Contributor | In Personal Finance, Students
Shannon McNay is Community and Customer Support Manager at ReadyForZero, a website that helps people get out of debt faster on their own.
Budgets… not exactly the most fun topic around, right? However, I think that the reason people find budgets to be so restrictive and frustrating is not because of the act of budgeting itself but rather the way we talk about it. So many approach budgeting as a one-size-fits-all philosophy, but that couldn’t be further from... Read More
When it comes to debt, I always say the faster you can pay it off, the better. But until recently, not many people thought of a mortgage as debt in the traditional sense. This could partially be due to the fact that most mortgages have a fixed term and a fixed rate, and that a... Read More
What’s the smartest thing you can do after college graduation? My answer may surprise you: move back home. Now before you write me off for being completely out of touch with reality, hear me out. Yes, the point of going to college (aside from getting an education) is to launch into adulthood and learn to... Read More
[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Are you in the process of selling your home? Could you use some help selling it for more... Read More
Tax season is now over and wedding season is underway. So what if you’re recently married (or soon to be married) and you’re already thinking about taxes for next year? Do you know if you want to file together or separately? While filing jointly is commonly considered the best way to go, there are a... Read More
Are wedding bells in your near future? If so, congratulations — and get ready! While you may have long dreamed of the day you’d put on a white dress or the day you’d see your bride walk down the aisle, it’s unlikely that you imagined the amount of planning and emotional turmoil you’d go through... Read More
These days it seems that all anyone can talk about is student loan debt. Defaults are on the rise and we’re dangerously close to a bubble burst the size of the mortgage crisis just a few years ago. But with the attention student loan debt gets in the media, there is a group of people... Read More
College students of years past used to spend four (sometimes five) years working to find their passion, build their skills and networks, and find a job in the “real world.” However, today’s college students have a whole new challenge to face: dealing with debt in a slow job market. With average student loan debt hovering... Read More
I have a confession to make. And coming from a personal finance writer, this one’s a biggie. I don’t usually check my credit report. I know how bad this is! If you told me you never checked your credit report, I’d probably go into full lecture mode convincing you to change your ways. So why... Read More
By this time of year, most of our New Year’s resolutions have been long abandoned, with our old habits remaining firmly in place. But it’s never too late to make a get-out-of-debt plan that you can actually maintain. And how do you make a plan that sticks? Well first it helps to determine your motivation... Read More
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