Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

6 Ways to Avoid Losing Your Mortgage After Pre-Approval

6 Ways to Avoid Losing Your Mortgage After Pre-Approval

6 Ways to Avoid Losing Your Mortgage After Pre-Approval

Getting your paperwork together for a mortgage application can seem like an endless process. Your lenders need to document every bit of income you have in order to build a case that you can repay the loan. Even those monetary gifts from grandma seem to get inspected under a microscope. And, after it’s all complete, you... Read More

Can I Get a Mortgage With Student Loan Debt?

Can I Get a Mortgage With Student Loan Debt?

Can I Get a Mortgage With Student Loan Debt?

OK, so you’ve graduated college, gotten a decent job and would absolutely love to buy a house. You might even be crashing open houses in the neighborhoods on your buy list, binging on pretzels and chatting with real estate agents just to get the warm fuzzy associated with buying your own piece of the planet. The... Read More

Home Flipping Frenzy: Should You Be Worried?

Home Flipping Frenzy: Should You Be Worried?

Home Flipping Frenzy: Should You Be Worried?

In another sign that the housing market is beginning to resemble its pre-recession heyday, house flipping is back in style. ATTOM Data Solutions released a report Thursday showing that flipping activity — buying and selling the same home within 12 months — is at its highest level in six years. More investors completed at least one house... Read More

6 Ways to Avoid a Reverse Mortgage Scam

6 Ways to Avoid a Reverse Mortgage Scam

6 Ways to Avoid a Reverse Mortgage Scam

Most people work hard to get to retirement age and enjoy the perks that come along with it, including not paying a mortgage. But imagine reaching that point and then being scammed out of the value of your home. It’s actually happening with reverse mortgage schemes. What’s a Reverse Mortgage Scam? Fraudsters are using a... Read More

4 Things to Consider if You’re Looking to Buy a Rental Property

4 Things to Consider if You’re Looking to Buy a Rental Property

4 Things to Consider if You’re Looking to Buy a Rental Property

Buying a rental property can be a very lucrative and sound financial investment. But it can also winding up costing you, particularly if you haven’t done your due diligence prior to making a purchase. Here’s how to determine whether or not buying a rental property with financing makes sense. 1. Location, Location, Location Location for... Read More

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