Auto Loans

When it comes to auto loans, we want to help you make smarter financial decisions. Our experts explain the in’s & out’s of car loans, highlight the types of loans available – their advantages and disadvantages – and how to improve your chances of getting approved. We also alert you to car loan scams you should avoid, changes in rates and new auto loan features.

5 of the Most Common Used Car Buying Scams

5 of the Most Common Used Car Buying Scams

5 of the Most Common Used Car Buying Scams

Big-ticket purchases are always a battle between finding a great deal and a quality product, and buying a car is one of the few great expenses that consumers make over and over again throughout their lives. When you need to buy a car, there are a lot of priorities in play, but for most people… Read More

The 10 Worst Places for Car Thefts

The 10 Worst Places for Car Thefts

The 10 Worst Places for Car Thefts

Anyone who drives has had that feeling: You walk out to a large parking lot or garage after a few hours away, and you have no idea where your car is. You start talking to yourself, falling into a pit of self-doubt: “It was over there, right? I swear I parked in 4F. Oh no,… Read More

4 Ways Being Forgetful Can Raise Your Car Insurance Rates

4 Ways Being Forgetful Can Raise Your Car Insurance Rates

4 Ways Being Forgetful Can Raise Your Car Insurance Rates

This post is a part of a series on how your driving behaviors can affect your car insurance rates. You can read the first story How Much Will a Ticket Raise My Car Insurance? here. Where you parked your car. Replacing the toilet paper roll. Stopping at the store on the way home to grab… Read More

Tired of Sketchy Car Dealers? Here Are 5 Alternatives

Tired of Sketchy Car Dealers? Here Are 5 Alternatives

Tired of Sketchy Car Dealers? Here Are 5 Alternatives

Getting a new car is fun — it’s the whole shopping-for-and-buying-one thing that tends to be stressful and generally unenjoyable. The vast majority of consumers hate negotiating, according to a 2014 survey from Edmunds.com, and that attitude is far more common among younger shoppers, as well. Car owners and shoppers hate haggling so much, 21%… Read More

6 Tricks to Save You Hundreds on a Car Loan

6 Tricks to Save You Hundreds on a Car Loan

6 Tricks to Save You Hundreds on a Car Loan

When you buy a car, it’s easy to rush into securing an auto loan without giving much thought to the interest that comes with it. But those payments can take a big bite out of your budget for years to come. Fortunately, there are ways to escape the wrath of the auto loan interest monster…. Read More

How Much Will a Ticket Raise My Car Insurance?

How Much Will a Ticket Raise My Car Insurance?

How Much Will a Ticket Raise My Car Insurance?

Misbehaving is perhaps one of life’s earliest pleasures: As soon as we learn “no,” we learn also to test whether or not we can get away with whichever mess tempts our wee hearts most at any given moment. The truth is, there are driving laws that all of us regularly disobey — the National Highway… Read More

I Can’t Afford My Car Lease Anymore. What Do I Do?

I Can’t Afford My Car Lease Anymore. What Do I Do?

I Can’t Afford My Car Lease Anymore. What Do I Do?

Larry’s car lease payment is killing his budget. His monthly payment on the four-year lease for his Hyundai Santa Fe is $725.49. It’s too high, and he wants to know what his options are. An increasing number of consumers are choosing to lease their vehicles; leased vehicles accounted for 31.4% of all vehicles financed in… Read More

Should I Use My House to Finance a New Car?

Should I Use My House to Finance a New Car?

Should I Use My House to Finance a New Car?

Q. I need a car loan, and I’m thinking of using my home equity instead of taking a loan with the dealer. How can I decide which is a better deal? A. There are pros and cons to every borrowing situation — including the strategy of using the equity in your home to buy a… Read More

What to Do If Your Car Loan Outlasts Your Car

What to Do If Your Car Loan Outlasts Your Car

What to Do If Your Car Loan Outlasts Your Car

What happens if your car loan lasts longer than your car? While you may have every intention of driving a car long after it’s paid off, an accident (and inadequate insurance), expensive repairs, or mysterious problems your mechanic can’t fix could leave you with a vehicle that’s out of commission even though you’re still making payments. … Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now