4 Steps to Take Before Applying for a Small Business Loan

Credit Score

4 Steps to Take Before Applying for a Small Business Loan

4 Steps to Take Before Applying for a Small Business Loan

By Ked Harley Applying for a small business loan has always been a hassle, but with the world economy still floundering and credit still tight, the process in recent years has become a full-on nightmare. The good news is that, while lending is still slow, it’s picking up; and with both the government and big… Read More

Why Financial Literacy Programs Fail

Personal Finance

Why Financial Literacy Programs Fail

Why Financial Literacy Programs Fail

By Mark Henricks Nobody Is Born Knowing How To Manage Money From simple tasks like making a household budget or balancing a checkbook, to evaluating life insurance and selecting an investment vehicle to fund a comfortable retirement, people have to learn about personal finance in order to be successful overseers of their incomes and assets…. Read More

What Exactly Is a Divorce Loan?

Personal Loans

What Exactly Is a Divorce Loan?

What Exactly Is a Divorce Loan?

By Stephanie Taylor Christensen Money is cited as the number two reason that couples divorce. Ironically, it can become an even bigger issue once the marriage ends, and divorce proceedings begin. Larry Rich, Divorce Magazine contributor and senior partner at Rich Rotsteinestimates average hourly rates for “intermediate level” lawyers and accountants, at $275 and $250, respectively. Even… Read More

What You Need to Know About ‘Drip’ Pricing

Personal Finance

What You Need to Know About ‘Drip’ Pricing

What You Need to Know About ‘Drip’ Pricing

By Christopher Elliott The Federal Trade Commission made a splash late last year when it took a stand on something called “drip” pricing. The feds describe “drip” pricing as a pricing technique in which firms advertise only part of a product’s price and reveal other charges as the customer goes through the buying process. But… Read More

7 Signs You’re Living Beyond Your Means

Personal Finance

7 Signs You’re Living Beyond Your Means

7 Signs You’re Living Beyond Your Means

By Stephanie Taylor Christensen Whether you consider yourself to be financially responsible, or you always seem to come up short on cash, there are a few key indicators that may indicate you are living beyond your means—and being aware of them can save you loads of money woes in times of a cash emergency. You… Read More

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