Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

CFPB Working to Extend Affordable Credit to Low-Income Consumers

CFPB Working to Extend Affordable Credit to Low-Income Consumers

CFPB Working to Extend Affordable Credit to Low-Income Consumers

Because the economy has been improving for some time now, many lenders are now broadening their efforts to extend financing to consumers from more troubled borrowing backgrounds. However, one segment of the population may still be having difficulty finding available, affordable credit. Despite improvements in the overall lending ecosystem, many consumers across the country with... Read More

British Airways Credit Card Offers a 100,000 Miles Sign-up Bonus

British Airways Credit Card Offers a 100,000 Miles Sign-up Bonus

British Airways Credit Card Offers a 100,000 Miles Sign-up Bonus

Since the dawn of reward credit cards, there have been countless offers of a free flight just for receiving a new card. But as this market has become more competitive, discriminating cardholders have begun to expect even more valuable sign-up bonuses. Chase is now offering its British Airways Visa with the potential to earn 100,000... Read More

Merchant Credit Card Fee Settlement Inches Closer

Merchant Credit Card Fee Settlement Inches Closer

Merchant Credit Card Fee Settlement Inches Closer

A controversial court case related to the way in which merchants pay fees for accepting credit and debit card transactions went through another development this week, as a judge rejected a request for a quicker decision in the proceedings. The Second U.S. Circuit Court of Appeals in New York recently denied the Home Depot’s request... Read More

5 Mistakes New Cardholders Make

5 Mistakes New Cardholders Make

5 Mistakes New Cardholders Make

Your brand new credit card arrives in the mail all shiny, just waiting for you to take it shopping. Before you break it in, though, watch out for these five mistakes new cardholders often make: Loading up on Extras Before you use your card for the first time, you’ll be required to call a toll-free... Read More

How to Make the Most of Credit Card Rewards Malls

How to Make the Most of Credit Card Rewards Malls

How to Make the Most of Credit Card Rewards Malls

Those who use their credit cards to earn free travel, merchandise and cash back know these rewards can be extremely valuable. At the same time, we also know that shopping online can be quick and convenient. But what few cardholders realize is that their credit card can allow them to earn bonus rewards when they... Read More

Did Your Credit Card APR Change? Don’t Freak Out

Did Your Credit Card APR Change? Don’t Freak Out

Did Your Credit Card APR Change? Don’t Freak Out

The message on the notice from her credit card company read, “We are pleased to tell you that we have lowered the following Annual Percentage Rates (APRs) on your account. Purchases: Prime + 11.74%, currently 14.99%V.” Immediately, my colleague who received the notice assumed her card issuer was trying to pull a fast one on... Read More

10 States With the Highest Credit Card Balances

10 States With the Highest Credit Card Balances

10 States With the Highest Credit Card Balances

With holiday spending expected to soar this year and some consumers using their favorite piece of plastic to front the cash, credit card balances are on the top of everyone’s mind. Since a higher credit utilization ratio (total balances to total credit limits) can hurt your credit score, balances do matter. To see if your... Read More

The Best Credit Cards in America for Hotel Rewards

The Best Credit Cards in America for Hotel Rewards

The Best Credit Cards in America for Hotel Rewards

Last month, we looked at the best credit cards that earn airline miles, as many credit card users find that award flights are some of the most valuable credit card rewards. And while this may be true in most cases, hotel reward cards can offer travelers incredible value. For the December edition of our Best... Read More

Using Credit Card Rewards to Plan a Ski Trip

Using Credit Card Rewards to Plan a Ski Trip

Using Credit Card Rewards to Plan a Ski Trip

Credit card rewards seem to exist to allow us to splurge on the most desirable activities. This winter, cardholders can use their accumulated points and miles to take a ski vacation. Let’s take a look at the major expenses involved in taking a typical ski trip. Airfare Other than those who are lucky enough to... Read More

Debit Cards on the Double: Chase’s Newest Innovation

Debit Cards on the Double: Chase’s Newest Innovation

Debit Cards on the Double: Chase’s Newest Innovation

Imagine a world in which you can walk into a bank branch and walk out with your very own debit card, complete with all the safety features of a debit card that normally takes days to arrive in the mail. That’s what the innovators at Chase did, and the result is coming to a bank... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.