Why All Government Student Loans Are Not Created Equal

Students

Why All Government Student Loans Are Not Created Equal

Why All Government Student Loans Are Not Created Equal

The timing of an article in The New York Times couldn’t have been more ironic. There we were, the day before we celebrate America’s Declaration of Independence, and the Times published an exposé on the hardball tactics that the State of New Jersey allegedly takes against student-loan borrowers who are unable to continue making their... Read More

Starbucks Is Raising Its Prices Today

Personal Finance

Starbucks Is Raising Its Prices Today

Starbucks Is Raising Its Prices Today

You could pay more for your morning latte starting today. Or you could not. Thing is, if you get your morning caffeine fix at Starbucks, you won’t actually know if you’re paying more until you buy it. The coffee purveyor is “planning a small price increase on select beverages” starting July 12, but the company isn’t... Read More

How to Find a Budgeting Strategy That Works for You

Personal Finance

How to Find a Budgeting Strategy That Works for You

How to Find a Budgeting Strategy That Works for You

In 1890, Sakichi Toyoda invented the Toyoda wooden handloom, a device used to weave yarn or thread, and thus began an entrepreneurial journey, eventually leading to the Toyota Motor Corporation several decades later. What does an automaker, let alone one that started as a handloom manufacturer, have to do with budgeting? One of the core... Read More

Will Child Support Payments Affect My Credit?

Credit Score

Will Child Support Payments Affect My Credit?

Will Child Support Payments Affect My Credit?

As of a 2015 NPR report, more than $113 billion in child support debt was owed in the U.S. And that debt doesn’t just affect those who are waiting on child support checks. Delinquent child support can get listed as a tradeline, or account on your credit report. It is reported to credit bureaus directly... Read More

Is There a ‘Best’ Time to Check My Credit?

Credit 101

Is There a ‘Best’ Time to Check My Credit?

Is There a ‘Best’ Time to Check My Credit?

You’ve probably heard repeatedly that you should be keeping an eye on your credit. After all, the various versions of your credit scores help lenders determine, among other things, the rates they’ll offer you on an auto loan, credit card, mortgage, cell phone plan or insurance policy. Your credit reports can even factor into a company’s application process. But... Read More

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