How to Network Even When You’re Not Looking for a Job

Personal Finance

How to Network Even When You’re Not Looking for a Job

How to Network Even When You’re Not Looking for a Job

The magic of networking is one of the most important assets a worker can have. But what can networking really provide you? This term, which essentially means meeting others and making an impression or forming a bond, is often cited as an important part of the job search. But aside from the obviously desired interview or… Read More

Are DIY Home Renovations a Good Idea?

Personal Finance

Are DIY Home Renovations a Good Idea?

Are DIY Home Renovations a Good Idea?

My life (or at least my TV habits) changed last year when I bought a new house, moved in my 79-year-old mother and discovered that cable television was going to be essential for her to get her favorite religious channel. And you know what else I discovered? HGTV. Some people like cars; I like houses…. Read More

Don’t Let Debt Ruin the Holidays

Personal Finance

Don’t Let Debt Ruin the Holidays

Don’t Let Debt Ruin the Holidays

While the holiday season conjures thoughts of joy and family celebration, for those in credit card debt, it can be a stressful time. This year, don’t let spending and debt fears interfere with your cheer. Consider the following ways to manage and reduce your personal debts while enjoying holiday traditions. First, Tacke Your Everyday Budget Before you… Read More

12 Ways You’re Overspending on Your Kids

Personal Finance

12 Ways You’re Overspending on Your Kids

12 Ways You’re Overspending on Your Kids

When I saw the average cost of raising a child, I nearly fainted. It’s a whopping $245,340 (that varies based on your city and income) from birth through their 18th birthday, according to the U.S. Department of Agriculture. And that doesn’t include college. Here are some of the average total costs from the USDA’s report: Housing — $73,260. Transportation… Read More

7 Ways to Avoid Getting Overcharged By a Mechanic

Auto Loans

7 Ways to Avoid Getting Overcharged By a Mechanic

7 Ways to Avoid Getting Overcharged By a Mechanic

If you’re like the average American, your car was born the same year Apple’s iTunes store was launched, and when Janet Jackson had a wardrobe ‘malfunction’ at the Superbowl. In other words, the average car on the road is more than 11 years old, meaning your wheels are likely in need of regular love and… Read More

Could Holiday Shopping Wreck Your Credit?

Personal Finance

Could Holiday Shopping Wreck Your Credit?

Could Holiday Shopping Wreck Your Credit?

More than 60% of U.S. consumers have little or no concern about how their holiday shopping will affect their credit, according to a survey from TransUnion. There are two ways to look at that statistic: We can give consumers the benefit of the doubt, inferring they plan to exercise smart credit practices like avoiding debt… Read More

What’s the Biggest Mortgage You Can Get?

Mortgages

What’s the Biggest Mortgage You Can Get?

What’s the Biggest Mortgage You Can Get?

Buying or refinancing a home in a high-cost market and need a big mortgage loan? With such low interest rates and the various loan programs available in the lending environment today, determining which is best for you to successfully pull off your transaction can be no minor feat. Conventional Conforming Loans A conventional mortgage is a… Read More

Can I Consolidate Federal & Private Student Loans Together?

Students

Can I Consolidate Federal & Private Student Loans Together?

Can I Consolidate Federal & Private Student Loans Together?

If you have student loans, chances are you’re dealing with multiple interest rates, multiple loan servicers and multiple monthly payments – a surefire recipe for multiple headaches. The idea of consolidating all your loans together sounds like a great way to simplify, but is that even possible when you have both private and federal loans?… Read More

Are You Paying Your Nanny Illegally?

Personal Finance

Are You Paying Your Nanny Illegally?

Are You Paying Your Nanny Illegally?

If you employ a nanny, chances are good that you’re paying him or her under the table. Kerri Swope, senior director of Care.com HomePay estimates that just 20% of nannies are paid the way the U.S. government requires. Other sources put the estimate even lower. The chances of getting caught are slim — it usually… Read More

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