A Guide to Budgeting for Baby Boomers

Personal Finance

A Guide to Budgeting for Baby Boomers

A Guide to Budgeting for Baby Boomers

In retirement, taking it easy is becoming a lot harder to do. Take, for example, the most disconcerting finding of Allianz Life Insurance Company’s recently published Generations Apart Study. Nearly half of the 2,000 baby boomers (ages 49 to 67) and Generation Xers (ages 35 to 48) who were surveyed now regard credit cards as… Read More

3 Benefits of Thrift-Store Shopping

Personal Finance

3 Benefits of Thrift-Store Shopping

3 Benefits of Thrift-Store Shopping

Making new purchases can make us feel good — but our wallets may feel differently. Luckily, there are bargain options to help satisfy your mind and your wallet simultaneously. Thrift stores are the most glamorous shopping venues, but you might be surprised at what you find. If you need some convincing, check out the multitude of reasons… Read More

5 Ways to Make Living on a Budget More Fun

Personal Finance

5 Ways to Make Living on a Budget More Fun

5 Ways to Make Living on a Budget More Fun

If you think the words budget and fun don’t belong in the same sentence, you may be looking at budgeting all wrong. Sure, living on a budget isn’t as fun as going to an all-inclusive resort for a week wearing your new pair of shoes, but it doesn’t have to be drudgery either. In fact,… Read More

Can I Walk Away From My House After Bankruptcy?

Managing Debt

Can I Walk Away From My House After Bankruptcy?

Can I Walk Away From My House After Bankruptcy?

Bankruptcy and foreclosure can each have serious negative consequences for your credit scores. But what if you experience one and then the other? Is it a double-whammy? Our reader Brent went through bankruptcy nearly seven years ago, and did not reaffirm his mortgage. But he continued to make his mortgage payments, and is still living… Read More

How to Price Your Home to Sell

Mortgages

How to Price Your Home to Sell

How to Price Your Home to Sell

Estimating your home’s value can be tricky — but doing it well can make a big difference in how quickly you are able to sell your home. When you are trying to attract buyers for your home, pricing and packaging are more important. Depending on your mortgage situation and your specific home, you can get to… Read More

5 Ways to Make Your Clothes Last Longer

Personal Finance

5 Ways to Make Your Clothes Last Longer

5 Ways to Make Your Clothes Last Longer

Sweat stains? Fading colors? Pilling? Missing buttons? We have all been there with our clothes, and it can be seriously frustrating. The average American spends roughly 4% of their household income on clothing every year — that can add up significantly when you’re on a tight budget. We’ve probably all heard that buying used at thrift… Read More

8 Tips for a Financially Sane Vacation

Personal Finance

8 Tips for a Financially Sane Vacation

8 Tips for a Financially Sane Vacation

Have you taken your summer vacation yet? Or has your vacation taken you? Some people travel on autopilot. You cart the kids off to Disneyland because you’re supposed to? Or, you fly to Europe because everyone says you should see Paris before you die. But what do you want? “Most of us don’t take the time to think about what would… Read More

10 Industries That Could Profit From the Ashley Madison Hack

Identity Theft

10 Industries That Could Profit From the Ashley Madison Hack

10 Industries That Could Profit From the Ashley Madison Hack

The hackers who broke into AshleyMadison.com, a meeting place for people seeking extra-marital affairs, recently made good on their threat, exposing their first hostage-victim, a Massachusetts man. There are 37 million more quivering masses of flesh where he came from, and the people behind the compromise have vowed to release all of their customer information… Read More

How Etsy Helped Me Pay Off $20K of Debt

Managing Debt

How Etsy Helped Me Pay Off $20K of Debt

How Etsy Helped Me Pay Off $20K of Debt

Their marriage had a less-than-ideal start. She had $20,000 in debt. He was about to lose his home, and the bank wouldn’t negotiate. He also had a student loan, a car loan and some credit card debt. When she moved to Cleveland to be with him, she’d be unemployed. He’d have to work overtime as… Read More

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