Credit Score

Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

5 Ways to Get Things Off Your Credit Report

5 Ways to Get Things Off Your Credit Report

5 Ways to Get Things Off Your Credit Report

Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you’ll want to understand the ways this kind of information can be removed from your reports. First,… Read More

I Paid Off My Student Loans & My Credit Score Dropped?!

I Paid Off My Student Loans & My Credit Score Dropped?!

I Paid Off My Student Loans & My Credit Score Dropped?!

Paying off a debt is an accomplishment worth celebrating, so imagine how frustrating it would be to see your credit score drop after getting one of your loan balances to zero. A student loan borrower didn’t understand why a positive financial move would be bad for his credit standing, so he took to Reddit to… Read More

5 People Who Can Wreck Your Credit

5 People Who Can Wreck Your Credit

5 People Who Can Wreck Your Credit

When it comes to your credit record, lots of folks can do damage to it if you’re not careful. Here are five people you may not suspect of damaging to your credit until it’s too late. Someone You Co-Signed for Who Stops Paying If you’ve co-signed for a loan or credit card account for a… Read More

How I Raised My Credit Score 130 Points

How I Raised My Credit Score 130 Points

How I Raised My Credit Score 130 Points

Tonya Rapley says she knew better; she was raised to know how to manage money — and yet when she was in college (and taking out student loans), she maxed out her credit cards and “just tried to ignore it.” Then she had an opportunity to move to New York City, and she found out… Read More

Does My Age Help My Credit Score?

Does My Age Help My Credit Score?

Does My Age Help My Credit Score?

Does credit scoring favor older, more mature people? Nope. Credit scores do not consider a consumer’s age. Instead, it’s the age of your credit file, not your age as a person, that directly impacts your credit score. The length of your credit history accounts for about 15% of your credit score. When calculating your scores,… Read More

3 Horrifying Moments in Credit History

3 Horrifying Moments in Credit History

3 Horrifying Moments in Credit History

If you’re struggling with bad credit, the credit system can seem like a towering deck of cards precipitously stacked against you. However, while the consequences for having poor credit are tough today, the truth is that in ages past they were much worse — for everyone. Borrowers were dealt with harshly, and lenders were, too…. Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay connected to our experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.