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I Improved My Credit Score. Can I Get a Better Credit Card Now?

I Improved My Credit Score. Can I Get a Better Credit Card Now?

I Improved My Credit Score. Can I Get a Better Credit Card Now?

Have you worked hard to pay your bills on time and reduce your debt in order to improve your credit history? If so, it might be time to see if your hard work’s paid off by trying to get a better credit card. Here’s how you can leverage your improved credit score to get a credit card with better rates,... Read More

Do You Need a Business Credit Card?

Do You Need a Business Credit Card?

Do You Need a Business Credit Card?

Do you run a small business such as your own company or anything from babysitting to reselling goods online? If so, then you may qualify for credit cards designed for small business use. Once you know this, the question becomes, do you really need one? Here’s how to tell. The Perks of a Business Credit Card The main reason small... Read More

Is It Time to Upgrade My Student Credit Card?

Is It Time to Upgrade My Student Credit Card?

Is It Time to Upgrade My Student Credit Card?

College students looking to build credit often have limited options when it comes to credit cards. For starters, the Credit Card Accountability Responsibility and Disclosure Act of 2009 stipulates that lenders can’t issue cards to consumers under 21 unless a borrower has shown he has the ability to repay back his debt or has a willing co-signer. Young people... Read More

An Extra Holiday Credit Card Perk: Mall Lounges

An Extra Holiday Credit Card Perk: Mall Lounges

An Extra Holiday Credit Card Perk: Mall Lounges

Having access to an airport lounge is a well-known perk of airline rewards programs and some credit cards, but you might want to see if your credit card has another way for you to escape the chaos this holiday season: Shopping mall lounges. Like at an airport, finding a relaxing space at a mall is... Read More

My Father Passed Away. Can I Use His Credit Card Now?

My Father Passed Away. Can I Use His Credit Card Now?

My Father Passed Away. Can I Use His Credit Card Now?

Unless you’ve co-signed, you generally can’t be held liable for a loved ones’ outstanding balance when they pass away. But can you inherit a good line of credit? One Credit.com blog commenter recently wrote to us, asking if a sibling can take over their deceased father’s credit card: “My father passed some months ago with zero debt on a card, but he had... Read More

Paying Over the Phone With a Credit Card: Are There Risks?

Paying Over the Phone With a Credit Card: Are There Risks?

Paying Over the Phone With a Credit Card: Are There Risks?

Ever wondered what the difference is between using your credit card over the phone versus in person or online? When you use your credit card to make purchases by phone, some things work just as they do when you hand your card over. But there are also some major distinctions. Verbal authorizations of credit card purchases by phone are declining... Read More

The Dos & Don’ts of Auto-Paying Your Bills

The Dos & Don’ts of Auto-Paying Your Bills

The Dos & Don’ts of Auto-Paying Your Bills

Missing payments on a loan, credit card or utility bill can do big damage to your credit score. Fortunately, many companies now let customers set up automatic bill payments tied to a card, checking account or third-party service. But there are some things to know before taking advantage. For starters, “you must not use the auto-pay as an excuse not to still check your... Read More

Cash-Back Credit Card Overload: Which Kind Should I Choose?

Cash-Back Credit Card Overload: Which Kind Should I Choose?

Cash-Back Credit Card Overload: Which Kind Should I Choose?

Are you confused by cash-back credit cards? At first glance, it shouldn’t be hard to choose the card with the highest rate of cash back, but it’s actually more difficult than it sounds. Some cards offer a fixed rate of rewards for different kind of purchases, while others offer an even higher rate of cash back... Read More

The Law That Helped Consumers Avoid $16 Billion in Credit Card Fees

The Law That Helped Consumers Avoid $16 Billion in Credit Card Fees

The Law That Helped Consumers Avoid $16 Billion in Credit Card Fees

It is possible to eliminate gotcha fees and tactics, argues the Consumer Financial Protection Bureau in a report issued on Thursday. The bureau says credit card consumers have saved $16 billion since 2011, thanks to a law banning “gotcha” credit card issuer tactics that were common during the last decade. (Such fees were also a... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.