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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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A Black woman with short curly hair looks down at her phone. There is a bright yellow taxi in the background.

Credit 101
10 Reasons You Were Rejected for Credit
It’s a common scenario: You apply for a personal loan or cr... Read More

August 23, 2021

Here's how to ensure your name change goes as smoothly as possible.

Credit 101
Will I Lose My Credit History If I Change My Name?
Thousands of people change their names each year, often as a resu... Read More

July 8, 2021

Believe it or not, there are a few things you can do to quickly boost your credit.

Credit 101
7 Simple Hacks for Building Better Credit
Sure, credit-scoring models are complicated (all that algorithm-i... Read More

July 8, 2021

Credit Score: 7 Important Things to Know About It

Credit 101
Your Credit Score: 7 Important Things to Know About It
This post originally appeared on The Financially Independent Mill... Read More

April 12, 2021

improve credit score

Credit 101
8 Easy Ways to Improve Your Credit Score In 2021
It’s been a difficult time for everyone. But coming into the ne... Read More

April 6, 2021

A man sits at a desk and talks on a cellphone with his laptop and a notebook open in front of him.

Credit 101
What Is a Soft Credit Check?
Whenever you apply for anything—a loan, credit card, etc.—the... Read More

December 22, 2020