Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

4 Hacks for Using the Capital One Venture Miles Program

4 Hacks for Using the Capital One Venture Miles Program

4 Hacks for Using the Capital One Venture Miles Program

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Capital One Venture Rewards and Capital One VentureOne Rewards. DISCLOSURE: Cards from our partners are mentioned below.] Over the past decade, Capital One Venture cards have become popular for a few reasons. Not only have they brought on several A-list... Read More

Barclaycard Beefs Up Signup Bonus for CashForward Card

Barclaycard Beefs Up Signup Bonus for CashForward Card

Barclaycard Beefs Up Signup Bonus for CashForward Card

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here —Barclaycard CashForward World MasterCard. DISCLOSURE: Cards from our partners are mentioned below.] Opening a new credit card usually means an opportunity to earn a signup bonus. In the case of the Barclaycard CashForward World MasterCard, that bonus comes... Read More

Capital One’s New Dining Credit Card: Should You Apply?

Capital One’s New Dining Credit Card: Should You Apply?

Capital One’s New Dining Credit Card: Should You Apply?

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Cards from our partners are mentioned below.] Capital One just launched a brand new cash-back credit card with a big focus on food. The Premier Dining Rewards From Capital One card offers cash back rewards for all transactions,... Read More

Can I Pay My Taxes With a Credit Card?

Can I Pay My Taxes With a Credit Card?

Can I Pay My Taxes With a Credit Card?

[Update: Some offers mentioned below have expired. You can view the current offers from our partners once they become available here — Discover it —18-Month Balance Transfer Offer and Chase Sapphire Preferred. Disclosure: Cards from our partners are mentioned below.] Tax season is upon us, and many people are discovering they owe money to the Internal... Read More

Getting a Card With an Annual Fee? Here’s What You Need to Know

Getting a Card With an Annual Fee? Here’s What You Need to Know

Getting a Card With an Annual Fee? Here’s What You Need to Know

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi Secured credit card and Platinum Card from American Express. Disclosure: Cards from our partners are mentioned below.] Rebuilding your credit requires good financial behavior. You’ll want to make sure you’re paying bills on time and, once you do that, building... Read More

4 of the Most-Improved Credit Card Cash Back Offers of 2017

4 of the Most-Improved Credit Card Cash Back Offers of 2017

4 of the Most-Improved Credit Card Cash Back Offers of 2017

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Blue Cash Everyday From American Express, Blue Cash Preferred From American Express and Chase Freedom Unlimited. DISCLOSURE: Cards from our partners are mentioned below.] Many credit card issuers kicked off 2017 by launching attractive bread-and-butter rewards programs, which some... Read More

How to Fix the Big Things You Hate About Your Credit Cards

How to Fix the Big Things You Hate About Your Credit Cards

How to Fix the Big Things You Hate About Your Credit Cards

Credit cards may be in the wallets of most Americans, but not everyone is happy with their travel companion. The Consumer Financial Protection Bureau (CFPB) released its monthly snapshot of consumer complaints in the financial services industry this week. The report, which regularly focuses on a different financial product to highlight consumer complaint trends, focused... Read More

4 Ways to Get Max Value From Discover Cash Back Rewards

4 Ways to Get Max Value From Discover Cash Back Rewards

4 Ways to Get Max Value From Discover Cash Back Rewards

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it — Cashback Match, Discover it Chrome, Discover it Student and Discover it Secured.] There are a lot of cash back rewards programs out there so it’s important to compare them and have a full understanding... Read More

Marriott Rewards Premier Credit Card Rolls Out Cool 100K-Point Bonus

Marriott Rewards Premier Credit Card Rolls Out Cool 100K-Point Bonus

Marriott Rewards Premier Credit Card Rolls Out Cool 100K-Point Bonus

[Update: The offer mentioned below has expired. For current terms and conditions, please see card agreements.] Eighty thousand points isn’t cool. You know what’s cool? A hundred thousand points. That’s what the Marriott Rewards Premier Credit Card, issued by Chase, is offering for a limited time after you spend $5,000 on the card in the first three months. And if... Read More

Financing a DIY Remodel Project? Here’s How Home Depot & Lowe’s May Help

Financing a DIY Remodel Project? Here’s How Home Depot & Lowe’s May Help

Financing a DIY Remodel Project? Here’s How Home Depot & Lowe’s May Help

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Freedom and Citi Simplicity. DISCLOSURE: Cards from our partners are mentioned below.] Now that spring is here, you might be thinking about tackling home improvement projects. Whether it’s a new deck or a remodel of your kitchen,... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team