Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

4 Credit Cards for NHL Fans

4 Credit Cards for NHL Fans

4 Credit Cards for NHL Fans

[Disclosure: Cards from our partners are reviewed below.] Hockey season is officially here, and hardcore NHL fans can now settle in to watch their favorite sport. If you love attending live games, throwing viewing parties, or watching at the pub, you could be spending a lot of cash on your hockey obsession. Some credit cards... Read More

6 Cash Back Credit Cards for Holiday Shopping

6 Cash Back Credit Cards for Holiday Shopping

6 Cash Back Credit Cards for Holiday Shopping

[Disclosure: Cards from our partners are reviewed below.] If you love buying gifts for friends, loved ones, and your postal carrier, you might already be shopping around ahead of the holiday season. But if you use cash or debit to pay for holiday gifts, you’re losing out on rewards. Cash back credit cards can help... Read More

Chase Sapphire Preferred vs. Chase Sapphire Reserve

Chase Sapphire Preferred vs. Chase Sapphire Reserve

Chase Sapphire Preferred vs. Chase Sapphire Reserve

[Disclosure: Cards from our partners are mentioned below.] In past years, the Chase Sapphire Preferred card has been the go-to premium travel credit card. The card comes with a generous sign-up bonus and extra points on travel and restaurant purchases—all for a very reasonable annual fee of $95, which is waived the first year. Then Chase released... Read More

How the Discover it Miles Card Can Help You Afford Next Year’s Vacation

How the Discover it Miles Card Can Help You Afford Next Year’s Vacation

How the Discover it Miles Card Can Help You Afford Next Year’s Vacation

[Disclosure: Cards from our partners are reviewed below.] If you’re already daydreaming about next year’s vacation, take notice: the Discover it Miles credit card could help you make it happen. Discover’s flexible rewards program and impressive sign-up bonus can take a big bite out of your travel expenses. Here’s how you can use the Discover... Read More

4 Credit Cards That Help Grandparents Spoil Their Grandkids

4 Credit Cards That Help Grandparents Spoil Their Grandkids

4 Credit Cards That Help Grandparents Spoil Their Grandkids

[Disclosure: Cards from our partners are reviewed below.] Spoiling your grandkids can get expensive, especially if you’re on a fixed income. But some credit cards can help out financially, earning rewards as you treat your grandchildren to ice cream or take them out on adventures. Here are four credit cards that can help you spoil... Read More

Our Top 5 Credit Card Picks for Fall Landscaping Projects

Our Top 5 Credit Card Picks for Fall Landscaping Projects

Our Top 5 Credit Card Picks for Fall Landscaping Projects

[Disclosure: Cards from our partners are reviewed below.] With cooler weather and better planting conditions, fall is the perfect time of year for a landscaping project. But whether you’re sprucing up your garden or aiming to improve your home’s curb appeal, the expense of a large outdoor project can be daunting. Some credit cards can... Read More

Should You Get Another Credit Card? Ask Yourself These 5 Questions First

Should You Get Another Credit Card? Ask Yourself These 5 Questions First

Should You Get Another Credit Card? Ask Yourself These 5 Questions First

Credit cards play a significant role in your financial life—from establishing credit to determining your buying power and more. While credit cards have become an integral part of society and even have their perks, you may be wondering how many credit cards you should keep and if it would be wise to get another one.... Read More

5 Ways to Negotiate with Your Credit Card Company

5 Ways to Negotiate with Your Credit Card Company

5 Ways to Negotiate with Your Credit Card Company

Even if you are paying your credit card bills on time, you may still be looking at your statements each month in distress. It’s all there in black and white: the interest rate, the annual fees, and maybe even the occasional-but-hefty late charge. If you feel stressed when opening your credit card statements, it may... Read More

7 Hacks for Using the Capital One Venture Miles Program

7 Hacks for Using the Capital One Venture Miles Program

7 Hacks for Using the Capital One Venture Miles Program

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]   Over the past decade, the Capital One Venture Miles program with the Capital One Venture cards has... Read More

4 Credit Cards for Food Delivery Drivers

4 Credit Cards for Food Delivery Drivers

4 Credit Cards for Food Delivery Drivers

[Disclosure: Cards from our partners are reviewed below.] With the rise of food delivery apps and casual dining restaurants, there are more ways than ever to make a living in food delivery. But one major drawback of delivery driving—the cost of fuel—prevails. Some credit cards can help delivery drivers put cash back in their pockets... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team