Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!
Your points, miles and cash back are not nearly as secure as the money you deposit in a federally secured bank. Your credit card rewards are subject to some rules and terms that you need to follow in order to redeem and use them. Credit card rewards come in several different forms, and each has... Read More
Late last year, we rated the Starwood Preferred Guest credit card from American Express as the credit card with the best hotel rewards program, and AmEx just changed one of the perks to make it an even more attractive product. New cardholders who apply before March 30 will get 35,000 bonus Starpoints if they charge $3,000 within the... Read More
Do you use a credit card that doesn’t earn rewards? Doing so can be a smart choice if you tend to carry a balance since basic credit cards typically offer lower annual percentage rates (APRs) than rewards credit cards. Non-rewards cards also make sense if you’re tempted to make additional purchases to earn more rewards. But just because you... Read More
Aldi, a Germany-based grocery store known for its cost-cutting business practices, announced in a news release it will accept credit cards in its U.S. stores. There are nearly 1,500 locations in the U.S., mostly in the eastern half of the country, and until now Aldi had only accepted cash or debit card payments. Aldi plans to... Read More
Do you enjoy waking up at the crack of noon? Do you sometimes have trouble remembering exactly when to make your credit card’s monthly payment? If so, then you might be a perpetually lazy credit card user. There’s no shame to that, and if you don’t want to change your habits, so you might as well embrace... Read More
If you were thinking of applying for a new cash-back credit card in the coming months, your list of options just got a little longer. Chase plans to offer a new Chase Freedom Unlimited credit card that offers more rewards on base purchases than the current cards in its lineup. The new card allows cardholders... Read More
Is your credit so bad you get pre-declined credit card offers in the mail? OK, that’s a joke — a bad joke — but bad credit is obviously no laughing matter. It can keep you from accomplishing your personal financial goals, and it can be expensive. People with bad credit typically pay higher interest rates,... Read More
An ample credit limit can give you lots of spending power and flexibility, so it’s understandable why a person may be looking to get a higher one. Still, if you’re one of them, be sure you can handle more available credit first. Credit cards are best leveraged by paying your balance off in full each month. Otherwise, interest... Read More
Visa has released data showing adoption of Visa chip cards by U.S. banks and merchants is gathering steam. But the capacity for Europay-Mastercard-Visa (EMV) chip cards to swiftly and drastically reduce payment card fraud in the United States is by no means assured. Just look north to Canada, where EMV cards have been in wide... Read More
Credit card issuers have to let you know at least 45 days in advance that your annual percentage rate (APR) is going to rise, thanks to a law change in 2009. But the heads up doesn’t exactly take the sting out of knowing that your credit card balances are about to get more expensive, particularly if you’re... Read More
Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.