Will Paying Off Your Mortgage Hurt Your Credit?

Mortgages

Will Paying Off Your Mortgage Hurt Your Credit?

Will Paying Off Your Mortgage Hurt Your Credit?

Let’s face it, no one actually wants a mortgage. A mortgage is simply a means to an end if you don’t have the cash. So when you finally pay it off, ridding yourself of the financial obligation is the next best thing, but could it come at the expense of your credit score? Here’s what… Read More

What Do I Need to Apply for a Credit Card?

Credit Cards

What Do I Need to Apply for a Credit Card?

What Do I Need to Apply for a Credit Card?

Applying for a credit card is quite simple — it’s getting approved for one that can be difficult. You can never be certain an issuer will give you a credit card, but there are several things you can do before applying to improve your chances of approval. As far as the application goes, you could… Read More

Why Loving Your Job Could Mean Bigger Paychecks

Personal Finance

Why Loving Your Job Could Mean Bigger Paychecks

Why Loving Your Job Could Mean Bigger Paychecks

In my five-year study of the daily habits of the rich and poor, one statistic that I found very interesting related to job satisfaction. Eighty-six percent of the wealthy indicated that they liked their job, while 7% indicated that they loved their job. How about the poor? Ninety-seven percent of the poor indicated that they… Read More

10 States With the Biggest Income Inequality

Personal Finance

10 States With the Biggest Income Inequality

10 States With the Biggest Income Inequality

The wealth gap between America’s highest earners and the rest of the U.S. population has never been greater, and it’s a discrepancy poised to continue growing, according to various studies done on the topic. In 2013, upper-income Americans had a median net worth 6.6 times greater than their middle-income counterparts, according to the Pew Research… Read More

The Biggest Gotchas You Should Avoid When Moving

Personal Finance

The Biggest Gotchas You Should Avoid When Moving

The Biggest Gotchas You Should Avoid When Moving

Moving is like death and taxes. It’s inevitable, usually dreadful, and also often costly. About 40 million Americans move each year, according to the U.S. Census Bureau. The American Moving & Storage Association says the average interstate move costs more than $5,000, but that’s just the beginning. Moving.com says homeowners spend about $10,000 “feathering the… Read More

A Guide to Shopping for a Mortgage Online

Mortgages

A Guide to Shopping for a Mortgage Online

A Guide to Shopping for a Mortgage Online

Ron Milman of Alpharetta, Ga., refinanced his mortgage in early 2015. He says he saved money, closed quickly, and except for one quick trip to a local bank to meet a local attorney to finalize paperwork, he never left his home office. Working strictly online and by phone, he says getting his mortgage online was… Read More

7 Kinds of Insurance You May Have Overlooked

Credit Score

7 Kinds of Insurance You May Have Overlooked

7 Kinds of Insurance You May Have Overlooked

There are certain kinds of insurance we know we are supposed to buy (or at least consider) — like auto or health insurance. But when it comes to other insurance types like life insurance, there are a wide variety of options. You may not think insurance is exciting or interesting, but it’s important to research and… Read More

Evictions Reach 5-Year Low

Personal Finance

Evictions Reach 5-Year Low

Evictions Reach 5-Year Low

Apartment evictions in 2014 were at their lowest level in five years, according to a new report from credit reporting agency TransUnion. The agency recorded 3.4 million evictions last year, down from 3.5 million in 2013. Eviction proceedings vary by state, but generally a landlord needs legal cause for kicking someone out of a rental… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now