Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

Is There Really Any Difference Between Mortgage Lenders?

Is There Really Any Difference Between Mortgage Lenders?

Is There Really Any Difference Between Mortgage Lenders?

The Consumer Financial Protection Bureau has safeguards in place to make sure mortgage companies operate on a level playing field with consumers. The level playing field specifically has to do with rates, pricing and whether borrowers are getting a fair and reasonable offer from one lender to another. But how banks look at your financial... Read More

The Trick That Can Help You Sell Your Home Faster

The Trick That Can Help You Sell Your Home Faster

The Trick That Can Help You Sell Your Home Faster

In some areas of the country, it’s a sellers’ market, but if you’re not so lucky and you need a competitive edge, you might consider offering buyer incentives, which can work in a couple of different ways depending on the homebuyer’s financing. We tapped a couple of experts to explain how this might look in practice,... Read More

Women Less Confident in Housing Market Than Men, Survey Finds

Women Less Confident in Housing Market Than Men, Survey Finds

Women Less Confident in Housing Market Than Men, Survey Finds

Women and men feel very differently about the health of the U.S. housing market, a new survey suggests. Men are far more confident that buying a home today is a good investment, that they can afford a down payment, or that they can upgrade to a bigger home, according to ValueInsured, a firm that provides... Read More

When’s the Best Time to Sell Your House?

When’s the Best Time to Sell Your House?

When’s the Best Time to Sell Your House?

If you’re looking to sell your home, you may want to wait until the spring or summer months set in. Sure, that may not sound like the best use of the nice weather, but putting any travel on hold as you try to relocate could prove worthwhile. The best time to sell is generally anytime between mid-April and October 1,... Read More

Should I Get a Reverse Mortgage?

Should I Get a Reverse Mortgage?

Should I Get a Reverse Mortgage?

Q. I’m on a fixed income and money is tight. I own my home without a mortgage but I’m not sure if I should use it for my expenses. Should I consider a reverse mortgage? — Worried senior A. Taking a reverse mortgage to fund your living expenses in retirement is not a decision you... Read More

The Worst Vote for Your Home Value: Trump or Sanders, Economists Say

The Worst Vote for Your Home Value: Trump or Sanders, Economists Say

The Worst Vote for Your Home Value: Trump or Sanders, Economists Say

In somewhat ironic news, real-estate-magnate-turned-presidential-hopeful Donald Trump would be bad for the housing market if he won the election, according to a new report. The same goes for a potential President Bernie Sanders. Zillow, a real estate company, and Pulsenomics, an economics research firm, surveyed more than 100 housing experts on how the presidential candidates would affect... Read More

The One Important Thing You Should Consider Before Buying a House

The One Important Thing You Should Consider Before Buying a House

The One Important Thing You Should Consider Before Buying a House

Renting is convenient in your early years, as you’re just getting a job and getting your life in order, perhaps even moving around for jobs, relationships and adventure. But as you get older, you may start thinking about buying a house, whether because you’re partnered with someone or you are in a long-term career and... Read More

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