Auto Loans

When it comes to auto loans, we want to help you make smarter financial decisions. Our experts explain the in’s & out’s of car loans, highlight the types of loans available – their advantages and disadvantages – and how to improve your chances of getting approved. We also alert you to car loan scams you should avoid, changes in rates and new auto loan features.

3 Signs It’s Time to Buy a New Car

3 Signs It’s Time to Buy a New Car

3 Signs It’s Time to Buy a New Car

Are you holding onto an older car or truck, hoping to squeeze a few more months (or a few more thousand miles) out of it, all the while wondering whether it’s time to start shopping for a newer one? Maybe your vehicle is paid off and you aren’t anxious to have a car payment, or perhaps you… Read More

The Most & Least Expensive States for Owning a Car

The Most & Least Expensive States for Owning a Car

The Most & Least Expensive States for Owning a Car

The average Iowa driver spends about $315 a year in auto repairs and $630 annually for insurance, helping make it the cheapest state to operate a vehicle, according to a recent Bankrate report. Drivers in other states aren’t quite that lucky. Drivers in the Midwest have some of the lowest annual vehicle expenses, based on… Read More

Are You Driving a Lemon?

Are You Driving a Lemon?

Are You Driving a Lemon?

You purchase a brand-new vehicle to avoid the issues that sometimes accompany older models. With a new car, you know exactly what you’re getting into. That’s unless your new car is a lemon. It’s what the car industry calls a new vehicle riddled with problems from top to bottom, with no apparent solutions. According to Nolo,… Read More

Can You Buy a Car With a Credit Card?

Can You Buy a Car With a Credit Card?

Can You Buy a Car With a Credit Card?

Even though your credit card has a $15,000 credit limit, does it mean you should use it to buy a shiny new car? Probably not. An auto loan will almost always have a lower interest rate than a credit card. But some people who already have the cash to pay for a new car and… Read More

The Most Dependable Cars

The Most Dependable Cars

The Most Dependable Cars

Paying for maintenance is inevitable for car owners, but future trips to the auto repair shop aren’t often top-of-mind for consumers browsing the dealership lots. Ideally, shoppers have done research on and have some experience with manufacturers and models to help inform a vehicle-purchase decision, but it’s difficult to predict how reliable a car will… Read More

The Best Time to Buy a New Car: Now

The Best Time to Buy a New Car: Now

The Best Time to Buy a New Car: Now

If you’re looking for a deal on a new car, August may be the time to hit the dealerships. An analysis of new-car sales data by TrueCar shows average August prices as the lowest available throughout the year: about $169 lower than the average prices of any other month. The analysis looked at new car… Read More

The Best Cars for Fuel Economy

The Best Cars for Fuel Economy

The Best Cars for Fuel Economy

Are you in the market for a new car? If you’re looking for a vehicle that’s easy on the wallet, especially when it comes to fuel economy, then you’re in luck. Consumer Reports tested a number of cars and ranked them according to the best and worst gas mileage. Here are some of CR’s top-ranked vehicles… Read More

The States With the Most Car Repossessions

The States With the Most Car Repossessions

The States With the Most Car Repossessions

In many states, once you miss a payment on an auto loan, your creditor can repossess the vehicle at any time. Your loan agreement will state what constitutes default, but in general, you are risking repossession once your payment is more than 30 days past due, which is a chance you don’t want to take,… Read More

8 Fast Cars for Under $30K

8 Fast Cars for Under $30K

8 Fast Cars for Under $30K

Cost-conscious car-lovers may find themselves having to compromise on vehicle performance in order to buy cars within their budgets, and for someone who drives a lot or really wants to enjoy getting behind the wheel, that can be a brutal choice. Recognizing this dilemma, Cars.com organized a “Cheap Speed Challenge” to identify vehicles that cost… Read More

Is Your Car Loan Too Expensive?

Is Your Car Loan Too Expensive?

Is Your Car Loan Too Expensive?

As the U.S. economy recovers from the recession, many lenders have eased financing standards, resulting in an increase in loans available to consumers with poor credit. The earliest and strongest recovery came in the auto market, and while a bump in subprime used-car lending has triggered some murmuring of a bubble, it appears to be… Read More

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