The Key to Buying a Second Home

Mortgages

The Key to Buying a Second Home

The Key to Buying a Second Home

If you’re looking to buy an additional home, you may be facing a big hurdle: your other debts. The percentage of your income that you pay toward your debt is a critical factor in determining how much house you can afford. If your total monthly debt payments, including your current house payment and your proposed… Read More

6 Things That Drive Up the Cost of Your Mortgage

Mortgages

6 Things That Drive Up the Cost of Your Mortgage

6 Things That Drive Up the Cost of Your Mortgage

Applying for a mortgage? Do your fees and rates appear to be a little higher than what you see advertised? If yes, there could be several key factors driving up the cost of your mortgage that you may not know about. These additional mortgage-pricing factors can make your mortgage cost more. Don’t be fooled by… Read More

Why Your Job Matters When Buying a Home

Mortgages

Why Your Job Matters When Buying a Home

Why Your Job Matters When Buying a Home

Did you recently change jobs or receive a promotion? Despite what you might have heard, it is still possible to qualify for a mortgage to buy or refinance a home using your new income. The lending atmosphere is rife with misconceptions about job gaps, job changes and occupational changes within the course of an employment time… Read More

How to Divide Your House in a Divorce

Mortgages

How to Divide Your House in a Divorce

How to Divide Your House in a Divorce

Stuck paying for a house that’s no longer yours? Buying your spouse out of a property can be dicey, especially if both parties disagree with one another on the debt and equity objectives. So here are some ways to separate and pay off an ex-spouse when getting a mortgage. Net Yet Divorced or Separated? First,… Read More

How to Buy a Home in a Competitive Real Estate Market

Mortgages

How to Buy a Home in a Competitive Real Estate Market

How to Buy a Home in a Competitive Real Estate Market

Demand for real estate is growing in many markets across the country. That’s great, but it creates competition in the form of all-cash offers, offers for thousands of dollars over list price, and a growing gap between affordability and prices in a given area. This dynamic only adds to the frustrations many buyers face in… Read More

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