Credit Cards

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Can Your Airline Credit Card Keep You From Getting Bumped?

Can Your Airline Credit Card Keep You From Getting Bumped?

Can Your Airline Credit Card Keep You From Getting Bumped?

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Getting bumped from a flight can be a trying experience, as evidenced by the viral video of a... Read More

Barclaycard Beefs Up Signup Bonus for CashForward Card

Barclaycard Beefs Up Signup Bonus for CashForward Card

Barclaycard Beefs Up Signup Bonus for CashForward Card

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Opening a new credit card usually means an opportunity to earn a signup bonus. In the case of... Read More

Can I Pay My Taxes With a Credit Card?

Can I Pay My Taxes With a Credit Card?

Can I Pay My Taxes With a Credit Card?

[DISCLOSURE: Cards from our partners are mentioned below.] Tax season is upon us, and many people are discovering they owe money to the Internal Revenue Service (IRS). (Still haven’t filed? You may want to read these 50 things to know if you haven’t done your taxes yet.) This year, you have until April 18 to figure... Read More

Getting a Card With an Annual Fee? Here’s What You Need to Know

Getting a Card With an Annual Fee? Here’s What You Need to Know

Getting a Card With an Annual Fee? Here’s What You Need to Know

Rebuilding your credit requires good financial behavior. You’ll want to make sure you’re paying bills on time and, once you do that, building a great credit score is a dance between using credit and keeping debt at bay. To that end, is it ever worth it to pay an annual fee for a credit card? It... Read More

How to Fix the Big Things You Hate About Your Credit Cards

How to Fix the Big Things You Hate About Your Credit Cards

How to Fix the Big Things You Hate About Your Credit Cards

Credit cards may be in the wallets of most Americans, but not everyone is happy with their travel companion. The Consumer Financial Protection Bureau (CFPB) released its monthly snapshot of consumer complaints in the financial services industry this week. The report, which regularly focuses on a different financial product to highlight consumer complaint trends, focused... Read More

Marriott Rewards Premier Credit Card Rolls Out Cool 100K-Point Bonus

Marriott Rewards Premier Credit Card Rolls Out Cool 100K-Point Bonus

Marriott Rewards Premier Credit Card Rolls Out Cool 100K-Point Bonus

[Update: The offer mentioned below has expired. For current terms and conditions, please see card agreements.] Eighty thousand points isn’t cool. You know what’s cool? A hundred thousand points. That’s what the Marriott Rewards Premier Credit Card, issued by Chase, is offering for a limited time after you spend $5,000 on the card in the first three months. And if... Read More

6 Hacks for Using the Citi ThankYou Points Program

6 Hacks for Using the Citi ThankYou Points Program

6 Hacks for Using the Citi ThankYou Points Program

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi Prestige, Citi ThankYou Premier, Citi ThankYou Preferred and Citi ThankYou Preferred card for College Students. DISCLOSURE: Cards from our partners are mentioned below.] If you surveyed a group of people about credit cards, it’s likely they would... Read More

Credit Cards to Use at Every Major Airport in America

Credit Cards to Use at Every Major Airport in America

Credit Cards to Use at Every Major Airport in America

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Whether you’re planning to hit the road for spring break or looking ahead to your summer travels, there’s... Read More

32 Ways to Leave Your High-Interest Credit Card

32 Ways to Leave Your High-Interest Credit Card

32 Ways to Leave Your High-Interest Credit Card

Sure, there were the good times — back when you and your credit card first got together. Maybe your card was giving you a 0% introductory APR. Maybe you went everywhere together, bought everything together … but things changed. Today you feel like you’re giving a lot more than you’re getting, and now you’re wondering... Read More

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

Interest Rate Hike Incoming: 4 Things You Can Do to Get Ready

For credit card holders, interest rate hikes are never good news. Unfortunately, that’s what’s looming on the horizon. It’s been widely reported that the Federal Reserve is contemplating an increase to the benchmark interest rate in mid-March, the first of an expected three rate increases in 2017. Higher interest rates from the Fed ultimately translate... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team