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In an effort to curb out-of-country credit card use to keep the nation’s economy strong, Argentina’s government has issued a new tax law on consumers who use their cards in other countries, as well as new regulations that will monitor residents’ card use. The rules, presented by Argentina’s top tax collector, AFIP chief Ricardo Etchegaray,... Read More
The mobile wallet payment system being promoted as a joint venture between the nation’s three largest mobile phone service providers has faced numerous delays in the last few months, but is now ready to be unveiled. Isis – the mobile wallet service from AT&T, T-Mobile, and Verizon Wireless – will begin its pilot run in... Read More
The amount of money owed to lenders on all types of credit declined once again in the second quarter of the year, as did the total number of accounts that were behind on payments. Both measures indicate consumers may be getting a better handle on their finances. Consumer debt slipped $53 billion from the first... Read More
The way we pay with plastic has changed a lot over the years, from the explosion in debit card usage over the last couple decades to the proliferation of rewards cards from retail stores, airlines and hotel chains. But the physical features of cards have evolved. Here are some of the ways that the look... Read More
It used to be when I spoke at financial seminars, most of the audience would raise their hand when I asked if they agreed that closing credit card accounts they don’t use anymore would help boost their credit. Now, though, most people know better than that. Instead, I find they are terrified of closing an... Read More
Almost every major retailer is trying to entice shoppers to sign up for a store-brand credit card, promising discounts and perks to sweeten the deal. The positive upshot of opening this account is made clear by the store employee: You can receive a discount on their purchase that day of as much as 30 percent,... Read More
It seemed to Jamie like a great deal. She had a large purchase to make at Target, so she signed up for the Target Debit Card, which gave her a 5 percent discount. “I was under the impression that the debit card worked like a debit card,” Jamie writes in response to a recent Credit.com... Read More
Consumers are once again feeling better about their overall finances as the effects of the recent recession fade, and that, in turn, may be what has led to another increase in satisfaction with their credit cards. Overall consumer approval of their credit cards has grown significantly in each of the last three years, according to... Read More
If you’re trying to establish or rebuild your credit, you’ve probably heard that a secured card is a good way to get started. With a secured card, you place a security deposit with the issuer and, in turn, get a major credit card — often quite easily. But is your security deposit safe? A reader... Read More
These days, millions of consumers are dealing with large amount of debt spread across their mortgages, student loans, auto financing and credit cards. Credit card debt can cause major problems for consumers who are not fully accustomed to handling it responsibly, especially if they are trying to pay down other debts as well. That’s because... Read More
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