3 Factors That Affect Your Social Security Benefits

Personal Finance

3 Factors That Affect Your Social Security Benefits

3 Factors That Affect Your Social Security Benefits

The U.S. government provides money to retired, unemployed and disabled persons through the Social Security Administration. People who pay into the system through payroll taxes for at least 10 years receive a financial safety net upon retirement. The amount you receive from Social Security is supposed to replace some, but not all, of your pre-retirement… Read More

5 Tips for a Frugal & Fun Valentine’s Day

Personal Finance

5 Tips for a Frugal & Fun Valentine’s Day

5 Tips for a Frugal & Fun Valentine’s Day

If you have a significant other, you know how stressful Valentine’s Day can be – stressful and expensive. From cards and gifts to flowers and dinners, your wallet can face a hit worse than during the holiday season. Love-struck consumers dish out billions every year, but you don’t have to go broke to make your… Read More

16 Painless Ways to Save $1,000 by Summer

Personal Finance

16 Painless Ways to Save $1,000 by Summer

16 Painless Ways to Save $1,000 by Summer

Do these cold, short days have you dreaming about summer vacation? While you are reading travel site reviews, comparing car rentals and shopping for airline tickets, start a dedicated savings account right now so you can pre-pay part or all of your vacation costs. “The key is to start small but start soon,” says Money Talks News founder Stacy Johnson…. Read More

5 Things Stopping You From Saving Money

Personal Finance

5 Things Stopping You From Saving Money

5 Things Stopping You From Saving Money

Spending comes easily to many of us, but learning how to save can help much more in the long run. One reason saving may seem more difficult is all the necessary expenses you incur like rent or mortgage payments and food. You may think you have heard it all before about cutting back spending, but everyday habits and attitudes may… Read More

Should Banks Be Allowed to Robocall Your Cellphone?

Identity Theft

Should Banks Be Allowed to Robocall Your Cellphone?

Should Banks Be Allowed to Robocall Your Cellphone?

According to the Telephone Consumer Protection Act, it’s illegal to robocall a mobile phone number without permission. The American Bankers Association wants to change that, arguing that robocalls will help fight identity theft and other kinds of fraud. Opponents say that’s an overreach, one that will erode an important consumer protection. “Gee, I can’t talk… Read More

Is a Free Credit Report Accurate?

Credit 101

Is a Free Credit Report Accurate?

Is a Free Credit Report Accurate?

Offers for free things are usually followed by asterisks, tiny print, “buts” and “ifs.” That’s not the case with free annual credit reports. Credit report information can vary, depending on when you request it and the credit bureau compiling your report, but as far as whether there’s a difference between free credit reports and ones… Read More

How to Spot a Tax Scam Before You Get Got

Personal Finance

How to Spot a Tax Scam Before You Get Got

How to Spot a Tax Scam Before You Get Got

Happy tax season! Not only do you have to make sure you get everything together you need to file your taxes on time and accurately, you have to deal with people trying to capitalize on your stress. I’m talking about the “IRS” — not the real Internal Revenue Service, but the slew of people impersonating the… Read More

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