Lower-Cost Student Loans? Not Really.

Students

Lower-Cost Student Loans? Not Really.

Lower-Cost Student Loans? Not Really.

Auctions of U.S. Treasury notes and bonds don’t usually attract a lot of attention unless we are in the midst of tumultuous times or when the lending rates for a pretty important loan program are indexed to one of these. At nearly $1 trillion and counting, the Federal Direct Student Loan program deserves all the… Read More

The Major Mortgage Cost Most Homebuyers Overlook

Mortgages

The Major Mortgage Cost Most Homebuyers Overlook

The Major Mortgage Cost Most Homebuyers Overlook

When it comes to getting or refinancing a mortgage, little things can turn into big bucks quickly. For example, small differences in interest rates can mean thousands (even tens of thousands) of dollars in additional interest charges over the life of the loan. Or, a slight difference in rates among different loans can signal fees… Read More

What Real Millennials Want to Know About Credit

Credit 101

What Real Millennials Want to Know About Credit

What Real Millennials Want to Know About Credit

Last week I talked to a bunch of 20- and 30-somethings — members of the so-called millennial generation — about credit, and the conversation reminded me about how differently people deal with money. In many aspects of personal finance, things aren’t black or white, and what works for one person would be disastrous sfor another…. Read More

How Much Does Divorce Really Cost?

Personal Finance

How Much Does Divorce Really Cost?

How Much Does Divorce Really Cost?

Fear is the universal emotion everyone starts off with in divorce, and one of the biggest and most scary fears, is “How much is this divorce going to cost me?” Divorce is already painful, so the financial costs involved in a divorce are really like salt in an already gaping wound. I had one client… Read More

5 Reasons You Can’t Retire Early

Personal Finance

5 Reasons You Can’t Retire Early

5 Reasons You Can’t Retire Early

Whether it’s friends, family members, old co-workers or even acquaintances, it can be baffling to watch young people (maybe even younger than you!) enjoying retirement. In addition to wondering how they did it, this scenario can also leave us wondering what is holding us back from living the good life. Since most of us won’t… Read More

5 Unexpected Steps to Building Wealth

Personal Finance

5 Unexpected Steps to Building Wealth

5 Unexpected Steps to Building Wealth

Building wealth isn’t rocket science, but it isn’t always obvious, either. While the foundation of building wealth is in smart savings habits, there are numerous other steps to the process that can both expedite the process and boost your savings potential. So with that in mind, I’m sharing my five most unexpected steps to building… Read More

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