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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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1099c

Credit 101
What Is a 1099-C Form and How Does It Affect Your Credit?
Many or all of the products featured here are from our partners w... Read More

April 26, 2024

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Credit 101
Can I Fix My Credit in a Week?
The short answer: In most cases there isn’t an instant fix for ... Read More

April 9, 2024

Credit 101
What Is a Credit Builder Loan?
Many or all of the products featured here are from our partners w... Read More

April 2, 2024

A woman uses a calculator and her laptop to figure out how to get her credit score to 800.

Credit 101
How to Increase Your Credit Score to 800 (and Keep It There)
The information provided on this website does not, and is not int... Read More

December 4, 2023

Credit 101
What Is Penalty APR? + How to Avoid It
A penalty annual percentage rate (APR) is a heightened interest r... Read More

December 4, 2023

Credit 101
Is 720 a Good Credit Score?
Many or all of the products featured here are from our partners w... Read More

December 4, 2023