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Bad Credit Linked to Higher Heart Attack Risk

Bad Credit Linked to Higher Heart Attack Risk

Bad Credit Linked to Higher Heart Attack Risk

A low credit score can’t give you a heart attack, but it might mean you’ll have one soon, a new study has found. There’s now another reason to keep track of your credit, and it actually can be a matter of life or death. Researchers at Duke University have found a link between low credit… Read More

The Holiday Shopping Danger You Won’t See Coming

The Holiday Shopping Danger You Won’t See Coming

The Holiday Shopping Danger You Won’t See Coming

Around this time last year, cybercrime went mainstream with Target’s announcement that the credit and debit card accounts of 40 million shoppers were nabbed during the height of the holiday shopping season. Worse, the personally identifiable information of 70 million Target customers was in the wind. Before you get too worked up, here’s something to… Read More

The Surprising Way an Identity Thief Can Hurt Your Credit

The Surprising Way an Identity Thief Can Hurt Your Credit

The Surprising Way an Identity Thief Can Hurt Your Credit

A reader, Audrey, had her wallet stolen and put fraud alerts on her credit reports. Now she’s been notified of an attempt to open a store credit card, and Audrey’s worried that the “hard inquiry” could damage her credit. I had my wallet stolen late last week, so I set fraud alerts with all the… Read More

Many Americans Worry About Not Having a Credit Score

Many Americans Worry About Not Having a Credit Score

Many Americans Worry About Not Having a Credit Score

Between 30 million and 35 million U.S. consumers don’t have credit scores, meaning they may not be able to get credit cards or loans they need to reach their goals, but the sheer number of unscored consumers is only part of the problem: A large number of them are creditworthy, and nearly 30% of the… Read More

Help! My Credit Score Disappeared

Help! My Credit Score Disappeared

Help! My Credit Score Disappeared

Have you lived overseas for a few years? Gotten married and gotten by on your spouse’s credit accounts? Have you cut up your credit cards and just paid with cash or your debit card for a good number of years? If this is you, your credit record may have gone “poof!” and your credit score… Read More

How Drugs & Alcohol Can Wreck Your Credit

How Drugs & Alcohol Can Wreck Your Credit

How Drugs & Alcohol Can Wreck Your Credit

Ask Doug Thorburn whether drinking or drugs can ruin someone’s credit — even if they aren’t using substances themselves — and he immediately shares a story of one of his clients who held a joint credit card with a business partner. There was no balance on the account when this client extinguished the partnership and canceled the… Read More

How Much Does Your Insurance Company Know About You?

How Much Does Your Insurance Company Know About You?

How Much Does Your Insurance Company Know About You?

If you’ve applied for homeowner or car insurance lately, you probably learned quite quickly that actually applying for insurance involves answering a lot of questions about yourself. But lest you are tempted to fudge facts and try to hide driving infractions or previous homeowner claims, you may want to be aware that your insurance company… Read More

5 Surprising Times Your Credit Matters

5 Surprising Times Your Credit Matters

5 Surprising Times Your Credit Matters

“I DON’T CARE what my ‘credit score’ is,” one of our readers wrote in a recent comment on the Credit.com blog. “I am debt free except for my house. I use credit cards for everything possible and pay them off in full every month.” Is good credit really that important? Some people obviously don’t think… Read More

Another Major Bank Is Offering Free Credit Scores

Another Major Bank Is Offering Free Credit Scores

Another Major Bank Is Offering Free Credit Scores

Citi is the latest financial institution to give customers free credit scores through the FICO Open Access program, FICO announced, making it the largest participant in the program that will be available to more than 60 million consumers in 2015. Citi hasn’t yet released details on its participation, but in general, an issuer periodically provides a… Read More

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