The Most Underutilized Debt Payoff Tool

Personal Loans

The Most Underutilized Debt Payoff Tool

The Most Underutilized Debt Payoff Tool

Getting out of debt, particularly consumer debt, is the cornerstone of financial freedom. It frees up cash for saving and investing. It enables us to get off the treadmill of living month-to-month. And being debt-free just feels great. A lot has been written on how to get out of debt. It’s not exactly rocket science.... Read More

5 Ways You’re Accidentally Wrecking Your Credit

Credit Score

5 Ways You’re Accidentally Wrecking Your Credit

5 Ways You’re Accidentally Wrecking Your Credit

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Cards from our partners are mentioned below.] It’s one thing to knowingly make decisions that hurt your credit score. We’ve all been there, and sometimes tough decisions must be made. But it’s an entirely different situation to accidentally... Read More

5 Tax Myths That Can Cost You

Personal Finance

5 Tax Myths That Can Cost You

5 Tax Myths That Can Cost You

Tax myths are a lot like a bad date. They are annoying and seem to last forever. Yet people have beliefs about income taxes that have no basis in reality. Were it not for the potential financial costs, some of these might be amusing. But if you believe them and act upon them, they can... Read More

5 Financial Habits That Will Change Your Life

Personal Finance

5 Financial Habits That Will Change Your Life

5 Financial Habits That Will Change Your Life

With 2014 underway, New Year’s resolutions are a dime a dozen. Study after study concludes that annual resolutions are rarely kept. In the words of Mary Poppins, resolutions are like a pie crust promise — easily made, easily broken. Resolutions aim too high. While getting out of debt, spending less, and saving more are admirable... Read More

5 Small Things That Are Killing Your Budget

Personal Finance

5 Small Things That Are Killing Your Budget

5 Small Things That Are Killing Your Budget

It’s easy to ignore small expenses. We don’t often think of the small things when we look at spending, then we wonder why the budget seems so out of control. Yet it’s often the small daily expenses that add up to a lifetime of financial frustration. The Rule of 752 can add so much needed... Read More

5 Financial Tips That Can Lead You Astray

Personal Finance

5 Financial Tips That Can Lead You Astray

5 Financial Tips That Can Lead You Astray

Most of us tend to like cut-and-dry answers to our financial questions. How much house can I afford? There’s a rule of thumb for that. From the order you pay off your debt to the amount you should withdraw in retirement, there are a number of financial guidelines available to help you make better financial... Read More

5 Myths About Late Payments & Your FICO Scores

Credit Score

5 Myths About Late Payments & Your FICO Scores

5 Myths About Late Payments & Your FICO Scores

Recently I had the opportunity to interview Tom Quinn on my weekly podcast.  Tom is the credit expert for Fair Isaac Corporation, the creator of the FICO credit score, and he also is a former contributor to Credit.com. There are few people who know more about FICO scores than Tom. The interview yielded a number... Read More

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