Whether Trump or Clinton, 24% of Americans Think They’ll Be Worse Off After Election

Personal Finance

Whether Trump or Clinton, 24% of Americans Think They’ll Be Worse Off After Election

Whether Trump or Clinton, 24% of Americans Think They’ll Be Worse Off After Election

Only 6% of Americans think their finances will improve after the November presidential election, regardless of which party’s candidate wins, according to a recent loanDepot survey. In fact, the survey found that most Americans expect their financial situations will either stay the same (66%) or become worse (24%). Part of the negative sentiment appears to... Read More

It’s Not Just Millennials Who Aren’t Buying Homes

Mortgages

It’s Not Just Millennials Who Aren’t Buying Homes

It’s Not Just Millennials Who Aren’t Buying Homes

You may have heard some buzz recently about first-time home buyers, with millennials sitting on the sidelines instead of jumping into the housing market. Well, it’s not just them. Basically, Americans in every age group under 65 are showing historic reluctance to own homes, according to an email from Ellyn Terry, an economic policy analysis... Read More

Help! I Don’t Recognize This Student Loan on My Credit Report

Credit 101

Help! I Don’t Recognize This Student Loan on My Credit Report

Help! I Don’t Recognize This Student Loan on My Credit Report

So you finally pulled a copy of your credit report, and right off the bat you noticed something’s not right. You don’t recognize one of the creditor’s names, and they say you have significant student loan debt. What should you do? First of all, don’t panic. There’s a chance it’s all a mistake, so you’ll need to approach this strategically. Here’s... Read More

A 0% Paycheck Advance: Here’s How It Works

Personal Loans

A 0% Paycheck Advance: Here’s How It Works

A 0% Paycheck Advance: Here’s How It Works

Most employers pay their employees every other week or twice a month — a modus operandi that can lead those living to paycheck-to-paycheck to turn to often-expensive payday loans, bank overdrafts or high-interest credit cards when an emergency arises and/or they’re low on cash. Now, one Palo Alto startup is aiming to help cash-strapped consumers bridge the gap at a... Read More

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