Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

5 Credit Cards for Cost-Conscious Travelers

5 Credit Cards for Cost-Conscious Travelers

5 Credit Cards for Cost-Conscious Travelers

[Disclosure: Cards from our partners are mentioned below.] There’s a lot of buzz anytime a credit card company launches a new premium travel credit card. But these cards often charge annual fees of $400 or more for the privilege of accessing their benefits. (You can read more about these types of cards here.) For occasional... Read More

4 Credit Cards That’ll Cut You Some Slack

4 Credit Cards That’ll Cut You Some Slack

4 Credit Cards That’ll Cut You Some Slack

[Full Disclosure: Cards for our partners are mentioned below.] Mismanaging your credit cards can really cost you. Go over your credit limit and you’ll get hit with a fee. Need to transfer a high-interest balance? You’ll pay a fee. Miss a payment? Incur a fee — and a penalty annual percentage rate (APR). Some credit... Read More

9 Ways to Lower Your Monthly Credit Card Payment

9 Ways to Lower Your Monthly Credit Card Payment

9 Ways to Lower Your Monthly Credit Card Payment

If you have a monthly credit card payment you could do without, you aren’t alone. The average American between 18 and 65 has more than $4,000 in credit card debt, and if you carry a balance from month to month, you’re automatically making a larger credit card payment than necessary. Here are nine common-sense ways to shrink... Read More

Wait a Minute … Trump Hotels Has a Rewards Program?

Wait a Minute … Trump Hotels Has a Rewards Program?

Wait a Minute … Trump Hotels Has a Rewards Program?

If you didn’t already know, yes, it’s true. Like most major hotel brands, Trump Hotels has a loyalty program that rewards frequent guests. The Trump Privileges Program is a little different, however. To start with, membership is free and signing up on the Trump Hotels website takes only a moment. Right away, the program offers... Read More

Marriott Rewards Premier Card Swipes Can Win You a Free Hotel Stay

Marriott Rewards Premier Card Swipes Can Win You a Free Hotel Stay

Marriott Rewards Premier Card Swipes Can Win You a Free Hotel Stay

[Disclosure: Cards from our partners are mentioned below.] Want to win a free stay at a Marriott hotel in some exotic locale? Well, you’re in luck. More than 4,000 Marriott properties in 90 countries are taking part in the 1,000 Nights of Summer Sweepstakes, offering a free night to 1,000 lucky winners. If you’re a... Read More

5 Stellar Credit Cards for Your College-Bound Teen

5 Stellar Credit Cards for Your College-Bound Teen

5 Stellar Credit Cards for Your College-Bound Teen

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Journey Student Rewards From Capital One, Discover it Chrome for Students, Discover it for Students and Citi ThankYou Preferred Card for College Students. Disclosure: Cards from our partners are mentioned below.] There’s a laundry list of items your high school grad will... Read More

Capital One Venture or Chase Freedom: Which Card Is Right for You?

Capital One Venture or Chase Freedom: Which Card Is Right for You?

Capital One Venture or Chase Freedom: Which Card Is Right for You?

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Capital One Venture Rewards and Chase Freedom. Disclosure: Cards from our partners are mentioned below.] Both the Capital One Venture Rewards card and the Chase Freedom card are major players in the rewards credit card space. They both offer... Read More

Show Me More

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team