Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

Love the Boys of Summer? Then This Credit Card Is a Home Run

Love the Boys of Summer? Then This Credit Card Is a Home Run

Love the Boys of Summer? Then This Credit Card Is a Home Run

[Disclosure: Cards from our partners are mentioned below.] Baseball fanatics can drop a lot of cash on the sport they love, whether it’s season tickets, World Series parties, team merch or hot dogs at the game. (But going to a game doesn’t have to break the bank — in fact, it may even be possible... Read More

How Transferring a Balance Affects Your Credit Score

How Transferring a Balance Affects Your Credit Score

How Transferring a Balance Affects Your Credit Score

Thinking of taking advantage of a balance transfer offer? It can be an excellent way to pay off your debt. But how will transferring a balance affect your credit score? And of what potential pitfalls should you be aware? It’s impossible to predict exactly how any one financial decision will affect your credit score. We can... Read More

4 Credit Cards That Can Help You Save on Your Summer Road Trip

4 Credit Cards That Can Help You Save on Your Summer Road Trip

4 Credit Cards That Can Help You Save on Your Summer Road Trip

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Road trips offer distinct advantages over other means of travel. You can change your itinerary at a moment’s... Read More

5 Credit Cards to Help Fund Your Summer Renovations

5 Credit Cards to Help Fund Your Summer Renovations

5 Credit Cards to Help Fund Your Summer Renovations

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it, Citi Double Cash, Chase Freedom Unlimited. Disclosure: Cards from our partners are mentioned below.] Home renovations and updates come in all shapes and sizes, but one thing they have in common is a lot of... Read More

These Balance Transfer Credit Cards Can Help You Pay Down Debt

These Balance Transfer Credit Cards Can Help You Pay Down Debt

These Balance Transfer Credit Cards Can Help You Pay Down Debt

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] If you’re trying to pay down a large credit card balance and you feel like you’re getting nowhere, one... Read More

5 Credit Cards That Will Help You Quickly Rack Up Rewards Points

5 Credit Cards That Will Help You Quickly Rack Up Rewards Points

5 Credit Cards That Will Help You Quickly Rack Up Rewards Points

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Platinum Card from American Express, Starwood Preferred Guest credit card from American Express and Citi Prestige. Disclosure: Cards from our partners are mentioned below.] Credit card points can bestow untold value on cardholders, as every purchase earns points to be... Read More

I Have a World Elite MasterCard: What Does That Get Me?

I Have a World Elite MasterCard: What Does That Get Me?

I Have a World Elite MasterCard: What Does That Get Me?

[Disclosure: Cards from our partners are mentioned below.] When you are searching for a new credit card, you tend to be drawn into the information the credit card companies want you to see. They highlight the signup bonus, the ability to earn rewards on purchases, and the annual fees. But your card might have other... Read More

5 Credit Cards for Cost-Conscious Travelers

5 Credit Cards for Cost-Conscious Travelers

5 Credit Cards for Cost-Conscious Travelers

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it Miles, Capital One VentureOne Rewards Card, JetBlue Card and USAA Preferred Cash Rewards Visa Signature. DISCLOSURE: Cards from our partners are mentioned below.] There’s a lot of buzz anytime a credit card company launches a... Read More

4 Credit Cards That’ll Cut You Some Slack

4 Credit Cards That’ll Cut You Some Slack

4 Credit Cards That’ll Cut You Some Slack

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi Simplicity and Chase Slate. DISCLOSURE: Cards from our partners are mentioned below.] Mismanaging your credit cards can really cost you. Go over your credit limit and you’ll get hit with a fee. Need to transfer a high-interest balance? You’ll... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team