College Finances 101: How to Adult With Money

Students

College Finances 101: How to Adult With Money

College Finances 101: How to Adult With Money

A lot of parents teach their kids about financial responsibility, like how to balance a checkbook, why it’s important to check your credit scores, how to save for a rainy day, be frugal with your money and not overspend with credit cards. This article isn’t for them. This is a financial primer for those of you leaving... Read More

Are Chip Cards Counterfeit-Proof? Not Exactly

Credit Cards

Are Chip Cards Counterfeit-Proof? Not Exactly

Are Chip Cards Counterfeit-Proof? Not Exactly

Computer researchers may have found a flaw in chip-based credit cards. Though the cards are designed to combat fraudulent cloning, apparently there’s a way to rewrite the magnetic strip code so it resembles the standard Europay, MasterCard and Visa (EMV) card. Researchers at the payment technology company NCR presented their findings at the Black Hat computer security... Read More

8 Reasons You Should Live Beneath Your Means

Personal Finance

8 Reasons You Should Live Beneath Your Means

8 Reasons You Should Live Beneath Your Means

Many Americans struggle to make ends meet. This often results in both financial and marital stress for couples. After digging out from under more than $37,000 in debt, my husband and I changed the way we look at money and now, we live beneath our means. Changing the way that we looked at money was... Read More

11 States Where $1 Goes the Farthest

Personal Loans

11 States Where $1 Goes the Farthest

11 States Where $1 Goes the Farthest

A dollar isn’t always a dollar, as a recent report makes clear. Sometimes it’s $1.15. Other times it’s less than 85 cents, and it all boils down to where you live. That’s the finding of the Bureau of Economic Analysis, which published in July its report for 2014 prices for household consumption across the country. Your dollar will... Read More

These Are the Only People Who Can Afford the American Dream

Personal Finance

These Are the Only People Who Can Afford the American Dream

These Are the Only People Who Can Afford the American Dream

If you’ve paid any iota of attention to the ebbs and flows of the American economy, you know that the “American Dream” — the idea that given enough hard work and dedication, you can become a self-sustaining individual with a house and family — is out of reach for most. That description of the American... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.