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Michael Schreiber

Editor-in-Chief, Credit.com |  In Personal Finance, Mortgages

Michael Schreiber is Credit.com’s Editor-In-Chief. He’s worked in print and online news as well as documentaries for The New York Times, Frontline, ABC News, TheStreet.com and others. He attended Columbia University’s Graduate School of Journalism, where he was also an adjunct professor.

The Smartest Countries in the World?

Personal Finance

The Smartest Countries in the World?

The Smartest Countries in the World?

The United States may have the lion’s share of the cash, but when it comes to brains, we don’t even crack the top ten, according to one recent report. In a ranking of the countries with the highest IQs conducted by StatisticsBrain.com, the United States placed 19th with an average IQ of 98, tied with… Read More

Credit Rage! What’s Your Beef?

Credit Score

Credit Rage! What’s Your Beef?

Credit Rage! What’s Your Beef?

Let’s face it. Credit makes lots of people angry. Credit cards, credit reports, credit scores and lending in general can be a confusing business. That confusion turns into concern, then exasperation, which can morph into rage. It’s completely understandable. Part of what we do at Credit.com is provide people with an outlet for this rage… Read More

Lawmakers Clash Over Student Loan Debt Reform

Students

Lawmakers Clash Over Student Loan Debt Reform

Lawmakers Clash Over Student Loan Debt Reform

Federal lawmakers have been mulling ways to address the growing problem of student loan debt and rising instances of delinquency and default on those accounts, but now conflicting views as to how to do so has stymied progress on Capitol Hill. There are only a few months to go for Congress to decide whether it will keep interest… Read More

Did Credit Scores Just Get Fairer?

Credit Score

Did Credit Scores Just Get Fairer?

Did Credit Scores Just Get Fairer?

In a move that could have a wide-ranging impact on both the credit scoring business and the availability of credit to consumers, VantageScore Solutions today announced the latest version of its credit scoring model. The company says that the new model, called VantageScore 3.0, has the ability to generate credit scores for tens of millions… Read More

Mixed Reviews on CFPB’s New Mortgage Rules

Mortgages

Mixed Reviews on CFPB’s New Mortgage Rules

Mixed Reviews on CFPB’s New Mortgage Rules

In an effort to forestall a repeat of the 2008 financial crisis, the Consumer Financial Protection Bureau today announced it would issue new mortgage rules designed to ensure that borrowers have the ability to pay back loans before the lender issues them credit. The new lending standards are a requirement of the 2010 Dodd-Frank Act,… Read More

6 Birthday Wishes for the CFPB

Personal Finance

6 Birthday Wishes for the CFPB

6 Birthday Wishes for the CFPB

On July 21 of last year, the Consumer Financial Protection Bureau came into existence. It was born of the chaos that followed the 2008 financial meltdown and its charter became perhaps the most well-publicized and contentious aspect of the Dodd-Frank Wall Street Reform Act. For the first half of its life, it was without a… Read More

Credit.com in the News: 5.20.12

Personal Finance

Credit.com in the News: 5.20.12

Credit.com in the News: 5.20.12

This week the experts from Credit.com contributed to a wide range of publications on subjects including identity theft, credit scores, credit cards and debt. Check out some of the highlights… Adam Levin on Identity Theft Credit.com co-founder and chairman Adam Levin spoke to WABC’s Stacy Sager about what people can do to protect themselves if… Read More

Foreclosure Activity Creeping Up Again

Mortgages

Foreclosure Activity Creeping Up Again

Foreclosure Activity Creeping Up Again

The number of foreclosures by mortgage lenders experienced by consumers nationwide has dipped significantly in recent months due to a recently-settled investigation by state and federal authorities, but now that the case has been cleared up, those incidents are taking place once again. The number of foreclosure filings across the country dipped to a total of 206,900… Read More

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