a Debt Collector

12 Times You Can Sue a Debt Collector

It’s every consumer’s worst nightmare: You’re busy at work, mired in debt, and your cellphone keeps ringing. You’re doing your best to pay off that bill, but the unknown number flashing on your phone’s screen is a dismal reminder you haven’t. “Most people want to pay their debt, they just run into bad situations where… Read More

Tired of Sketchy Car Dealers? Here Are 5 Alternatives

Auto Loans

Tired of Sketchy Car Dealers? Here Are 5 Alternatives

Tired of Sketchy Car Dealers? Here Are 5 Alternatives

Getting a new car is fun — it’s the whole shopping-for-and-buying-one thing that tends to be stressful and generally unenjoyable. The vast majority of consumers hate negotiating, according to a 2014 survey from Edmunds.com, and that attitude is far more common among younger shoppers, as well. Car owners and shoppers hate haggling so much, 21%… Read More

5 Reasons Your Budget Isn’t Working

Personal Finance

5 Reasons Your Budget Isn’t Working

5 Reasons Your Budget Isn’t Working

Having a plan for your money should help you manage your funds better and ensure that your money is going to support your goals and your values. But just creating a budget does not guarantee that it will work. It’s important to make a budget that you can stick to and then hold yourself accountable…. Read More

The State Compendium of Unclaimed Property Practices

Identity Theft

The State Compendium of Unclaimed Property Practices

The State Compendium of Unclaimed Property Practices

You may already know that every state has an unclaimed funds website that aims to reunite unclaimed property with the rightful owners. However, in the endeavor to provide consumers with as much information as possible, that information is also often easily viewable by potential identity thieves. The State Compendium of Unclaimed Property Practices ranks every… Read More

Is Your State Helping Scammers Rip You Off?

Identity Theft

Is Your State Helping Scammers Rip You Off?

Is Your State Helping Scammers Rip You Off?

As cybercriminals become more skilled, the privacy practices at many organizations have not kept apace. In the State Compendium of Unclaimed Property Practices that I’ve compiled, I found this to be the case at many state treasuries where the data exposed provides fraudsters with a crime exacta: claiming money that no one will ever miss… Read More

6 Credit Cards With No Balance Transfer Fees

Credit Cards

6 Credit Cards With No Balance Transfer Fees

6 Credit Cards With No Balance Transfer Fees

There’s nothing consumers hate more than fees. They hate them so much that, when they need a new credit card, many consumers flock to cards with no fees or credit cards that offer simple and easy-to-understand fee structures (we highlight a few of those simple credit cards in the Best Credit Cards in America series)…. Read More

Should You Ever Link Your Bank Account to an App?

Identity Theft

Should You Ever Link Your Bank Account to an App?

Should You Ever Link Your Bank Account to an App?

Consumers routinely share their online banking passwords with third-party apps that help with everything from budgeting to tax preparation. Apparently banks would like this to stop. JPMorgan Chase posted this notice on its website in April: “If you give out your chase.com User ID and Password, you are putting your money at risk,” says a… Read More

Are You a Prime Target for Identity Theft?

Identity Theft

Are You a Prime Target for Identity Theft?

Are You a Prime Target for Identity Theft?

Think identity theft mostly happens to older people? Or to higher income earners? Or college students? The truth is that identity thieves focus their efforts wherever the opportunities are, and there are plenty of opportunities across all age groups. What Personal Factors Do Identity Thieves Focus On? At first glance, age could be considered an afterthought… Read More

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