Can I Actually Rent-to-Own a Home?

Mortgages

Can I Actually Rent-to-Own a Home?

Can I Actually Rent-to-Own a Home?

In today’s economy, there are many people who would like to become homeowners but lack the means to do so. For them, a rent-to-own arrangement can appear to be an attractive option. But how do these arrangements work and what are the potential shortcomings? Though there are variations, the basic lease-with-option-to-buy arrangement works like this:… Read More

What’s Next for Home Depot Customers

Identity Theft

What’s Next for Home Depot Customers

What’s Next for Home Depot Customers

If you’re one of the millions of folks who used a payment card at a Home Depot store this past spring or summer your identity may be at risk. I asked Chris Camejo, director of assessment services at NTT Com Security, to outline the go-forward ramifications of the Home Depot breach for the victims and future Home Depot customers… Read More

Could Your HOA Wreck Your Credit?

Credit Score

Could Your HOA Wreck Your Credit?

Could Your HOA Wreck Your Credit?

If you live in a community within a homeowners’ association, you probably have to pay association dues. They can run anywhere from less than $100 a year to more than $1,000 a month, depending on the community. What happens if you don’t pay? Will it ruin your credit rating? It certainly can, as some of… Read More

Help! I Have $460K of Student Loan Debt

Students

Help! I Have $460K of Student Loan Debt

Help! I Have $460K of Student Loan Debt

All dentists have one thing in common: They received an extremely expensive education. For most people, that means taking out student loans, so by the time you’ve graduated and gone on to make a living taking care of people’s teeth, you probably have a six-figure debt load. Saddled with $465,000 of student loans to repay,… Read More

Who’s Most Likely to Have Their Wages Garnished?

Managing Debt

Who’s Most Likely to Have Their Wages Garnished?

Who’s Most Likely to Have Their Wages Garnished?

More than one in 10 workers ages 35 to 44 had their wages garnished in 2013, mostly for child support and consumer debt, according to a report from human resources management firm ADP. People in that age bracket tend to have large debt loads, go through divorce and raise their children, stretching thin some workers’ finances,… Read More

Bad Idea: Buying a Fake ID Online

Identity Theft

Bad Idea: Buying a Fake ID Online

Bad Idea: Buying a Fake ID Online

The fake ID has been a popular purchase for decades among Americans younger than the drinking age. Many entrepreneurs have stories of creating a successful fake-ID business on college campuses (it’s illegal, but it’s lucrative), because as long as there have been rules, there have been people looking to break them. To no one’s surprise, the industry… Read More

Is a Roth IRA Right for You?

Personal Finance

Is a Roth IRA Right for You?

Is a Roth IRA Right for You?

Sometimes when I focus so much on saving, I watch the numbers climb without thinking too much about the way I am saving it and whether there are better options. When planning how you will save money for retirement, it’s a good idea to consider your decisions carefully. One of the most common individual retirement… Read More

Jeffrey Dahmer’s Childhood Home for Sale: Any Takers?

Mortgages

Jeffrey Dahmer’s Childhood Home for Sale: Any Takers?

Jeffrey Dahmer’s Childhood Home for Sale: Any Takers?

There’s a lovely three-bedroom, three-bath home for sale in northeast Ohio listed at a reasonable $295,000 — for its size (2,170 square feet), it’s slightly more expensive than the median $120-per-square foot home value in the U.S., at $136 per square foot. The ranch-style home has all sorts of charming touches: It’s situated in the… Read More

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