Creating a Menu Plan to Save on Groceries

Personal Finance

Creating a Menu Plan to Save on Groceries

Creating a Menu Plan to Save on Groceries

Although it’s not particularly fun, creating menu plan is one of the simplest way to save money. If you can create a menu plan, you can save money. It is as simple as that. There are two main reasons that a menu plan can save money: You don’t eat dinner out as often. You know... Read More

How Much Should You Budget for Groceries?

Personal Finance

How Much Should You Budget for Groceries?

How Much Should You Budget for Groceries?

When creating your budget, it’s important to include accurate numbers. After all, an accurate budget sets you up for financial success. It’s easy to know how much you need to include for utilities, loans, and even fuel. However, it can be difficult to figure out how much to budget for groceries. There is not a... Read More

6 Depression-Era Money Lessons My Grandparents Taught Me

Personal Finance

6 Depression-Era Money Lessons My Grandparents Taught Me

6 Depression-Era Money Lessons My Grandparents Taught Me

My grandparents were only children in the Great Depression, and they learned a lot from their own parents during that difficult time. When they first were married, they had no money at all. They were very, very poor. But they were happy. These two amazing people taught me many lessons in life — how to be a... Read More

6 Common Money Traps That Are Draining Your Wallet

Personal Finance

6 Common Money Traps That Are Draining Your Wallet

6 Common Money Traps That Are Draining Your Wallet

Sometimes, when I look back on the way I handled money in my 20s, I want to smack myself. During that time, I built up a lot of debt — so much it led me to declare bankruptcy. My poor money management almost ruined my life. When I really think about my attitudes toward money... Read More

7 Steps to Get Rid of Your Financial Stress Once & For All

Personal Finance

7 Steps to Get Rid of Your Financial Stress Once & For All

7 Steps to Get Rid of Your Financial Stress Once & For All

Financial stress and anxiety affect millions of people. No matter how much, or how little, money you make, you have probably felt financial stress at some point in your life. It doesn’t matter how well you think you’ve planned (or haven’t), things can happen that cause you stress or anxiety. Chances are you’ve had to deal with one... Read More

9 Things to Do to Spring Clean Your Budget

Personal Finance

9 Things to Do to Spring Clean Your Budget

9 Things to Do to Spring Clean Your Budget

Many of you probably have a spring-cleaning ritual. It is the time of the year when you wash the windows, air out the bedding and declutter. However, have you ever thought about sprucing up your budget? That may sound strange, but it is the perfect time of year to take a good look at your... Read More

5 Ways to Drastically Save on Groceries

Uncategorized

5 Ways to Drastically Save on Groceries

5 Ways to Drastically Save on Groceries

According the USDA, the average American family of four spent an average of $250 per week on food in February 2017, if they had a moderate to liberal budget. That can mean upwards of $1,000 a month on food or $12,000 annually. That is a huge chunk of most budgets and can be scary to see... Read More

Your $10,000 Bundle of Joy: How to Budget for Your New Baby

Personal Finance

Your $10,000 Bundle of Joy: How to Budget for Your New Baby

Your $10,000 Bundle of Joy: How to Budget for Your New Baby

Having a baby is a life-changing experience. Every aspect of your life will change, especially how you spend and save money. A recent BabyCenter survey found that parents should expect to spend almost $10,000 in their first year with baby. With some forethought and careful budgeting, you and your family can moderate some of the... Read More

10 Ways to Save on Groceries … Without Clipping Coupons

Uncategorized

10 Ways to Save on Groceries … Without Clipping Coupons

10 Ways to Save on Groceries … Without Clipping Coupons

One of the largest expenses for most budgets is groceries. As much as we want to save money on food, it can feel next to impossible — that is, unless you want to sit and clip coupons. While using coupons works for many, it is just not an option for some. Of course, if you... Read More

The Ultimate Holiday Tipping Guide

Uncategorized

The Ultimate Holiday Tipping Guide

The Ultimate Holiday Tipping Guide

The holidays are the time of the year when you want to give to everyone you care about. Beyond your family and friends, it may also mean remembering (and thanking) those who provide various services for you all year long. This includes postal works, trash collectors, hair dressers … the list goes on and on.... Read More

Show Me More by Tracie Fobes

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team