Credit Cards

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5 Signs It’s Time for a Credit Card Upgrade

5 Signs It’s Time for a Credit Card Upgrade

5 Signs It’s Time for a Credit Card Upgrade

Like most financial things you’ll deal with in life, it’s a good idea to check in from time to time with your credit card to see how it’s working for you, or to see if there are better offers out there. If you’ve been a loyal customer for years and haven’t seen many changes to... Read More

6 Top Details about the New Uber Credit Card

6 Top Details about the New Uber Credit Card

6 Top Details about the New Uber Credit Card

Uber is expanding in so many new, unique directions these days to better serve their customers. At a conference in Portugal, the ride-sharing company recently unveiled bold plans for a futuristic air taxi to fly its customers to their destinations. And just before that, it announced a much-buzzed-about Uber credit card. The new credit card... Read More

Got a Discover Card? Save More with the Discover Deals Platform

Got a Discover Card? Save More with the Discover Deals Platform

Got a Discover Card? Save More with the Discover Deals Platform

Discover’s lineup of credit cards offers something for shoppers of all kinds. There’s a card designed for students, a card for frequent travelers, and cards that earn cash back on all purchases. Smart shoppers can make their cards go further with Discover Deals, the online shopping platform that offers exclusive discounts to Discover cardholders and... Read More

4 Credit Cards for NHL Fans

4 Credit Cards for NHL Fans

4 Credit Cards for NHL Fans

[DISCLOSURE: Cards from our partners are mentioned below.] Hockey season is officially here, and hardcore NHL fans can now settle in to watch their favorite sport. If you love attending live games, throwing viewing parties, or watching at the pub, you could be spending a lot of cash on your hockey obsession. Some credit cards can... Read More

Should You Get Another Credit Card? Ask Yourself These 5 Questions First

Should You Get Another Credit Card? Ask Yourself These 5 Questions First

Should You Get Another Credit Card? Ask Yourself These 5 Questions First

Credit cards play a significant role in your financial life—from establishing credit to determining your buying power and more. While credit cards have become an integral part of society and even have their perks, you may be wondering how many credit cards you should keep and if it would be wise to get another one.... Read More

5 Ways to Negotiate with Your Credit Card Company

5 Ways to Negotiate with Your Credit Card Company

5 Ways to Negotiate with Your Credit Card Company

Even if you are paying your credit card bills on time, you may still be looking at your statements each month in distress. It’s all there in black and white: the interest rate, the annual fees, and maybe even the occasional-but-hefty late charge. If you feel stressed when opening your credit card statements, it may... Read More

7 Hacks for Using the Capital One Venture Miles Program

7 Hacks for Using the Capital One Venture Miles Program

7 Hacks for Using the Capital One Venture Miles Program

[DISCLOSURE: Cards from our partners are mentioned below.] Over the past decade, the Capital One Venture Miles program with the Capital One Venture cards has become quite popular. Not only has the company brought on several A-list celebrities to become the face of the program, but Capital One Venture rewards are also some of the... Read More

How New Discover it Card Customers Can Supercharge Their Cash Back This Quarter

How New Discover it Card Customers Can Supercharge Their Cash Back This Quarter

How New Discover it Card Customers Can Supercharge Their Cash Back This Quarter

[Disclosure: Cards from our partners are reviewed below.] If you have the Discover it – 18 Month Balance Transfer Card in your wallet, you already know you can earn great cash back rates with a rotating carousel of merchants all year round. But this quarter, Discover is offering new cardholders the opportunity to close out... Read More

Can You Pay a Credit Card With a Credit Card?

Can You Pay a Credit Card With a Credit Card?

Can You Pay a Credit Card With a Credit Card?

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Cards from our partners are mentioned below.] Store credit cards from retailers like Lowe’s, Best Buy, and Target can be enticing to sign up for. Once you are approved, the cashier is often empowered to offer you an immediate... Read More

Discover’s New Social Security Alert Feature: What Does It Do?

Discover’s New Social Security Alert Feature: What Does It Do?

Discover’s New Social Security Alert Feature: What Does It Do?

[Disclosure:  Cards from our partners are reviewed below.] Earlier this summer, Discover rolled out a free service to help protect its cardholders from identity theft. This service alerts cardholders when their Social Security numbers have been compromised and left vulnerable to criminals. This feature is a natural fit for a credit card industry that increasingly... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team