Our Credit.com experts provide tips & advice on how you can avoid becoming a victim of identity theft and what you should do in the event your identity is compromised. Here, you’ll find information explaining the different forms of identity theft, how to monitor you credit for signs of identity theft & what fraud protection measures you can take.
If you discover a fraudulent item on your credit report, typically caused by identity theft, you’ll likely want it gone as quickly as possible — especially if you’re looking to improve your credit score for a big purchase or to get better terms on a new credit card. But getting that error removed isn’t easy.... Read More
Maybe the thought actually occurred to you that something was “phishy” about that link, but that’s so 30 seconds ago. You clicked and now your computer screen is locked. Behind that frozen screen lie your personal files — everything from photos to tax documents — all of it encrypted by a third party that promises... Read More
Imagine a 9-year-old swimming in credit card debt. Or a 13-year-old being hounded by bill collectors. Sound ridiculous? Well these are very real scenarios. It turns out adults aren’t the only demographic credit fraudsters target. Even children are at risk of having their identity stolen. In fact, child identity theft impacts 1 in 40 households with children... Read More
Data breaches and other security crimes surged ahead in 2015, a new study found. A total of 429 million identities were stolen last year as a result of data breaches, according to Symantec. The security software company’s latest Internet Security Threat Report, released on April 12, notes that is a 23% increase from the prior... Read More
Smartphone owners, particularly iPhone users, are the target of another new scam. And if you have an iPhone, you may have been duped without even knowing it. This phishing scam is in the form of a text message that says your Apple ID or iCloud account needs to be updated or else it will be terminated... Read More
Tax Day has come and gone. You pulled together the myriad facts and figures that determine what you owe, or the size of your refund. And now you’re waiting for your checks to arrive — or, if you are the nervous, slightly paranoid, type like me, you may be worried about an audit or some... Read More
The internet is a strange and dangerous place, especially when it comes to your personal information. With all the hackers and scammers out there, protecting your information in cyberspace is much more of a challenge these days than simply demonstrating common sense. And you can’t just rely on your bank’s internet security measures anymore. Cyber-thieves... Read More
It’s sometimes entertaining how much people and companies struggle to spell names correctly, and it can result in some hilarious junk mail. (I’m endlessly amused that my father-in-law gets mail addressed to Bawrence or Lawrench. His name is Larry.) But name misspellings aren’t always something to laugh off. If you pull your credit reports and see... Read More
The only sure thing in the world of information security is that there is no such thing as a failsafe solution. It’s crucial not only to keep abreast of the latest threats out there, but to also act as though the mission is to find your way to safety from the middle of a lawless... Read More
If you still have the “it’ll never happen to me” perspective on fraud, here’s a stat that might persuade you to change your view: ATM card skimming incidents increased 546% from 2014 to 2015. That figure comes from financial analytics company FICO and its FICO Card Alert Service software, which is designed to detect fraud resulting from... Read More
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