Credit Score

Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

How a Car Accident Can Wreck Your Credit

How a Car Accident Can Wreck Your Credit

How a Car Accident Can Wreck Your Credit

Imagine you’ve been in a car accident. You have health insurance as well as coverage for medical bills through your auto insurance – or through the policy of the person who was at fault – so you aren’t worried about the bills. But to your shock, you find out months later that some of your medical bills… Read More

How Some Divorced Parents Hurt Their Credit

How Some Divorced Parents Hurt Their Credit

How Some Divorced Parents Hurt Their Credit

When parents fall behind on their child support payments, they may be surprised to learn those delinquent payments can appear on their credit reports. What does that mean for their credit scores? A Credit.com reader asks: I recently pulled my reports and was shocked to see the State of MO is listing my child support… Read More

7 Ways Bad Credit Holds You Back

7 Ways Bad Credit Holds You Back

7 Ways Bad Credit Holds You Back

Having poor or no credit may not seem like a big deal to some people, but your credit standing impacts more areas of your life than you may think. There’s the obvious concept – bad credit means you’ll likely have trouble getting credit – but your credit standing can make life much more expensive than it needs to… Read More

How to Make Sure You’re Getting Good Credit Advice

How to Make Sure You’re Getting Good Credit Advice

How to Make Sure You’re Getting Good Credit Advice

When you get advice from a lender or loan officer about your credit, you probably assume they know what they are talking about. After all, they have reviewed lots of credit reports. But you can’t always be certain the advice is solid, as one of our readers recently learned. “Mrs. B” wrote me after reading… Read More

How Do I Convince a Credit Bureau I’m Alive?

How Do I Convince a Credit Bureau I’m Alive?

How Do I Convince a Credit Bureau I’m Alive?

Although most of us who check our credit reports are doing it to make sure credit bureaus are correctly reporting our debts and payment records, one Credit.com reader, Denise, says she’s having trouble convincing a credit bureau she’s alive: Experian shows that I’m deceased because when I closed my Kohl’s charge card, the rep. accidentally marked me… Read More

Sallie Mae Now Offering Free FICO Scores

Sallie Mae Now Offering Free FICO Scores

Sallie Mae Now Offering Free FICO Scores

Sallie Mae will offer free FICO credit scores to student loan borrowers whose loans are disbursed for the 2014-2015 academic year, the company announced June 26. Each borrower will receive a FICO score quarterly, along with a personalized list of the most influential factors determining the score. Sallie Mae is the first national private education lender… Read More

The Little-Known Moving Mistake That Will Cost You Big

The Little-Known Moving Mistake That Will Cost You Big

The Little-Known Moving Mistake That Will Cost You Big

You’re moving? Be careful. Once you’ve managed to get all your stuff packed up and transported to your new place, unpacked and settled in, you’d better make time to check your credit reports and credit scores because moving can wreck your credit. Seriously. Why? Because there may be a final bill for some service you… Read More

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

If you’re looking to build or rebuild credit, some of the first suggestions you’ll hear is to apply for a regular or secured credit card or ask to become an authorized user on someone else’s card. But there’s often little said about how to do it if you want to stay away from plastic. What… Read More

Can a Timeshare Hurt My Credit?

Can a Timeshare Hurt My Credit?

Can a Timeshare Hurt My Credit?

With summer upon us, and the much-deserved vacation time that comes with it, I often get questions from friends about timeshares. Is it a good idea? How will it affect my credit? What should I watch out for? As anyone who has had the pleasure of sitting through a timeshare sales pitch can attest to,… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay connected to our experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.