Help! I Don’t Recognize This Student Loan on My Credit Report

Credit 101

Help! I Don’t Recognize This Student Loan on My Credit Report

Help! I Don’t Recognize This Student Loan on My Credit Report

So you finally pulled a copy of your credit report, and right off the bat you noticed something’s not right. You don’t recognize one of the creditor’s names, and they say you have significant student loan debt. What should you do? First of all, don’t panic. There’s a chance it’s all a mistake, so you’ll need to approach this strategically. Here’s... Read More

A 0% Paycheck Advance: Here’s How It Works

Personal Loans

A 0% Paycheck Advance: Here’s How It Works

A 0% Paycheck Advance: Here’s How It Works

Most employers pay their employees every other week or twice a month — a modus operandi that can lead those living to paycheck-to-paycheck to turn to often-expensive payday loans, bank overdrafts or high-interest credit cards when an emergency arises and/or they’re low on cash. Now, one Palo Alto startup is aiming to help cash-strapped consumers bridge the gap at a... Read More

Want the New Citi Costco Card? Here’s What You Should Know

Credit Cards

Want the New Citi Costco Card? Here’s What You Should Know

Want the New Citi Costco Card? Here’s What You Should Know

As of Monday, the Costco Anywhere Visa Card and Costco Anywhere Visa Business Card, both issued by Citi, replaced the TrueEarnings Card from Costco and American Express as the retailer’s rewards credit cards. Replacement cards have been sent to existing TrueEarnings cardholders since May, but prospective customers can now apply for the new Citi cards online. (Full Disclosure: Citibank, American Express, Bank... Read More

3 Things That Can Get You Dropped From Car Insurance

Personal Finance

3 Things That Can Get You Dropped From Car Insurance

3 Things That Can Get You Dropped From Car Insurance

We’ve explored some of the most common reasons car insurance policies are canceled: things like failing to pay the premium, fraud, making unapproved modifications that change the value and functionality of your car, having your license suspended or revoked, and major moving violations (especially DUIs or DWIs). But here we’ll explore some of the ways... Read More

I’m in College. Should I Start Saving for Retirement?

Personal Finance

I’m in College. Should I Start Saving for Retirement?

I’m in College. Should I Start Saving for Retirement?

It is never too early to start saving for retirement. In fact, the sooner you start, the less you will need to save in the long run. This means more money in your pocket to spend on non-retirement over your lifetime, and if you want to retire early rather than working to 65 or 70... Read More

The Real Reasons You Were Rejected for a Credit Card

Credit Cards

The Real Reasons You Were Rejected for a Credit Card

The Real Reasons You Were Rejected for a Credit Card

Many consumers dread being turned down for a credit card. But what you may not realize is that you actually can control a great deal of the factors that go into the credit issuer’s decision. Of course, it’s hard to get issuers to explain their criteria because it’s essentially their secret sauce, or how they do business. But after speaking... Read More

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