Nearly Half of Homebuyers Don’t Shop for a Mortgage

Mortgages

Nearly Half of Homebuyers Don’t Shop for a Mortgage

Nearly Half of Homebuyers Don’t Shop for a Mortgage

About half of consumers who took out a mortgage to buy a home in 2013 didn’t shop around for their loans, and even fewer consumers apply for a mortgage through more than one lender, the Consumer Financial Protection Bureau announced in a report released Tuesday. That means these homebuyers aren’t comparing lenders’ offers in search of… Read More

I Learned to Code to Pay Back $70K of Student Loans

Students

I Learned to Code to Pay Back $70K of Student Loans

I Learned to Code to Pay Back $70K of Student Loans

Armando Amador’s story started out much like many other college graduates: He had student debt he knew he had to repay but his job prospects were uncertain. Then his situation took an abrupt turn, and now he makes more than $70,000 a year and hopes to finish repaying his student loans in about three years…. Read More

Could Smart Homes Compromise Your Privacy?

Identity Theft

Could Smart Homes Compromise Your Privacy?

Could Smart Homes Compromise Your Privacy?

Imagine the home of the future. While these smart homes may not be connected to transportation pods like in “The Jetsons” or have pizza hydrators like in “Back to the Future Part II,” one thing’s for sure: Abodes will be increasingly high-tech, relying on the Internet to function. The enhanced connectivity in smart homes could… Read More

Privacy Bill of Rights Gets New Push From Obama

Identity Theft

Privacy Bill of Rights Gets New Push From Obama

Privacy Bill of Rights Gets New Push From Obama

Two federal laws designed to create new federal rights to privacy are part of a sweeping new set of four broad digital-age consumer protections to be proposed by the administration, President Barack Obama announced Monday. Speaking at the Federal Trade Commission, Obama announced four proposals designed to deal with a growing sense among Americans that… Read More

Add a Credit Check to Your New Year To-Do List

Credit Score

Add a Credit Check to Your New Year To-Do List

Add a Credit Check to Your New Year To-Do List

If you’re like me and you spend the beginning of the year setting up all those appointments and updating lists of tasks that have to be done on an annual basis (like checkups, turning the mattress and replacing the batteries in smoke detectors), I have another item to add to your list: a credit checkup…. Read More

4 Ways to Avoid Online Dating Scams

Identity Theft

4 Ways to Avoid Online Dating Scams

4 Ways to Avoid Online Dating Scams

More couples are meeting on the Internet thanks to the growing number of online matchmaking businesses. This $1.2 billion industry attracts nearly 42 million sign-ups in the United States alone. But with every successful match comes the potential for heartbreak and, sadly, fraud. It might be easy to let your guard down when you come… Read More

More Consumers Paying Their Loans on Time

Managing Debt

More Consumers Paying Their Loans on Time

More Consumers Paying Their Loans on Time

Just 1.51% of all consumer installment loans — like personal loans and auto loans — were 30 or more days past due in the third quarter of 2014, a record-low delinquency rate, according to a report from the American Bankers Association. The 15-year average delinquency rate is 2.3%, and delinquencies hovered above 3% at the height… Read More

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