Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

4 Reasons You Could Be Denied a Mortgage

4 Reasons You Could Be Denied a Mortgage

4 Reasons You Could Be Denied a Mortgage

So, you’ve thought about whether renting or buying your next home is the right decision for you. If you decide to buy a home, you’ll likely have to prepare for financing your purchase with mortgage payments. Here’s where things can get a bit tricky. While getting a hold of the costs involved with home buying can… Read More

4 Big Refinancing Questions Answered

4 Big Refinancing Questions Answered

4 Big Refinancing Questions Answered

You may have heard about it on the news, your neighbors may be bragging about it or you could have even received eligibility notice in the mail — but what is the real deal behind refinancing? Before you crunch your personal numbers and weigh the costs and benefits of refinancing your mortgage, you need to be… Read More

4 Tips for Selling Your Home Without a Realtor

4 Tips for Selling Your Home Without a Realtor

4 Tips for Selling Your Home Without a Realtor

Buying a home is the biggest financial investment most people experience. When you are ready to sell your property, your first instinct is likely to search for a real estate agent, but while a real estate agent can help in many ways, this isn’t always necessary. You can sell your home without an agent. If… Read More

The Unexpected Ways Refinancing Can Save You Money

The Unexpected Ways Refinancing Can Save You Money

The Unexpected Ways Refinancing Can Save You Money

Refinancing your home can help lower your monthly mortgage payments or get your home paid off faster – if executed properly. Refinancing won’t eliminate your debt, but it can restructure your debt to better suit your needs. If you are considering getting started on the process, it’s important to think about both the immediate and… Read More

10 Cities With Skyrocketing Rent

10 Cities With Skyrocketing Rent

10 Cities With Skyrocketing Rent

Sorry, Silicon Valley — rent in San Francisco is still on the rise. Zillow’s Rent Index, which looks at median rents in the nation’s hottest markets, has San Francisco and San Jose at the top of its list for largest year-over-year increase. As unwelcome as that news may be for people in the Bay Area,… Read More

The Tax Deduction That Could Kill Your Homebuying Chances

The Tax Deduction That Could Kill Your Homebuying Chances

The Tax Deduction That Could Kill Your Homebuying Chances

If you’re planning on getting a mortgage, you may want to rethink taking any extra deductions to minimize your tax liability this year. Writing off expenses you incur as a W-2 employee can have lasting negative repercussions on your real income, an anchor component of how lenders determine your creditworthiness. Job-Related Deductions You bring a mortgage company your W-2s and… Read More

3 Times to Consider Tapping Into Your Home Equity

3 Times to Consider Tapping Into Your Home Equity

3 Times to Consider Tapping Into Your Home Equity

As the market recovers and home equity is once again on the rise, you may be tempted to tap that wealth and use it elsewhere. This is borrowing from one asset (often your home or a 401(k) account) to fund something else. If you have a steady, reliable source of income and are confident you… Read More

5 Signs You Need a New Real Estate Agent

5 Signs You Need a New Real Estate Agent

5 Signs You Need a New Real Estate Agent

When you are in the process of buying a home or getting ready to sell a property, a professional and experienced real estate agent can provide some much-needed help. Unfortunately, not everyone with a license deserves your business. Even if you’ve done your research beforehand, you might end up looking for an out. In general,… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to Our Experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.