Although it’s not particularly fun, creating menu plan is one of the simplest way to save money. If you can create a menu plan, you can save money. It is as simple as that. There are two main reasons that a menu plan can save money: You don’t eat dinner out as often. You know... Read More
When creating your budget, it’s important to include accurate numbers. After all, an accurate budget sets you up for financial success. It’s easy to know how much you need to include for utilities, loans, and even fuel. However, it can be difficult to figure out how much to budget for groceries. There is not a... Read More
My grandparents were only children in the Great Depression, and they learned a lot from their own parents during that difficult time. When they first were married, they had no money at all. They were very, very poor. But they were happy. These two amazing people taught me many lessons in life — how to be a... Read More
Sometimes, when I look back on the way I handled money in my 20s, I want to smack myself. During that time, I built up a lot of debt — so much it led me to declare bankruptcy. My poor money management almost ruined my life. When I really think about my attitudes toward money... Read More
Financial stress and anxiety affect millions of people. No matter how much, or how little, money you make, you have probably felt financial stress at some point in your life. It doesn’t matter how well you think you’ve planned (or haven’t), things can happen that cause you stress or anxiety. Chances are you’ve had to deal with one... Read More
Many of you probably have a spring-cleaning ritual. It is the time of the year when you wash the windows, air out the bedding and declutter. However, have you ever thought about sprucing up your budget? That may sound strange, but it is the perfect time of year to take a good look at your... Read More
According the USDA, the average American family of four spent an average of $250 per week on food in February 2017, if they had a moderate to liberal budget. That can mean upwards of $1,000 a month on food or $12,000 annually. That is a huge chunk of most budgets and can be scary to see... Read More
Having a baby is a life-changing experience. Every aspect of your life will change, especially how you spend and save money. A recent BabyCenter survey found that parents should expect to spend almost $10,000 in their first year with baby. With some forethought and careful budgeting, you and your family can moderate some of the... Read More
One of the largest expenses for most budgets is groceries. As much as we want to save money on food, it can feel next to impossible — that is, unless you want to sit and clip coupons. While using coupons works for many, it is just not an option for some. Of course, if you... Read More
The holidays are the time of the year when you want to give to everyone you care about. Beyond your family and friends, it may also mean remembering (and thanking) those who provide various services for you all year long. This includes postal works, trash collectors, hair dressers … the list goes on and on.... Read More
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