The Surprising Reasons You Could Lose Out on Student Loans

Students

The Surprising Reasons You Could Lose Out on Student Loans

The Surprising Reasons You Could Lose Out on Student Loans

Here’s something you won’t hear often – or ever: “Student loans are a privilege.” (I Googled it: Six results.) Considering loans make it possible for millions of people to get a college education, they’re something to be thankful for. Yes, college can be ridiculously expensive, loans often don’t cover all the costs and unaffordable debt is a… Read More

Sen. Rubio Proposes New Student Loan Forgiveness Plan

Students

Sen. Rubio Proposes New Student Loan Forgiveness Plan

Sen. Rubio Proposes New Student Loan Forgiveness Plan

There’s a new bill in the Senate aimed at making student loan payments more affordable. Sens. Marco Rubio (R-Fla.) and Mark R. Warner (D-Va.) introduced the Dynamic Student Loan Repayment Act on July 16, which proposes an automatic income-based adjustment to monthly payments for loans exceeding $10,000. The effort follows last month’s unsuccessful attempt by… Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

In America, we believe that everyone deserves a second chance. If you’ve seen your credit suffer due to bankruptcy, joblessness, medical bills or just a pattern of poor decisions, there is always a way for you to re-establish your credit. The problem is that you must obtain credit in order to build it, but it… Read More

10 Terms You Need to Know If You Ever Plan to Retire

Personal Finance

10 Terms You Need to Know If You Ever Plan to Retire

10 Terms You Need to Know If You Ever Plan to Retire

In the modern economy, the responsibility for retirement largely falls to the individual. Being educated about this process can mean the difference between spending your retirement in vacation mode and working an additional decade. To secure the future you want, it’s important to plan. The earlier you start figuring it out (and saving!), the better…. Read More

We Paid Off $90K of Debt in 4 Years

Managing Debt

We Paid Off $90K of Debt in 4 Years

We Paid Off $90K of Debt in 4 Years

Paul and Joan Ostroff went into debt trying to give their son, Andrew, a shot at getting past a learning disability so that he might be able to go to college. Joan, a preschool and elementary teacher, knew something wasn’t right and that their son had some learning delays. She had the public school evaluate… Read More

Flight MH17 Victims Targeted By Scammers

Identity Theft

Flight MH17 Victims Targeted By Scammers

Flight MH17 Victims Targeted By Scammers

Amid reports of looters raiding the crash site of the downed Malaysia Airlines flight in eastern Ukraine, the Dutch Banking Association announced it is taking steps to prevent misuse of the passengers’ credit and debit cards. Of the 298 people who died in the crash, 193 were Dutch. The site of the crash has apparently… Read More

Evicted Funeral Home Left Dead Bodies Behind

Mortgages

Evicted Funeral Home Left Dead Bodies Behind

Evicted Funeral Home Left Dead Bodies Behind

At the start of the foreclosure crisis, struggling consumers got into the trend of trashing their houses. People poured paint on the carpet, let their animals defecate indoors and punched holes in the walls as a sort of retaliation for the banks taking their homes away. In Fort Worth, Texas, a recently evicted business left… Read More

Debt Collectors Harass Debt-Free Woman for Years

Managing Debt

Debt Collectors Harass Debt-Free Woman for Years

Debt Collectors Harass Debt-Free Woman for Years

It’s amazing Frances Marshall hasn’t disconnected her phone service yet. The North Carolina woman says she has received harassing debt-collection calls incessantly for the past two years, even though she says she has no outstanding debts, reports FOX8 in High Point, N.C. The collectors have threatened her, saying she’ll be subject to prosecution and jail time… Read More

The Smart Ways to Go Into Debt

Managing Debt

The Smart Ways to Go Into Debt

The Smart Ways to Go Into Debt

You’ve been warned about the evils of debt, and there is plenty to be wary of. But debt isn’t always bad. “There’s a difference between good debt and bad debt,” says attorney Garrett Sutton, founder of CorporateDirect.com. “Bad debt takes things out of your pocket; good debt puts money in your pocket.” For example, he… Read More

America’s Favorite Banks

Personal Finance

America’s Favorite Banks

America’s Favorite Banks

Americans’ satisfaction with their banking services has improved significantly during the past few years, but banks are struggling to meet the needs of young people, minorities and the affluent. Midsize banks are having a particularly difficult time pleasing these consumer groups, according to the J.D. Power 2014 U.S. Retail Banking Satisfaction Study. The disconnect stems from poor… Read More

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