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Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

What Happens When a Landlord Checks Your Credit

What Happens When a Landlord Checks Your Credit

What Happens When a Landlord Checks Your Credit

You’ve found the perfect place to rent and now – gulp! – the property manager tells you all you need to do is fill out an application so she can run a credit check. Whether you’ve got great credit, bad credit, or no credit, it probably makes you a little uneasy: Will there be a problem? In… Read More

Will Keeping Your Kids On Your Insurance Hurt Your Credit?

Will Keeping Your Kids On Your Insurance Hurt Your Credit?

Will Keeping Your Kids On Your Insurance Hurt Your Credit?

Some parents are now keeping their adult children on their health insurance plans thanks to the Affordable Care Act. That law requires healthcare plans that offer dependent coverage to make the coverage available until a child reaches the age of 26. But just because parents are willing to pay for their kid’s health insurance, it… Read More

The New FICO Score: Better for Debtors?

The New FICO Score: Better for Debtors?

The New FICO Score: Better for Debtors?

If you’ve ever had a debt collector call you, Thursday’s announcement from credit scoring company FICO may be good news for you. FICO just released the newest edition of its general credit scoring model, FICO Score 9. The big changes come in the area of debt collection: The score will not include paid collection accounts,… Read More

Can a Prenup Protect Your Credit Score?

Can a Prenup Protect Your Credit Score?

Can a Prenup Protect Your Credit Score?

You may think a prenup agreement is something only celebrities and those with lots of or assets should consider. If so, think again. “Just the act of creating a prenup, requiring you to discuss each other’s assets and liabilities can help,” says Terry Savage, financial expert and co-author of The New Love Deal: Everything You… Read More

3 Ways You Can Get Your Credit Score for Free

3 Ways You Can Get Your Credit Score for Free

3 Ways You Can Get Your Credit Score for Free

Lenders and some service providers use your credit history as part of their decision to do business with you. Credit scores (numbers based on the information in your credit history) are an easy way for those people to understand how risky a borrower you are, and while credit standing isn’t the only factor in lending… Read More

How a Car Accident Can Wreck Your Credit

How a Car Accident Can Wreck Your Credit

How a Car Accident Can Wreck Your Credit

Imagine you’ve been in a car accident. You have health insurance as well as coverage for medical bills through your auto insurance – or through the policy of the person who was at fault – so you aren’t worried about the bills. But to your shock, you find out months later that some of your medical bills… Read More

How Some Divorced Parents Hurt Their Credit

How Some Divorced Parents Hurt Their Credit

How Some Divorced Parents Hurt Their Credit

When parents fall behind on their child support payments, they may be surprised to learn those delinquent payments can appear on their credit reports. What does that mean for their credit scores? A Credit.com reader asks: I recently pulled my reports and was shocked to see the State of MO is listing my child support… Read More

7 Ways Bad Credit Holds You Back

7 Ways Bad Credit Holds You Back

7 Ways Bad Credit Holds You Back

Having poor or no credit may not seem like a big deal to some people, but your credit standing impacts more areas of your life than you may think. There’s the obvious concept – bad credit means you’ll likely have trouble getting credit – but your credit standing can make life much more expensive than it needs to… Read More

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