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Shelby Bremer

Contributor |  In Personal Finance, Mortgages

Shelby Bremer is an honors graduate of DePauw University, earning a degree in Communication. Originally from Chicago, she’s previously interned at NBC Chicago, the Field Museum of Natural History, and the White House.

How to Spot Money Wasters in Your Home

Personal Finance

How to Spot Money Wasters in Your Home

How to Spot Money Wasters in Your Home

If you receive huge heating bills in the winter, and you’re spending big money on your water bill every month, chances are you can cut your costs by making simple adjustments around the house. Here are a few tips to cut utility costs at home: Water According to the Environmental Protection Agency, nearly 30% of... Read More

What to Do When Your Insurance & Hospital Do Battle

Managing Debt

What to Do When Your Insurance & Hospital Do Battle

What to Do When Your Insurance & Hospital Do Battle

When you’re in recovery from a hospital visit — whether it’s a major surgery, a visit to the emergency room or just a routine procedure — the last thing you want to worry about is paying your medical bills. Although the doctors may have stitched you up, sometimes they don’t quite stick to procedure when... Read More

I Want to Buy a House, But I Need a Job!

Mortgages

I Want to Buy a House, But I Need a Job!

I Want to Buy a House, But I Need a Job!

It’s a well-known fact that lenders look at employment history when considering applicants for a mortgage. Two years’ history is the standard (though not absolute) metric that lenders typically examine, but a tough job market and high unemployment rates during the past few years means a lot of people may be looking for loans without... Read More

What Fannie Mae & Freddie Mac Changes Could Mean for You

Mortgages

What Fannie Mae & Freddie Mac Changes Could Mean for You

What Fannie Mae & Freddie Mac Changes Could Mean for You

With the housing market back on its feet, the question of what the government’s role in housing finance should be in the coming years has yet to be answered. One potential solution, and the most likely option in Washington, is the “Housing Finance Reform and Taxpayer Protection Act”, which was introduced by Senators Bob Corker... Read More

5 Things a Debt Collector Should Never Say

Managing Debt

5 Things a Debt Collector Should Never Say

5 Things a Debt Collector Should Never Say

Getting a call from a debt collector is something most consumers dread. It can be scary at times, but if a debt collector doesn’t play by the rules, chances are they’re banking on you not knowing your rights. Don’t let a debt collection agency bully you into anything — learn your legal rights under the... Read More

9 Crazy Data Breaches

Identity Theft

9 Crazy Data Breaches

9 Crazy Data Breaches

Five men were indicted last week in the largest credit card hacking scheme in U.S. history, resulting in more than $300 million in losses and a data breach of more than 160 million credit and debit cards since 2005. The four Russian nationals and one Ukrainian man targeted major American and international corporations, hacking into... Read More

The Most Common Hidden Credit Card Charges

Credit Cards

The Most Common Hidden Credit Card Charges

The Most Common Hidden Credit Card Charges

If you don’t check your credit card statement every month, you may be racking up hidden credit card charges without even realizing it. According to a study released last month from software company BillGuard and research firm Aite Group, there are roughly 233 million hidden credit card charges each year. Of about 5,000 participants in the study, 35%... Read More

12 Ways to Cut Costs at the Grocery Store

Personal Finance

12 Ways to Cut Costs at the Grocery Store

12 Ways to Cut Costs at the Grocery Store

We all have to eat, and unless you have unlimited cash for fine dining, that means we have to frequent the supermarket. But did you know that you could be tossing money away — little by little — at the checkout line? Here are some tips to help you cut costs at the grocery store.... Read More

Equifax Ordered to Pay $18.6M for Credit Report Mistakes

Credit Score

Equifax Ordered to Pay $18.6M for Credit Report Mistakes

Equifax Ordered to Pay $18.6M for Credit Report Mistakes

Julie Miller’s long battle to fix her credit report ended Friday, when a jury awarded her $18.6 million in her civil suit against credit reporting agency Equifax. Miller says her troubles started in late 2009, when she was denied credit at Hubbard Bank due to her credit report. In 2009, she requested her credit report... Read More

8 Money Tools You Should Try

Personal Finance

8 Money Tools You Should Try

8 Money Tools You Should Try

Managing your personal finances can be tough. With income, expenses, budgets, bills, and so much more, keeping track of everything gets complex sometimes. Luckily, we have technology right at our fingertips to help organize and destress our lives. Here are some of the best money tools that can help you keep up with your finances.... Read More

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