Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

4 Credit Cards to Help Prepare for Your New Baby

4 Credit Cards to Help Prepare for Your New Baby

4 Credit Cards to Help Prepare for Your New Baby

[DISCLOSURE: Cards from our partners are mentioned below.] Expecting parents have a lot to do in a short time frame. They’ve got to prepare their home for a new arrival, coordinate doctor’s visits, put together a birth plan and more. If you’re expecting a child, you may want to add choosing a new credit card... Read More

7 Luxury Travel Perks You Can Actually Afford

7 Luxury Travel Perks You Can Actually Afford

7 Luxury Travel Perks You Can Actually Afford

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Gold Delta Skymiles card, Barclaycard Arrival Plus World Elite MasterCard and American Express Platinum Card. DISCLOSURE: Cards from our partners are mentioned below.] Modern-day travel may be fast, but unless you’re doing it in a premium class, it’s typically less... Read More

5 Credit Cards for Flyers Who Love Special Treatment

5 Credit Cards for Flyers Who Love Special Treatment

5 Credit Cards for Flyers Who Love Special Treatment

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi / AAdvantage Platinum Select, JetBlue Plus and Gold Delta Skymiles. DISCLOSURE: Cards from our partners are mentioned below.] Frequent flyers know constantly crisscrossing the skies is a grind. Dealing with security, airline fees and other hassles can make any... Read More

Does Having Multiple Credit Cards Hurt or Help My Credit?

Does Having Multiple Credit Cards Hurt or Help My Credit?

Does Having Multiple Credit Cards Hurt or Help My Credit?

Credit cards are a staple of Americans’ wallets. The average adult has at least two bank-issued accounts, according to Experian’s 2016 State of Credit report. Consumer credit plays a key role in financial health, and, when used wisely, can strengthen your stance in the credit score range and help you secure loans with the best interest rates. On the... Read More

4 Credit Cards That Reward You for Putting Dinner on the Table

4 Credit Cards That Reward You for Putting Dinner on the Table

4 Credit Cards That Reward You for Putting Dinner on the Table

[Disclosure: Cards from our partners are mentioned below.] Whether you’re feeding a family of five or trying to craft the perfect Bolognese sauce, it can be easy to drop serious cash at the grocery store. (Although every meal doesn’t have to be pricey. Just take a look at this satisfying 16-cent breakfast.) But putting that expense... Read More

4 Credit Cards With Great Security Features

4 Credit Cards With Great Security Features

4 Credit Cards With Great Security Features

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it, Blue Cash Everyday from American Express and Citi ThankYou Preferred. DISCLOSURE: Cards from our partners are mentioned below.] Thieves lurk in the physical and virtual world, looking for ways to access your credit card number... Read More

3 Credit Cards Book Lovers May Want to Add to Their Collection

3 Credit Cards Book Lovers May Want to Add to Their Collection

3 Credit Cards Book Lovers May Want to Add to Their Collection

Bibliophiles know there’s no better way to pass the time than to get lost between the covers of a good book. But a love for stocking your bookshelves, means spending a lot of time and money at the bookstore. True book lovers may want help affording their literary habit. Whether you prefer thrilling page turners, thoroughly researched... Read More

Travel Often? Make Sure Your Credit Card Has These 6 Features

Travel Often? Make Sure Your Credit Card Has These 6 Features

Travel Often? Make Sure Your Credit Card Has These 6 Features

Travel credit cards come in many forms and offer a variety of benefits. Some cards earn miles and points that can be redeemed for travel expenses, while others might be tied to specific hotel chains or airlines. The benefits and costs vary. Frequent travelers should choose a card that rewards the way they spend and... Read More

5 Credit Cards That Take the Bite out of Pricey Pet Bills

5 Credit Cards That Take the Bite out of Pricey Pet Bills

5 Credit Cards That Take the Bite out of Pricey Pet Bills

[DISCLOSURE: Cards from our partners are mentioned below.] Your pets are more than just cute — they’re members of the family. Like any family member, you want to keep them happy and healthy. But the cost of pet food, veterinarian visits, medication and other supplies can add up. Some credit cards make spending on your pet a... Read More

3 Credit Cards That Help Music Fans See the Coolest Shows

3 Credit Cards That Help Music Fans See the Coolest Shows

3 Credit Cards That Help Music Fans See the Coolest Shows

[UPDATE: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi ThankYou Preferred Card and Amex EveryDay credit card from American Express. DISCLOSURE: Cards from our partners are mentioned below.] Concerts let you experience your favorite musical artists with a community of like-minded fans in a live setting. Live... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team