Credit Score

Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

How to Use Your Cable Bill to Build Credit

How to Use Your Cable Bill to Build Credit

How to Use Your Cable Bill to Build Credit

Cable companies aren’t in the habit of reporting your payments to the credit bureaus, at least when it comes to your traditional credit reports. But if that’s something you want, there is a way to get those monthly bills to help your credit score. Simply put, consider paying for cable with your credit card. Unlike cable providers, credit... Read More

Will This New Bill Help Your Credit Score?

Will This New Bill Help Your Credit Score?

Will This New Bill Help Your Credit Score?

A new bill could dramatically change the U.S.’s credit reporting system as we know it. The 202-page Comprehensive Consumer Credit Reporting Reform Act of 2016, introduced by Rep. Maxine Waters (D-Calif.) late last month, would, most notably: Shorten the time most adverse credit information stays on reports to 4 years. Paid and settled debts would be removed even faster... Read More

How to Fix Your Credit by Labor Day

How to Fix Your Credit by Labor Day

How to Fix Your Credit by Labor Day

As spring gives way to summer, you’re probably thinking more about long weekends with friends, backyard barbecues and just hanging out poolside than you are about how to improve your credit score. But if you have less-than-stellar credit, there’s no time like the present to turn your financial situation around. The following steps can help... Read More

Help! I’m a Man-Baby Trying to Fix My Credit

Help! I’m a Man-Baby Trying to Fix My Credit

Help! I’m a Man-Baby Trying to Fix My Credit

There comes a time in everyone’s life — sometimes more than once — when you have the sinking realization that you’re an adult and need to get it together. Financially speaking, that can mean getting out of debt, building credit or (gasp) saving a little money for when you retire. For Nathan McGoey, a 30-year-old from... Read More

Help! My Kid Messed Up My Credit

Help! My Kid Messed Up My Credit

Help! My Kid Messed Up My Credit

Whether you handed over your credit card too many times, co-signed a loan or made your child an authorized user on that travel rewards card, there’s a chance that your credit took a hit. Your hope was that they’d be responsible, but giving them access to your line of credit can all too often become a free-for-all with serious consequences.... Read More

I Just Got Laid Off: What’s That Mean for My Credit?

I Just Got Laid Off: What’s That Mean for My Credit?

I Just Got Laid Off: What’s That Mean for My Credit?

If you just lost your job, you have a lot on your mind, like updating your resume, preparing for interviews and figuring out where in your budget you can pinch pennies until you get another steady paycheck. But something else you may be thinking about, especially if you’re hoping to make a big purchase anytime... Read More

What’s the Biggest Credit Bureau?

What’s the Biggest Credit Bureau?

What’s the Biggest Credit Bureau?

There are lots of credit bureaus out there, but three companies — Equifax, Experian and TransUnion —have reigned supreme when it comes to furnishing lenders with data on your ability to repay a loan. Of course, one of these bureaus must be the biggest of them all — and a comparison of each firm’s 2015... Read More

The Fear That Can Make a Mess of Your Finances For Years

The Fear That Can Make a Mess of Your Finances For Years

The Fear That Can Make a Mess of Your Finances For Years

A credit card statement may feel daunting, but that’s not what scares many millennials. According to a recent Capital One survey, a quarter of this demographic said their biggest financial fear is building a good credit score, something they considered even more nerve-wracking than asking for a raise or having a serious money talk with their partner. The survey, conducted... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.