6 Items You Should Consider Buying Used

Personal Finance

6 Items You Should Consider Buying Used

6 Items You Should Consider Buying Used

Tightening your budget doesn’t have to mean cutting out the things you need or even want. Thrift shops, garage or yard sales, online resources, flea markets and pawnshops are great sources of savings. Turning to these options can bring you the most value for your dollar because there are some things that most people simply… Read More

Is My Credit Card Hurting My Credit?

Credit Cards

Is My Credit Card Hurting My Credit?

Is My Credit Card Hurting My Credit?

Having excellent credit has never been more important than it is right now. Credit history is used to decide applications for apartment rentals, home mortgages, car loans and new credit cards. It even can be used to set insurance rates and be checked as part of a pre-employment background check. Because it’s so important to… Read More

9 Ways to Eat for Free

Personal Finance

9 Ways to Eat for Free

9 Ways to Eat for Free

Getting your vitamin C is going to cost a little more this year. National Geographic reports that the price of Florida citrus is expected to rise nearly 23 percent from what it was last May. You’ll probably pay more for pork, beef, and for other fruits and vegetables, too. With rising prices putting a bigger strain on your grocery… Read More

5 Kinds of Mortgages: What’s Right for You?

Mortgages

5 Kinds of Mortgages: What’s Right for You?

5 Kinds of Mortgages: What’s Right for You?

Home buying can be a whirlwind and, unless you are a lottery winner or heir to a fortune, likely includes taking out a mortgage. Choosing the right mortgage loan for your budget includes assessing your income, lifestyle, credit history and qualifications. But it’s not just a matter of finding an affordable option – it’s also… Read More

How to Turn Your Hobby Into a Business

Personal Finance

How to Turn Your Hobby Into a Business

How to Turn Your Hobby Into a Business

Do what you love and the money will come, it’s often said. And it’s often true. But if you’re already committed to a boring full-time job, you likely can’t see how to make the transition. In fact, the idea seems so farfetched that each year many head straight into the work force from high school or… Read More

What Is a Short Sale?

Mortgages

What Is a Short Sale?

What Is a Short Sale?

The world of real estate can be confusing, and sometimes, even with careful planning, mortgage payments can be difficult to make. If you find yourself faced with options like foreclosure, bankruptcy or a short sale, it’s important to understand your choices. A short sale is for those who do not qualify or do not want… Read More

I’m a Professor Who Used to Live on Food Stamps

Personal Finance

I’m a Professor Who Used to Live on Food Stamps

I’m a Professor Who Used to Live on Food Stamps

When I was 11, I frequently dreamt that my parents won the lottery. This was despite the fact they rarely played, because we didn’t have money for “that kind of crap,” as my dad would say. Still, they bought tickets every now and then, usually when the jackpot was extraordinarily high, or when I pestered… Read More

5 Ways to Save Money on a Gluten-Free Diet

Personal Finance

5 Ways to Save Money on a Gluten-Free Diet

5 Ways to Save Money on a Gluten-Free Diet

Almost three years ago, I gave up foods with gluten. I wasn’t diagnosed with celiac disease, but I had heard that gluten could be triggering my migraine headaches, so I gave it a shot. It didn’t do much for my headaches, unfortunately, but I felt much better overall, and as a result decided to ditch… Read More

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