Nation’s Biggest Buy-Here, Pay-Here Dealer Fined $8 Million

Managing Debt

Nation’s Biggest Buy-Here, Pay-Here Dealer Fined $8 Million

Nation’s Biggest Buy-Here, Pay-Here Dealer Fined $8 Million

It’s been a bad week for debt collectors who employ questionable tactics. The largest buy-here, pay-here car dealer in the nation must pay an $8 million civil penalty after an investigation by federal authorities found it had repeatedly harassed consumers and furnished incorrect information to credit bureaus. DriveTime Automotive Group offers car purchase agreements that… Read More

3 Things I Wish I Knew Before Taking Out Student Loans

Students

3 Things I Wish I Knew Before Taking Out Student Loans

3 Things I Wish I Knew Before Taking Out Student Loans

Student loans can be a necessity. They can also be a way out of a more difficult semester or year. In my case, I thought I needed a loan, but in hindsight I see that I didn’t. In personal finance my eternal truth is this: If you can’t afford it, you can’t afford it. I… Read More

How to Spot a ‘Work From Home’ Scam

Personal Finance

How to Spot a ‘Work From Home’ Scam

How to Spot a ‘Work From Home’ Scam

“Local mom makes $6,795/month part-time!” How? Easy! Posting links on websites. Helping charities raise money. Signing up friends. And really, it is possible — but then, so is winning the lottery this week. Follow that ‘mom’ offer (how did they know what town I live in?) and you’ll find yourself on a page that explains… Read More

Why You Aren’t Ready to Retire

Personal Finance

Why You Aren’t Ready to Retire

Why You Aren’t Ready to Retire

Just because you reach a certain age or achieve a certain milestone, it doesn’t necessarily mean you are ready to stop working. What is it that keeps you in the office? Whether your motivations are financial (a paycheck) or emotional (social interaction), here are some reasons it just may not be time for you to… Read More

How This 28-Year-Old Paid Off $81K in Debt

Managing Debt

How This 28-Year-Old Paid Off $81K in Debt

How This 28-Year-Old Paid Off $81K in Debt

As a kid, Austin Netzley remembered being enthralled with the concept of money and promising himself that one day he’d be wealthy. And now, at 28, by most people’s measure, he is. He’s been an athlete, student, engineer and entrepreneur. And now, with his book “Make Money, Live Weathy,” he’s also an author and speaker…. Read More

The Cities With the Lowest Credit Scores

Credit Score

The Cities With the Lowest Credit Scores

The Cities With the Lowest Credit Scores

The average U.S. consumer credit score increased 2 points from 2013, according to Experian’s Fifth Annual State of Credit study. Americans have an average 666 VantageScore 3.0, up from 664 last year, on a scale of 300 to 850. That’s generally considered fair credit. With this increase in score came an increase in consumer debt,… Read More

How to Make the Most of Your Bad Credit

Personal Loans

How to Make the Most of Your Bad Credit

How to Make the Most of Your Bad Credit

It’s getting so a bank can’t make a decent buck these days. The New York district attorney’s office recently subpoenaed Capital One Financial Corp. for its subprime auto lending practices. The bank joins Santander Consumer USA Holdings and Ally Financial (formerly General Motors Acceptance Corp.), institutions that are likewise under investigation by other law enforcement… Read More

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