Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

New Bill Would Cap Credit Card Interest Rates

New Bill Would Cap Credit Card Interest Rates

New Bill Would Cap Credit Card Interest Rates

The newly introduced Interest Rate Reduction Act would limit rates on all credit cards and other consumer loans to just 15 percent, according to New York representative Maurice Hinchey, who wrote the law. The law was written out of concern that lenders can boost rates with little warning and justification. “Many hardworking Americans are using… Read More

Credit Cards with Good Intentions

Credit Cards with Good Intentions

Credit Cards with Good Intentions

I spend a lot of time analyzing and often criticizing the moves credit card issuers make. So it seems only fair that I hand out a few kudos when I see issuers do something positive for consumers. And, yes, believe it or not, there are a few credit cards out there that seem to have… Read More

Roundup: Credit Cards with Hotel Rewards

Roundup: Credit Cards with Hotel Rewards

Roundup: Credit Cards with Hotel Rewards

Whether you like to stay at the same hotels or prefer flexibility, there’s most likely a credit card that meets your needs. To help you narrow down your choices, I’ve picked out four credit cards that have a lot to offer the frequent traveler. And just one reminder: Travel rewards credit cards tend to have… Read More

Consumers Had a Better Time With Their Credit Cards in December

Consumers Had a Better Time With Their Credit Cards in December

Consumers Had a Better Time With Their Credit Cards in December

All six of the nation’s largest credit card issuers reported that the number of charge offs – accounts so behind in payments that they have to be written off as uncollectable – dipped in the final month of 2010, according to a report from The Associated Press. Citibank, which has been plagued by defaulted accounts… Read More

Short-Lived Kardashian Card’s Impact on Other Cards’ Fees

Short-Lived Kardashian Card’s Impact on Other Cards’ Fees

Short-Lived Kardashian Card’s Impact on Other Cards’ Fees

The Kardashian sisters’ debit card may have been short-lived – the card was in existence for just three weeks before widespread outrage over its high fees convinced the sisters to drop it. But the Kardashian card fiasco may prove to have a lasting impact on the growing prepaid debit card industry. UniRush, the prepaid card… Read More

Roundup: Business Credit Cards for Different Needs

Roundup: Business Credit Cards for Different Needs

Roundup: Business Credit Cards for Different Needs

You’ve probably received offers for business credit cards, sometimes called “professional” cards, in the mail. One of the reasons these cards are being heavily promoted is because they aren’t protected by the CARD Act legislation. So just keep that in mind and be sure you read all the disclosures your issuer sends to you in the… Read More

Paging Mr. Bernanke: Credit Card Marketers May Be Breaking the Law

Paging Mr. Bernanke: Credit Card Marketers May Be Breaking the Law

Paging Mr. Bernanke: Credit Card Marketers May Be Breaking the Law

According to a recent poll by University of Houston professor Jim Hawkins, and reported on by our own Farnoosh Torabi, credit card companies are still marketing their products on college campuses. Almost a third of the freshmen polled by Hawkins reported seeing credit card hawkers on campus. One little problem: That’s illegal. According to a… Read More

Money Troubles? You Can Still Get a Credit Card – Expect to Pay a Premium

Money Troubles? You Can Still Get a Credit Card – Expect to Pay a Premium

Money Troubles? You Can Still Get a Credit Card – Expect to Pay a Premium

A new trend is developing on the credit card landscape as 2011 dawns. Banks will okay credit for troubled borrowers, but the strings attached are growing longer and longer. The New York Times reported that credit card companies are more than willing to dip their toes back into the pool of high-risk consumers. Why would… Read More

Report: Credit Card Marketing Continues on Campus

Report: Credit Card Marketing Continues on Campus

Report: Credit Card Marketing Continues on Campus

Despite the CARD Act, which explicitly prohibits banks from marketing and issuing credit cards to young adults under the age of 21 without a cosigner or proof of sufficient income to repay the debt, banks are not complying. At least, that’s what new research from the University of Houston suggests. Professor Jim Hawkins surveyed 338… Read More

Credit Card Q&A: The Best Credit Card for Someone with Bad Credit?

Credit Card Q&A: The Best Credit Card for Someone with Bad Credit?

Credit Card Q&A: The Best Credit Card for Someone with Bad Credit?

What is the best credit card for someone with bad credit? I’m finally out of credit card debt and now I want to improve my credit score. – Walter Hi Walter, Congratulations on getting out of debt! That’s a wonderful accomplishment. You are correct that getting the right credit card can help you boost your score. If… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay Connected to your experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.