Credit Cards

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What’s the Best Kind of Credit Card to Have?

What’s the Best Kind of Credit Card to Have?

What’s the Best Kind of Credit Card to Have?

Among the dozens of credit card issuers in the U.S., there are hundreds of individual cards that are offered. On one hand, it is great that credit card users have so much choice; on the other hand, how does the typical credit card user figure out which is the best kind of credit card to… Read More

Can You Negotiate With Your Credit Card Company?

Can You Negotiate With Your Credit Card Company?

Can You Negotiate With Your Credit Card Company?

So you’re wondering if you can negotiate with your credit card company? The short answer: it depends. Credit card companies may negotiate on some things — credit line increases, due dates and even minimum payments. But other things — like special offer terms — aren’t really negotiable. The key is understanding what you can negotiate… Read More

Help! I Hate My Credit Card

Help! I Hate My Credit Card

Help! I Hate My Credit Card

Some people just don’t get along with their credit cards. Maybe it’s the fees and interest charges, or perhaps they are infuriated by indifferent customer agents. At the same time, many of these aggravated credit card users still rely on cards for the convenience and security that can’t be matched by cash, checks or debit… Read More

4 Credit Cards for Geeks

4 Credit Cards for Geeks

4 Credit Cards for Geeks

There was a time when the word “geek” was an insult. That was before the most prominent geeks made billions and we all relied on our favorite geeks to offer solutions our everyday technical challenges. Today, many of us are proud to geek out on our favorite computers, tablets, smartphones and other devices. Another aspect… Read More

Bank of America to Refund $727 Million to Customers

Bank of America to Refund $727 Million to Customers

Bank of America to Refund $727 Million to Customers

If you’re worried about how you would pay your bills if you lost your job or could no longer work, you may have signed up for a “credit protection” plan offered by your credit card company. And if you were concerned about identity theft, you may have signed up for a service to monitor your… Read More

6 Credit Card Tips for the Unemployed

6 Credit Card Tips for the Unemployed

6 Credit Card Tips for the Unemployed

So you recently lost your job? Becoming unemployed is scary, to say the least. You’re not sure when you’ll find employment, and you may not receive unemployment insurance payments for weeks — or even months — after you first apply. It’s easy to mishandle your credit cards during this stormy season. You may be tempted to keep… Read More

Why Your Credit Card Gets Declined

Why Your Credit Card Gets Declined

Why Your Credit Card Gets Declined

It’s an embarrassing moment that you’ve likely experienced or at least feared: You’re standing at the cash register with a long line of people waiting behind you when the cashier announces that your credit card has been declined. Getting declined can be a signal that you are in real financial trouble – something that many people… Read More

Where Did Credit Cards Come From?

Where Did Credit Cards Come From?

Where Did Credit Cards Come From?

U.S. credit card spending reached $2.2 trillion in 2012, an 8.4% increase from 2011, according to an analysis by MasterCard. That’s a lot of money going back and forth by way of plastic, especially when you consider the fact that credit cards have only been around for about 50 years. Credit cards as we know… Read More

A Bill That Would Make Debit Cards as Safe as Credit Cards?

A Bill That Would Make Debit Cards as Safe as Credit Cards?

A Bill That Would Make Debit Cards as Safe as Credit Cards?

This week Sens. Mark Warner (D-Va.) and Mark Kirk (R- Ill.) introduced a bill aimed at extending consumer protections for debit card users. It’s called the Consumer Debit Card Protection Act of 2014, and the idea is to reduce shoppers’ liability for fraudulent charges made with their debit cards. There are a lot of differences… Read More

How to Pick the Perfect Credit Card

How to Pick the Perfect Credit Card

How to Pick the Perfect Credit Card

Credit cards are convenient and secure methods of payment, but they are by no means simple financial instruments. Those who are looking for a new card can be confounded by confusing terms, conditions and offers of rewards. With cardholder agreements and guides to benefits that consume dozens of pages, how much of this information is… Read More

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