Our Credit.com experts provide tips & advice on how you can avoid becoming a victim of identity theft and what you should do in the event your identity is compromised. Here, you’ll find information explaining the different forms of identity theft, how to monitor you credit for signs of identity theft & what fraud protection measures you can take.
Despite all of the data breaches and scams that have proliferated over the last few years, we sure love our bad passwords. For the fifth year in a row, “123456” and “password” topped password manager provider SplashData’s annual “worst passwords” list. Its latest version was compiled from more than 2 million leaked passwords mostly held by users in... Read More
Many people find out their identities have been stolen when they try to file their taxes and discover someone has already used their Social Security number to get a fraudulent tax refund. In what could be considered a best-case scenario, victims of taxpayer identity theft end up dealing with an especially laborious tax-filing process and a... Read More
Here is the IRS’s phone number: 800-829-1040. With an anticipated $21 billion in tax refund fraud this year, you might need it. And that figure doesn’t include losses from dodges like the IRS phone scam, which has been enjoying a renaissance of late. IRS phone frauds aren’t terribly difficult to detect. You get a call... Read More
In case you haven’t heard (and you probably already have), Wednesday’s Powerball jackpot is estimated to reach around $1.3 billion. Various news outlet put the odds of winning the possibly world-record setting prize at around 292 million to one. But there’s also a chance you could find yourself the target of a well-timed lottery scam. Ohio... Read More
If you’re protecting important personal accounts with nothing more than a few security questions, it may be time for an upgrade. A study from Google recently compared the use of security questions to other account recovery methods like SMS (short text messages) and an alternative email address. It found that true or made-up responses to... Read More
Credit security freezes are often held up as the gold standard to protect consumers from identity theft. Much more restrictive than traditional fraud alerts, credit freezes prevent anyone from opening up new accounts using a consumer’s Social Security number — including the rightful owner of the number. To get credit, a consumer’s credit report must... Read More
Another New Year is upon us. Bring on another raft of resolutions I say! I mean, what would a New Year be in the absence of resolutions? As Aldous Huxley wrote in Time Must Have a Stop, “Hell isn’t merely paved with good intentions; it’s walled and roofed with them. Yes, and furnished too.” This... Read More
Every year at about this time, technology reporters typically recount the big computer crimes from the past 12 months and proclaim “The Year of the Hacker” or some such moniker. This year, it fits. Two years ago, the Target hack ushered in a new era of credit card theft awareness and ultimately helped inspire a big change in the way... Read More
If you’re stuck for last-minute gift ideas for a child, a handwritten note from Santa might sound like the perfect idea. After all, what kid wouldn’t want a letter from Old Saint Nick? Except it may be nothing more than a scam, according to Consumer Reports, which issued a warning this week advising consumers to be wary... Read More
While the concept “forewarned is forearmed” is true for every day of the year, it’s particularly true during the holidays. December is the time when most of us focus less on our day jobs and more on family, friends, gift giving and celebration. The holidays are a cause for celebration by scammers, phishers and identity... Read More
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