Do You Really Understand Your Mortgage APR?

Mortgages

Do You Really Understand Your Mortgage APR?

Do You Really Understand Your Mortgage APR?

Everyone wants to know they’re getting a fair and reasonable mortgage offer. The federal government supports the annual percentage rate disclosure (APR) as the benchmark barometer of loan cost when mortgage shoppers begin their quest to find a good deal on a home loan, which is why it’s so important to understand what goes into a… Read More

Will Paying Off Your Mortgage Hurt Your Credit?

Mortgages

Will Paying Off Your Mortgage Hurt Your Credit?

Will Paying Off Your Mortgage Hurt Your Credit?

Let’s face it, no one actually wants a mortgage. A mortgage is simply a means to an end if you don’t have the cash. So when you finally pay it off, ridding yourself of the financial obligation is the next best thing, but could it come at the expense of your credit score? Here’s what… Read More

6 Fees to Look Out for When Buying a Home

Mortgages

6 Fees to Look Out for When Buying a Home

6 Fees to Look Out for When Buying a Home

Let’s cut to the chase. Obtaining a mortgage to buy a home, or to refinance one you already own, is not cheap. No two ways about it, acquiring property is going to cost you some bucks. However, knowing ahead of time what fees lenders charge — including both upfront and later in the transaction —… Read More

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