Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

4 Mortgage Programs You Should Know About

4 Mortgage Programs You Should Know About

4 Mortgage Programs You Should Know About

When looking to buy or refinance a home, there are several specialized types of loans to consider. Since you may not qualify for every type of mortgage, it is important to calculate how much mortgage you can afford and investigate the options available for your specific situation. It’s a good idea to compare rates from… Read More

4 Things That Won’t Affect Your Mortgage

4 Things That Won’t Affect Your Mortgage

4 Things That Won’t Affect Your Mortgage

When you’re hoping to lock down a home loan, the focus is on making sure you look like a safe bet for prospective lenders. Conversation tends to drift to the key pieces of the pre-approval puzzle, from credit score and stable income to acceptable debt levels and suitable assets. No one’s arguing the wisdom there…. Read More

4 Reasons to Live in the Country

4 Reasons to Live in the Country

4 Reasons to Live in the Country

Determining how much home you can afford and figuring out where you should live are huge life decisions. One of the most important questions you ask yourself early in the homebuying process is which environment is best for your finances and lifestyle – the debate between the city, suburbia and the country. We’ve covered the perks… Read More

How to Host an Open House

How to Host an Open House

How to Host an Open House

Fortunately for sellers, home values are generally on the rise and interest rates remain historically low, making this a great time to put your house on the market in many parts of the country. Finding a buyer is an important step in the process, and there are some simple steps sellers can take to increase the… Read More

The Key to Buying a Second Home

The Key to Buying a Second Home

The Key to Buying a Second Home

If you’re looking to buy an additional home, you may be facing a big hurdle: your other debts. The percentage of your income that you pay toward your debt is a critical factor in determining how much house you can afford. If your total monthly debt payments, including your current house payment and your proposed… Read More

4 Reasons to Live in the Suburbs

4 Reasons to Live in the Suburbs

4 Reasons to Live in the Suburbs

Figuring out where you should live can be difficult. If your options include a city, rural area or suburb, it’s a good idea to weigh the advantages and disadvantages specific to your family and each living environment. Factors like real estate taxes, property size, property value, schools and space can help you compare the unique benefits… Read More

4 Ways to Help Your Kid Buy a Home

4 Ways to Help Your Kid Buy a Home

4 Ways to Help Your Kid Buy a Home

Younger, first-time homebuyers are an increasingly rare sight in the current housing market. The homeownership rate for the 35-and-under crowd fell to a 22-year low in the second quarter, according to the Census Bureau. A bounce might loom on the horizon as lenders start to loosen credit and underwriting requirements. Even with a broad thaw,… Read More

10 Cheapest Places to Finance a Home

10 Cheapest Places to Finance a Home

10 Cheapest Places to Finance a Home

A property with an affordable listing price is only part of finding a home within your budget, because if you can’t access low mortgage rates, you may not be able to buy as much house as you hoped. Your mortgage rate heavily depends on you: your credit score, your ability to repay the loan, your track… Read More

When Should You Wait to Buy a Home?

When Should You Wait to Buy a Home?

When Should You Wait to Buy a Home?

Whether you are hearing about great interest rates available from mortgage lenders or great deals friends are getting from real estate agents, you may be thinking it’s time for everyone to buy a home. Not necessarily. A house is one of the biggest purchases you will likely make in your life and you don’t want… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Start Maximizing Your Credit Today

Credit ScoreGet a FREE personalized credit check-up today.

Get Started - It's Free!