U.S. Ranks Only 12th in Well-Being Survey

Personal Finance

U.S. Ranks Only 12th in Well-Being Survey

U.S. Ranks Only 12th in Well-Being Survey

Here’s another reason you might feel a slight unease, or restlessness – a topic I am exploring in depth right now. People who live in the U.S. enjoy a standard of well-being that is below that of countries including Panama, Canada, Denmark and Brazil, according to a survey published Tuesday by Gallup and Healthways, which provides wellness services… Read More

6 Things Debt Collectors Wish You Knew

Managing Debt

6 Things Debt Collectors Wish You Knew

6 Things Debt Collectors Wish You Knew

I’m a debt collector whose job it is to work on behalf of creditor clients to recover rightfully owed debts from consumers. The work debt collectors do is not popular, and has become increasingly derided by those who don’t like what we do or simply don’t know the facts about debt collection. Too often, debt… Read More

It’s Time for a Data Breach Warning Label

Identity Theft

It’s Time for a Data Breach Warning Label

It’s Time for a Data Breach Warning Label

The breach at Home Depot is only the most recent in a torrent of high-profile data compromises. Data and identity-related crimes are at record levels. Consumers are in uncharted territory, which raises a question: Is it time to do for data breaches and cybersecurity what the nutritional label did for food? I believe we need… Read More

Watch Out for This Social Security Scam

Identity Theft

Watch Out for This Social Security Scam

Watch Out for This Social Security Scam

The Better Business Bureau issued a warning Monday highlighting an email scam designed to trick recipients into divulging personal information, including names, addresses and Social Security numbers. The scheme involves an email from an account impersonating the Social Security Administration, Service Canada or an organization claiming to represent a government agency. The email says you… Read More

CFPB Sues Corinthian Colleges for Predatory Lending

Students

CFPB Sues Corinthian Colleges for Predatory Lending

CFPB Sues Corinthian Colleges for Predatory Lending

One of the nation’s largest for-profit schools engaged in a lengthy series of deceptive acts to entice poor students to enroll and take out pricey student loans, the Consumer Financial Protection Bureau alleged Tuesday, saying the school had a “pervasive culture…that allowed employees to routinely deceive and illegally harass” student borrowers. Corinthian Colleges, Inc., which… Read More

The 10 Cities With America’s Worst Drivers

Auto Loans

The 10 Cities With America’s Worst Drivers

The 10 Cities With America’s Worst Drivers

Driving in cities on the East Coast doesn’t sound too appealing, based on the latest edition of the Allstate America’s Best Drivers Report. Of the 200 most populated cities in the country, 9 of the 10 places where it’s least safe to drive are located in eastern states. Three of them are in Massachusetts. The… Read More

Can I Actually Rent-to-Own a Home?

Mortgages

Can I Actually Rent-to-Own a Home?

Can I Actually Rent-to-Own a Home?

In today’s economy, there are many people who would like to become homeowners but lack the means to do so. For them, a rent-to-own arrangement can appear to be an attractive option. But how do these arrangements work and what are the potential shortcomings? Though there are variations, the basic lease-with-option-to-buy arrangement works like this:… Read More

What’s Next for Home Depot Customers

Identity Theft

What’s Next for Home Depot Customers

What’s Next for Home Depot Customers

If you’re one of the millions of folks who used a payment card at a Home Depot store this past spring or summer your identity may be at risk. I asked Chris Camejo, director of assessment services at NTT Com Security, to outline the go-forward ramifications of the Home Depot breach for the victims and future Home Depot customers… Read More

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