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32 Ways to Leave Your High-Interest Credit Card

32 Ways to Leave Your High-Interest Credit Card

32 Ways to Leave Your High-Interest Credit Card

Sure, there were the good times — back when you and your credit card first got together. Maybe your card was giving you a 0% introductory APR. Maybe you went everywhere together, bought everything together … but things changed. Today you feel like you’re giving a lot more than you’re getting, and now you’re wondering... Read More

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

For credit card holders, interest rate hikes are never good news. Unfortunately, that’s what’s looming on the horizon. It’s been widely reported that the Federal Reserve is contemplating an increase to the benchmark interest rate in mid-March, the first of an expected three rate increases in 2017. Higher interest rates from the Fed ultimately translate... Read More

How to Visit Disney World for Free (or Close To It)

How to Visit Disney World for Free (or Close To It)

How to Visit Disney World for Free (or Close To It)

[Update: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Anyone with kids understands that Disney World is a vacation they need to take at least once. After... Read More

5 New Marriott Hotels You Can Visit in 2017 for Free

5 New Marriott Hotels You Can Visit in 2017 for Free

5 New Marriott Hotels You Can Visit in 2017 for Free

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] There are a lot of new hotels opening up all around the world this year, including those by... Read More

Amex Soups Up Platinum Card With Free Uber Rides

Amex Soups Up Platinum Card With Free Uber Rides

Amex Soups Up Platinum Card With Free Uber Rides

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] American Express is giving Platinum cardholders up to $200 a year in free Uber rides as part of a host of... Read More

Shattered Your New iPhone? Your Credit Card Might Have You Covered

Shattered Your New iPhone? Your Credit Card Might Have You Covered

Shattered Your New iPhone? Your Credit Card Might Have You Covered

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] At some point in your life, you’ve probably dropped your smartphone. If it happened to be on the ground, you may have even... Read More

How a Balance Transfer Affects Your Credit Score

How a Balance Transfer Affects Your Credit Score

How a Balance Transfer Affects Your Credit Score

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Citi Diamond Preferred, Discover it, Citi Double Cash and Chase Slate. Disclosure: Cards from our partners are mentioned below.] If you’re struggling with credit card debt that you just can’t seem to get out from under, one of the... Read More

I Have a Visa Signature Credit Card. What Does That Get Me?

I Have a Visa Signature Credit Card. What Does That Get Me?

I Have a Visa Signature Credit Card. What Does That Get Me?

When choosing a new credit card, you may consider the rewards you get as part of the incentive to get (and use) the card. But there are often rewards that go beyond points toward travel or cash back. And if your card is part of the Visa Signature family, it likely carries several benefits beyond the rewards... Read More

I Got a Convenience Check in the Mail. What Is it — & Should I Use One?

I Got a Convenience Check in the Mail. What Is it — & Should I Use One?

I Got a Convenience Check in the Mail. What Is it — & Should I Use One?

If you have a credit card, you’ve probably at some point received a bill that comes with convenience checks. If you’re like most people, you glanced at those checks and sent them straight through the shredder. But what are convenience checks, anyway? And should you use one? What Is a Convenience Check? On the surface, a convenience check... Read More

Looking for a Balance Transfer Credit Card? Here’s 5 Things to Know

Looking for a Balance Transfer Credit Card? Here’s 5 Things to Know

Looking for a Balance Transfer Credit Card? Here’s 5 Things to Know

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Chase Slate.] If you have found yourself dealing with high amounts of credit card debt, you might be feeling a little trapped. At times, it can seem like you are never going to get to the other side... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team