Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

4 Credit Cards That Can Help You Save for a Car

4 Credit Cards That Can Help You Save for a Car

4 Credit Cards That Can Help You Save for a Car

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]   The more you save up for a down payment on your next car, the better off you’ll... Read More

6 Credit Cards for New Homeowners

6 Credit Cards for New Homeowners

6 Credit Cards for New Homeowners

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Buying a home is one of life’s biggest financial events and someone with a new mortgage may primarily... Read More

8 Common Credit Card Mistakes You Might Be Making

8 Common Credit Card Mistakes You Might Be Making

8 Common Credit Card Mistakes You Might Be Making

Do you have a credit card in your wallet? Chances are, you do. And if you’re one of these plastic carriers, you probably want to be using that card the best possible way, right? Well, you may be making some mistakes without even realizing it. To help, we’ve rounded up eight common mistakes to help you discover... Read More

5 Credit Cards to Help Pay Off Your Vacation Spending

5 Credit Cards to Help Pay Off Your Vacation Spending

5 Credit Cards to Help Pay Off Your Vacation Spending

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Vacations are expensive affairs, with costs including lodging, transportation and car rentals adding up to a large bill. But... Read More

If You’re a Tech Nerd, You’ll Love These 4 Credit Cards

If You’re a Tech Nerd, You’ll Love These 4 Credit Cards

If You’re a Tech Nerd, You’ll Love These 4 Credit Cards

[DISCLOSURE: Cards from our partners are mentioned below.] It’s easy to love technology these days, as gadgets and tech are ubiquitous. There’s an app for nearly everything. According to Pew Research, more than three-quarters of Americans have smartphones. But true tech enthusiasts take it up a notch, following the industry to learn the latest developments and... Read More

9 Reasons It’s Time You Got a Credit Card Already

9 Reasons It’s Time You Got a Credit Card Already

9 Reasons It’s Time You Got a Credit Card Already

There are many reasons you may have avoided getting a credit card up until now. Maybe you prefer to pay for purchases with cash, or maybe the thought of choosing a credit card seems overwhelming. Maybe you just don’t feel it’s worth the effort. But perhaps all the buzz about the rewards the come from... Read More

5 Credit Cards Bargain Hunters Will Love

5 Credit Cards Bargain Hunters Will Love

5 Credit Cards Bargain Hunters Will Love

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] There are so many ways to find great deals today. Deal websites will do the legwork for you,... Read More

Looking to Save on Rail Travel? Take This Card Aboard

Looking to Save on Rail Travel? Take This Card Aboard

Looking to Save on Rail Travel? Take This Card Aboard

[DISCLOSURE: Cards from our partners are mentioned below.] Traveling by train offers a number of advantages over flying or driving. Rail travel can provide better comfort, eliminate the hassle of the airport and offer a better opportunity to take in sights along the way. Amtrak covers many American regions by rail, offering passengers a way... Read More

4 Credit Cards to Help You Bar Hop Responsibly

4 Credit Cards to Help You Bar Hop Responsibly

4 Credit Cards to Help You Bar Hop Responsibly

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi ThankYou Premier Card. DISCLOSURE: Cards from our partners are mentioned below.] If your evening plans often include multiple bars and clubs, you may need sober rides to ferry you and your friends between party spots or take you home... Read More

4 Credit Cards to Help Prepare for Your New Baby

4 Credit Cards to Help Prepare for Your New Baby

4 Credit Cards to Help Prepare for Your New Baby

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Expecting parents have a lot to do in a short time frame. They’ve got to prepare their home... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team