Credit Score

Our Credit.com experts provide simple explanations for what influences your credit score; how your credit information gets used and tips on how to improve your credit. Access your credit information with a credit score and credit report from Credit.com. Sign up is quick, easy and always FREE!

You’d Rather Tell People Your Weight Than This Number

You’d Rather Tell People Your Weight Than This Number

You’d Rather Tell People Your Weight Than This Number

Take a moment to consider how you would feel if your neighbors, friends and family knew all the details of your finances. Maybe you wouldn’t care — there are in fact people who go around bragging about their credit scores — but most people don’t talk about their money situation for at least a couple… Read More

The Laziest Ways to Improve Your Credit

The Laziest Ways to Improve Your Credit

The Laziest Ways to Improve Your Credit

There are people out there who expend a lot of energy in the quest for a totally meaningless perfect credit score, which I’ve written about elsewhere. Most people know it’s important to have good credit, but they don’t want to spend too much time worrying about it. The good news is that you can be… Read More

Are Credit Scores Fair?

Are Credit Scores Fair?

Are Credit Scores Fair?

Our society values hard work. At least, that’s often what we’re led to believe: From a young age, we’re told to study hard so we can get good grades, get a decent education and reap the benefits it comes with. We’re motivated by the belief that we’ll be rewarded for our efforts. Credit is the… Read More

What Will a Bad Credit Score Cost You on a Home?

What Will a Bad Credit Score Cost You on a Home?

What Will a Bad Credit Score Cost You on a Home?

You’ve heard mortgage professionals and personal finance experts practically harp on you to check your credit well in advance of getting a mortgage and you may or may not have taken their advice. But what if you knew that better credit could save you enough to pay for your kid’s college education — or even… Read More

7 TV Moms With Bad Credit

7 TV Moms With Bad Credit

7 TV Moms With Bad Credit

As Mother’s Day quickly approaches, we’re taking some time to honor the amazing television moms who’ve made their mark on pop culture. Credit can be a very confusing topic for many Americans, and it’s often possible to learn from someone else’s mistakes. Since credit mistakes in the real world are a lot less funny than they… Read More

Why Are Credit Scores So Confusing?

Why Are Credit Scores So Confusing?

Why Are Credit Scores So Confusing?

If credit scores confuse you, you’re hardly the only one to feel that way. Even many lenders think they’re hard for consumers to understand. VantageScore Solutions, a credit scoring company created by the three major credit reporting agencies, recently surveyed more than 200 lenders about a credit score part that often confuses consumers: reason codes…. Read More

Who Is Fair Isaac?

Who Is Fair Isaac?

Who Is Fair Isaac?

FICO is one of the best known names in the credit industry — it’s practically synonymous with credit scoring, despite the existence of hundreds of other scoring models. The first general-purpose credit score (Beacon at Equifax) came from FICO in 1989, effectively transforming the consumer lending landscape to heavily incorporate predictive analytics. Anyone who has… Read More

What Credit Cards Should I Avoid?

What Credit Cards Should I Avoid?

What Credit Cards Should I Avoid?

Between television commercials, and advertisements on the Internet and in your mailbox, there is no shortage of information about credit cards. But when it comes to determining which one you should get, a pretty good place to start, when sorting through the hundreds of cards on the market, is to eliminate those you should avoid…. Read More

Are You Too Young to Build Credit?

Are You Too Young to Build Credit?

Are You Too Young to Build Credit?

Should high school seniors get a credit card to build credit? For these young adults and their parents, the question isn’t academic. They face this question as soon as they turn 18. The benefits of building good credit are numerous; lower interest rates when you borrow and lower insurance premiums are just two of them…. Read More

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