What Do My HOA Fees Cover?

Personal Finance

What Do My HOA Fees Cover?

What Do My HOA Fees Cover?

If you are in the market to buy a house, you may find yourself in developments touting some serious services — but not without a charge. Condominiums, townhouses and other properties in certain planned developments can come with a homeowners association, or HOA. To live there, you must pay the HOA fees either monthly or annually…. Read More

Renting: The New American Dream?

Mortgages

Renting: The New American Dream?

Renting: The New American Dream?

Is renting a home the new American dream? A report by the Urban Institute projects that even after the housing crash and the Great Recession are a distant memory, homeownership rates in America will continue to decline. The report estimates that between 2010 and 2030, the majority (59%) of the 22 million new households that… Read More

Do You Need Long-Term Care Insurance?

Personal Finance

Do You Need Long-Term Care Insurance?

Do You Need Long-Term Care Insurance?

Have you thought about long-term care insurance? Most people don’t until they are approaching retirement and the thought of turning over their life savings to a nursing home drives them to consider it. Statistics vary from source to source, but roughly 70% of those over age 65 at some point will need long-term care, defined as… Read More

Legendary Ex-Con Accused of Stealing Former Green Beret’s Identity

Identity Theft

Legendary Ex-Con Accused of Stealing Former Green Beret’s Identity

Legendary Ex-Con Accused of Stealing Former Green Beret’s Identity

A decades-long con-artist career could come to an end if William Douglas Street, Jr., is convicted of stealing a Defense Department contractor’s identity, reports the Detroit News. The 64-year-old Detroit native has 25 convictions and 11 prison sentences from 46 years of cons, most famously for impersonating Houston Oilers wide-receiver Jerry LeVias and using the… Read More

Where Should You Keep Your Emergency Fund?

Personal Finance

Where Should You Keep Your Emergency Fund?

Where Should You Keep Your Emergency Fund?

We have all heard and (hopefully) heeded the advice to keep between three and six months’ worth of expenses aside as an emergency fund. Even if you feel like you have a handle on budgeting for your day-to-day expenses, what happens when the unpredictable hits with the potential to set your finances back? This stash… Read More

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