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Tom Quinn

Don't Let a Natural Disaster Hurt Your Credit Score

Many people affected by Hurricane Sandy have reached out with questions about the potential impacts this natural disaster can have …

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Credit Score Range

Your credit score is typically represented as a three-digit number that lenders use to help them understand your future credit …

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Student Loan Debt: The Ripple Effect on Credit

It’s no secret that the cost of getting a college education can be downright frightening with the total four-year tuition …

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Should Utility Payments be Reported to the Credit Reporting Agencies?

Most consumers are aware that how they manage “standard” credit obligations — such as mortgage, automobile and student loans as …

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Can Your Credit Score Save You Money on a New Car?

Many consumers find the early fall an ideal time to shop for a new car, as the automakers are bringing …

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Can You Tell A Lender Which Credit Reporting Agency to Use?

Jackie is getting ready to purchase a new car and needs to take out a car loan.  To prepare for …

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Is the Credit Crunch Over?

Forecasting experts evaluate many different data elements and trends to try to predict if the economy is in a recovery …

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How Long Will a Bankruptcy Stay on Your Credit Report?

Mike from Buffalo lost his job and experienced financial difficulties in 2003 that resulted in his filing for bankruptcy.  Since …

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unemployed1

Many people are surprised to learn that being unemployed does not directly impact one’s credit score as employment status is …

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wedding1

Congratulations! You survived the big wedding day, hopefully enjoyed a blissful honeymoon and are now getting settled into married life.  …

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Tom Quinn – Tom is Vice President of Scores at FICO (Fair Isaac), and has more than 25 years of experience in the credit industry with previous positions at FICO, Nomis Solutions, MDS (now known as Experian) and Citibank.

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