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Sean Bryant

In Credit Cards

Sean Bryant is a Denver-based freelance writer specializing in travel, credit cards and personal finance. With nearly 10 years of writing experience, his work has appeared in many of the industries’ top publications. He holds a Bachelor of Arts degree in economics.

4 Hacks for Using the Capital One Venture Miles Program

Credit Cards

4 Hacks for Using the Capital One Venture Miles Program

4 Hacks for Using the Capital One Venture Miles Program

Over the past decade, Capital One Venture cards have become popular for a few reasons. Not only have they brought on several A-list celebrities to become the face of the program, but Capital One Venture rewards are also some of the most flexible travel rewards available. Even though the Capital One Venture program might have... Read More

Can I Pay My Taxes With a Credit Card?

Credit Cards

Can I Pay My Taxes With a Credit Card?

Can I Pay My Taxes With a Credit Card?

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it —18-Month Balance Transfer Offer.] Tax season is upon us, and many people are discovering they owe money to the Internal Revenue Service (IRS). (Still haven’t filed? You may want to read these 50 things to... Read More

5 New Hilton Hotels You Can Visit in 2017 for Free

Personal Finance

5 New Hilton Hotels You Can Visit in 2017 for Free

5 New Hilton Hotels You Can Visit in 2017 for Free

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Review featured cards from our partners below.] When is the last time you found time to get away and enjoy a vacation? If you had to stop and think, that is the perfect sign it’s time to book your... Read More

4 Ways to Get Max Value From Discover Cash Back Rewards

Credit Cards

4 Ways to Get Max Value From Discover Cash Back Rewards

4 Ways to Get Max Value From Discover Cash Back Rewards

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it — Cashback Match, Discover it Chrome, Discover it Student and Discover it Secured.] There are a lot of cash back rewards programs out there so it’s important to compare them and have a full understanding... Read More

6 Hacks for Using the Citi ThankYou Points Program

Credit Cards

6 Hacks for Using the Citi ThankYou Points Program

6 Hacks for Using the Citi ThankYou Points Program

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi Prestige, Citi ThankYou Premier, Citi ThankYou Preferred and Citi ThankYou Preferred card for College Students. Disclosure: Cards from our partners are mentioned below.] If you surveyed a group of people about credit cards, it’s likely they would... Read More

5 New Hyatt Hotels You Can Visit in 2017 for Free

Credit Cards

5 New Hyatt Hotels You Can Visit in 2017 for Free

5 New Hyatt Hotels You Can Visit in 2017 for Free

[Disclosure: Cards from our partners are mentioned below.] If you have been trying to figure out your next vacation destination, it’s understandable that you might be a little overwhelmed. There are so many amazing places around the world to experience. If you prefer to stay at Hyatt hotels, we put together a list of five... Read More

3 Hacks for Using the Chase Ultimate Rewards Program

Credit Cards

3 Hacks for Using the Chase Ultimate Rewards Program

3 Hacks for Using the Chase Ultimate Rewards Program

[Disclosure: Cards from our partners are mentioned below.] If you have a Chase credit card, or are considering getting one, you’ve likely heard of the Chase Ultimate Reward program. There are several rewards credit cards in the Chase repertoire (more on those in a minute) and, while they may have different reward structures, the reward program... Read More

5 New IHG Hotels You Can Visit in 2017 for Free

Personal Finance

5 New IHG Hotels You Can Visit in 2017 for Free

5 New IHG Hotels You Can Visit in 2017 for Free

If you’re planning a vacation this year and are a fan of Intercontinental Hotel Group hotels, we’ve got some good news for you. The firm has recently opened five new hotels around the world — and, if you play your points right, you could score a stay in one free of charge. (Psst … if... Read More

How to Visit Disney World for Free (or Close To It)

Credit Cards

How to Visit Disney World for Free (or Close To It)

How to Visit Disney World for Free (or Close To It)

[Disclosure: Cards from our partners are mentioned below.] Anyone with kids understands that Disney World is a vacation they need to take at least once. After all, it’s the happiest place on earth. The only problem is, the place is expensive, and it’s only getting more so. In February, Disney announced they were raising ticket... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team