Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

6 Credit Cards to Help Furnish Your First Apartment

6 Credit Cards to Help Furnish Your First Apartment

6 Credit Cards to Help Furnish Your First Apartment

[Disclosure: Cards from our partners are reviewed below.] Moving into your first apartment can be both thrilling and nerve-racking. It’s exciting to get a place of your own, but you’ve got to figure out how to afford all the stuff you need to make it a home—including furniture, appliances, and décor, not to mention the... Read More

Prep for Back-to-School Lunches with These 4 Credit Cards

Prep for Back-to-School Lunches with These 4 Credit Cards

Prep for Back-to-School Lunches with These 4 Credit Cards

[Disclosure: Cards from our partners are reviewed below.] Sending your kid off to school every day with a packed lunch can feel quite rewarding. But it can also lighten your wallet, as the Snack Pack puddings and Capri Suns needed for daily lunches really add to your grocery bill over the course of the school... Read More

4 Credit Cards to Help Teachers Stock Their Classrooms

4 Credit Cards to Help Teachers Stock Their Classrooms

4 Credit Cards to Help Teachers Stock Their Classrooms

[DISCLOSURE: Cards from our partners are reviewed below.] As a teacher, you often go the extra mile to make your classes effective. You might stay up late grading papers, spend extra time with a struggling student, and even buy supplies and materials out of pocket for your classrooms. If you’re spending your own dough to... Read More

Worried about Your Online Information? Use a Virtual Credit Card

Worried about Your Online Information? Use a Virtual Credit Card

Worried about Your Online Information? Use a Virtual Credit Card

[Disclosure: Cards from our partners are reviewed below.] Even when online retailers strive to keep customer information safe, data breaches happen. Hackers and thieves are constantly working to gain access to your sensitive data, including credit card numbers. Data breaches are on the rise and could cost businesses $8 trillion over the next five years.... Read More

Top 3 Credit Cards for Rewards on Family Trips

Top 3 Credit Cards for Rewards on Family Trips

Top 3 Credit Cards for Rewards on Family Trips

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Field trips are a great way to entertain or educate the entire family, both kids and adults alike.... Read More

4 Cash Back Credit Cards for Frugal Spenders

4 Cash Back Credit Cards for Frugal Spenders

4 Cash Back Credit Cards for Frugal Spenders

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] You don’t have to be a big spender to earn big cash back rewards. Even if you rarely... Read More

5 Credit Cards for Frequent Travelers

5 Credit Cards for Frequent Travelers

5 Credit Cards for Frequent Travelers

[Disclosure: Cards from our partners are reviewed below.] Airport security can be a big source of frustration, subjecting fliers to time-consuming lines and checkpoints. Now, programs like Global Entry and TSA PreCheck offer expedited security lines with fewer requirements to eligible travelers. Unfortunately, you’ll need to come up with an application fee of up to... Read More

3 Secured Credit Cards That Reward Responsible Use

3 Secured Credit Cards That Reward Responsible Use

3 Secured Credit Cards That Reward Responsible Use

[Disclosure: Cards from our partners are reviewed below.] Secured credit cards are great for those who want to improve their bad or nonexistent credit. Because they require a security deposit to open—which may also act as your credit limit while you build up better credit—they’re easier to qualify for than traditional credit cards. Once a secured... Read More

5 Hotel Credit Cards for Travelers Who Love Luxury

5 Hotel Credit Cards for Travelers Who Love Luxury

5 Hotel Credit Cards for Travelers Who Love Luxury

[Disclosure: Cards from our partners are reviewed below.] Luxury hotels are perfect for those who desire special treatment when they travel. Large hotel chains can offer pristine grounds, exciting experiences, and loads of amenities at thousands of properties around the world. Many luxury hotel chains have their own branded credit cards that let customers earn... Read More

3 Credit Cards for Forgetful Consumers

3 Credit Cards for Forgetful Consumers

3 Credit Cards for Forgetful Consumers

[Disclosure: Cards from our partners are reviewed below.] When you have many financial obligations to manage, it can be easy to slip up and make a late credit card payment. If you’re naturally forgetful, the likelihood of missing your payment due date only increases. Unfortunately, late payments can lead to fees, penalty interest rates, and... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team