5 Ways Department Stores Get You to Spend More

Personal Finance

5 Ways Department Stores Get You to Spend More

5 Ways Department Stores Get You to Spend More

We all know retailers use marketing tricks to get us to buy more. Everything from the music on the intercom to the scents in the air have been carefully orchestrated to maximize sales. Money Talks News has previously tackled the subject of grocery store tricks of the trade, and today we’ll check out something a bit… Read More

Cyber Monday: Are You Really Saving?

Personal Finance

Cyber Monday: Are You Really Saving?

Cyber Monday: Are You Really Saving?

The holiday shopping season is stressful. I always have the hardest time figuring out what to get my boyfriend. For others, they struggle with what to get the women in their lives or whether they need to buy something for the mailman or their boss. On top of this, there is pressure to save money… Read More

How Lying About Your Income Can Hurt Your Mortgage

Mortgages

How Lying About Your Income Can Hurt Your Mortgage

How Lying About Your Income Can Hurt Your Mortgage

Your income is one of the major factors lenders use in determining whether you qualify for a mortgage. Which is why omitting, hiding, manipulating or not showing income may put you in a decidedly gray area with your mortgage company. When you apply for a home loan, lenders require specific income documentation to fund a… Read More

9 Things Beginning Investors Don’t Know — But Should

Personal Finance

9 Things Beginning Investors Don’t Know — But Should

9 Things Beginning Investors Don’t Know — But Should

Beginning investors don’t realize what they don’t know. It’s all unfamiliar territory. 1. Don’t Try Picking Stocks Purchasing individual stocks for investing is too risky for beginners, who lack the experience to predict which stocks will perform well and when to exit an investment. Novices tend to look for stock advice in all the wrong places, says U.S. News & World Report… Read More

Which Credit Score Should I Pay Attention to?

Credit Score

Which Credit Score Should I Pay Attention to?

Which Credit Score Should I Pay Attention to?

There is no one credit score. There are many. The one that matters the most is the credit score that a lender looks at when considering your loan or credit card application. So how do you make sense of all of the credit scores out there? Most lenders use FICO scores or VantageScores when evaluating… Read More

Can a Side Hustle Get You Out of Debt?

Personal Finance

Can a Side Hustle Get You Out of Debt?

Can a Side Hustle Get You Out of Debt?

Do you have debt that you wish you could pay off more quickly? Whether your student loans are causing you stress or you’re carrying a high credit card balance, most people would love to be able to wipe out their debt. But many people can barely manage their minimum payments, which means that they’ll pay… Read More

How I Beat Sallie Mae in Court … 4 Times

Students

How I Beat Sallie Mae in Court … 4 Times

How I Beat Sallie Mae in Court … 4 Times

One of the worst things that can happen to a new graduate is to leave school with no job and tens of thousands of dollars in private student loan debt. Stefanie Gray knows this from firsthand experience, which she recounted in a blistering column for The Guardian. The subject of her ire? Sallie Mae. In… Read More

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