Credit 101

Our Credit.com experts are here to provide you with a practical, real world credit education. They’ll teach you credit basics such as: what is a credit report & score, how to shop for credit & score is & how to understand & compare APRs. They’ll also brief you on the type of credit products available and how to evaluate which one is right for you.

The Important Financial Lesson You Won’t Learn in College

The Important Financial Lesson You Won’t Learn in College

The Important Financial Lesson You Won’t Learn in College

As a college student, it may not be important to know what a credit score is, right? Wrong. Even though you are likely new to the credit history world, it doesn’t mean you shouldn’t have an idea on how it works. Here we’ll help you understand what credit scores are and why they’re important. What... Read More

Help! When Do I Get the Results of My Credit Card Dispute?

Help! When Do I Get the Results of My Credit Card Dispute?

Help! When Do I Get the Results of My Credit Card Dispute?

Errors on your credit report can be disconcerting. Not only could they be unduly weighing down your credit scores, they could be a sign of a deeper issue — identity theft. Given these and other potential pitfalls, it’s understandable that a person dealing with errors would want to see their credit report disputes addressed as quickly... Read More

A Simple Guide to the Different Kinds of Credit Bureaus

A Simple Guide to the Different Kinds of Credit Bureaus

A Simple Guide to the Different Kinds of Credit Bureaus

You may hear people talk about their credit report as if there is only one, coming from one source. But that’s just not the case. There are many credit reports and credit bureaus out there. When you review your credit, chances are that it is coming from one of the “big three” — Equifax, Experian... Read More

Can I Check My Dead Relative’s Credit Reports?

Can I Check My Dead Relative’s Credit Reports?

Can I Check My Dead Relative’s Credit Reports?

Losing a loved one can be incredibly difficult, particularly if you are responsible for handling their estate. On top of the emotion and loss, there is the planning, paperwork and daunting task of paying off any debts they might owe — daunting because sometimes finding all their accounts can be difficult. Fortunately, the three major credit... Read More

How Soon Can a Creditor Send My Account to a Debt Collector?

How Soon Can a Creditor Send My Account to a Debt Collector?

How Soon Can a Creditor Send My Account to a Debt Collector?

One of the worst things you can do to your credit is miss a bill payment, because of all the things that go into credit scores, payment history has the greatest impact. But missing payments on non-credit accounts — like rent, a cellphone bill or utility payments, which aren’t traditionally reported to credit bureaus or... Read More

How Old Do I Have to Be to Check My Credit?

How Old Do I Have to Be to Check My Credit?

How Old Do I Have to Be to Check My Credit?

With thieves now stealing the identities of children, it’s becoming increasingly important to get a credit report at an earlier age. It’s always crucial to know if your own data has been compromised. If you’re 14 or older, you can request a copy of your credit report, according to the credit bureau Experian. If you’re younger, your... Read More

4 Things to Do If Your Credit Is Giving You #PhelpsFace

4 Things to Do If Your Credit Is Giving You #PhelpsFace

4 Things to Do If Your Credit Is Giving You #PhelpsFace

Michael Phelps is one of the greatest swimmers of all time. He has the most Olympic medals of all time. And, as we have now learned, he has the greatest side-eye of all time. Last night, #PhelpsFace became an instant meme after cameras caught Phelps’ epic death stare, directed toward rival swimmer Chad le Clos... Read More

I Have No Credit History. What Does That Mean?

I Have No Credit History. What Does That Mean?

I Have No Credit History. What Does That Mean?

In case you haven’t noticed, we get really excited about people checking their credit. We know that when people know what’s affecting their credit, then they will have a better idea of how to make their credit better. It’s not just us — a survey recently came out saying that regularly checking your credit can... Read More

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