Are You a Prime Target for Identity Theft?

Identity Theft

Are You a Prime Target for Identity Theft?

Are You a Prime Target for Identity Theft?

Think identity theft mostly happens to older people? Or to higher income earners? Or college students? The truth is that identity thieves focus their efforts wherever the opportunities are, and there are plenty of opportunities across all age groups. What Personal Factors Do Identity Thieves Focus On? At first glance, age could be considered an afterthought… Read More

I Want to Remodel My House. Can I Get a Loan?

Personal Finance

I Want to Remodel My House. Can I Get a Loan?

I Want to Remodel My House. Can I Get a Loan?

Maybe you’re hoping to sell your home sometime soon and it needs sprucing up. Maybe you just can’t stand the look of your kitchen cabinets anymore. Whatever the reason, you may want to remodel your home without depleting your bank account — or you may be short on cash. That’s where a home remodeling loan comes in…. Read More

How We Paid Off Our Mortgage in 7 Years

Mortgages

How We Paid Off Our Mortgage in 7 Years

How We Paid Off Our Mortgage in 7 Years

The idea behind paying off a loan faster than scheduled is pretty simple: It saves you money. That’s a huge part of the reason Andrea Stewart and Jerimiah Honer decided to repay their 30-year mortgage in just seven years — by doing so, they saved more than $130,000 in interest. Now the couple has an… Read More

How a Student Loan Bill Can Go From $97K to $236K

Students

How a Student Loan Bill Can Go From $97K to $236K

How a Student Loan Bill Can Go From $97K to $236K

There’s been a lot of discussion lately about Americans deciding to not pay back their student loans. While the reasons for purposely defaulting on education debt vary, the consequences are invariably unpleasant: debt collection, wage garnishment, growing loan balances, even lawsuits. For example: A Connecticut attorney’s student loan debt from law school has more than doubled since… Read More

How a Typo Can Derail Your Mortgage

Mortgages

How a Typo Can Derail Your Mortgage

How a Typo Can Derail Your Mortgage

The information you submit on your mortgage loan application should be accurate. This might seem like a no-brainer, but you may not realize the impact even a minor mistake could have on your application. When you apply for a home mortgage loan, your lender inputs the information you provide them for the purposes of getting… Read More

Help! I’m Marrying Someone Who Has a Ton of Debt

Managing Debt

Help! I’m Marrying Someone Who Has a Ton of Debt

Help! I’m Marrying Someone Who Has a Ton of Debt

You finally found the right person! You both love to do the same things, have the same dreams and have lots in common. You want to get married and share everything with each other…. Well maybe not everything. You just found out that your sweetie comes with something not so sweet: debt. Ugh. Combining living… Read More

Help! My Car’s on the Fritz & My Warranty Expired

Personal Finance

Help! My Car’s on the Fritz & My Warranty Expired

Help! My Car’s on the Fritz & My Warranty Expired

The on-board computer on Shannon Stout’s Ford Escape went on the blink. It’s out of warranty. Is she out of luck? Q: My 2005 Escape is having on-board computer problems after seizing up while my fiance was driving it last fall. Our local mechanic and a Ford dealership diagnosed the engine light problem and says… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now