Credit Cards

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4 Credit Cards for Foodies

4 Credit Cards for Foodies

4 Credit Cards for Foodies

If you’re a credit card reward junkie, no matter if it’s cash back or travel rewards, then you know the importance of using the best credit card to maximize each purchase. Frequently dining out can be expensive, but earning bonus credit card points can help make things easier, especially if you are traveling and forced... Read More

Can I Open a Credit Card for My Kid?

Can I Open a Credit Card for My Kid?

Can I Open a Credit Card for My Kid?

When your children are young, it can be impossible to imagine entrusting them with a credit card. Yet eventually, they’ll reach the age where they will need to make their own purchases without you. It could be a movie ticket, lunch with friends, or a few items on your grocery list, but the time will... Read More

5 Credit Cards You Can Trust Yourself With

5 Credit Cards You Can Trust Yourself With

5 Credit Cards You Can Trust Yourself With

Have you found yourself getting in over your head with your credit cards? If so, then you need to know you’re not alone. Roughly 39% of Americans reported having credit card debt in 2015 during a study conducted by Pew Charitable Trusts. Just because you had a little financial hiccup, doesn’t mean it’s the end of the... Read More

The Rewards Credit Card Everyone Is Overlooking

The Rewards Credit Card Everyone Is Overlooking

The Rewards Credit Card Everyone Is Overlooking

Advertiser Disclosure: Editorial content is not provided by any issuer. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approve, or otherwise endorsed by any issuer. Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or... Read More

3 Reasons to Get a New Credit Card Before 2017

3 Reasons to Get a New Credit Card Before 2017

3 Reasons to Get a New Credit Card Before 2017

There’s a lot to think about if you’re considering signing up for a new credit card — do you want a basic one or one that comes with cash back rewards or travel rewards? Can you afford an annual fee (and will it even be worth it if you can)? But have you ever thought about... Read More

Flying for the Holidays? Your Amex Could Get You a Free Uber Ride Home

Flying for the Holidays? Your Amex Could Get You a Free Uber Ride Home

Flying for the Holidays? Your Amex Could Get You a Free Uber Ride Home

American Express’ partnership with Uber just got a bit decorative for the holidays. Now through December 31 the credit card issuer and ride-sharing service are offering eligible cardholders two free rides home (up to $65 per ride) from 11 major U.S. airports. Those airports include: Newark Liberty International Airport (EWR) LaGuardia Airport (LGA) John F. Kennedy International Airport (JFK)... Read More

The Most Hyped Credit Card of the Year Has a Bonus You Won’t Believe

The Most Hyped Credit Card of the Year Has a Bonus You Won’t Believe

The Most Hyped Credit Card of the Year Has a Bonus You Won’t Believe

With the number of credit cards options continually growing, it’s critical for card issuers to find any way possible to stand out from the crowd. Some issuers offer cardholders the ability to earn bonus points on specific categories, like gas stations or grocery stores. Then there are some cards that offer perks like elite status... Read More

The Best Credit Cards For Shopping Online

The Best Credit Cards For Shopping Online

The Best Credit Cards For Shopping Online

The convenience factor and the ability to avoid the crowds certainly make online shopping attractive, and even grocery services like Amazon’s Prime Pantry can help cut down on trips to the grocery store. If you do a lot of shopping online, you’re already aware of these benefits. But perhaps you may not be aware that... Read More

Disputing a Credit Card Charge: Know Your Rights

Disputing a Credit Card Charge: Know Your Rights

Disputing a Credit Card Charge: Know Your Rights

Ever wanted to dispute a charge on your credit card bill that you don’t agree with? Well, thanks to the Fair Credit Billing Act (FCBA), you have the right to do so. “Many people don’t know about the FCBA, period,” Dr. Barbara O’Neil, a specialist in financial resource management at Rutgers Cooperative Extension, said. “If... Read More

5 Credit Cards to Use if You Uber Everywhere

5 Credit Cards to Use if You Uber Everywhere

5 Credit Cards to Use if You Uber Everywhere

The sharing economy has been growing rapidly over the past several years. Start-ups like Uber and Lyft are providing everyone easier-to-use alternatives to cab companies. By being able to add your credit card information directly into an app, you can pay for your ride without even pulling out your wallet. Many credit card issuers offer... Read More

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Certain credit cards and other financial products mentioned in this and other articles on Credit.com News & Advice may also be offered through Credit.com product pages, and Credit.com will be compensated if our users apply for and ultimately sign up for any of these cards or products. However, this relationship does not result in any preferential editorial treatment.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team