Auto Loans

When it comes to auto loans, we want to help you make smarter financial decisions. Our experts explain the in’s & out’s of car loans, highlight the types of loans available – their advantages and disadvantages – and how to improve your chances of getting approved. We also alert you to car loan scams you should avoid, changes in rates and new auto loan features.

How I Sold My Car on My Own

How I Sold My Car on My Own

How I Sold My Car on My Own

I’m not a car person. For many years, I dreamed about going carless, but it only recently became a practical option. It was so nice to think about a life without making car insurance payments, finding a parking spot, dealing with vehicle maintenance and all the other ways cars annoy me, so I was extremely… Read More

How to Negotiate a Car Lease

How to Negotiate a Car Lease

How to Negotiate a Car Lease

Most of us look forward to negotiating the price of a car with the anticipation of, say, a root canal. We just want it to be over. On the other hand, we want to feel reasonably sure we didn’t pay more than we needed to. And for a lot of us, that’s harder to do when… Read More

The Most Car-Hungry States in America

The Most Car-Hungry States in America

The Most Car-Hungry States in America

People in Wyoming really like cars. Or trucks. Or whatever it is they’re getting when they take out auto loans. Because even though Wyoming is the least populated state (including the District of Columbia), its residents take out the most auto loans in the country, proportionate to its population. In the third quarter, consumers took… Read More

How to Read a Car Repair Estimate

How to Read a Car Repair Estimate

How to Read a Car Repair Estimate

Unless you enjoy turning a wrench, car repair and maintenance is a necessary evil. Car repair bills always seem so unfair and often include repairs that didn’t really seem necessary. The whole experience is taxing, but with this list of suggestions, we can help shrink your repair bills, ensuring a better experience and a well-running… Read More

7 Cars That Cost More Than a House

7 Cars That Cost More Than a House

7 Cars That Cost More Than a House

Ever weighed the decision between buying a Porsche 918 Spyder and a home in Berkeley, Calif.? Probably not, but they cost about the same. Next to paying for a house or college, a car is among the most expensive items many of us will buy. Eighty percent of cars on the road are out of… Read More

How Much Do You Need for a Down Payment on a Car?

How Much Do You Need for a Down Payment on a Car?

How Much Do You Need for a Down Payment on a Car?

Conventional wisdom says that a good down payment for a car is about 20% of its total price. That’s because cars typically lose about 21% of their original value the first year. The logic was that if something happened to the car, it wouldn’t necessarily total your finances as well. If, for example, you had a… Read More

More Consumers Are Falling Behind on Their Car Payments

More Consumers Are Falling Behind on Their Car Payments

More Consumers Are Falling Behind on Their Car Payments

Auto loan delinquencies increased in the third quarter, but the market remains stable, according to analysts at Experian Automotive. The company released its quarterly State of the Automotive Finance Market report, showing an $86 billion bump in open loan balances since the same period last year, and an increase in market share for deep subprime… Read More

4 of the Priciest Car Repairs

4 of the Priciest Car Repairs

4 of the Priciest Car Repairs

What better incentive to stay up on your car’s regularly scheduled maintenance than the possibility of having to pay through the nose for a costly repair? If you’re the kind of driver who never changes the oil, never rotates the tires, and never thinks about anything other than keeping the tank full of gas, odds are you’ve… Read More

7 Ways to Avoid Getting Overcharged By a Mechanic

7 Ways to Avoid Getting Overcharged By a Mechanic

7 Ways to Avoid Getting Overcharged By a Mechanic

If you’re like the average American, your car was born the same year Apple’s iTunes store was launched, and when Janet Jackson had a wardrobe ‘malfunction’ at the Superbowl. In other words, the average car on the road is more than 11 years old, meaning your wheels are likely in need of regular love and… Read More

Can a Co-Signer Lower Your Car Payments?

Can a Co-Signer Lower Your Car Payments?

Can a Co-Signer Lower Your Car Payments?

Imagine you’re out car shopping and you finally find what you think is a reasonably priced set of wheels … and then when the dealer pulls your credit, the monthly payment that seemed so affordable is no longer available to you. You might be offered a subprime car loan at 10% or even 20% interest,… Read More

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