Credit Score

Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

Can Alternative Credit Scores Hurt You?

Can Alternative Credit Scores Hurt You?

Can Alternative Credit Scores Hurt You?

We’ve written quite a bit on alternative credit scores at Credit.com over the years — and on how these non-traditional scores based on things like utility and rent payments can help consumers with “thin” credit files qualify for credit cards and loans. But can the opposite also be true? Can people who have healthy “traditional” credit scores be stymied... Read More

3 Ways Your Credit Score Can Empower You

3 Ways Your Credit Score Can Empower You

3 Ways Your Credit Score Can Empower You

You already know the importance of keeping down debt and making credit card and bill payments on time. But are you aware of the perks that come with having a good credit score? If not, here’s a helpful primer. 1. Credit Cards With Rewards Rewards credits cards, including those for hotels, cash back and airline miles, are typically issued... Read More

What’s the Worst Credit Score You Can Get?

What’s the Worst Credit Score You Can Get?

What’s the Worst Credit Score You Can Get?

You already know a perfect credit score is hard to come by. But what about the worst credit score? With credit card debt reaching nearly $1 trillion dollars last spring, it doesn’t sound like much of a challenge. Yet you’d be surprised by what it takes to earn a truly terrible score. The Worst Credit Score Ever According to Barry Paperno,... Read More

Is a ‘Perfect’ Credit Score Even Possible?

Is a ‘Perfect’ Credit Score Even Possible?

Is a ‘Perfect’ Credit Score Even Possible?

If you were someone who wasn’t satisfied in school unless you had a report card filled with As, then maybe a blemish-free 850 credit score is your adulthood equivalent. You’ve heard it exists, but you’ve yet to see the perfect credit score yourself. But that may be OK, as “there is absolutely no advantage to... Read More

Checking Your Credit Regularly Helps You Improve Your Scores, Survey Says

Checking Your Credit Regularly Helps You Improve Your Scores, Survey Says

Checking Your Credit Regularly Helps You Improve Your Scores, Survey Says

For some people, checking their credit is like stepping on the bathroom scale: a necessary evil, albeit one that pushes them to take charge of their health. Perhaps that’s the same thinking that drives consumers to regularly check their credit. In fact, according to a new study commissioned by Discover, a high percentage of those who regularly... Read More

3 Ways You Can Have Bad Credit Without Realizing It

3 Ways You Can Have Bad Credit Without Realizing It

3 Ways You Can Have Bad Credit Without Realizing It

You pay your bills on time, keep those credit cards in check and only apply for new credit when you really need it. There’s every reason in the world you should have a stellar credit score. And yet … One of the reasons you hear “check your credit” so often is that there are ways things can... Read More

4  Credit Tips to Keep in Mind as You Plan Your Wedding

4 Credit Tips to Keep in Mind as You Plan Your Wedding

4  Credit Tips to Keep in Mind as You Plan Your Wedding

Summertime — the perfect time for a beautiful wedding! You’re pledging mutual love and affection to your partner, surrounded by friends and family. You’re looking forward to a lifetime of adventure and happiness together. And while you’re thinking about your wedding and probably doing last-minute planning and fittings and all that great stuff, I’d like... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.