Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

4 Rewards Credit Cards for People Who Just Don’t Travel

4 Rewards Credit Cards for People Who Just Don’t Travel

4 Rewards Credit Cards for People Who Just Don’t Travel

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Blue Cash Preferred card from American Express and Citi Double Cash Card.] So many credit cards today offer cardholders travel rewards. Airline-branded cards focus on earning and redeeming miles with individual carriers. Hotel credit cards do the same with... Read More

5 New Starwood Hotels You Can Visit for Free

5 New Starwood Hotels You Can Visit for Free

5 New Starwood Hotels You Can Visit for Free

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Starwood Preferred Guest Credit Card from American Express.] As we move into spring break season, a lot of you may have vacation plans. If not, then it might be time to start planning a trip. Deciding where to go can... Read More

PenFed’s New Cash-Back Credit Card: Should You Apply?

PenFed’s New Cash-Back Credit Card: Should You Apply?

PenFed’s New Cash-Back Credit Card: Should You Apply?

[Disclosure: Cards from our partners are mentioned below.] There’s a new 1.5% cash back credit card in town — actually make that 2% cash back, in some cases. Pentagon Federal Credit Union (affectionately known as PenFed) recently launched its Power Cash Rewards Visa Signature Card. The card is available to all PenFed members and offers additional... Read More

Dine Out Much? You Can Get 10% Cash Back With These New Amex Offers

Dine Out Much? You Can Get 10% Cash Back With These New Amex Offers

Dine Out Much? You Can Get 10% Cash Back With These New Amex Offers

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Amex Blue Cash Preferred and American Express Amex Blue Cash Everyday.] American Express is enabling anyone looking to go on a restaurant binge with its latest offer for new members of its Blue Cash Preferred and Blue Cash Everyday cards.... Read More

Shattered Your New iPhone? Your Credit Card Might Have You Covered

Shattered Your New iPhone? Your Credit Card Might Have You Covered

Shattered Your New iPhone? Your Credit Card Might Have You Covered

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — American Express Platinum Card, Citi/AAdvantage Executive World Elite Mastercard and Citi Prestige.] At some point in your life, you’ve probably dropped your smartphone. If it happened to be on the ground, you may have even shattered the glass. If you didn’t have... Read More

How a Balance Transfer Affects Your Credit Score

How a Balance Transfer Affects Your Credit Score

How a Balance Transfer Affects Your Credit Score

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Citi Diamond Preferred, Discover it, Citi Double Cash and Chase Slate.] If you’re struggling with credit card debt that you just can’t seem to get out from under, one of the best ways to break free from that... Read More

The Credit Card That Can Help You Save for Retirement

The Credit Card That Can Help You Save for Retirement

The Credit Card That Can Help You Save for Retirement

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — American Express Blue Cash Preferred.] If you’re serious about long-term savings — whether for your retirement, your child’s college fund or both — you already know you need to do more than just save your pennies. You need... Read More

5 Great Rewards Credit Cards for People on a Tight Budget

5 Great Rewards Credit Cards for People on a Tight Budget

5 Great Rewards Credit Cards for People on a Tight Budget

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here —Chase Freedom, Amex Blue Cash Everyday, Citi Double Cash and Barclaycard CashForward World MasterCard.] Everywhere you look, there are credit cards offering huge signup bonuses. Unfortunately, those cards almost always require a large initial spend. If you are on a limited... Read More

Feeling Charitable? These 5 Credit Cards Make Giving Easy

Feeling Charitable? These 5 Credit Cards Make Giving Easy

Feeling Charitable? These 5 Credit Cards Make Giving Easy

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Cards from our partners are mentioned below.] When it comes to credit cards, there are countless options out there, whether you’re seeking to accumulate travel rewards, cash back or points for purchases. But what if you want to do... Read More

5 Things to Think Twice About Putting on Your Credit Card

5 Things to Think Twice About Putting on Your Credit Card

5 Things to Think Twice About Putting on Your Credit Card

Credit cards are useful financial tools. They can fund large purchases, build credit and help consumers establish financial independence. But they can also get cardholders into major financial trouble when used improperly. Not all credit card purchases are created equal, and some should be completely sidestepped to avoid unmanageable credit card debt. Not only can... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team