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Michael Schreiber

Editor-in-Chief, Credit.com |  In Personal Finance, Mortgages

Michael Schreiber is Credit.com’s Editor-In-Chief. He’s worked in print and online news as well as documentaries for The New York Times, Frontline, ABC News, TheStreet.com and others. He attended Columbia University’s Graduate School of Journalism, where he was also an adjunct professor.

Could Rental Cats Threaten the Russian Economy?

Mortgages

Could Rental Cats Threaten the Russian Economy?

Could Rental Cats Threaten the Russian Economy?

Given the recent speculation that state-sponsored Russian hackers may be behind recent data breaches at major U.S. financial institutions, in retaliation for U.S. and EU sanctions proposed and imposed against Russia in the wake of the crisis in the Ukraine, we though it appropriate to take a closer look at Russian banking policies. In particular,… Read More

9 Seriously Unhealthy Meals

Personal Finance

9 Seriously Unhealthy Meals

9 Seriously Unhealthy Meals

We’re missing a word in the English language. We need something that means both mouth-watering and nauseating. As someone who probably eats his weight in bacon annually, that was my initial response to a recent study on extreme eating by The Center for Science in the Public Interest. Just look at “The Big Hook Up”… Read More

3 Horrifying Moments in Credit History

Credit Score

3 Horrifying Moments in Credit History

3 Horrifying Moments in Credit History

If you’re struggling with bad credit, the credit system can seem like a towering deck of cards precipitously stacked against you. However, while the consequences for having poor credit are tough today, the truth is that in ages past they were much worse — for everyone. Borrowers were dealt with harshly, and lenders were, too…. Read More

The Smartest Countries in the World?

Personal Finance

The Smartest Countries in the World?

The Smartest Countries in the World?

The United States may have the lion’s share of the cash, but when it comes to brains, we don’t even crack the top ten, according to one recent report. In a ranking of the countries with the highest IQs conducted by StatisticsBrain.com, the United States placed 19th with an average IQ of 98, tied with… Read More

Credit Rage! What’s Your Beef?

Credit Score

Credit Rage! What’s Your Beef?

Credit Rage! What’s Your Beef?

Let’s face it. Credit makes lots of people angry. Credit cards, credit reports, credit scores and lending in general can be a confusing business. That confusion turns into concern, then exasperation, which can morph into rage. It’s completely understandable. Part of what we do at Credit.com is provide people with an outlet for this rage… Read More

Lawmakers Clash Over Student Loan Debt Reform

Students

Lawmakers Clash Over Student Loan Debt Reform

Lawmakers Clash Over Student Loan Debt Reform

Federal lawmakers have been mulling ways to address the growing problem of student loan debt and rising instances of delinquency and default on those accounts, but now conflicting views as to how to do so has stymied progress on Capitol Hill. There are only a few months to go for Congress to decide whether it will keep interest… Read More

Did Credit Scores Just Get Fairer?

Credit Score

Did Credit Scores Just Get Fairer?

Did Credit Scores Just Get Fairer?

In a move that could have a wide-ranging impact on both the credit scoring business and the availability of credit to consumers, VantageScore Solutions today announced the latest version of its credit scoring model. The company says that the new model, called VantageScore 3.0, has the ability to generate credit scores for tens of millions… Read More

Mixed Reviews on CFPB’s New Mortgage Rules

Mortgages

Mixed Reviews on CFPB’s New Mortgage Rules

Mixed Reviews on CFPB’s New Mortgage Rules

In an effort to forestall a repeat of the 2008 financial crisis, the Consumer Financial Protection Bureau today announced it would issue new mortgage rules designed to ensure that borrowers have the ability to pay back loans before the lender issues them credit. The new lending standards are a requirement of the 2010 Dodd-Frank Act,… Read More

6 Birthday Wishes for the CFPB

Personal Finance

6 Birthday Wishes for the CFPB

6 Birthday Wishes for the CFPB

On July 21 of last year, the Consumer Financial Protection Bureau came into existence. It was born of the chaos that followed the 2008 financial meltdown and its charter became perhaps the most well-publicized and contentious aspect of the Dodd-Frank Wall Street Reform Act. For the first half of its life, it was without a… Read More

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