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CARD Act Loophole Number 73 – Student Loans are Income, Apparently

CARD Act Loophole Number 73 – Student Loans are Income, Apparently

CARD Act Loophole Number 73 – Student Loans are Income, Apparently

The CARD Act requires that lenders now take steps to ensure that their applicants have some sort of ability to pay their debt obligations. The fact that it took a Federal law to accomplish this is a head-scratcher for sure. The question is, how are lenders doing this and how are they navigating around and… Read More

New Credit Card Laws: Final Phase Begins

New Credit Card Laws: Final Phase Begins

New Credit Card Laws: Final Phase Begins

The third and final phase of the Credit Card Act of 2009 went into effect yesterday, on Aug. 22. And while most of the provisions went into effect in February of this year, the remaining provisions include some pretty significant changes that you should know about.

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