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How Do I Convince a Credit Bureau I’m Alive?

How Do I Convince a Credit Bureau I’m Alive?

How Do I Convince a Credit Bureau I’m Alive?

Although most of us who check our credit reports are doing it to make sure credit bureaus are correctly reporting our debts and payment records, one Credit.com reader, Denise, says she’s having trouble convincing a credit bureau she’s alive: Experian shows that I’m deceased because when I closed my Kohl’s charge card, the rep. accidentally marked me… Read More

Sallie Mae Now Offering Free FICO Scores

Sallie Mae Now Offering Free FICO Scores

Sallie Mae Now Offering Free FICO Scores

Sallie Mae will offer free FICO credit scores to student loan borrowers whose loans are disbursed for the 2014-2015 academic year, the company announced June 26. Each borrower will receive a FICO score quarterly, along with a personalized list of the most influential factors determining the score. Sallie Mae is the first national private education lender… Read More

The Little-Known Moving Mistake That Will Cost You Big

The Little-Known Moving Mistake That Will Cost You Big

The Little-Known Moving Mistake That Will Cost You Big

You’re moving? Be careful. Once you’ve managed to get all your stuff packed up and transported to your new place, unpacked and settled in, you’d better make time to check your credit reports and credit scores because moving can wreck your credit. Seriously. Why? Because there may be a final bill for some service you… Read More

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

If you’re looking to build or rebuild credit, some of the first suggestions you’ll hear is to apply for a regular or secured credit card or ask to become an authorized user on someone else’s card. But there’s often little said about how to do it if you want to stay away from plastic. What… Read More

Can a Timeshare Hurt My Credit?

Can a Timeshare Hurt My Credit?

Can a Timeshare Hurt My Credit?

With summer upon us, and the much-deserved vacation time that comes with it, I often get questions from friends about timeshares. Is it a good idea? How will it affect my credit? What should I watch out for? As anyone who has had the pleasure of sitting through a timeshare sales pitch can attest to,… Read More

5 Ways to Get Things Off Your Credit Report

5 Ways to Get Things Off Your Credit Report

5 Ways to Get Things Off Your Credit Report

Negative information on your credit can be extremely frustrating. You know it’s not good, and you just want it to go away. Before you pull your hair out or spend thousands of dollars trying to repair your credit, you’ll want to understand the ways this kind of information can be removed from your reports. First,… Read More

I Paid Off My Student Loans & My Credit Score Dropped?!

I Paid Off My Student Loans & My Credit Score Dropped?!

I Paid Off My Student Loans & My Credit Score Dropped?!

Paying off a debt is an accomplishment worth celebrating, so imagine how frustrating it would be to see your credit score drop after getting one of your loan balances to zero. A student loan borrower didn’t understand why a positive financial move would be bad for his credit standing, so he took to Reddit to… Read More

5 People Who Can Wreck Your Credit

5 People Who Can Wreck Your Credit

5 People Who Can Wreck Your Credit

When it comes to your credit record, lots of folks can do damage to it if you’re not careful. Here are five people you may not suspect of damaging to your credit until it’s too late. Someone You Co-Signed for Who Stops Paying If you’ve co-signed for a loan or credit card account for a… Read More

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