Identity Theft

Our Credit.com experts provide tips & advice on how you can avoid becoming a victim of identity theft and what you should do in the event your identity is compromised. Here, you’ll find information explaining the different forms of identity theft, how to monitor you credit for signs of identity theft & what fraud protection measures you can take.

6 Easter Scams You Want to Avoid

6 Easter Scams You Want to Avoid

6 Easter Scams You Want to Avoid

Easter is a time for family, colorful parties and egg hunts, but sadly it also attracts scam artists looking to make a quick buck during the high-fructose corn syrup free-for-all. There are all stripes of Eastertime cons and scams waiting for you if you’re not paying attention — or even if you are. Some don’t... Read More

How to Enjoy Your Vacation Without Getting Scammed

How to Enjoy Your Vacation Without Getting Scammed

How to Enjoy Your Vacation Without Getting Scammed

Spring has begun, which means open season on travelers who aren’t well-versed in the various scams waiting for them on the seamier side of paradise. While the scams abound, being forewarned is forearmed. Here are some typical scams that can ruin your vacation, drawn from my book Swiped: How to Protect Yourself in a World... Read More

The Vice President Got Phished — Are You Next?

The Vice President Got Phished — Are You Next?

The Vice President Got Phished — Are You Next?

America got mail this weekend, about 30 emails, according to reports. They were written as recently as last year by then-Governor Mike Pence and sent from his personal AOL account. While this is a political story, it is not about politics. It’s about a nationwide problem. The emails, released to the Indianapolis Star in response... Read More

How Trump’s Immigration Policy Spurred a Deportation Scam

How Trump’s Immigration Policy Spurred a Deportation Scam

How Trump’s Immigration Policy Spurred a Deportation Scam

For those who thought President Trump’s stance on immigration was the gossamer of election year overpromising, it’s time to adjust that thinking. The administration last week unveiled plans to target all “removable” aliens. It is a staggering number of people: 11 million. If I told you that Price Waterhouse blamed the envelope mix-up at the... Read More

The Latest Way Fraudsters Are Abusing Personal Information

The Latest Way Fraudsters Are Abusing Personal Information

The Latest Way Fraudsters Are Abusing Personal Information

According to a 2016 report from the security firm ThreatMetrix, identity thieves are working a new seam in the identity theft gold mine: online lending. There is an increase in attacks against providers of alternative lending products. The reason online lenders have attracted this unwanted attention has to do with the niche they occupy. First,... Read More

How to Make Sure Someone Doesn’t Steal Your Tax Refund

How to Make Sure Someone Doesn’t Steal Your Tax Refund

How to Make Sure Someone Doesn’t Steal Your Tax Refund

Americans taxpayers are too lax about identity theft, according to CyberScout. A survey conducted by the data security and identity protection firm found more than half of Americans aren’t worried about tax fraud, despite federal reports showing identity thieves filed 787,000 fraudulent returns in 2016, which adds up to more than $4 billion in fraud.... Read More

3 Tax Scams You Need to Watch Out For

3 Tax Scams You Need to Watch Out For

3 Tax Scams You Need to Watch Out For

In the early 60s, Roger Maris and Mickey Mantle hit a remarkable number of home runs including a famous back-to-back four-bagger, which according to Yogi Berra was the reason he famously quipped, “It’s déjà vu all over again.” While spring training is still a few weeks away, we’re in the thick of a tax season,... Read More

5 Ways to Avoid Getting Catfished This Valentine’s Day

5 Ways to Avoid Getting Catfished This Valentine’s Day

5 Ways to Avoid Getting Catfished This Valentine’s Day

Did you hear about the guy from Bucksnort, Tennessee, who sent a catfisher his life savings after a steamy back-and-forth on a popular dating app? The amount lost: $4,395.45, which was the supposed cost of airfare and visa expedition for the victim’s true love to get from Kiev, Ukraine. If you think you did hear... Read More

Identity Theft Hit an All-Time High in 2016

Identity Theft Hit an All-Time High in 2016

Identity Theft Hit an All-Time High in 2016

Despite years of battling by the financial industry and a massive change in the way Americans use debit and credit cards, the rate of identity theft soared during 2016, a new report has found. In fact, it hit an all-time high. An estimated 15.4 million consumers were hit with some kind of ID theft last... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team